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Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 16.00 761.26 Td (270 Park ) Tj ET Q q 0 0 0 rg BT 50.00 761.26 Td (A) Tj ET Q q 0 0 0 rg BT 55.83 761.26 Td (venue, New ) Tj ET Q q 0 0 0 rg BT 100.73 761.26 Td (Y) Tj ET Q q 0 0 0 rg BT 106.33 761.26 Td (ork, NY) Tj ET Q q 0 0 0 rg BT 135.49 761.26 Td ( 10017-2070) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 16.00 752.26 Td (NYSE symbol: JPM) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 16 742.06005859375 m 109.2255859375 742.06005859375 l s q 0 0 1 rg BT 16.00 743.26 Td (www) Tj ET Q q 0 0 1 rg BT 34.91 743.26 Td (.jpmor) Tj ET Q q 0 0 1 rg BT 58.50 743.26 Td (ganchase.com) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 9.5 71.5 m 371.5 71.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 71.5 m 601.5 71.5 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 12.00 62.76 Td (Investor Contact: Jason Scott \(212\) 270-7325) Tj ET Q BT /F1 7.00 Tf ET BT /F1 4.55 Tf ET q 0 0 0 rg BT 12.00 55.32 Td (1) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 14.27 52.15 Td (Percentage comparisons noted in the bullet points are calculated for the third quarter of 2017 versus the prior) Tj ET Q q 0 0 0 rg BT 319.12 52.15 Td (-year third ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 12.00 43.07 Td (quarter) Tj ET Q q 0 0 0 rg BT 31.54 43.07 Td (, unless otherwise specified.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.27 43.07 Td ( ) Tj ET Q BT /F1 7.00 Tf ET BT /F1 4.55 Tf ET q 0 0 0 rg BT 12.00 35.32 Td (2) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 14.27 32.15 Td (For notes on non-GAAP) Tj ET Q q 0 0 0 rg BT 82.65 32.15 Td ( financial measures, including managed basis reporting and key performance measures, see page 5.) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 12.00 22.15 Td (For additional notes see page 6.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.75 62.76 Td (Media Contact: Joe Evangelisti \(212\) 270-7438) Tj ET Q BT /F1 10.00 Tf ET BT /F2 11.00 Tf ET q 0 0 0 rg BT 119.90 721.60 Td (JPMORGAN CHASE REPOR) Tj ET Q q 0 0 0 rg BT 264.96 721.60 Td (TS ) Tj ET Q q 0 0 0 rg BT 280.96 721.60 Td (THIRD-QUAR) Tj ET Q q 0 0 0 rg BT 352.69 721.60 Td (TER 2017 NET) Tj ET Q q 0 0 0 rg BT 425.23 721.60 Td ( INCOME OF) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 214.00 702.40 Td ($6.7 BILLION, OR $1.76 PER SHARE ) Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 17.5 685.9 m 17.5 681.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 593.5 685.9 m 593.5 681.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 17.5 685.9 m 593.5 685.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 17.5 681.9 m 593.5 681.9 l s BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 18.00 659.60 Td (THIRD-QUAR) Tj ET Q q 0 0 0 rg BT 83.21 659.60 Td (TER 2017 RESUL) Tj ET Q q 0 0 0 rg BT 161.19 659.60 Td (TS) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 173.42 664.13 Td (1) Tj ET Q 0.37254901960784315 0.6392156862745098 0.39215686274509803 rg /GS0 gs 85.50 643.10 130.00 -33.00 re f /GS0 gs 0.37254901960784315 0.6392156862745098 0.39215686274509803 rg /GS0 gs 240.50 643.10 130.00 -33.00 re f /GS0 gs 0.37254901960784315 0.6392156862745098 0.39215686274509803 rg /GS0 gs 395.50 643.10 130.00 -33.00 re f /GS0 gs BT /F3 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 128.10 630.52 Td (ROE 1) Tj ET Q q 1 1 1 rg BT 157.37 630.52 Td (1) Tj ET Q BT /F4 10.00 Tf ET q 1 1 1 rg BT 162.93 630.52 Td (%) Tj ET Q BT /F3 10.00 Tf ET q 1 1 1 rg BT 119.75 617.52 Td (ROTCE) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 1 1 1 rg BT 154.75 622.29 Td (2) Tj ET Q BT /F4 10.00 Tf ET BT /F4 6.50 Tf ET q 1 1 1 rg BT 158.36 622.29 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 1 1 1 rg BT 160.17 617.52 Td (13%) Tj ET Q BT /F3 10.00 Tf ET q 1 1 1 rg BT 250.75 629.02 Td (Common equity T) Tj ET Q q 1 1 1 rg BT 335.01 629.02 Td (ier 1) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 1 1 1 rg BT 355.58 633.79 Td (2) Tj ET Q BT /F4 10.00 Tf ET q 1 1 1 rg BT 290.80 619.02 Td (12.5%) Tj ET Q BT /F3 10.00 Tf ET q 1 1 1 rg BT 418.35 629.02 Td (Net payout L) Tj ET Q q 1 1 1 rg BT 478.16 629.02 Td (TM) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 1 1 1 rg BT 492.60 633.79 Td (3,4) Tj ET Q BT /F4 10.00 Tf ET q 1 1 1 rg BT 449.95 619.02 Td (77%) Tj ET Q BT /F1 6.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 527.00 610.60 Td ( ) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 19.50 598.10 71.00 -39.00 re f /GS0 gs 0 0.403921568627451 0.7607843137254902 rg /GS0 gs 19.50 550.10 71.00 -63.00 re f /GS0 gs 0.32941176470588235 0.18823529411764706 0.10196078431372549 rg /GS0 gs 19.50 478.10 71.00 -39.00 re f /GS0 gs 0.6705882352941176 0.5137254901960784 0.35294117647058826 rg /GS0 gs 19.50 430.10 71.00 -39.00 re f /GS0 gs 0.5176470588235295 0.29411764705882354 0.1568627450980392 rg /GS0 gs 19.50 382.10 71.00 -74.00 re f /GS0 gs BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 32.55 582.02 Td (Firmwide) Tj ET Q BT /F4 10.00 Tf ET q 1 1 1 rg BT 36.95 570.02 Td (Metrics) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 585.84 cm /I1 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 588.46 Td (Reported revenue of $25.3 billion; managed revenue ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 579.46 Td (of $26.2 billion) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 159.75 583.54 Td (2) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 561.84 cm /I2 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 565.36 Td (A) Tj ET Q q 0 0 0 rg BT 109.83 565.36 Td (verage core loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 172.80 569.44 Td (2 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.18 565.36 Td (up 7% ) Tj ET Q q 0 0 0 rg BT 202.35 565.36 Td (Y) Tj ET Q q 0 0 0 rg BT 207.95 565.36 Td (oY) Tj ET Q q 0 0 0 rg BT 218.61 565.36 Td ( and 2% QoQ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 43.65 527.12 Td (CCB) Tj ET Q BT /F3 8.00 Tf ET q 1 1 1 rg BT 36.70 504.58 Td (ROE 19%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 537.84 cm /I3 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 541.36 Td (A) Tj ET Q q 0 0 0 rg BT 109.83 541.36 Td (verage core loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 172.80 545.44 Td (2 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.18 541.36 Td (up 8%; average deposits of $646 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 530.56 Td (billion, up 9%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 513.84 cm /I4 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 517.36 Td (29.3 million active mobile customers, up 12%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 498.84 cm /I5 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 501.27 Td (Credit card sales volume) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 193.22 505.34 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.15 501.27 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.65 501.27 Td (and merchant processing ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 491.96 Td (volume each up 13%) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 45.85 465.12 Td (CIB) Tj ET Q BT /F3 8.00 Tf ET q 1 1 1 rg BT 36.70 446.58 Td (ROE 13%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 465.84 cm /I6 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 469.36 Td (Maintained #1 ranking for Global Investment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 458.56 Td (Banking fees with 8.2% wallet share YTD) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 441.84 cm /I7 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 443.56 Td (Banking revenue up 5%; Markets revenue down 21%) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 47.25 417.12 Td (CB) Tj ET Q BT /F3 8.00 Tf ET q 1 1 1 rg BT 36.70 398.58 Td (ROE 17%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 417.84 cm /I8 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 421.36 Td (Record revenue of $2.1 billion, up 15%; net income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 410.56 Td (of $881 million, up 13%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 393.84 cm /I9 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 397.36 Td (Average loan balances of $200 billion, up 10%) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 42.25 353.62 Td (A) Tj ET Q q 1 1 1 rg BT 48.92 353.62 Td (WM) Tj ET Q BT /F3 8.00 Tf ET q 1 1 1 rg BT 36.70 331.08 Td (ROE 29%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 369.84 cm /I10 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 373.36 Td (Record net income of $674 million, up 21%; revenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 362.56 Td (of $3.2 billion, up 6%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 345.84 cm /I11 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 349.36 Td (Average loan balances of $125 billion, up 10%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 330.84 cm /I12 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 334.36 Td (Record assets under management \(AUM\) of $1.9 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 323.56 Td (trillion, up 10%; 81% of mutual fund ) Tj ET Q q 0 0 0 rg BT 239.49 323.56 Td (AUM ranked in ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 312.81 Td (the 1) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 121.75 316.89 Td (st) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.65 312.81 Td ( or 2) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.14 316.89 Td (nd) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 147.99 312.81 Td ( quartile over 5 years) Tj ET Q BT /F1 10.00 Tf ET 0.9215686274509803 0.9490196078431372 0.9607843137254902 rg /GS0 gs 321.50 598.10 256.00 -275.00 re f /GS0 gs 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 598.1 m 321.5 323.1 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 577.5 598.1 m 577.5 323.1 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 598.1 m 577.5 598.1 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 323.1 m 577.5 323.1 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 588.96 Td (Jamie Dimon, Chairman and CEO, commented on the financial ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 579.96 Td (results: ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 352.25 579.96 Td (JPMor) Tj ET Q q 0 0 0 rg BT 381.91 579.96 Td (gan Chase deliver) Tj ET Q q 0 0 0 rg BT 447.06 579.96 Td (ed solid r) Tj ET Q q 0 0 0 rg BT 480.73 579.96 Td (esults in a competitive ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 570.95 Td (envir) Tj ET Q q 0 0 0 rg BT 342.16 570.95 Td (onment this quarter with steady cor) Tj ET Q q 0 0 0 rg BT 470.07 570.95 Td (e gr) Tj ET Q q 0 0 0 rg BT 483.98 570.95 Td (owth acr) Tj ET Q q 0 0 0 rg BT 515.40 570.95 Td (oss the ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 561.95 Td (platform. ) Tj ET Q q 0 0 0 rg BT 359.34 561.95 Td (And for the first time, the Firm led the nation in total U.S. ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 552.95 Td (deposits, as consumers and businesses continue to view us as their ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 543.95 Td (partner of choice.? Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 525.96 Td (Dimon added: ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 377.49 525.96 Td (In Consumer & Community Banking, car) Tj ET Q q 0 0 0 rg BT 530.65 525.96 Td (d sales and ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 516.95 Td (mer) Tj ET Q q 0 0 0 rg BT 337.66 516.95 Td (chant pr) Tj ET Q q 0 0 0 rg BT 367.58 516.95 Td (ocessing volumes wer) Tj ET Q q 0 0 0 rg BT 445.73 516.95 Td (e once again up double digits, ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 507.95 Td (while loans and deposits continued to gr) Tj ET Q q 0 0 0 rg BT 469.66 507.95 Td (ow str) Tj ET Q q 0 0 0 rg BT 491.59 507.95 Td (ongly) Tj ET Q q 0 0 0 rg BT 511.08 507.95 Td (. In the ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 498.95 Td (Corporate & Investment Bank, we continued to lead our peers in ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 489.95 Td (Investment Banking fees, and T) Tj ET Q q 0 0 0 rg BT 436.23 489.95 Td (r) Tj ET Q q 0 0 0 rg BT 439.40 489.95 Td (easury Services and Securities ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 480.95 Td (Services each generated over $1 billion in r) Tj ET Q q 0 0 0 rg BT 481.37 480.95 Td (evenue. Commer) Tj ET Q q 0 0 0 rg BT 541.52 480.95 Td (cial ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 471.95 Td (Banking again deliver) Tj ET Q q 0 0 0 rg BT 403.65 471.95 Td (ed outstanding performance with r) Tj ET Q q 0 0 0 rg BT 528.31 471.95 Td (ecor) Tj ET Q q 0 0 0 rg BT 543.96 471.95 Td (d ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 462.95 Td (r) Tj ET Q q 0 0 0 rg BT 327.17 462.95 Td (evenue as our long-term investments in the business ar) Tj ET Q q 0 0 0 rg BT 524.30 462.95 Td (e paying off. ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 453.95 Td (Our ) Tj ET Q q 0 0 0 rg BT 340.59 453.95 Td (Asset & W) Tj ET Q q 0 0 0 rg BT 377.76 453.95 Td (ealth Management business deliver) Tj ET Q q 0 0 0 rg BT 504.65 453.95 Td (ed str) Tj ET Q q 0 0 0 rg BT 524.56 453.95 Td (ong r) Tj ET Q q 0 0 0 rg BT 543.48 453.95 Td (esults ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 444.95 Td (with r) Tj ET Q q 0 0 0 rg BT 344.92 444.95 Td (ecor) Tj ET Q q 0 0 0 rg BT 360.58 444.95 Td (d net income and ) Tj ET Q q 0 0 0 rg BT 424.40 444.95 Td (AUM this quarter) Tj ET Q q 0 0 0 rg BT 487.40 444.95 Td (.? Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 426.96 Td (Dimon concluded: ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 392.99 426.96 Td (The global economy continues to do well and ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 417.95 Td (the U.S. consumer r) Tj ET Q q 0 0 0 rg BT 395.41 417.95 Td (emains healthy with solid wage gr) Tj ET Q q 0 0 0 rg BT 518.32 417.95 Td (owth. ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 408.95 Td (Unfortunately) Tj ET Q q 0 0 0 rg BT 374.00 408.95 Td (, natural disasters in the U.S. and abr) Tj ET Q q 0 0 0 rg BT 509.67 408.95 Td (oad have ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 399.95 Td (impacted many of our customers and we have r) Tj ET Q q 0 0 0 rg BT 494.14 399.95 Td (esponded with ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 390.95 Td (enormous financial support as well as the expertise and gener) Tj ET Q q 0 0 0 rg BT 547.39 390.95 Td (osity of ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 381.95 Td (our employees to help these customers, clients and communities. ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 372.95 Td (Building on our success to-date in Detr) Tj ET Q q 0 0 0 rg BT 465.65 372.95 Td (oit, we have announced new ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 363.95 Td (initiatives in Chicago and W) Tj ET Q q 0 0 0 rg BT 426.16 363.95 Td (ashington, D.C. to drive inclusive ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 354.95 Td (economic gr) Tj ET Q q 0 0 0 rg BT 368.40 354.95 Td (owth in those communities. W) Tj ET Q q 0 0 0 rg BT 475.32 354.95 Td (e will be ther) Tj ET Q q 0 0 0 rg BT 522.22 354.95 Td (e to do our ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 345.95 Td (part. ) Tj ET Q q 0 0 0 rg BT 343.34 345.95 Td (And this is in addition to the $1.7 trillion of cr) Tj ET Q q 0 0 0 rg BT 509.26 345.95 Td (edit and capital ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 336.95 Td (supplied this year to consumers and small and mid-sized businesses ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 324.00 327.95 Td (and corporate clients.? Tj ET Q BT /F1 10.00 Tf ET 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 17.5 298.05 m 17.5 293.05 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 593.5 298.05 m 593.5 293.05 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 17.5 298.05 m 593.5 298.05 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 17.5 293.05 m 593.5 293.05 l s BT /F1 10.00 Tf ET BT /F2 9.00 Tf ET q 0 0 0 rg BT 18.00 275.15 Td (FOR) Tj ET Q q 0 0 0 rg BT 36.68 275.15 Td (TRESS PRINCIPLES) Tj ET Q /GS0 gs q 6.72 0 0 9.78 18.00 256.50 cm /I13 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 24.72 258.35 Td ( ) Tj ET Q q 0 0 0 rg BT 30.00 258.35 Td (Book value per share of $66.95, up 5%; tangible book value per share) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 281.43 262.43 Td (2 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.82 258.35 Td (of ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 30.00 247.55 Td ($54.03, up 5%) Tj ET Q /GS0 gs q 6.72 0 0 9.78 18.00 228.90 cm /I14 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 24.72 230.75 Td ( ) Tj ET Q q 0 0 0 rg BT 30.00 230.75 Td (Basel III common equity ) Tj ET Q q 0 0 0 rg BT 121.81 230.75 Td (T) Tj ET Q q 0 0 0 rg BT 127.00 230.75 Td (ier 1 capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 169.47 234.83 Td (2 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.86 230.75 Td (of $187 billion and ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 261.35 234.83 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.27 230.75 Td ( of 12.5% ) Tj ET Q /GS0 gs q 6.72 0 0 9.78 18.00 212.10 cm /I15 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 24.72 213.95 Td ( ) Tj ET Q q 0 0 0 rg BT 30.00 213.95 Td (Firm SLR) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 66.26 218.03 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 69.18 213.95 Td ( of 6.6%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 18.00 195.55 Td (OPERA) Tj ET Q q 0 0 0 rg BT 48.83 195.55 Td (TING LEVERAGE) Tj ET Q /GS0 gs q 6.72 0 0 9.78 18.00 176.90 cm /I16 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 24.72 178.75 Td ( ) Tj ET Q q 0 0 0 rg BT 30.00 178.75 Td (3Q17 reported expense of $14.3 billion; reported overhead ratio of 57%; ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 30.00 167.95 Td (3Q17 adjusted expense) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 113.48 172.03 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 116.40 167.95 Td ( of $14.4 billion; adjusted overhead ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 263.12 172.03 Td (2 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.51 167.95 Td (of 55%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 18.00 151.15 Td (CAPIT) Tj ET Q q 0 0 0 rg BT 45.33 151.15 Td (AL) Tj ET Q q 0 0 0 rg BT 57.34 151.15 Td ( RETURN) Tj ET Q /GS0 gs q 6.72 0 0 9.78 18.00 132.50 cm /I17 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 24.72 134.35 Td ( ) Tj ET Q q 0 0 0 rg BT 30.00 134.35 Td ($6.5 billion) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 71.50 138.43 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 74.43 134.35 Td ( returned to shareholders in 3Q17) Tj ET Q /GS0 gs q 6.72 0 0 9.78 27.00 115.70 cm /I18 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 33.72 117.55 Td ( ) Tj ET Q q 0 0 0 rg BT 40.50 117.55 Td ($4.5 billion of net repurchases and common dividend of $0.56 per share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.00 275.15 Td (SUPPOR) Tj ET Q q 0 0 0 rg BT 341.68 275.15 Td (TED CONSUMERS, BUSINESSES & COMMUNITIES) Tj ET Q /GS0 gs q 6.72 0 0 9.78 306.00 256.50 cm /I19 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.72 258.35 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 258.35 Td ($1.7 trillion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 258.35 Td ( of credit and capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 436.46 262.43 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.39 258.35 Td ( raised ) Tj ET Q q 0 0 0 rg BT 465.04 258.35 Td (YTD) Tj ET Q /GS0 gs q 6.72 0 0 9.78 315.00 239.70 cm /I20 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.72 241.55 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 241.55 Td ($197 billion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.26 241.55 Td ( of credit for consumers) Tj ET Q /GS0 gs q 6.72 0 0 9.78 315.00 222.90 cm /I21 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.72 224.75 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 224.75 Td ($17 billion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.76 224.75 Td ( of credit for U.S. small businesses) Tj ET Q /GS0 gs q 6.72 0 0 9.78 315.00 206.10 cm /I22 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.72 207.95 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 207.95 Td ($601 billion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.26 207.95 Td ( of credit for corporations) Tj ET Q /GS0 gs q 6.72 0 0 9.78 315.00 189.30 cm /I23 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.72 191.15 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 191.15 Td ($820 billion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.26 191.15 Td ( of capital raised for corporate clients and non-U.S. ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 180.35 Td (government entities) Tj ET Q /GS0 gs q 6.72 0 0 9.78 315.00 161.70 cm /I24 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.72 163.55 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 163.55 Td ($65 billion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.76 163.55 Td ( of credit and capital raised for nonprofit and U.S. government ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 152.75 Td (entities, including states, municipalities, hospitals and universities) Tj ET Q /GS0 gs q 272.00 0 0 20.00 322.00 756.52 cm /I25 Do Q endstream endobj 5 0 obj <> endobj 6 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (2) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 742.10 Td (In the discussion below of Firmwide r) Tj ET Q q 0 0 0 rg BT 200.79 742.10 Td (esults of JPMor) Tj ET Q q 0 0 0 rg BT 263.74 742.10 Td (gan Chase & Co. \(JPMor) Tj ET Q q 0 0 0 rg BT 371.98 742.10 Td (gan Chase?or the Firm\), information is ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 730.10 Td (pr) Tj ET Q q 0 0 0 rg BT 58.02 730.10 Td (esented on a managed basis, which is a non-GAAP) Tj ET Q q 0 0 0 rg BT 261.98 730.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 331.60 730.10 Td (e. The discussion below of the Firm's business segments ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 718.10 Td (is also pr) Tj ET Q q 0 0 0 rg BT 86.36 718.10 Td (esented on a managed basis. For mor) Tj ET Q q 0 0 0 rg BT 236.81 718.10 Td (e information about managed basis, and non-GAAP) Tj ET Q q 0 0 0 rg BT 444.67 718.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 514.29 718.10 Td (es and key ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 706.10 Td (performance measur) Tj ET Q q 0 0 0 rg BT 132.17 706.10 Td (es used by management to evaluate the performance of each line of business, see page 5.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 688.10 Td (Comparisons noted in the sections below ar) Tj ET Q q 0 0 0 rg BT 224.68 688.10 Td (e calculated for the thir) Tj ET Q q 0 0 0 rg BT 318.73 688.10 Td (d quarter of 2017 versus the prior) Tj ET Q q 0 0 0 rg BT 454.64 688.10 Td (-year thir) Tj ET Q q 0 0 0 rg BT 492.32 688.10 Td (d quarter) Tj ET Q q 0 0 0 rg BT 528.71 688.10 Td (, unless ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 676.10 Td (otherwise specified.) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 665.60 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 52.50 657.95 136.87 -9.82 re f /GS0 gs q 1 1 1 rg BT 52.50 650.50 Td (JPMORGAN CHASE \(JPM\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 634.10 Td (Net revenue on a reported basis totaled $25.3 billion, $25.5 billion, and $24.7 billion for the third quarter of 2017, second ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 622.10 Td (quarter of 2017, and third quarter of 2016, respectively) Tj ET Q q 0 0 0 rg BT 268.78 622.10 Td (.) Tj ET Q 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 611.60 163.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 213.00 611.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 264.00 611.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 268.00 611.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 319.00 611.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 323.00 611.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 611.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 611.60 90.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 611.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 611.60 90.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 595.60 163.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 213.00 595.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 264.00 595.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 268.00 595.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 319.00 595.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 323.00 595.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 595.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 595.60 45.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 595.60 45.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 595.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 595.60 45.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 595.60 45.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 531.60 163.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 213.00 531.60 51.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 264.00 531.60 4.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 268.00 531.60 51.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 319.00 531.60 4.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 323.00 531.60 51.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 531.60 4.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 531.60 45.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 531.60 45.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 531.60 4.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 531.60 45.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 531.60 45.00 -16.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 595.6 m 423 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 595.6 m 468 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 595.6 m 472 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 595.6 m 517 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 595.6 m 562 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 579.6 m 213 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213 595.6 m 264 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213 579.6 m 264 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 595.6 m 268 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 579.6 m 268 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268 595.6 m 319 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268 579.6 m 319 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 595.6 m 323 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 579.6 m 323 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323 595.6 m 374 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323 579.6 m 374 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 595.6 m 378 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 579.6 m 378 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 595.6 m 423 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 579.6 m 423 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 579.6 m 468 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 579.6 m 472 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 579.6 m 517 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 579.6 m 562 579.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 531.6 m 264 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 531.6 m 319 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 531.6 m 374 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 531.6 m 468 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 531.6 m 562 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 531.6 m 213 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 515.6 m 213 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 531.6 m 264 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 515.6 m 264 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 531.6 m 268 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 515.6 m 268 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 531.6 m 319 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 515.6 m 319 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 531.6 m 323 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 515.6 m 323 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 531.6 m 374 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 515.6 m 374 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 531.6 m 378 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 515.6 m 378 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 531.6 m 423 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 515.6 m 423 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 531.6 m 468 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 515.6 m 468 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 531.6 m 472 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 515.6 m 472 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 531.6 m 517 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 515.6 m 517 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 531.6 m 562 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 515.6 m 562 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 499.6 m 213 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 515.6 m 264 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 499.6 m 264 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 499.6 m 268 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 515.6 m 319 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 499.6 m 319 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 515.6 m 323 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 499.6 m 323 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 515.6 m 374 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 499.6 m 374 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 499.6 m 378 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 499.6 m 423 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 515.6 m 468 515.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 499.6 m 468 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 499.6 m 472 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 499.6 m 517 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 515.6 m 562 515.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 499.6 m 562 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 483.6 m 213 483.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 499.6 m 264 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 483.6 m 264 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 499.6 m 268 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 483.6 m 268 483.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 499.6 m 319 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 483.6 m 319 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 499.6 m 323 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 483.6 m 323 483.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 499.6 m 374 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 483.6 m 374 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 483.6 m 378 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 483.6 m 423 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 483.6 m 468 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 483.6 m 472 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 483.6 m 517 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 483.6 m 562 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 467.6 m 213 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 483.6 m 264 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 467.6 m 264 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 467.6 m 268 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 483.6 m 319 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 467.6 m 319 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 467.6 m 323 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 483.6 m 374 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 467.6 m 374 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 467.6 m 378 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 467.6 m 423 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 467.6 m 468 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 467.6 m 472 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 467.6 m 517 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 467.6 m 562 467.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 600.27 Td (Results for JPM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 600.27 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 600.27 Td (3Q16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 584.27 Td (\($millions, except per share data\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.85 584.27 Td (3Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.85 584.27 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.85 584.27 Td (3Q16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 584.27 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 584.27 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 584.27 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 584.27 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 570.17 Td (Net revenue - managed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.60 568.27 Td (26,200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.60 568.27 Td (26,405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.60 568.27 Td (25,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 568.32 Td (\(205) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 568.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 568.27 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 568.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 568.27 Td (688) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 568.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 568.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 554.17 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.60 552.27 Td (14,318) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.60 552.27 Td (14,506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.60 552.27 Td (14,463) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 552.32 Td (\(188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 552.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 552.27 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 552.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 552.32 Td (\(145) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 552.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.80 552.32 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 552.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 538.17 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.65 536.27 Td (1,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.65 536.27 Td (1,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 536.27 Td (1,271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 536.27 Td (237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.80 536.27 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 536.27 Td (181) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 536.27 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 522.17 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.65 520.27 Td (6,732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.65 520.27 Td (7,029) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 520.27 Td (6,286) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 520.32 Td (\(297) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 520.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 520.27 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 520.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 520.27 Td (446) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 520.27 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 520.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 506.17 Td (Earnings per share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.65 504.27 Td (1.76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.65 504.27 Td (1.82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 504.27 Td (1.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.30 504.32 Td (\(0.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 504.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 504.27 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 504.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 504.27 Td (0.18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 504.27 Td (11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 504.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 490.17 Td (Return on common equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.15 488.27 Td (11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 488.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 488.27 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 488.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 488.27 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.15 488.