%PDF-1.5 1 0 obj <> endobj 3 0 obj <> endobj 4 0 obj <> stream 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 13.5 740 m 305.5 740 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 740 m 597.5 740 l s BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 16.00 770.26 Td (JPMor) Tj ET Q q 0 0 0 rg BT 39.84 770.26 Td (ganChase? Co.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 16.00 761.26 Td (270 Park ) Tj ET Q q 0 0 0 rg BT 50.00 761.26 Td (A) Tj ET Q q 0 0 0 rg BT 55.83 761.26 Td (venue, New ) Tj ET Q q 0 0 0 rg BT 100.73 761.26 Td (Y) Tj ET Q q 0 0 0 rg BT 106.33 761.26 Td (ork, NY) Tj ET Q q 0 0 0 rg BT 135.49 761.26 Td ( 10017-2070) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 16.00 752.26 Td (NYSE symbol: JPM) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 16 742.06005859375 m 109.2255859375 742.06005859375 l s q 0 0 1 rg BT 16.00 743.26 Td (www) Tj ET Q q 0 0 1 rg BT 34.91 743.26 Td (.jpmor) Tj ET Q q 0 0 1 rg BT 58.50 743.26 Td (ganchase.com) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 9.5 71.5 m 371.5 71.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 71.5 m 601.5 71.5 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 12.00 62.76 Td (Investor Contact: Jason Scott \(212\) 270-7325) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 175.73 62.76 Td ( ) Tj ET Q BT /F1 7.00 Tf ET BT /F1 4.55 Tf ET q 0 0 0 rg BT 12.00 58.32 Td (1) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 14.27 55.15 Td (Percentage comparisons noted in the bullet points are calculated for the second quarter of 2018 versus the prior) Tj ET Q q 0 0 0 rg BT 325.34 55.15 Td (-year second ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 12.00 48.15 Td (quarter) Tj ET Q q 0 0 0 rg BT 31.54 48.15 Td (, unless otherwise specified. ) Tj ET Q BT /F1 7.00 Tf ET BT /F1 4.55 Tf ET q 0 0 0 rg BT 12.00 41.32 Td (2) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 14.27 38.15 Td (For notes on non-GAAP) Tj ET Q q 0 0 0 rg BT 82.65 38.15 Td ( financial measures, including managed basis reporting and key performance measures, see page 6.) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 12.00 28.15 Td (For additional notes see page 7.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.25 62.76 Td (Media Contact: Joseph Evangelisti \(212\) 270-7438) Tj ET Q BT /F1 10.00 Tf ET BT /F2 11.00 Tf ET q 0 0 0 rg BT 89.70 721.60 Td (JPMORGAN CHASE REPOR) Tj ET Q q 0 0 0 rg BT 234.76 721.60 Td (TS RECORD SECOND-QUAR) Tj ET Q q 0 0 0 rg BT 382.89 721.60 Td (TER 2018 NET) Tj ET Q q 0 0 0 rg BT 455.42 721.60 Td ( INCOME OF) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 214.00 708.40 Td ($8.3 BILLION, OR $2.29 PER SHARE) Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 18.5 694.9 m 18.5 690.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 594.5 694.9 m 594.5 690.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 18.5 694.9 m 594.5 694.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 18.5 690.9 m 594.5 690.9 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 18.00 679.40 Td (SECOND-QUAR) Tj ET Q q 0 0 0 rg BT 92.10 679.40 Td (TER 2018 RESUL) Tj ET Q q 0 0 0 rg BT 170.08 679.40 Td (TS) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 182.32 683.93 Td (1) Tj ET Q 0.37254901960784315 0.6392156862745098 0.39215686274509803 rg /GS0 gs 85.50 668.90 130.00 -33.00 re f /GS0 gs 0.37254901960784315 0.6392156862745098 0.39215686274509803 rg /GS0 gs 240.50 668.90 130.00 -33.00 re f /GS0 gs 0.37254901960784315 0.6392156862745098 0.39215686274509803 rg /GS0 gs 395.50 668.90 130.00 -33.00 re f /GS0 gs BT /F3 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 127.75 656.32 Td (ROE 14%) Tj ET Q BT /F3 10.00 Tf ET q 1 1 1 rg BT 119.75 643.32 Td (ROTCE) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 1 1 1 rg BT 154.75 648.09 Td (2 ) Tj ET Q BT /F3 10.00 Tf ET q 1 1 1 rg BT 160.17 643.32 Td (17%) Tj ET Q BT /F3 10.00 Tf ET q 1 1 1 rg BT 250.75 654.82 Td (Common equity T) Tj ET Q q 1 1 1 rg BT 335.01 654.82 Td (ier 1) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 1 1 1 rg BT 355.58 659.59 Td (2) Tj ET Q BT /F4 10.00 Tf ET q 1 1 1 rg BT 291.05 644.82 Td (1) Tj ET Q q 1 1 1 rg BT 296.06 644.82 Td (1.9%) Tj ET Q BT /F3 10.00 Tf ET q 1 1 1 rg BT 418.35 654.82 Td (Net payout L) Tj ET Q q 1 1 1 rg BT 478.16 654.82 Td (TM) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 1 1 1 rg BT 492.60 659.59 Td (3,4) Tj ET Q BT /F4 10.00 Tf ET q 1 1 1 rg BT 447.20 644.82 Td (100%) Tj ET Q BT /F1 6.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 527.00 636.40 Td ( ) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 19.50 623.90 71.00 -37.00 re f /GS0 gs 0 0.403921568627451 0.7607843137254902 rg /GS0 gs 19.50 577.90 71.00 -52.00 re f /GS0 gs 0.32941176470588235 0.18823529411764706 0.10196078431372549 rg /GS0 gs 19.50 516.90 71.00 -66.00 re f /GS0 gs 0.6705882352941176 0.5137254901960784 0.35294117647058826 rg /GS0 gs 19.50 441.90 71.00 -36.00 re f /GS0 gs 0.5176470588235295 0.29411764705882354 0.1568627450980392 rg /GS0 gs 19.50 396.90 71.00 -37.00 re f /GS0 gs BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 32.55 608.82 Td (Firmwide) Tj ET Q BT /F4 10.00 Tf ET q 1 1 1 rg BT 36.95 596.82 Td (Metrics) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 611.64 cm /I1 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 615.16 Td (Reported revenue of $27.8 billion; managed revenue ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 606.16 Td (of $28.4 billion) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 159.75 610.24 Td (2) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 589.64 cm /I2 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 593.16 Td (A) Tj ET Q q 0 0 0 rg BT 109.83 593.16 Td (verage core loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 172.80 597.24 Td (2 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.18 593.16 Td (ex-CIB, up 7% ) Tj ET Q q 0 0 0 rg BT 233.34 593.16 Td (Y) Tj ET Q q 0 0 0 rg BT 238.94 593.16 Td (oY) Tj ET Q q 0 0 0 rg BT 249.61 593.16 Td ( and 2% QoQ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 43.65 560.42 Td (CCB) Tj ET Q BT /F3 8.00 Tf ET q 1 1 1 rg BT 36.70 537.88 Td (ROE 26%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 565.64 cm /I3 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 569.16 Td (A) Tj ET Q q 0 0 0 rg BT 109.83 569.16 Td (verage core loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 172.80 573.24 Td (2 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.18 569.16 Td (up 7%; average deposits up 5%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 550.64 cm /I4 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 554.16 Td (Client investment assets of $284 billion, up 12%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 535.64 cm /I5 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 539.16 Td (Credit card sales volume) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 193.22 543.24 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.15 539.16 Td ( up 1) Tj ET Q q 0 0 0 rg BT 213.81 539.16 Td (1% and merchant ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 530.16 Td (processing volume up 12%) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 45.85 490.42 Td (CIB) Tj ET Q BT /F3 8.00 Tf ET q 1 1 1 rg BT 36.70 