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 474.17 Td (Return on tangible common equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.15 472.27 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 472.27 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 472.27 Td (13) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 450.10 Td (Discussion of Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 432.10 Td (Net income was $6.7 billion, an increase of 7%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 414.10 Td (Net revenue was $26.2 billion, up 3%. Net interest income was $13.1 billion, up 10%, primarily driven by the net impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 402.10 Td (rising rates and loan growth, partially of) Tj ET Q q 0 0 0 rg BT 210.11 402.10 Td (fset by declines in Markets net interest income. Noninterest revenue was $13.1 billion, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 390.10 Td (down 4%, driven by lower Markets revenue.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 372.10 Td (Noninterest expense was $14.3 billion, down 1%. ) Tj ET Q q 0 0 0 rg BT 250.40 372.10 Td (The prior year included two items totaling $175 million in Consumer & ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 360.10 Td (Community Banking.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 342.10 Td (The provision for credit losses was $1.5 billion, up from $1.3 billion in the prior year) Tj ET Q q 0 0 0 rg BT 389.45 342.10 Td (. ) Tj ET Q q 0 0 0 rg BT 394.27 342.10 Td (The increase reflected a net reserve build ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 330.10 Td (of $303 million in the Consumer portfolio, driven by Card, and higher net char) Tj ET Q q 0 0 0 rg BT 364.53 330.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 385.45 330.10 Td (fs of $148 million, partially of) Tj ET Q q 0 0 0 rg BT 506.37 330.10 Td (fset by a net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 318.10 Td (reserve release of $1) Tj ET Q q 0 0 0 rg BT 131.58 318.10 Td (16 million in the ) Tj ET Q q 0 0 0 rg BT 200.29 318.10 Td (Wholesale portfolio, primarily driven by Ener) Tj ET Q q 0 0 0 rg BT 383.94 318.10 Td (gy) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 393.94 322.63 Td (7 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.81 318.10 Td (and Commercial Real Estate. ) Tj ET Q q 0 0 0 rg BT 517.76 318.10 Td (The prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 306.10 Td (year included a net reserve build in the Consumer portfolio of $226 million and a net reserve release in the ) Tj ET Q q 0 0 0 rg BT 478.07 306.10 Td (Wholesale portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 294.10 Td (of $76 million, primarily driven by Ener) Tj ET Q q 0 0 0 rg BT 210.68 294.10 Td (gy) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 220.68 298.63 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.93 294.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.43 294.10 Td ( ) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 274.60 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 52.50 266.95 239.75 -9.82 re f /GS0 gs q 1 1 1 rg BT 52.50 259.50 Td (CONSUMER & COMMUNITY BANKING \(CCB\)) Tj ET Q 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 49.50 244.60 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 230.50 244.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 275.50 244.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 279.50 244.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 324.50 244.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 328.50 244.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 373.50 244.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 377.50 244.60 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 467.50 244.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 471.50 244.60 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 49.50 229.60 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 230.50 229.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 275.50 229.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 279.50 229.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 324.50 229.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 328.50 229.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 373.50 229.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 377.50 229.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 422.50 229.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 467.50 229.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 471.50 229.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 516.50 229.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 49.50 124.60 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 230.50 124.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 275.50 124.60 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 279.50 124.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 324.50 124.60 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 328.50 124.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 373.50 124.60 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 377.50 124.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 422.50 124.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 467.50 124.60 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 471.50 124.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 516.50 124.60 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 229.60000000000002 m 422.5 229.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 229.60000000000002 m 467.5 229.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 229.60000000000002 m 471.5 229.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 229.60000000000002 m 516.5 229.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 229.60000000000002 m 561.5 229.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 214.60000000000002 m 230.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 214.60000000000002 m 275.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 214.60000000000002 m 279.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 214.60000000000002 m 324.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 214.60000000000002 m 328.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 214.60000000000002 m 373.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 214.60000000000002 m 377.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 214.60000000000002 m 422.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 214.60000000000002 m 467.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 214.60000000000002 m 471.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 214.60000000000002 m 516.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 214.60000000000002 m 275.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 214.60000000000002 m 324.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 214.60000000000002 m 373.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 214.60000000000002 m 467.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 214.60000000000002 m 471.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 214.60000000000002 m 516.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 214.60000000000002 m 561.5 214.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 230.5 124.60000000000002 m 275.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 279.5 124.60000000000002 m 324.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 328.5 124.60000000000002 m 373.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 422.5 124.60000000000002 m 467.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 516.5 124.60000000000002 m 561.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 49.5 124.60000000000002 m 230.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 49.5 109.60000000000002 m 230.5 109.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 230.5 124.60000000000002 m 275.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 230.5 109.60000000000002 m 275.5 109.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 275.5 124.60000000000002 m 279.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 275.5 109.60000000000002 m 279.5 109.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 279.5 124.60000000000002 m 324.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 279.5 109.60000000000002 m 324.5 109.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 324.5 124.60000000000002 m 328.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 324.5 109.60000000000002 m 328.5 109.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 328.5 124.60000000000002 m 373.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 328.5 109.60000000000002 m 373.5 109.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 373.5 124.60000000000002 m 377.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 373.5 109.60000000000002 m 377.5 109.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 377.5 124.60000000000002 m 422.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 377.5 109.60000000000002 m 422.5 109.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 422.5 124.60000000000002 m 467.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 422.5 109.60000000000002 m 467.5 109.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 467.5 124.60000000000002 m 471.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 467.5 109.60000000000002 m 471.5 109.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 471.5 124.60000000000002 m 516.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 471.5 109.60000000000002 m 516.5 109.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 516.5 124.60000000000002 m 561.5 124.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 516.5 109.60000000000002 m 561.5 109.60000000000002 l s BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 52.00 234.27 Td (Results for CCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.85 234.27 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.85 234.27 Td (3Q16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 219.27 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.35 219.27 Td (3Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.35 219.27 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.35 219.27 Td (3Q16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.80 219.27 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.10 219.27 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.80 219.27 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.10 219.27 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 205.17 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.00 204.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.10 204.27 Td (12,033) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 204.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.10 204.27 Td (11,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 204.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.10 204.27 Td (11,328) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 204.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 204.27 Td (621) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 204.27 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 204.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 204.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 204.27 Td (705) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 204.27 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 204.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 190.17 Td (Consumer & Business Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 189.27 Td (5,408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 189.27 Td (5,233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 189.27 Td (4,719) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 189.27 Td (175) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 189.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 189.27 Td (689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 189.27 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 175.17 Td (Mortgage Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 174.27 Td (1,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 174.27 Td (1,426) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 174.27 Td (1,874) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 174.27 Td (132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 174.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.30 174.32 Td (\(316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 174.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 174.32 Td (\(17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 174.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 160.17 Td (Card, Commerce Solutions & Auto) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 159.27 Td (5,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 159.27 Td (4,753) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 159.27 Td (4,735) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 159.27 Td (314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 159.27 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 159.27 Td (332) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 159.27 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 145.17 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 144.27 Td (6,495) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 144.27 Td (6,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 144.27 Td (6,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.30 144.32 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 144.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 144.27 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.30 144.32 Td (\(15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 144.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 144.27 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 130.17 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 129.27 Td (1,517) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 129.27 Td (1,394) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 129.27 Td (1,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 129.27 Td (123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 129.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 129.27 Td (223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 129.27 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 115.17 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.00 114.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 114.27 Td (2,553) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 114.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 114.27 Td (2,223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 114.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 114.27 Td (2,204) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 114.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 114.27 Td (330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 114.27 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 114.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 114.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 114.27 Td (349) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 114.27 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 114.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 92.10 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 97.01 92.10 Td (of ) Tj ET Q q 0 0 0 rg BT 107.84 92.10 Td (Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 74.10 Td (Net income was $2.6 billion, an increase of 16%. Net revenue was $12.0 billion, up 6%. ) Tj ET Q endstream endobj 7 0 obj <> endobj 8 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 740.10 Td (Consumer & Business Banking net revenue was $5.4 billion, up 15%, predominantly driven by higher deposit mar) Tj ET Q q 0 0 0 rg BT 507.86 740.10 Td (gins and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 728.10 Td (strong deposit growth. Mortgage Banking net revenue was $1.6 billion, down 17%, lar) Tj ET Q q 0 0 0 rg BT 395.93 728.10 Td (gely driven by lower net servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 716.10 Td (revenue, loan spread compression, and lower production mar) Tj ET Q q 0 0 0 rg BT 293.41 716.10 Td (gins. Card, Commerce Solutions & ) Tj ET Q q 0 0 0 rg BT 435.90 716.10 Td (Auto net revenue was $5.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 704.10 Td (billion, up 7%, predominantly driven by higher auto lease volumes and net interest income on higher Card loan balances, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 692.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 93.47 692.10 Td (fset by higher Card new account origination costs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (Noninterest expense was $6.5 billion, flat compared with the prior year) Tj ET Q q 0 0 0 rg BT 333.87 674.10 Td (. ) Tj ET Q q 0 0 0 rg BT 338.68 674.10 Td (The prior year included two items totaling $175 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (related to liabilities from a merchant in bankruptcy and mortgage servicing reserves. Excluding these two items, noninterest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (expense would have been up 3%, predominantly driven by higher auto lease depreciation and business growth, partially of) Tj ET Q q 0 0 0 rg BT 539.46 650.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (by lower marketing expense.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 620.10 Td (The provision for credit losses was $1.5 billion, an increase of $223 million, driven by higher net char) Tj ET Q q 0 0 0 rg BT 457.56 620.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 478.47 620.10 Td (fs, due to Card but ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 608.10 Td (partially of) Tj ET Q q 0 0 0 rg BT 93.47 608.10 Td (fset by Mortgage, and a higher reserve build in Card. Net char) Tj ET Q q 0 0 0 rg BT 341.81 608.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 362.73 608.10 Td (fs included $63 million of incremental char) Tj ET Q q 0 0 0 rg BT 535.83 608.10 Td (ge-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 596.10 Td (of) Tj ET Q q 0 0 0 rg BT 57.65 596.10 Td (fs reported in accordance with regulatory guidance) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 260.89 600.63 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.14 596.10 Td (, predominantly in ) Tj ET Q q 0 0 0 rg BT 339.69 596.10 Td (Auto.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.19 596.10 Td ( ) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 579.60 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 52.50 571.95 222.06 -9.82 re f /GS0 gs q 1 1 1 rg BT 52.50 564.50 Td (CORPORATE & INVESTMENT BANK \(CIB\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 549.60 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 549.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 549.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 549.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 549.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 549.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 549.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 549.60 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 549.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 549.60 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 534.60 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 534.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 534.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 534.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 534.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 534.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 534.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 534.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 534.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 534.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 534.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 534.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 444.60 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 231.00 444.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 276.00 444.60 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 280.00 444.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 325.00 444.60 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 329.00 444.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 444.60 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 444.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 444.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 444.60 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 444.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 444.60 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 534.6 m 423 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 534.6 m 468 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 534.6 m 472 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 534.6 m 517 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 534.6 m 562 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 519.6 m 231 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 519.6 m 276 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 519.6 m 280 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 519.6 m 325 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 519.6 m 329 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 519.6 m 374 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 519.6 m 378 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 519.6 m 423 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 519.6 m 468 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 519.6 m 472 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 519.6 m 517 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 519.6 m 562 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 519.6 m 276 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 519.6 m 280 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 519.6 m 325 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 519.6 m 329 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 519.6 m 374 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 519.6 m 378 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 519.6 m 423 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 519.6 m 468 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 519.6 m 472 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 519.6 m 517 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 519.6 m 562 519.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 444.6 m 231 444.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 429.6 m 231 429.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 444.6 m 276 444.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 429.6 m 276 429.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 444.6 m 280 444.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 429.6 m 280 429.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 444.6 m 325 444.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 429.6 m 325 429.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 444.6 m 329 444.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 429.6 m 329 429.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 444.6 m 374 444.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 429.6 m 374 429.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 444.6 m 378 444.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 429.6 m 378 429.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 444.6 m 423 444.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 429.6 m 423 429.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 444.6 m 468 444.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 429.6 m 468 429.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 444.6 m 472 444.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 429.6 m 472 429.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 444.6 m 517 444.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 429.6 m 517 429.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 444.6 m 562 444.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 429.6 m 562 429.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 539.27 Td (Results for CIB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 539.27 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 539.27 Td (3Q16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 524.27 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.85 524.27 Td (3Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.85 524.27 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.85 524.27 Td (3Q16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 524.27 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 524.27 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 524.27 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 524.27 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 510.17 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 509.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 509.27 Td (8,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 509.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 509.27 Td (8,889) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 509.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 509.27 Td (9,455) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 509.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 509.32 Td (\(299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 509.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 509.27 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 509.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 509.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 509.32 Td (\(865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 509.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.45 509.27 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 509.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 495.17 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 494.27 Td (3,094) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 494.27 Td (3,123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 494.27 Td (2,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.80 494.32 Td (\(29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 494.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 494.27 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 494.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 494.27 Td (154) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.80 494.27 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 480.17 Td (Markets & Investor Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 479.27 Td (5,496) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 479.27 Td (5,766) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 479.27 Td (6,515) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 479.32 Td (\(270) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 479.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 479.27 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 479.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.30 479.32 Td (\(1,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 479.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.45 479.27 Td (\(16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 479.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 465.17 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 464.27 Td (4,768) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 464.27 Td (4,841) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 464.27 Td (4,934) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.80 464.32 Td (\(73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 464.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 464.27 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 464.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 464.32 Td (\(166) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 464.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.45 464.27 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 464.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 450.17 Td (Provisionforcreditlosses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.80 449.27 Td (\(26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.15 449.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.80 449.32 Td (\(53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.15 449.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.15 449.27 Td (67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 449.27 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.80 449.27 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.80 449.32 Td (\(93) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 449.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.35 449.27 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 435.17 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 434.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 434.27 Td (2,546) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 434.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 434.27 Td (2,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 434.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 434.27 Td (2,912) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 434.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 434.32 Td (\(164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 434.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 434.27 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 434.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 434.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 434.32 Td (\(366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 434.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.45 434.27 Td (\(13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 434.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 412.10 Td (Discussion of Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 394.10 Td (Net income was $2.5 billion, a decrease of 13%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 376.10 Td (Net revenue was $8.6 billion, down 9% compared with the prior year) Tj ET Q q 0 0 0 rg BT 325.81 376.10 Td (. Banking revenue was $3.1 billion, up 5%. Investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 364.10 Td (Banking revenue was $1.7 billion, down 2%, driven by lower equity and debt underwriting fees, lar) Tj ET Q q 0 0 0 rg BT 447.83 364.10 Td (gely of) Tj ET Q q 0 0 0 rg BT 475.70 364.10 Td (fset by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 352.10 Td (advisory fees. ) Tj ET Q q 0 0 0 rg BT 107.36 352.10 Td (The business continued to rank #1 in Global Investment Banking fees. ) Tj ET Q q 0 0 0 rg BT 391.01 352.10 Td (T) Tj ET Q q 0 0 0 rg BT 396.77 352.10 Td (reasury Services revenue was $1.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 340.10 Td (billion, up 15%, driven by the impact of higher interest rates and growth in operating deposits. Lending revenue was $331 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 328.10 Td (million, up 17%, reflecting lower mark-to-market losses on hedges.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 310.10 Td (Markets & Investor Services revenue was $5.5 billion, down 16%, driven by lower Markets revenue, down 21%. Fixed Income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 298.10 Td (Markets revenue was down 27%, as lower revenue across all products was driven by sustained low volatility and tighter credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 286.10 Td (spreads, against a very strong prior year) Tj ET Q q 0 0 0 rg BT 208.62 286.10 Td (. Equity Markets revenue was down 4% compared to a strong prior year) Tj ET Q q 0 0 0 rg BT 496.18 286.10 Td (, reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 274.10 Td (lower revenue in derivatives predominantly of) Tj ET Q q 0 0 0 rg BT 234.53 274.10 Td (fset by strength in Prime Services and Cash Equities. Securities Services revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 262.10 Td (was $1.0 billion, up 10%, driven by higher interest rates and deposit growth, as well as higher asset-based fees driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 250.10 Td (improving market conditions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 232.10 Td (Noninterest expense was $4.8 billion, down 3%, driven by lower compensation expense.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 214.10 Td (The provision for credit losses was a benefit of $26 million, which included a net reserve release in Ener) Tj ET Q q 0 0 0 rg BT 467.24 214.10 Td (gy) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 477.24 218.63 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.49 214.10 Td (. ) Tj ET Q q 0 0 0 rg BT 485.31 214.10 Td (The prior year was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 202.10 Td (an expense of $67 million, which included a net reserve build in Ener) Tj ET Q q 0 0 0 rg BT 327.29 202.10 Td (gy) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 337.29 206.63 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.54 202.10 Td (.) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 182.60 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 52.50 167.50 Td (COMMERCIAL BANKING \(CB\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 152.60 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 152.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 152.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 152.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 152.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 152.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 152.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 152.60 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 152.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 152.60 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 137.60 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 137.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 137.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 137.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 137.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 137.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 137.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 137.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 137.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 137.60 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 137.60 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 137.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 77.60 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 231.00 77.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 276.00 77.60 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 280.00 77.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 325.00 77.60 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 329.00 77.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 77.60 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 77.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 77.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 77.60 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 77.60 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 77.60 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 137.60000000000002 m 423 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 137.60000000000002 m 468 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 137.60000000000002 m 472 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 137.60000000000002 m 517 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 137.60000000000002 m 562 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 122.60000000000002 m 231 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 122.60000000000002 m 276 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 122.60000000000002 m 280 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 122.60000000000002 m 325 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 122.60000000000002 m 329 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 122.60000000000002 m 374 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 122.60000000000002 m 378 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 122.60000000000002 m 423 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 122.60000000000002 m 468 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 122.60000000000002 m 472 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 122.60000000000002 m 517 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 122.60000000000002 m 562 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 122.60000000000002 m 276 122.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 77.60000000000002 m 231 77.60000000000002 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 644.25 Td (The ) Tj ET Q q 0 0 0 rg BT 67.92 644.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 108.57 644.25 Td (for ) Tj ET Q q 0 0 0 rg BT 123.10 644.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 148.74 644.25 Td (losses ) Tj ET Q q 0 0 0 rg BT 175.50 644.25 Td (was ) Tj ET Q q 0 0 0 rg BT 193.93 644.25 Td (a ) Tj ET Q q 0 0 0 rg BT 201.24 644.