471.88 Td (ROE 17%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 504.64 cm /I6 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 508.16 Td (#1 Global Investment Banking fees with 8.6% wallet) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 499.16 Td (share ) Tj ET Q q 0 0 0 rg BT 124.90 499.16 Td (YTD) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 482.64 cm /I7 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 486.16 Td (Markets revenue up 13%, with Equity Markets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 475.36 Td (revenue of $2.0 billion, up 24%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 460.64 cm /I8 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 464.16 Td (T) Tj ET Q q 0 0 0 rg BT 109.18 464.16 Td (reasury Services and Securities Services revenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 455.16 Td (each up 12%) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 47.25 430.42 Td (CB) Tj ET Q BT /F3 8.00 Tf ET q 1 1 1 rg BT 36.70 411.88 Td (ROE 21% ) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 429.64 cm /I9 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 433.16 Td (A) Tj ET Q q 0 0 0 rg BT 110.17 433.16 Td (verage loan balances up 4%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 411.64 cm /I10 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 415.16 Td (Strong credit quality with 7 bps net char) Tj ET Q q 0 0 0 rg BT 248.64 415.16 Td (ge-of) Tj ET Q q 0 0 0 rg BT 267.47 415.16 Td (f rate) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 42.25 386.92 Td (A) Tj ET Q q 1 1 1 rg BT 48.92 386.92 Td (WM) Tj ET Q BT /F3 8.00 Tf ET q 1 1 1 rg BT 36.70 364.38 Td (ROE 33%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 384.64 cm /I11 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 388.16 Td (A) Tj ET Q q 0 0 0 rg BT 109.83 388.16 Td (verage loan balances up 12%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 369.64 cm /I12 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 373.16 Td (Assets under management \(AUM\) of $2.0 trillion,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 362.36 Td (up 8%) Tj ET Q BT /F1 10.00 Tf ET 0.9215686274509803 0.9490196078431372 0.9607843137254902 rg /GS0 gs 319.50 623.90 260.00 -284.00 re f /GS0 gs 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 623.9 m 319.5 339.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 623.9 m 579.5 339.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 623.9 m 579.5 623.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 339.9 m 579.5 339.9 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 605.76 Td (Jamie Dimon, Chairman and CEO, commented on the financial ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 596.76 Td (results: ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 350.25 596.76 Td (W) Tj ET Q q 0 0 0 rg BT 361.92 596.76 Td (e see good global economic gr) Tj ET Q q 0 0 0 rg BT 471.81 596.76 Td (owth, particularly in the ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 587.75 Td (U.S., wher) Tj ET Q q 0 0 0 rg BT 359.67 587.75 Td (e consumer and business sentiment is high. Because of this ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 578.75 Td (br) Tj ET Q q 0 0 0 rg BT 329.67 578.75 Td (oad gr) Tj ET Q q 0 0 0 rg BT 353.09 578.75 Td (owth and the str) Tj ET Q q 0 0 0 rg BT 411.01 578.75 Td (ong underlying performance acr) Tj ET Q q 0 0 0 rg BT 527.90 578.75 Td (oss each of ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 569.75 Td (our businesses, the company deliver) Tj ET Q q 0 0 0 rg BT 451.89 569.75 Td (ed r) Tj ET Q q 0 0 0 rg BT 465.80 569.75 Td (ecor) Tj ET Q q 0 0 0 rg BT 481.46 569.75 Td (d r) Tj ET Q q 0 0 0 rg BT 491.38 569.75 Td (esults this quarter) Tj ET Q q 0 0 0 rg BT 555.38 569.75 Td (. W) Tj ET Q q 0 0 0 rg BT 566.56 569.75 Td (e ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 560.75 Td (also want to acknowledge that global competition is getting str) Tj ET Q q 0 0 0 rg BT 548.40 560.75 Td (onger) Tj ET Q q 0 0 0 rg BT 568.40 560.75 Td (.? ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 582.41 560.75 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 542.76 Td (Dimon added:) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 373.24 542.76 Td (The healthy U.S. consumer dr) Tj ET Q q 0 0 0 rg BT 487.65 542.76 Td (ove double digit gr) Tj ET Q q 0 0 0 rg BT 555.55 542.76 Td (owth ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 533.75 Td (in client investment assets, car) Tj ET Q q 0 0 0 rg BT 431.89 533.75 Td (d sales and mer) Tj ET Q q 0 0 0 rg BT 488.31 533.75 Td (chant pr) Tj ET Q q 0 0 0 rg BT 518.22 533.75 Td (ocessing ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 524.75 Td (volumes. Capital markets wer) Tj ET Q q 0 0 0 rg BT 429.16 524.75 Td (e open and active, leading to str) Tj ET Q q 0 0 0 rg BT 544.55 524.75 Td (ong fee ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 515.75 Td (and markets r) Tj ET Q q 0 0 0 rg BT 371.66 515.75 Td (evenue performance. In the Corporate & Investment ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 506.75 Td (Bank we had r) Tj ET Q q 0 0 0 rg BT 373.91 506.75 Td (ecor) Tj ET Q q 0 0 0 rg BT 389.57 506.75 Td (d Global IB fees for the first half of the year) Tj ET Q q 0 0 0 rg BT 547.05 506.75 Td (, ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 497.75 Td (maintaining our #1 rank year) Tj ET Q q 0 0 0 rg BT 428.31 497.75 Td (-to-date. Commer) Tj ET Q q 0 0 0 rg BT 491.97 497.75 Td (cial Banking r) Tj ET Q q 0 0 0 rg BT 543.12 497.75 Td (evenue ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 488.75 Td (gr) Tj ET Q q 0 0 0 rg BT 329.67 488.75 Td (ew 1) Tj ET Q q 0 0 0 rg BT 345.75 488.75 Td (1%, with particular str) Tj ET Q q 0 0 0 rg BT 427.92 488.75 Td (ength in investment banking and ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 479.75 Td (tr) Tj ET Q q 0 0 0 rg BT 327.67 479.75 Td (easury services, as well as solid loan gr) Tj ET Q q 0 0 0 rg BT 470.83 479.75 Td (owth. Our ) Tj ET Q q 0 0 0 rg BT 509.42 479.75 Td (Asset & W) Tj ET Q q 0 0 0 rg BT 546.59 479.75 Td (ealth ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 470.75 Td (Management business continued to perform well with positive net ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 461.75 Td (long-term and liquidity inflows and continued loan gr) Tj ET Q q 0 0 0 rg BT 515.41 461.75 Td (owth.? Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.17 461.75 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 443.76 Td (Dimon concluded:? Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 390.99 443.76 Td (Our str) Tj ET Q q 0 0 0 rg BT 421.91 443.76 Td (ong, diversified franchise generates ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 434.75 Td (significant capital to invest in technology) Tj ET Q q 0 0 0 rg BT 470.23 434.75 Td (, bankers, pr) Tj ET Q q 0 0 0 rg BT 515.39 434.75 Td (oducts and ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 425.75 Td (markets. This quarter alone we announced new car) Tj ET Q q 0 0 0 rg BT 506.65 425.75 Td (d pr) Tj ET Q q 0 0 0 rg BT 521.06 425.75 Td (oducts, the ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 416.75 Td (national r) Tj ET Q q 0 0 0 rg BT 357.42 416.75 Td (ollout of our all-mobile bank, Finn, new