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 231.88 644.25 Td (of ) Tj ET Q q 0 0 0 rg BT 243.08 644.25 Td ($47 ) Tj ET Q q 0 0 0 rg BT 260.95 644.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 295.21 644.25 Td (driven ) Tj ET Q q 0 0 0 rg BT 323.63 644.25 Td (by ) Tj ET Q q 0 0 0 rg BT 336.51 644.25 Td (reserve ) Tj ET Q q 0 0 0 rg BT 368.25 644.25 Td (releases ) Tj ET Q q 0 0 0 rg BT 402.76 644.25 Td (lar) Tj ET Q q 0 0 0 rg BT 413.13 644.25 Td (gely ) Tj ET Q q 0 0 0 rg BT 433.22 644.25 Td (in ) Tj ET Q q 0 0 0 rg BT 443.87 644.25 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 496.17 644.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 517.37 644.25 Td (Estate. ) Tj ET Q q 0 0 0 rg BT 546.97 644.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 632.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 71.44 632.25 Td (year ) Tj ET Q q 0 0 0 rg BT 91.15 632.25 Td (was ) Tj ET Q q 0 0 0 rg BT 109.20 632.25 Td (a ) Tj ET Q q 0 0 0 rg BT 116.14 632.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 146.40 632.25 Td (of ) Tj ET Q q 0 0 0 rg BT 157.23 632.25 Td ($121 ) Tj ET Q q 0 0 0 rg BT 179.73 632.25 Td (million ) Tj ET Q q 0 0 0 rg BT 211.12 632.25 Td (driven ) Tj ET Q q 0 0 0 rg BT 239.17 632.25 Td (by ) Tj ET Q q 0 0 0 rg BT 251.67 632.25 Td (reserve ) Tj ET Q q 0 0 0 rg BT 283.04 632.25 Td (releases ) Tj ET Q q 0 0 0 rg BT 317.18 632.25 Td (lar) Tj ET Q q 0 0 0 rg BT 327.55 632.25 Td (gely ) Tj ET Q q 0 0 0 rg BT 347.26 632.25 Td (in ) Tj ET Q q 0 0 0 rg BT 357.54 632.25 Td (Ener) Tj ET Q q 0 0 0 rg BT 376.24 632.25 Td (gy) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 386.24 636.78 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.49 632.25 Td (.) 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rg /GS0 gs 329.00 582.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 582.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 582.75 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 582.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 582.75 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 567.75 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 567.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 567.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 567.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 567.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 567.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 567.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 567.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 567.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 567.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 567.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 567.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 507.75 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 231.00 507.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 276.00 507.75 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 280.00 507.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 325.00 507.75 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 329.00 507.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 507.75 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 507.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 507.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 507.75 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 507.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 507.75 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 567.75 m 423 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 567.75 m 468 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 567.75 m 472 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 567.75 m 517 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 567.75 m 562 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 552.75 m 231 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 552.75 m 276 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 552.75 m 280 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 552.75 m 325 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 552.75 m 329 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 552.75 m 374 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 552.75 m 378 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 552.75 m 423 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 552.75 m 468 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 552.75 m 472 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 552.75 m 517 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 552.75 m 562 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 552.75 m 276 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 552.75 m 325 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 552.75 m 374 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 552.75 m 468 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 552.75 m 562 552.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 507.75 m 276 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 507.75 m 325 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 507.75 m 374 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 507.75 m 468 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 507.75 m 562 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 507.75 m 231 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 492.75 m 231 492.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 507.75 m 276 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 492.75 m 276 492.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 507.75 m 280 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 492.75 m 280 492.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 507.75 m 325 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 492.75 m 325 492.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 507.75 m 329 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 492.75 m 329 492.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 507.75 m 374 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 492.75 m 374 492.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 507.75 m 378 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 492.75 m 378 492.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 507.75 m 423 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 492.75 m 423 492.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 507.75 m 468 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 492.75 m 468 492.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 507.75 m 472 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 492.75 m 472 492.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 507.75 m 517 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 492.75 m 517 492.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 507.75 m 562 507.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 492.75 m 562 492.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 572.42 Td (Results for AWM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 572.42 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 572.42 Td (3Q16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 557.42 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.85 557.42 Td (3Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.85 557.42 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.85 557.42 Td (3Q16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 557.42 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 557.42 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 557.42 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 557.42 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 543.32 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 542.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 542.42 Td (3,245) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 542.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 542.42 Td (3,212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 542.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 542.42 Td (3,047) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 542.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 542.42 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 542.42 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 542.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 542.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 542.42 Td (198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 542.42 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 542.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 528.32 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 527.42 Td (2,181) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 527.42 Td (2,192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 527.42 Td (2,130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.80 527.47 Td (\(11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 527.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.80 527.47 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 527.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.15 527.42 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 527.42 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 513.32 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.15 512.42 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.15 512.42 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.15 512.42 Td (32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.15 512.42 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 512.42 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.80 512.47 Td (\(24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 512.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 512.47 Td (\(75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 512.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 498.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 497.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 497.42 Td (674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 497.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 497.42 Td (624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 497.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 497.42 Td (557) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 497.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 497.42 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 497.42 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 497.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 497.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 497.42 Td (117) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 497.42 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 497.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 475.25 Td (Discussion of Results: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.68 475.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 457.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.44 457.25 Td (income ) Tj ET Q q 0 0 0 rg BT 98.37 457.25 Td (was ) Tj ET Q q 0 0 0 rg BT 116.42 457.25 Td ($674 ) Tj ET Q q 0 0 0 rg BT 138.92 457.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 172.82 457.25 Td (an ) Tj ET Q q 0 0 0 rg BT 184.75 457.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 220.01 457.25 Td (of ) Tj ET Q q 0 0 0 rg BT 230.84 457.25 Td (21%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 439.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 65.75 439.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 99.21 439.25 Td (was ) Tj ET Q q 0 0 0 rg BT 116.57 439.25 Td ($3.2 ) Tj ET Q q 0 0 0 rg BT 135.88 439.25 Td (billion, ) Tj ET Q q 0 0 0 rg BT 166.30 439.25 Td (an ) Tj ET Q q 0 0 0 rg BT 177.55 439.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 212.12 439.25 Td (of ) Tj ET Q q 0 0 0 rg BT 222.26 439.25 Td (6%, ) Tj ET Q q 0 0 0 rg BT 239.90 439.25 Td (reflecting ) Tj ET Q q 0 0 0 rg BT 280.02 439.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 307.38 439.25 Td (market ) Tj ET Q q 0 0 0 rg BT 336.95 439.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 362.08 439.25 Td (and ) Tj ET Q q 0 0 0 rg BT 378.33 439.25 Td (strong ) Tj ET Q q 0 0 0 rg BT 405.14 439.25 Td (banking ) Tj ET Q q 0 0 0 rg BT 439.17 439.25 Td (results ) Tj ET Q q 0 0 0 rg BT 467.09 439.25 Td (driven ) Tj ET Q q 0 0 0 rg BT 494.45 439.25 Td (by ) Tj ET Q q 0 0 0 rg BT 506.26 439.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 533.62 439.25 Td (deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 427.25 Td (spreads.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 409.25 Td (Noninterest ) Tj ET Q q 0 0 0 rg BT 99.19 409.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 134.42 409.25 Td (was ) Tj ET Q q 0 0 0 rg BT 153.00 409.25 Td ($2.2 ) Tj ET Q q 0 0 0 rg BT 173.53 409.25 Td (billion, ) Tj ET Q q 0 0 0 rg BT 205.18 409.25 Td (an ) Tj ET Q q 0 0 0 rg BT 217.64 409.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 253.43 409.25 Td (of ) Tj ET Q q 0 0 0 rg BT 264.79 409.25 Td (2%, ) Tj ET Q q 0 0 0 rg BT 283.65 409.25 Td (driven ) Tj ET Q q 0 0 0 rg BT 312.22 409.25 Td (by ) Tj ET Q q 0 0 0 rg BT 325.25 409.25 Td (a ) Tj ET Q q 0 0 0 rg BT 332.72 409.25 Td (combination ) Tj ET Q q 0 0 0 rg BT 385.74 409.25 Td (of ) Tj ET Q q 0 0 0 rg BT 397.10 409.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 425.68 409.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 484.25 409.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 519.49 409.25 Td (and ) Tj ET Q q 0 0 0 rg BT 536.96 409.25 Td (higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 397.25 Td (external ) Tj ET Q q 0 0 0 rg BT 84.20 397.25 Td (fees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 379.25 Td (Assets ) Tj ET Q q 0 0 0 rg BT 77.87 379.25 Td (under ) Tj ET Q q 0 0 0 rg BT 102.90 379.25 Td (management ) Tj ET Q q 0 0 0 rg BT 156.24 379.25 Td (were ) Tj ET Q q 0 0 0 rg BT 177.93 379.25 Td ($1.9 ) Tj ET Q q 0 0 0 rg BT 197.69 379.25 Td (trillion, ) Tj ET Q q 0 0 0 rg BT 229.67 379.25 Td (up ) Tj ET Q q 0 0 0 rg BT 241.92 379.25 Td (10%, ) Tj ET Q q 0 0 0 rg BT 265.01 379.25 Td (reflecting ) Tj ET Q q 0 0 0 rg BT 305.58 379.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 333.38 379.25 Td (market ) Tj ET Q q 0 0 0 rg BT 363.40 379.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 388.99 379.25 Td (and ) Tj ET Q q 0 0 0 rg BT 405.68 379.25 Td (net ) Tj ET Q q 0 0 0 rg BT 420.16 379.25 Td (inflows ) Tj ET Q q 0 0 0 rg BT 452.41 379.25 Td (into ) Tj ET Q q 0 0 0 rg BT 470.23 379.25 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 506.38 379.25 Td (and ) Tj ET Q q 0 0 0 rg BT 523.07 379.25 Td (long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 367.25 Td (products. ) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 350.75 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 52.50 335.65 Td (CORPORATE) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 320.75 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 320.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 320.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 320.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 320.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 320.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 320.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 320.75 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 320.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 320.75 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 305.75 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 305.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 305.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 305.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 305.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 305.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 305.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 305.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 305.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 305.75 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 305.75 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 305.75 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 231.00 275.75 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 280.00 275.75 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 329.00 275.75 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 378.00 275.75 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 468.00 275.75 4.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 517.00 275.75 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 378.00 260.75 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 468.00 260.75 4.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 517.00 260.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 245.75 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 231.00 245.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 276.00 245.75 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 280.00 245.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 325.00 245.75 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 329.00 245.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 245.75 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 245.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 245.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 245.75 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 245.75 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 245.75 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 305.75 m 423 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 305.75 m 468 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 305.75 m 472 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 305.75 m 517 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 305.75 m 562 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 290.75 m 231 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 290.75 m 276 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 290.75 m 280 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 290.75 m 325 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 290.75 m 329 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 290.75 m 374 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 290.75 m 378 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 290.75 m 423 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 290.75 m 468 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 290.75 m 472 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 290.75 m 517 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 290.75 m 562 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 290.75 m 276 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 290.75 m 325 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 290.75 m 374 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 290.75 m 468 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 290.75 m 562 290.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 245.75 m 374 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 245.75 m 562 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 245.75 m 231 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 230.75 m 231 230.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 245.75 m 276 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 230.75 m 276 230.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 245.75 m 280 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 230.75 m 280 230.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 245.75 m 325 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 230.75 m 325 230.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 245.75 m 329 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 230.75 m 329 230.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 245.75 m 374 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 230.75 m 374 230.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 245.75 m 378 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 230.75 m 378 230.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 245.75 m 423 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 230.75 m 423 230.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 245.75 m 468 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 230.75 m 468 230.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 245.75 m 472 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 230.75 m 472 230.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 245.75 m 517 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 230.75 m 517 230.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 245.75 m 562 245.75 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 230.75 m 562 230.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 310.42 Td (Results for Corporate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 310.42 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 310.42 Td (3Q16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 295.42 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.85 295.42 Td (3Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.85 295.42 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.85 295.42 Td (3Q16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 295.42 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 295.42 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 295.42 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 295.42 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 281.32 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 280.42 Td (186) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 280.42 Td (804) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.80 280.47 Td (\(188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.15 280.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 280.47 Td (\(618) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 280.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.45 280.42 Td (\(77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 280.42 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 280.42 Td (374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.35 280.42 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 266.32 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.15 265.42 Td (74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 265.42 Td (183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 265.42 Td (143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 265.47 Td (\(109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 265.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.45 265.42 Td (\(60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 265.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.80 265.47 Td (\(69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 265.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 265.47 Td (\(48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 265.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 251.32 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.15 250.42 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.15 250.42 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.80 250.47 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.15 250.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 250.42 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.80 250.42 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.15 250.42 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.15 250.42 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 250.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 236.32 Td (Net income/\(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 235.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.15 235.42 Td (78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 235.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 235.42 Td (570) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 235.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.80 235.47 Td (\(165) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.15 235.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 235.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 235.47 Td (\(492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 235.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.45 235.42 Td (\(86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 235.42 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 235.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 235.42 Td (243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.35 235.42 Td (NM) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 213.25 Td (Discussion of Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 195.25 Td (Net income was $78 million, compared with a net loss of $165 million in the prior year) Tj ET Q q 0 0 0 rg BT 398.04 195.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 177.25 Td (Net revenue was $186 million, compared with a loss of $188 million in the prior year) Tj ET Q q 0 0 0 rg BT 390.69 177.25 Td (, primarily due to the benefit of higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 165.25 Td (rates. Prior quarter net revenue included a $645 million benefit from a legal settlement) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 395.49 169.78 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.74 165.25 Td (.) Tj ET Q endstream endobj 11 0 obj <> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 740.25 Td (2. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.50 740.25 Td (Notes ) Tj ET Q q 0 0 0 rg BT 93.88 740.25 Td (on ) Tj ET Q q 0 0 0 rg BT 106.94 740.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 154.17 740.25 Td ( ) Tj ET Q q 0 0 0 rg BT 156.67 740.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 196.40 740.25 Td (measur) Tj ET Q q 0 0 0 rg BT 227.88 740.25 Td (es ) Tj ET Q q 0 0 0 rg BT 238.71 740.25 Td (and ) Tj ET Q q 0 0 0 rg BT 257.33 740.25 Td (key ) Tj ET Q q 0 0 0 rg BT 274.83 740.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 332.31 740.25 Td (measur) Tj ET Q q 0 0 0 rg BT 363.79 740.25 Td (es:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 722.25 Td (Notes ) Tj ET Q q 0 0 0 rg BT 75.88 722.25 Td (on ) Tj ET Q q 0 0 0 rg BT 88.94 722.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 136.17 722.25 Td ( ) Tj ET Q q 0 0 0 rg BT 138.67 722.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 178.40 722.25 Td (measur) Tj ET Q q 0 0 0 rg BT 209.88 722.25 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (a. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 698.25 Td (In ) Tj ET Q q 0 0 0 rg BT 77.96 698.25 Td (addition ) Tj ET Q q 0 0 0 rg BT 112.87 698.25 Td (to ) Tj ET Q q 0 0 0 rg BT 122.78 698.25 Td (analyzing ) Tj ET Q q 0 0 0 rg BT 163.78 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 178.13 698.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 200.35 698.25 Td (s ) Tj ET Q q 0 0 0 rg BT 206.38 698.25 Td (results ) Tj ET Q q 0 0 0 rg BT 234.62 698.25 Td (on ) Tj ET Q q 0 0 0 rg BT 246.75 698.25 Td (a ) Tj ET Q q 0 0 0 rg BT 253.32 698.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 288.76 698.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 313.40 698.25 Td (management ) Tj ET Q q 0 0 0 rg BT 366.62 698.25 Td (reviews ) Tj ET Q q 0 0 0 rg BT 399.85 698.25 Td (Firmwide ) Tj ET Q q 0 0 0 rg BT 440.86 698.25 Td (results, ) Tj ET Q q 0 0 0 rg BT 471.60 698.25 Td (including ) Tj ET Q q 0 0 0 rg BT 511.51 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 525.86 698.25 Td (overhead ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 686.25 Td (ratio, ) Tj ET Q q 0 0 0 rg BT 90.83 686.25 Td (on ) Tj ET Q q 0 0 0 rg BT 103.34 686.25 Td (a ) Tj ET Q q 0 0 0 rg BT 110.29 686.25 Td (managed?) Tj ET Q q 0 0 0 rg BT 157.77 686.25 Td (basis; ) Tj ET Q q 0 0 0 rg BT 183.06 686.25 Td (these ) Tj ET Q q 0 0 0 rg BT 206.12 686.25 Td (Firmwide ) Tj ET Q q 0 0 0 rg BT 247.51 686.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 286.12 686.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 308.63 686.25 Td (results ) Tj ET Q q 0 0 0 rg BT 337.25 686.25 Td (are ) Tj ET Q q 0 0 0 rg BT 351.96 686.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 397.79 686.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 442.97 686.25 Td ( ) Tj ET Q q 0 0 0 rg BT 445.48 686.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 482.97 686.25 Td (measures. ) Tj ET Q q 0 0 0 rg BT 525.01 686.25 Td (The ) Tj ET Q q 0 0 0 rg BT 543.07 686.25 Td (Firm ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 674.25 Td (also ) Tj ET Q q 0 0 0 rg BT 86.48 674.25 Td (reviews ) Tj ET Q q 0 0 0 rg BT 120.45 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.54 674.25 Td (results ) Tj ET Q q 0 0 0 rg BT 164.52 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 175.73 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 190.81 674.25 Td (lines ) Tj ET Q q 0 0 0 rg BT 212.57 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 223.78 674.25 Td (business ) Tj ET Q q 0 0 0 rg BT 260.54 674.25 Td (on ) Tj ET Q q 0 0 0 rg BT 273.41 674.25 Td (a ) Tj ET Q q 0 0 0 rg BT 280.72 674.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 319.69 674.25 Td (basis. ) Tj ET Q q 0 0 0 rg BT 344.85 674.25 Td (The ) Tj ET Q q 0 0 0 rg BT 363.27 674.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 385.50 674.25 Td (s ) Tj ET Q q 0 0 0 rg BT 392.27 674.25 Td (definition ) Tj ET Q q 0 0 0 rg BT 434.02 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 445.22 674.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 484.19 674.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 507.06 674.25 Td (starts, ) Tj ET Q q 0 0 0 rg BT 533.54 674.25 Td (in ) Tj ET Q q 0 0 0 rg BT 544.19 674.25 Td (each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 662.25 Td (case, ) Tj ET Q q 0 0 0 rg BT 89.62 662.25 Td (with ) Tj ET Q q 0 0 0 rg BT 109.81 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 124.44 662.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 160.16 662.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 180.36 662.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 207.21 662.25 Td ( ) Tj ET Q q 0 0 0 rg BT 209.62 662.25 Td (results ) Tj ET Q q 0 0 0 rg BT 238.14 662.25 Td (and ) Tj ET Q q 0 0 0 rg BT 254.99 662.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 290.73 662.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 320.34 662.25 Td (reclassifications ) Tj ET Q q 0 0 0 rg BT 387.17 662.25 Td (to ) Tj ET Q q 0 0 0 rg BT 397.36 662.25 Td (present ) Tj ET Q q 0 0 0 rg BT 428.65 662.25 Td (total ) Tj ET Q q 0 0 0 rg BT 448.83 662.25 Td (net ) Tj ET Q q 0 0 0 rg BT 463.46 662.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 497.52 662.25 Td (for ) Tj ET Q q 0 0 0 rg BT 511.59 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 526.22 662.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 548.08 662.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 650.25 Td (each ) Tj ET Q q 0 0 0 rg BT 87.90 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 98.32 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 112.62 650.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 155.23 650.25 Td (business ) Tj ET Q q 0 0 0 rg BT 191.21 650.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 230.51 650.25 Td (on ) Tj ET Q q 0 0 0 rg BT 242.60 650.25 Td (a ) Tj ET Q q 0 0 0 rg BT 249.12 650.25 Td (fully ) Tj ET Q q 0 0 0 rg BT 270.09 650.25 Td (taxable-equivalent ) Tj ET Q q 0 0 0 rg BT 346.03 650.25 Td (\(FTE\) ) Tj ET Q q 0 0 0 rg BT 381.43 650.25 Td (basis. ) Tj ET Q q 0 0 0 rg BT 405.56 650.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 454.89 650.25 Td (, ) Tj ET Q q 0 0 0 rg BT 459.48 650.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 493.21 650.25 Td (from ) Tj ET Q q 0 0 0 rg BT 514.73 650.25 Td (investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 638.25 Td (that ) Tj ET Q q 0 0 0 rg BT 86.39 638.25 Td (receive ) Tj ET Q q 0 0 0 rg BT 119.15 638.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 135.27 638.25 Td (credits ) Tj ET Q q 0 0 0 rg BT 165.82 638.25 Td (and ) Tj ET Q q 0 0 0 rg BT 184.16 638.25 Td (tax-exempt ) Tj ET Q q 0 0 0 rg BT 233.04 638.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 274.70 638.25 Td (is ) Tj ET Q q 0 0 0 rg BT 285.27 638.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 327.48 638.25 Td (in ) Tj ET Q q 0 0 0 rg BT 339.16 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 355.28 638.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 395.27 638.25 Td (results ) Tj ET Q q 0 0 0 rg BT 425.27 638.25 Td (on ) Tj ET Q q 0 0 0 rg BT 439.17 638.25 Td (a ) Tj ET Q q 0 0 0 rg BT 447.51 638.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 471.41 638.25 Td (comparable ) Tj ET Q q 0 0 0 rg BT 521.95 638.25 Td (to ) Tj ET Q q 0 0 0 rg BT 533.62 638.25 Td (taxable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 626.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 117.72 626.25 Td (and ) Tj ET Q q 0 0 0 rg BT 134.61 626.25 Td (securities. ) Tj ET Q q 0 0 0 rg BT 177.15 626.25 Td (These ) Tj ET Q q 0 0 0 rg BT 203.47 626.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 240.90 626.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 280.56 626.25 Td (allow ) Tj ET Q q 0 0 0 rg BT 305.22 626.25 Td (management ) Tj ET Q q 0 0 0 rg BT 358.76 626.25 Td (to ) Tj ET Q q 0 0 0 rg BT 368.99 626.25 Td (assess ) Tj ET Q q 0 0 0 rg BT 395.88 626.25 Td (the ) Tj ET Q q 0 0 0 rg BT 410.54 626.25 Td (comparability ) Tj ET Q q 0 0 0 rg BT 468.53 626.25 Td (of ) Tj ET Q q 0 0 0 rg BT 479.31 626.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 513.40 626.25 Td (arising ) Tj ET Q q 0 0 0 rg BT 543.07 626.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 614.25 Td (both ) Tj ET Q q 0 0 0 rg BT 88.17 614.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 119.93 614.25 Td (and ) Tj ET Q q 0 0 0 rg BT 137.25 614.25 Td (tax-exempt ) Tj ET Q q 0 0 0 rg BT 185.12 614.25 Td (sources. ) Tj ET Q q 0 0 0 rg BT 220.29 614.25 Td (The ) Tj ET Q q 0 0 0 rg BT 238.73 614.25 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 298.82 614.25 Td (income ) Tj ET Q q 0 0 0 rg BT 331.14 614.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 346.25 614.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 376.35 614.25 Td (related ) Tj ET Q q 0 0 0 rg BT 406.44 614.25 Td (to ) Tj ET Q q 0 0 0 rg BT 417.11 614.25 Td (tax-exempt ) Tj ET Q q 0 0 0 rg BT 464.97 614.25 Td (items ) Tj ET Q q 0 0 0 rg BT 489.53 614.25 Td (is ) Tj ET Q q 0 0 0 rg BT 499.09 614.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 536.95 614.25 Td (within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 602.25 Td (income ) Tj ET Q q 0 0 0 rg BT 99.59 602.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 114.47 602.25 Td (expense. ) Tj ET Q q 0 0 0 rg BT 151.65 602.25 Td (These ) Tj ET Q q 0 0 0 rg BT 178.18 602.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 228.62 602.25 Td (have ) Tj ET Q q 0 0 0 rg BT 250.15 602.25 Td (no ) Tj ET Q q 0 0 0 rg BT 262.81 602.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 292.69 602.25 Td (on ) Tj ET Q q 0 0 0 rg BT 305.35 602.25 Td (net ) Tj ET Q q 0 0 0 rg BT 320.22 602.25 Td (income ) Tj ET Q q 0 0 0 rg BT 352.32 602.25 Td (as ) Tj ET Q q 0 0 0 rg BT 363.31 602.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 399.28 602.25 Td (by ) Tj ET Q q 0 0 0 rg BT 411.94 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 426.82 602.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 448.93 602.25 Td (as ) Tj ET Q q 0 0 0 rg BT 459.92 602.25 Td (a ) Tj ET Q q 0 0 0 rg BT 467.02 602.25 Td (whole ) Tj ET Q q 0 0 0 rg BT 494.12 602.25 Td (or ) Tj ET Q q 0 0 0 rg BT 505.11 602.25 Td (by ) Tj ET Q q 0 0 0 rg BT 517.77 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 532.64 602.25 Td (lines ) Tj ET Q q 0 0 0 rg BT 554.19 602.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 590.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 107.15 590.25 Td (For ) Tj ET Q q 0 0 0 rg BT 124.30 590.25 Td (a ) Tj ET Q q 0 0 0 rg BT 131.99 590.25 Td (reconciliation ) Tj ET Q q 0 0 0 rg BT 190.22 590.25 Td (of ) Tj ET Q q 0 0 0 rg BT 201.81 590.25 Td (the ) Tj ET Q q 0 0 0 rg BT 217.29 590.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 239.51 590.25 Td (s ) Tj ET Q q 0 0 0 rg BT 246.66 590.25 Td (results ) Tj ET Q q 0 0 0 rg BT 276.03 590.25 Td (from ) Tj ET Q q 0 0 0 rg BT 298.72 590.25 Td (a ) Tj ET Q q 0 0 0 rg BT 306.42 590.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 342.99 590.25 Td (to ) Tj ET Q q 0 0 0 rg BT 354.02 590.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 393.37 590.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 419.13 590.25 Td (see ) Tj ET Q q 0 0 0 rg BT 435.16 590.25 Td (page ) Tj ET Q q 0 0 0 rg BT 457.29 590.25 Td (7 ) Tj ET Q q 0 0 0 rg BT 465.55 590.25 Td (of ) Tj ET Q q 0 0 0 rg BT 477.13 590.25 Td (the ) Tj ET Q q 0 0 0 rg BT 492.61 590.25 Td (Earnings ) Tj ET Q q 0 0 0 rg BT 531.41 590.25 Td (Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 578.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 107.21 578.25 Td (Supplement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 554.25 Td (b. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 554.25 Td (T) Tj ET Q q 0 0 0 rg BT 72.91 554.25 Td (angible ) Tj ET Q q 0 0 0 rg BT 106.79 554.25 Td (common ) Tj ET Q q 0 0 0 rg BT 146.23 554.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 175.67 554.25 Td (\(TCE\), ) Tj ET Q q 0 0 0 rg BT 217.04 554.25 Td (return ) Tj ET Q q 0 0 0 rg BT 245.36 554.25 Td (on ) Tj ET Q q 0 0 0 rg BT 259.80 554.25 Td (tangible ) Tj ET Q q 0 0 0 rg BT 296.46 554.25 Td (common ) Tj ET Q q 0 0 0 rg BT 335.90 554.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 365.34 554.25 Td (\(ROTCE\) ) Tj ET Q q 0 0 0 rg BT 418.10 554.25 Td (and ) Tj ET Q q 0 0 0 rg BT 436.98 554.25 Td (tangible ) Tj ET Q q 0 0 0 rg BT 473.64 554.25 Td (book ) Tj ET Q q 0 0 0 rg BT 498.09 554.25 Td (value ) Tj ET Q q 0 0 0 rg BT 524.19 554.25 Td (per ) Tj ET Q q 0 0 0 rg BT 541.40 554.25 Td (share ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 542.25 Td (\(TBVPS\), ) Tj ET Q q 0 0 0 rg BT 121.85 542.25 Td (are ) Tj ET Q q 0 0 0 rg BT 139.24 542.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 184.43 542.25 Td ( ) Tj ET Q q 0 0 0 rg BT 189.61 542.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 229.78 542.25 Td (measures. ) Tj ET Q q 0 0 0 rg BT 274.30 542.25 Td (TCE ) Tj ET Q q 0 0 0 rg BT 298.37 542.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 344.10 542.25 Td (the ) Tj ET Q q 0 0 0 rg BT 361.50 542.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 383.73 542.25 Td (s ) Tj ET Q q 0 0 0 rg BT 392.81 542.25 Td (common ) Tj ET Q q 0 0 0 rg BT 432.99 542.25 Td (stockholders? Tj ET Q q 0 0 0 rg BT 486.12 542.25 Td ( ) Tj ET Q q 0 0 0 rg BT 491.31 542.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 521.49 542.25 Td (\(i.e., ) Tj ET Q q 0 0 0 rg BT 544.73 542.25 Td (total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 530.25 Td (stockholders? Tj ET Q q 0 0 0 rg BT 120.63 530.25 Td ( ) Tj ET Q q 0 0 0 rg BT 123.59 530.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 151.54 530.25 Td (less ) Tj ET Q q 0 0 0 rg BT 169.49 530.25 Td (preferred ) Tj ET Q q 0 0 0 rg BT 209.08 530.25 Td (stock\) ) Tj ET Q q 0 0 0 rg BT 236.47 530.25 Td (less ) Tj ET Q q 0 0 0 rg BT 254.43 530.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 292.94 530.25 Td (and ) Tj ET Q q 0 0 0 rg BT 310.33 530.25 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 358.82 530.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 401.77 530.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 428.05 530.25 Td (\(other ) Tj ET Q q 0 0 0 rg BT 454.88 530.25 Td (than ) Tj ET Q q 0 0 0 rg BT 475.05 530.25 Td (MSRs\), ) Tj ET Q q 0 0 0 rg BT 508.85 530.25 Td (net ) Tj ET Q q 0 0 0 rg BT 524.02 530.25 Td (of ) Tj ET Q q 0 0 0 rg BT 535.31 530.25 Td (related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 518.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 103.65 518.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 118.70 518.25 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 161.26 518.25 Td (For ) Tj ET Q q 0 0 0 rg BT 177.99 518.25 Td (a ) Tj ET Q q 0 0 0 rg BT 185.27 518.25 Td (reconciliation ) Tj ET Q q 0 0 0 rg BT 243.08 518.25 Td (from ) Tj ET Q q 0 0 0 rg BT 265.36 518.25 Td (common ) Tj ET Q q 0 0 0 rg BT 303.19 518.25 Td (stockholders? Tj ET Q q 0 0 0 rg BT 356.33 518.25 Td ( ) Tj ET Q q 0 0 0 rg BT 359.17 518.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 387.00 518.25 Td (to ) Tj ET Q q 0 0 0 rg BT 397.41 518.25 Td (TCE, ) Tj ET Q q 0 0 0 rg BT 421.64 518.25 Td (see ) Tj ET Q q 0 0 0 rg BT 437.25 518.25 Td (page ) Tj ET Q q 0 0 0 rg BT 458.96 518.25 Td (9 ) Tj ET Q q 0 0 0 rg BT 466.80 518.25 Td (of ) Tj ET Q q 0 0 0 rg BT 477.97 518.25 Td (the ) Tj ET Q q 0 0 0 rg BT 493.03 518.25 Td (Earnings ) Tj ET Q q 0 0 0 rg BT 531.42 518.25 Td (Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 506.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 106.59 506.25 Td (Supplement. ) Tj ET Q q 0 0 0 rg BT 158.75 506.25 Td (ROTCE ) Tj ET Q q 0 0 0 rg BT 193.40 506.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 232.49 506.25 Td (the ) Tj ET Q q 0 0 0 rg BT 246.59 506.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 268.81 506.25 Td (s ) Tj ET Q q 0 0 0 rg BT 274.58 506.25 Td (net ) Tj ET Q q 0 0 0 rg BT 288.68 506.25 Td (income ) Tj ET Q q 0 0 0 rg BT 320.00 506.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 362.96 506.25 Td (to ) Tj ET Q q 0 0 0 rg BT 372.62 506.25 Td (common ) Tj ET Q q 0 0 0 rg BT 409.50 506.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 436.37 506.25 Td (as ) Tj ET Q q 0 0 0 rg BT 446.58 506.25 Td (a ) Tj ET Q q 0 0 0 rg BT 452.90 506.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 498.08 506.25 Td (of ) Tj ET Q q 0 0 0 rg BT 508.29 506.25 Td (average ) Tj ET Q q 0 0 0 rg BT 541.12 506.25 Td (TCE. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 494.25 Td (TBVPS ) Tj ET Q q 0 0 0 rg BT 100.84 494.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 143.60 494.25 Td (the ) Tj ET Q q 0 0 0 rg BT 158.04 494.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 180.27 494.25 Td (s ) Tj ET Q q 0 0 0 rg BT 186.22 494.25 Td (TCE ) Tj ET Q q 0 0 0 rg BT 207.33 494.25 Td (at ) Tj ET Q q 0 0 0 rg BT 216.77 494.25 Td (period-end ) Tj ET Q q 0 0 0 rg BT 262.31 494.25 Td (divided ) Tj ET Q q 0 0 0 rg BT 294.52 494.25 Td (by ) Tj ET Q q 0 0 0 rg BT 306.74 494.25 Td (common ) Tj ET Q q 0 0 0 rg BT 343.96 494.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 371.17 494.25 Td (at ) Tj ET Q q 0 0 0 rg BT 380.61 494.25 Td (period-end. ) Tj ET Q q 0 0 0 rg BT 428.65 494.25 Td (Book ) Tj ET Q q 0 0 0 rg BT 452.54 494.25 Td (value ) Tj ET Q q 0 0 0 rg BT 476.42 494.25 Td (per ) Tj ET Q q 0 0 0 rg BT 491.41 494.25 Td (share ) Tj ET Q q 0 0 0 rg BT 514.73 494.25 Td (was ) Tj ET Q q 0 0 0 rg BT 532.50 494.25 Td ($66.95, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 482.25 Td ($66.05 ) Tj ET Q q 0 0 0 rg BT 97.39 482.25 Td (and ) Tj ET Q q 0 0 0 rg BT 114.22 482.25 Td ($63.79 ) Tj ET Q q 0 0 0 rg BT 144.11 482.25 Td (at ) Tj ET Q q 0 0 0 rg BT 153.72 482.25 Td (September ) Tj ET Q q 0 0 0 rg BT 198.87 482.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 213.76 482.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 238.65 482.25 Td (June ) Tj ET Q q 0 0 0 rg BT 259.37 482.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 274.26 482.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 299.15 482.25 Td (and ) Tj ET Q q 0 0 0 rg BT 315.98 482.25 Td (September ) Tj ET Q q 0 0 0 rg BT 361.13 482.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 376.02 482.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 400.91 482.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 448.57 482.25 Td (. ) Tj ET Q q 0 0 0 rg BT 453.29 482.25 Td (TCE, ) Tj ET Q q 0 0 0 rg BT 477.07 482.25 Td (ROTCE, ) Tj ET Q q 0 0 0 rg BT 514.74 482.25 Td (and ) Tj ET Q q 0 0 0 rg BT 531.39 482.25 Td (TBVPS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 470.25 Td (are ) Tj ET Q q 0 0 0 rg BT 82.21 470.25 Td (meaningful ) Tj ET Q q 0 0 0 rg BT 130.25 470.25 Td (to ) Tj ET Q q 0 0 0 rg BT 140.53 470.25 Td (the ) Tj ET Q q 0 0 0 rg BT 155.24 470.25 Td (Firm, ) Tj ET Q q 0 0 0 rg BT 179.69 470.25 Td (as ) Tj ET Q q 0 0 0 rg BT 190.52 470.25 Td (well ) Tj ET Q q 0 0 0 rg BT 210.24 470.25 Td (as ) Tj ET Q q 0 0 0 rg BT 221.07 470.25 Td (investors ) Tj ET Q q 0 0 0 rg BT 259.68 470.25 Td (and ) Tj ET Q q 0 0 0 rg BT 276.62 470.25 Td (analysts, ) Tj ET Q q 0 0 0 rg BT 313.83 470.25 Td (in ) Tj ET Q q 0 0 0 rg BT 324.11 470.25 Td (assessing ) Tj ET Q q 0 0 0 rg BT 363.83 470.25 Td (the ) Tj ET Q q 0 0 0 rg BT 378.55 470.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 400.78 470.25 Td (s ) Tj ET Q q 0 0 0 rg BT 407.17 470.25 Td (use ) Tj ET Q q 0 0 0 rg BT 423.00 470.25 Td (of ) Tj ET Q q 0 0 0 rg BT 433.83 470.25 Td (equity) Tj ET Q q 0 0 0 rg BT 458.17 470.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 446.25 Td (c. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 446.25 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 105.72 446.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 140.05 446.25 Td (and ) Tj ET Q q 0 0 0 rg BT 156.60 446.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 192.04 446.25 Td (overhead ) Tj ET Q q 0 0 0 rg BT 230.80 446.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 251.24 446.25 Td (are ) Tj ET Q q 0 0 0 rg BT 265.57 446.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 310.75 446.25 Td ( ) Tj ET Q q 0 0 0 rg BT 312.87 446.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 349.96 446.25 Td (measures. ) Tj ET Q q 0 0 0 rg BT 391.32 446.25 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 429.54 446.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 463.87 446.25 Td (excluded ) Tj ET Q q 0 0 0 rg BT 502.08 446.25 Td (Firmwide ) Tj ET Q q 0 0 0 rg BT 543.08 446.25 Td (legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 434.25 Td (expense/\(benefit\) ) Tj ET Q q 0 0 0 rg BT 139.38 434.25 Td (of ) Tj ET Q q 0 0 0 rg BT 150.19 434.25 Td ($\(107\) ) Tj ET Q q 0 0 0 rg BT 179.33 434.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 213.19 434.25 Td ($61 ) Tj ET Q q 0 0 0 rg BT 230.67 434.25 Td (million ) Tj ET Q q 0 0 0 rg BT 262.04 434.25 Td (and ) Tj ET Q q 0 0 0 rg BT 278.95 434.25 Td ($\(71\) ) Tj ET Q q 0 0 0 rg BT 303.09 434.25 Td (million ) Tj ET Q q 0 0 0 rg BT 334.45 434.25 Td (for ) Tj ET Q q 0 0 0 rg BT 348.59 434.25 Td (the ) Tj ET Q q 0 0 0 rg BT 363.28 434.25 Td (three ) Tj ET Q q 0 0 0 rg BT 385.74 434.25 Td (months ) Tj ET Q q 0 0 0 rg BT 417.67 434.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 444.02 434.25 Td (September ) Tj ET Q q 0 0 0 rg BT 489.26 434.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 504.23 434.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 529.21 434.25 Td (June ) Tj ET Q q 0 0 0 rg BT 550.01 434.25 Td (30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 422.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 91.72 422.25 Td (and ) Tj ET Q q 0 0 0 rg BT 107.88 422.25 Td (September ) Tj ET Q q 0 0 0 rg BT 152.37 422.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 166.59 422.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 190.82 422.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 238.48 422.25 Td (. ) Tj ET Q q 0 0 0 rg BT 242.57 422.25 Td (The ) Tj ET Q q 0 0 0 rg BT 259.84 422.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 294.89 422.25 Td (overhead ) Tj ET Q q 0 0 0 rg BT 333.26 422.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 353.31 422.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 392.24 422.25 Td (the ) Tj ET Q q 0 0 0 rg BT 406.18 422.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 428.40 422.25 Td (s ) Tj ET Q q 0 0 0 rg BT 434.02 422.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 469.07 422.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 503.00 422.25 Td (as ) Tj ET Q q 0 0 0 rg BT 513.05 422.25 Td (a ) Tj ET Q q 0 0 0 rg BT 519.21 422.25 Td (percentage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 410.25 Td (of ) Tj ET Q q 0 0 0 rg BT 78.19 410.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 113.88 410.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 152.34 410.25 Td (net ) Tj ET Q q 0 0 0 rg BT 166.92 410.25 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 203.44 410.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 258.00 410.25 Td (believes ) Tj ET Q q 0 0 0 rg BT 293.13 410.25 Td (this ) Tj ET Q q 0 0 0 rg BT 309.94 410.25 Td (information ) Tj ET Q q 0 0 0 rg BT 359.52 410.25 Td (helps ) Tj ET Q q 0 0 0 rg BT 382.99 410.25 Td (investors ) Tj ET Q q 0 0 0 rg BT 421.47 410.25 Td (understand ) Tj ET Q q 0 0 0 rg BT 467.71 410.25 Td (the ) Tj ET Q q 0 0 0 rg BT 482.29 410.25 Td (ef) Tj ET Q q 0 0 0 rg BT 489.88 410.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 507.23 410.25 Td (of ) Tj ET Q q 0 0 0 rg BT 517.92 410.25 Td (these ) Tj ET Q q 0 0 0 rg BT 540.83 410.25 Td (items ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 398.25 Td (on ) Tj ET Q q 0 0 0 rg BT 80.00 398.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 115.82 398.25 Td (results ) Tj ET Q q 0 0 0 rg BT 144.42 398.25 Td (and ) Tj ET Q q 0 0 0 rg BT 161.36 398.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 198.30 398.25 Td (an ) Tj ET Q q 0 0 0 rg BT 210.24 398.25 Td (alternate ) Tj ET Q q 0 0 0 rg BT 247.16 398.25 Td (presentation ) Tj ET Q q 0 0 0 rg BT 298.53 398.25 Td (of ) Tj ET Q q 0 0 0 rg BT 309.36 398.25 Td (the ) Tj ET Q q 0 0 0 rg BT 324.08 398.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 346.30 398.25 Td (s ) Tj ET Q q 0 0 0 rg BT 352.70 398.25 Td (performance.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 362.25 Td (Notes ) Tj ET Q q 0 0 0 rg BT 75.88 362.25 Td (on ) Tj ET Q q 0 0 0 rg BT 88.94 362.25 Td (key ) Tj ET Q q 0 0 0 rg BT 106.44 362.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 163.92 362.25 Td (measur) Tj ET Q q 0 0 0 rg BT 195.40 362.25 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 338.25 Td (d. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 338.25 Td (Estimated ) Tj ET Q q 0 0 0 rg BT 110.04 338.25 Td (as ) Tj ET Q q 0 0 0 rg BT 120.91 338.25 Td (of ) Tj ET Q q 0 0 0 rg BT 131.79 338.25 Td (September ) Tj ET Q q 0 0 0 rg BT 177.10 338.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 192.15 338.25 Td (2017. ) Tj ET Q q 0 0 0 rg BT 217.01 338.25 Td (The ) Tj ET Q q 0 0 0 rg BT 235.10 338.25 Td (Basel ) Tj ET Q q 0 0 0 rg BT 259.86 338.25 Td (III ) Tj ET Q q 0 0 0 rg BT 272.40 338.25 Td (supplementary ) Tj ET Q q 0 0 0 rg BT 333.82 338.25 Td (leverage ) Tj ET Q q 0 0 0 rg BT 370.23 338.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 391.10 338.25 Td (\(SLR\), ) Tj ET Q q 0 0 0 rg BT 430.02 338.25 Td (to ) Tj ET Q q 0 0 0 rg BT 440.35 338.25 Td (which ) Tj ET Q q 0 0 0 rg BT 467.33 338.25 Td (the ) Tj ET Q q 0 0 0 rg BT 482.10 338.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 504.09 338.25 Td (will ) Tj ET Q q 0 0 0 rg BT 522.19 338.25 Td (be ) Tj ET Q q 0 0 0 rg BT 534.18 338.25 Td (subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 326.25 Td (on ) Tj ET Q q 0 0 0 rg BT 80.20 326.25 Td (January ) Tj ET Q q 0 0 0 rg BT 114.00 326.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 124.20 326.25 Td (2018, ) Tj ET Q q 0 0 0 rg BT 149.40 326.25 Td (and ) Tj ET Q q 0 0 0 rg BT 166.54 326.25 Td (Basel ) Tj ET Q q 0 0 0 rg BT 191.46 326.25 Td (III ) Tj ET Q q 0 0 0 rg BT 204.15 326.25 Td (Fully ) Tj ET Q q 0 0 0 rg BT 227.96 326.25 Td (Phased-In ) Tj ET Q q 0 0 0 rg BT 270.65 326.25 Td (capital, ) Tj ET Q q 0 0 0 rg BT 302.50 326.25 Td (risk-weighted ) Tj ET Q q 0 0 0 rg BT 360.19 326.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 386.22 326.25 Td (and ) Tj ET Q q 0 0 0 rg BT 403.36 326.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 432.71 326.25 Td (ratios, ) Tj ET Q q 0 0 0 rg BT 460.13 326.25 Td (to ) Tj ET Q q 0 0 0 rg BT 470.61 326.25 Td (which ) Tj ET Q q 0 0 0 rg BT 497.74 326.25 Td (the ) Tj ET Q q 0 0 0 rg BT 512.66 326.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 534.81 326.25 Td (will ) Tj ET Q q 0 0 0 rg BT 553.07 326.25 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 314.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 98.11 314.25 Td (on ) Tj ET Q q 0 0 0 rg BT 110.40 314.25 Td (January ) Tj ET Q q 0 0 0 rg BT 143.78 314.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 153.56 314.25 Td (2019, ) Tj ET Q q 0 0 0 rg BT 178.35 314.25 Td (are ) Tj ET Q q 0 0 0 rg BT 192.84 314.25 Td (all ) Tj ET Q q 0 0 0 rg BT 205.12 314.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 250.72 314.25 Td (key ) Tj ET Q q 0 0 0 rg BT 267.45 314.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 310.83 314.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 339.76 314.25 Td (measures. ) Tj ET Q q 0 0 0 rg BT 381.59 314.25 Td (The ) Tj ET Q q 0 0 0 rg BT 399.42 314.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 428.36 314.25 Td (adequacy ) Tj ET Q q 0 0 0 rg BT 468.39 314.25 Td (of ) Tj ET Q q 0 0 0 rg BT 479.01 314.25 Td (the ) Tj ET Q q 0 0 0 rg BT 493.51 314.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 515.25 314.25 Td (is ) Tj ET Q q 0 0 0 rg BT 524.20 314.25 Td (evaluated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 302.25 Td (against ) Tj ET Q q 0 0 0 rg BT 97.53 302.25 Td (the ) Tj ET Q q 0 0 0 rg BT 111.45 302.25 Td (Basel ) Tj ET Q q 0 0 0 rg BT 135.37 302.25 Td (III ) Tj ET Q q 0 0 0 rg BT 147.06 302.25 Td (approach ) Tj ET Q q 0 0 0 rg BT 185.41 302.25 Td (\(Standardized ) Tj ET Q q 0 0 0 rg BT 242.65 302.25 Td (or ) Tj ET Q q 0 0 0 rg BT 252.30 302.25 Td (Advanced\) ) Tj ET Q q 0 0 0 rg BT 297.87 302.25 Td (that ) Tj ET Q q 0 0 0 rg BT 314.57 302.25 Td (results, ) Tj ET Q q 0 0 0 rg BT 344.88 302.25 Td (for ) Tj ET Q q 0 0 0 rg BT 358.25 302.25 Td (each ) Tj ET Q q 0 0 0 rg BT 378.26 302.25 Td (quarter) Tj ET Q q 0 0 0 rg BT 406.18 302.25 Td (, ) Tj ET Q q 0 0 0 rg BT 410.38 302.25 Td (in ) Tj ET Q q 0 0 0 rg BT 419.86 302.25 Td (the ) Tj ET Q q 0 0 0 rg BT 433.78 302.25 Td (lower ) Tj ET Q q 0 0 0 rg BT 458.26 302.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 478.28 302.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 495.53 302.25 Td (Collins ) Tj ET Q q 0 0 0 rg BT 530.57 302.25 Td (Floor\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 290.25 Td (These ) Tj ET Q q 0 0 0 rg BT 94.42 290.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 134.68 290.25 Td (are ) Tj ET Q q 0 0 0 rg BT 149.93 290.25 Td (used ) Tj ET Q q 0 0 0 rg BT 171.31 290.25 Td (by ) Tj ET Q q 0 0 0 rg BT 184.36 290.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 240.99 290.25 Td (bank ) Tj ET Q q 0 0 0 rg BT 263.48 290.25 Td (regulators, ) Tj ET Q q 0 0 0 rg BT 309.01 290.25 Td (investors ) Tj ET Q q 0 0 0 rg BT 348.16 290.25 Td (and ) Tj ET Q q 0 0 0 rg BT 365.65 290.25 Td (analysts ) Tj ET Q q 0 0 0 rg BT 400.91 290.25 Td (to ) Tj ET Q q 0 0 0 rg BT 411.74 290.25 Td (assess ) Tj ET Q q 0 0 0 rg BT 439.23 290.25 Td (and ) Tj ET Q q 0 0 0 rg BT 456.71 290.25 Td (monitor ) Tj ET Q q 0 0 0 rg BT 491.43 290.25 Td (the ) Tj ET Q q 0 0 0 rg BT 506.69 290.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 528.92 290.25 Td (s ) Tj ET Q q 0 0 0 rg BT 535.85 290.25 Td (capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 278.25 Td (position. ) Tj ET Q q 0 0 0 rg BT 104.81 278.25 Td (For ) Tj ET Q q 0 0 0 rg BT 121.28 278.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 163.85 278.25 Td (information ) Tj ET Q q 0 0 0 rg BT 213.65 278.25 Td (on ) Tj ET Q q 0 0 0 rg BT 226.23 278.25 Td (these ) Tj ET Q q 0 0 0 rg BT 249.36 278.25 Td (measures, ) Tj ET Q q 0 0 0 rg BT 291.65 278.25 Td (including ) Tj ET Q q 0 0 0 rg BT 332.00 278.25 Td (the ) Tj ET Q q 0 0 0 rg BT 346.80 278.25 Td (Collins ) Tj ET Q q 0 0 0 rg BT 378.28 278.25 Td (Floor) Tj ET Q q 0 0 0 rg BT 399.55 278.25 Td (, ) Tj ET Q q 0 0 0 rg BT 404.63 278.25 Td (see ) Tj ET Q q 0 0 0 rg BT 419.98 278.25 Td (Capital ) Tj ET Q q 0 0 0 rg BT 451.45 278.25 Td (Risk ) Tj ET Q q 0 0 0 rg BT 472.37 278.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 527.15 278.25 Td (on ) Tj ET Q q 0 0 0 rg BT 539.74 278.25 Td (pages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 266.25 Td (76-85 ) Tj ET Q q 0 0 0 rg BT 94.26 266.25 Td (of ) Tj ET Q q 0 0 0 rg BT 106.03 266.25 Td (the ) Tj ET Q q 0 0 0 rg BT 121.68 266.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 143.91 266.25 Td (s ) Tj ET Q q 0 0 0 rg BT 150.47 266.25 Td (Annual ) Tj ET Q q 0 0 0 rg BT 183.35 266.25 Td (Report ) Tj ET Q q 0 0 0 rg BT 214.00 266.25 Td (on ) Tj ET Q q 0 0 0 rg BT 227.43 266.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 252.53 266.25 Td (10-K ) Tj ET Q q 0 0 0 rg BT 276.52 266.25 Td (for ) Tj ET Q q 0 0 0 rg BT 291.61 266.25 Td (the ) Tj ET Q q 0 0 0 rg BT 307.27 266.25 Td (year ) Tj ET Q q 0 0 0 rg BT 327.91 266.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 355.22 266.25 Td (December ) Tj ET Q q 0 0 0 rg BT 399.74 266.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 415.67 266.25 Td (2016 ) Tj ET Q q 0 0 0 rg BT 439.10 266.25 Td (and ) Tj ET Q q 0 0 0 rg BT 456.98 266.25 Td (pages ) Tj ET Q q 0 0 0 rg BT 483.18 266.25 Td (42-48 ) Tj ET Q q 0 0 0 rg BT 509.94 266.25 Td (of ) Tj ET Q q 0 0 0 rg BT 521.71 266.25 Td (the ) Tj ET Q q 0 0 0 rg BT 537.36 266.25 Td (Firm's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 254.25 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 108.32 254.25 Td (Report ) Tj ET Q q 0 0 0 rg BT 138.03 254.25 Td (on ) Tj ET Q q 0 0 0 rg BT 150.53 254.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 174.70 254.25 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 197.75 254.25 Td (for ) Tj ET Q q 0 0 0 rg BT 211.91 254.25 Td (the ) Tj ET Q q 0 0 0 rg BT 226.63 254.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 257.45 254.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 283.82 254.25 Td (June ) Tj ET Q q 0 0 0 rg BT 304.65 254.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 319.65 254.25 Td (2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 230.25 Td (e. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 230.25 Td (Core ) Tj ET Q q 0 0 0 rg BT 89.14 230.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 112.44 230.25 Td (represent ) Tj ET Q q 0 0 0 rg BT 151.28 230.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 174.59 230.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 220.10 230.25 Td (central ) Tj ET Q q 0 0 0 rg BT 249.50 230.25 Td (to ) Tj ET Q q 0 0 0 rg BT 259.48 230.25 Td (the ) Tj ET Q q 0 0 0 rg BT 273.89 230.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 296.12 230.25 Td (s ) Tj ET Q q 0 0 0 rg BT 302.21 230.25 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 337.18 230.25 Td (businesses; ) Tj ET Q q 0 0 0 rg BT 384.38 230.25 Td (core ) Tj ET Q q 0 0 0 rg BT 403.78 230.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 427.09 230.25 Td (exclude ) Tj ET Q q 0 0 0 rg BT 460.38 230.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 483.69 230.25 Td (classified ) Tj ET Q q 0 0 0 rg BT 523.65 230.25 Td (as ) Tj ET Q q 0 0 0 rg BT 534.17 230.25 Td (trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 218.25 Td (assets, ) Tj ET Q q 0 0 0 rg BT 95.83 218.25 Td (runof) Tj ET Q q 0 0 0 rg BT 117.31 218.25 Td (f ) Tj ET Q q 0 0 0 rg BT 123.14 218.25 Td (portfolios, ) Tj ET Q q 0 0 0 rg BT 167.03 218.25 Td (discontinued ) Tj ET Q q 0 0 0 rg BT 220.63 218.25 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 262.02 218.25 Td (and ) Tj ET Q q 0 0 0 rg BT 278.96 218.25 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 320.34 218.25 Td (the ) Tj ET Q q 0 0 0 rg BT 335.06 218.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 357.01 218.25 Td (has ) Tj ET Q q 0 0 0 rg BT 372.84 218.25 Td (an ) Tj ET Q q 0 0 0 rg BT 384.78 218.25 Td (intent ) Tj ET Q q 0 0 0 rg BT 410.05 218.25 Td (to ) Tj ET Q q 0 0 0 rg BT 420.33 218.25 Td (exit.) Tj ET Q endstream endobj 13 0 obj <> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (6) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 740.25 Td (Additional ) Tj ET Q q 0 0 0 rg BT 97.57 740.25 Td (notes:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (3. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 710.25 Td (Last ) Tj ET Q q 0 0 0 rg BT 87.22 710.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 116.37 710.25 Td (months ) Tj ET Q q 0 0 0 rg BT 148.32 710.25 Td (\(L) Tj ET Q q 0 0 0 rg BT 161.28 710.25 Td (TM\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 692.25 Td (4. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 692.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 84.44 692.25 Td (of ) Tj ET Q q 0 0 0 rg BT 95.27 692.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 118.88 692.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 146.38 692.25 Td (to ) Tj ET Q q 0 0 0 rg BT 156.66 692.25 Td (employees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.25 Td (5. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 674.25 Td (Excludes ) Tj ET Q q 0 0 0 rg BT 106.66 674.25 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 158.58 674.25 Td (Card.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 656.25 Td (6. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 656.25 Td (The ) Tj ET Q q 0 0 0 rg BT 85.55 656.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 118.05 656.25 Td (of ) Tj ET Q q 0 0 0 rg BT 128.88 656.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 154.15 656.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 192.20 656.25 Td (to ) Tj ET Q q 0 0 0 rg BT 202.48 656.25 Td (clients ) Tj ET Q q 0 0 0 rg BT 231.09 656.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 274.13 656.25 Td (new ) Tj ET Q q 0 0 0 rg BT 293.30 656.25 Td (and ) Tj ET Q q 0 0 0 rg BT 310.24 656.25 Td (renewed ) Tj ET Q q 0 0 0 rg BT 346.61 656.25 Td (credit, ) Tj ET Q q 0 0 0 rg BT 374.38 656.25 Td (including ) Tj ET Q q 0 0 0 rg BT 414.66 656.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 438.27 656.25 Td (and ) Tj ET Q q 0 0 0 rg BT 455.21 656.25 Td (commitments. ) Tj ET Q q 0 0 0 rg BT 514.47 656.25 Td (The ) Tj ET Q q 0 0 0 rg BT 532.52 656.25 Td (amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 644.25 Td (of ) Tj ET Q q 0 0 0 rg BT 77.90 644.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 102.74 644.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 140.36 644.25 Td (to ) Tj ET Q q 0 0 0 rg BT 150.22 644.25 Td (small ) Tj ET Q q 0 0 0 rg BT 173.96 644.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 218.25 644.25 Td (reflects ) Tj ET Q q 0 0 0 rg BT 249.75 644.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 272.93 644.25 Td (and ) Tj ET Q q 0 0 0 rg BT 289.44 644.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 329.27 644.25 Td (lines ) Tj ET Q q 0 0 0 rg BT 350.23 644.25 Td (of ) Tj ET Q q 0 0 0 rg BT 360.64 644.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 385.48 644.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 423.10 644.25 Td (by ) Tj ET Q q 0 0 0 rg BT 435.17 644.25 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 478.35 644.25 Td (& ) Tj ET Q q 0 0 0 rg BT 488.21 644.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 525.84 644.25 Td (Banking; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 632.25 Td (Card, ) Tj ET Q q 0 0 0 rg BT 91.61 632.25 Td (Commerce ) Tj ET Q q 0 0 0 rg BT 137.65 632.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 177.61 632.25 Td (& ) Tj ET Q q 0 0 0 rg BT 187.08 632.25 Td (Auto; ) Tj ET Q q 0 0 0 rg BT 212.03 632.25 Td (and ) Tj ET Q q 0 0 0 rg BT 228.64 632.25 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 280.24 632.25 Td (Banking. ) Tj ET Q q 0 0 0 rg BT 318.64 632.25 Td (The ) Tj ET Q q 0 0 0 rg BT 336.35 632.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 368.52 632.25 Td (of ) Tj ET Q q 0 0 0 rg BT 379.02 632.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 403.95 632.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 441.67 632.25 Td (to ) Tj ET Q q 0 0 0 rg BT 451.62 632.25 Td (nonprofit ) Tj ET Q q 0 0 0 rg BT 491.01 632.25 Td (and ) Tj ET Q q 0 0 0 rg BT 507.62 632.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 527.57 632.25 Td (and ) Tj ET Q q 0 0 0 rg BT 544.18 632.25 Td (non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 620.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 88.07 620.25 Td (government ) Tj ET Q q 0 0 0 rg BT 138.62 620.25 Td (entities, ) Tj ET Q q 0 0 0 rg BT 172.78 620.25 Td (including ) Tj ET Q q 0 0 0 rg BT 213.34 620.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 233.91 620.25 Td (states, ) Tj ET Q q 0 0 0 rg BT 261.41 620.25 Td (municipalities, ) Tj ET Q q 0 0 0 rg BT 323.35 620.25 Td (hospitals ) Tj ET Q q 0 0 0 rg BT 361.69 620.25 Td (and ) Tj ET Q q 0 0 0 rg BT 378.91 620.25 Td (universities, ) Tj ET Q q 0 0 0 rg BT 430.30 620.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 473.62 620.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 499.17 620.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 537.50 620.25 Td (by ) Tj ET Q q 0 0 0 rg BT 550.29 620.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 608.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 109.99 608.25 Td (& ) Tj ET Q q 0 0 0 rg BT 120.26 608.25 Td (Investment ) Tj ET Q q 0 0 0 rg BT 167.20 608.25 Td (Bank ) Tj ET Q q 0 0 0 rg BT 190.81 608.25 Td (and ) Tj ET Q q 0 0 0 rg BT 207.74 608.25 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 259.67 608.25 Td (Banking.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.25 Td (7. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 590.25 Td (Ener) Tj ET Q q 0 0 0 rg BT 86.20 590.25 Td (gy ) Tj ET Q q 0 0 0 rg BT 98.70 590.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 134.52 590.25 Td (Oil ) Tj ET Q q 0 0 0 rg BT 149.80 590.25 Td (& ) Tj ET Q q 0 0 0 rg BT 160.08 590.25 Td (Gas, ) Tj ET Q q 0 0 0 rg BT 180.63 590.25 Td (Natural ) Tj ET Q q 0 0 0 rg BT 213.12 590.25 Td (Gas ) Tj ET Q q 0 0 0 rg BT 231.17 590.25 Td (Pipelines, ) Tj ET Q q 0 0 0 rg BT 272.83 590.25 Td (and ) Tj ET Q q 0 0 0 rg BT 289.77 590.25 Td (Metals ) Tj ET Q q 0 0 0 rg BT 319.49 590.25 Td (& ) Tj ET Q q 0 0 0 rg BT 329.77 590.25 Td (Mining.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 572.25 Td (8. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 572.25 Td (The ) Tj ET Q q 0 0 0 rg BT 84.79 572.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 105.97 572.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 141.03 572.25 Td ($63 ) Tj ET Q q 0 0 0 rg BT 157.77 572.25 Td (million ) Tj ET Q q 0 0 0 rg BT 188.40 572.25 Td (of ) Tj ET Q q 0 0 0 rg BT 198.47 572.25 Td (net ) Tj ET Q q 0 0 0 rg BT 212.43 572.25 Td (char) Tj ET Q q 0 0 0 rg BT 229.45 572.25 Td (ge-of) Tj ET Q q 0 0 0 rg BT 250.37 572.25 Td (fs ) Tj ET Q q 0 0 0 rg BT 259.33 572.25 Td (in ) Tj ET Q q 0 0 0 rg BT 268.85 572.25 Td (the ) Tj ET Q q 0 0 0 rg BT 282.81 572.25 Td (third ) Tj ET Q q 0 0 0 rg BT 303.43 572.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 333.49 572.25 Td (of ) Tj ET Q q 0 0 0 rg BT 343.56 572.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 367.80 572.25 Td (in ) Tj ET Q q 0 0 0 rg BT 377.32 572.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 424.02 572.25 Td (with ) Tj ET Q q 0 0 0 rg BT 443.54 572.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 486.37 572.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 524.20 572.25 Td (regarding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 560.25 Td (the ) Tj ET Q q 0 0 0 rg BT 81.89 560.25 Td (timing ) Tj ET Q q 0 0 0 rg BT 110.18 560.25 Td (of ) Tj ET Q q 0 0 0 rg BT 120.69 560.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 138.42 560.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 186.14 560.25 Td (for ) Tj ET Q q 0 0 0 rg BT 199.98 560.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 229.35 560.25 Td (auto ) Tj ET Q q 0 0 0 rg BT 248.75 560.25 Td (and ) Tj ET Q q 0 0 0 rg BT 265.36 560.25 Td (residential ) Tj ET Q q 0 0 0 rg BT 309.18 560.25 Td (real ) Tj ET Q q 0 0 0 rg BT 326.35 560.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 351.28 560.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 374.57 560.25 Td (in ) Tj ET Q q 0 0 0 rg BT 384.52 560.25 Td (bankruptcy ) Tj ET Q q 0 0 0 rg BT 431.68 560.25 Td (and ) Tj ET Q q 0 0 0 rg BT 448.30 560.25 Td (auto ) Tj ET Q q 0 0 0 rg BT 467.69 560.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 490.97 560.25 Td (where ) Tj ET Q q 0 0 0 rg BT 517.58 560.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 543.08 560.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 548.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 104.42 548.25 Td (in ) Tj ET Q q 0 0 0 rg BT 114.70 548.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 134.42 548.25 Td (satisfaction.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.25 Td (9. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 530.25 Td (The ) Tj ET Q q 0 0 0 rg BT 85.21 530.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 106.81 530.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 136.75 530.25 Td (in ) Tj ET Q q 0 0 0 rg BT 146.69 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 161.07 530.25 Td (second ) Tj ET Q q 0 0 0 rg BT 191.01 530.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 221.49 530.25 Td (of ) Tj ET Q q 0 0 0 rg BT 231.99 530.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 254.16 530.25 Td (related ) Tj ET Q q 0 0 0 rg BT 283.53 530.25 Td (to ) Tj ET Q q 0 0 0 rg BT 293.47 530.25 Td (a ) Tj ET Q q 0 0 0 rg BT 300.08 530.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 343.34 530.25 Td (with ) Tj ET Q q 0 0 0 rg BT 363.29 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 377.67 530.25 Td (FDIC ) Tj ET Q q 0 0 0 rg BT 402.62 530.25 Td (receivership ) Tj ET Q q 0 0 0 rg BT 453.65 530.25 Td (for ) Tj ET Q q 0 0 0 rg BT 467.32 530.25 Td (W) Tj ET Q q 0 0 0 rg BT 475.96 530.25 Td (ashington ) Tj ET Q q 0 0 0 rg BT 517.01 530.25 Td (Mutual ) Tj ET Q q 0 0 0 rg BT 548.07 530.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 518.25 Td (with ) Tj ET Q q 0 0 0 rg BT 87.67 518.25 Td (Deutsche ) Tj ET Q q 0 0 0 rg BT 127.26 518.25 Td (Bank ) Tj ET Q q 0 0 0 rg BT 150.75 518.25 Td (as ) Tj ET Q q 0 0 0 rg BT 161.47 518.25 Td (trustee ) Tj ET Q q 0 0 0 rg BT 190.51 518.25 Td (to ) Tj ET Q q 0 0 0 rg BT 200.68 518.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 230.09 518.25 Td (W) Tj ET Q q 0 0 0 rg BT 238.73 518.25 Td (ashington ) Tj ET Q q 0 0 0 rg BT 280.00 518.25 Td (Mutual ) Tj ET Q q 0 0 0 rg BT 311.28 518.25 Td (trusts, ) Tj ET Q q 0 0 0 rg BT 337.83 518.25 Td (and ) Tj ET Q q 0 0 0 rg BT 354.66 518.25 Td (was ) Tj ET Q q 0 0 0 rg BT 372.60 518.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 418.85 518.25 Td (in ) Tj ET Q q 0 0 0 rg BT 429.01 518.25 Td (noninterest ) Tj ET Q q 0 0 0 rg BT 475.83 518.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 509.87 518.25 Td (in ) Tj ET Q q 0 0 0 rg BT 520.03 518.25 Td (Corporate. ) Tj ET Q endstream endobj 15 0 obj <> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 725.70 Td (JPMor) Tj ET Q q 0 0 0 rg BT 75.99 725.70 Td (gan ) Tj ET Q q 0 0 0 rg BT 91.74 725.70 Td (Chase ) Tj ET Q q 0 0 0 rg BT 117.48 725.70 Td (& ) Tj ET Q q 0 0 0 rg BT 126.56 725.70 Td (Co. ) Tj ET Q q 0 0 0 rg BT 142.03 725.70 Td (\(NYSE: ) Tj ET Q q 0 0 0 rg BT 175.56 725.70 Td (JPM\) ) Tj ET Q q 0 0 0 rg BT 198.54 725.70 Td (is ) Tj ET Q q 0 0 0 rg BT 206.51 725.70 Td (a ) Tj ET Q q 0 0 0 rg BT 212.25 725.70 Td (leading ) Tj ET Q q 0 0 0 rg BT 242.99 725.70 Td (global ) Tj ET Q q 0 0 0 rg BT 269.29 725.70 Td (financial ) Tj ET Q q 0 0 0 rg BT 305.57 725.70 Td (services ) Tj ET Q q 0 0 0 rg BT 339.08 725.70 Td (firm ) Tj ET Q q 0 0 0 rg BT 357.61 725.70 Td (with ) Tj ET Q q 0 0 0 rg BT 376.69 725.70 Td (assets ) Tj ET Q q 0 0 0 rg BT 401.32 725.70 Td (of) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 409.65 725.70 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.22 725.70 Td ($2.6 ) Tj ET Q q 0 0 0 rg BT 430.02 725.70 Td (trillion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.24 725.70 Td ( ) Tj ET Q q 0 0 0 rg BT 458.54 725.70 Td (and ) Tj ET Q q 0 0 0 rg BT 474.29 725.70 Td (operations ) Tj ET Q q 0 0 0 rg BT 517.25 725.70 Td (worldwide. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 713.70 Td (The ) Tj ET Q q 0 0 0 rg BT 67.21 713.70 Td (Firm ) Tj ET Q q 0 0 0 rg BT 88.82 713.70 Td (is ) Tj ET Q q 0 0 0 rg BT 97.65 713.70 Td (a ) Tj ET Q q 0 0 0 rg BT 104.26 713.70 Td (leader ) Tj ET Q q 0 0 0 rg BT 130.84 713.70 Td (in ) Tj ET Q q 0 0 0 rg BT 140.78 713.70 Td (investment ) Tj ET Q q 0 0 0 rg BT 186.83 713.70 Td (banking, ) Tj ET Q q 0 0 0 rg BT 223.71 713.70 Td (financial ) Tj ET Q q 0 0 0 rg BT 260.85 713.70 Td (services ) Tj ET Q q 0 0 0 rg BT 295.22 713.70 Td (for ) Tj ET Q q 0 0 0 rg BT 309.05 713.70 Td (consumers ) Tj ET Q q 0 0 0 rg BT 353.98 713.70 Td (and ) Tj ET Q q 0 0 0 rg BT 370.58 713.70 Td (small ) Tj ET Q q 0 0 0 rg BT 394.41 713.70 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 441.29 713.70 Td (commercial ) Tj ET Q q 0 0 0 rg BT 490.65 713.70 Td (banking, ) Tj ET Q q 0 0 0 rg BT 527.53 713.70 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 701.70 Td (transaction ) Tj ET Q q 0 0 0 rg BT 95.60 701.70 Td (processing, ) Tj ET Q q 0 0 0 rg BT 143.09 701.70 Td (and ) Tj ET Q q 0 0 0 rg BT 159.75 701.70 Td (asset ) Tj ET Q q 0 0 0 rg BT 181.41 701.70 Td (management. ) Tj ET Q q 0 0 0 rg BT 236.74 701.70 Td (A) Tj ET Q q 0 0 0 rg BT 243.41 701.70 Td ( ) Tj ET Q q 0 0 0 rg BT 245.63 701.70 Td (component ) Tj ET Q q 0 0 0 rg BT 292.29 701.70 Td (of ) Tj ET Q q 0 0 0 rg BT 302.84 701.70 Td (the ) Tj ET Q q 0 0 0 rg BT 317.28 701.70 Td (Dow ) Tj ET Q q 0 0 0 rg BT 338.95 701.70 Td (Jones ) Tj ET Q q 0 0 0 rg BT 363.40 701.70 Td (Industrial ) Tj ET Q q 0 0 0 rg BT 403.46 701.70 Td (A) Tj ET Q q 0 0 0 rg BT 409.93 701.70 Td (verage, ) Tj ET Q q 0 0 0 rg BT 441.30 701.70 Td (JPMor) Tj ET Q q 0 0 0 rg BT 467.80 701.70 Td (gan ) Tj ET Q q 0 0 0 rg BT 484.46 701.70 Td (Chase ) Tj ET Q q 0 0 0 rg BT 511.12 701.70 Td (& ) Tj ET Q q 0 0 0 rg BT 521.13 701.70 Td (Co. ) Tj ET Q q 0 0 0 rg BT 537.52 701.70 Td (serves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 689.70 Td (millions ) Tj ET Q q 0 0 0 rg BT 84.29 689.70 Td (of ) Tj ET Q q 0 0 0 rg BT 94.63 689.70 Td (customers ) Tj ET Q q 0 0 0 rg BT 137.19 689.70 Td (in ) Tj ET Q q 0 0 0 rg BT 146.97 689.70 Td (the ) Tj ET Q q 0 0 0 rg BT 161.20 689.70 Td (United ) Tj ET Q q 0 0 0 rg BT 190.42 689.70 Td (States ) Tj ET Q q 0 0 0 rg BT 216.32 689.70 Td (and ) Tj ET Q q 0 0 0 rg BT 232.76 689.70 Td (many ) Tj ET Q q 0 0 0 rg BT 256.99 689.70 Td (of ) Tj ET Q q 0 0 0 rg BT 267.33 689.70 Td (the ) Tj ET Q q 0 0 0 rg BT 281.55 689.70 Td (world? 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