branches in the ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 407.75 Td (W) Tj ET Q q 0 0 0 rg BT 328.67 407.75 Td (ashington D.C. ar) Tj ET Q q 0 0 0 rg BT 393.35 407.75 Td (ea, and plans for a mor) Tj ET Q q 0 0 0 rg BT 477.51 407.75 Td (e significant investment in ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 398.75 Td (China. W) Tj ET Q q 0 0 0 rg BT 355.17 398.75 Td (e wer) Tj ET Q q 0 0 0 rg BT 374.58 398.75 Td (e also pleased to announce our new capital distribution ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 389.75 Td (plan, which includes a meaningful incr) Tj ET Q q 0 0 0 rg BT 462.15 389.75 Td (ease in dividends and ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 380.75 Td (r) Tj ET Q q 0 0 0 rg BT 325.17 380.75 Td (epur) Tj ET Q q 0 0 0 rg BT 341.33 380.75 Td (chases. Our highest and best use of capital is to r) Tj ET Q q 0 0 0 rg BT 518.74 380.75 Td (einvest it in the ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 371.75 Td (gr) Tj ET Q q 0 0 0 rg BT 329.67 371.75 Td (owth of our clients ar) Tj ET Q q 0 0 0 rg BT 406.84 371.75 Td (ound the world. W) Tj ET Q q 0 0 0 rg BT 472.51 371.75 Td (e ar) Tj ET Q q 0 0 0 rg BT 486.42 371.75 Td (e confident that we will ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 362.75 Td (continue to drive long-term value for our clients, communities and ) Tj ET Q BT /F5 9.00 Tf ET q 0 0 0 rg BT 322.00 353.75 Td (shar) Tj ET Q q 0 0 0 rg BT 337.67 353.75 Td (eholders.? Tj ET Q BT /F1 10.00 Tf ET 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 17.5 339.9 m 17.5 334.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 593.5 339.9 m 593.5 334.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 17.5 339.9 m 593.5 339.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 17.5 334.9 m 593.5 334.9 l s BT /F1 10.00 Tf ET BT /F2 9.00 Tf ET q 0 0 0 rg BT 18.00 316.95 Td (FOR) Tj ET Q q 0 0 0 rg BT 36.68 316.95 Td (TRESS PRINCIPLES) Tj ET Q /GS0 gs q 6.72 0 0 9.78 18.00 299.30 cm /I13 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 24.72 301.15 Td ( ) Tj ET Q q 0 0 0 rg BT 30.00 301.15 Td (Book value per share of $68.85, up 4%; tangible book value per share) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 281.43 305.23 Td (2 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.82 301.15 Td (of ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 30.00 290.35 Td ($55.14, up 3%) Tj ET Q /GS0 gs q 6.72 0 0 9.78 18.00 272.70 cm /I14 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 24.72 274.55 Td ( ) Tj ET Q q 0 0 0 rg BT 30.00 274.55 Td (Basel III common equity ) Tj ET Q q 0 0 0 rg BT 121.81 274.55 Td (T) Tj ET Q q 0 0 0 rg BT 127.00 274.55 Td (ier 1 capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 169.47 278.63 Td (2 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.86 274.55 Td (of $185 billion and ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 261.35 278.63 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.27 274.55 Td ( of 1) Tj ET Q q 0 0 0 rg BT 280.44 274.55 Td (1.9% ) Tj ET Q /GS0 gs q 6.72 0 0 9.78 18.00 256.90 cm /I15 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 24.72 258.75 Td ( ) Tj ET Q q 0 0 0 rg BT 30.00 258.75 Td (Firm SLR) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 66.26 262.83 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 69.18 258.75 Td ( of 6.5%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 18.00 240.35 Td (OPERA) Tj ET Q q 0 0 0 rg BT 48.83 240.35 Td (TING LEVERAGE) Tj ET Q /GS0 gs q 6.72 0 0 9.78 18.00 222.70 cm /I16 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 24.72 224.55 Td ( ) Tj ET Q q 0 0 0 rg BT 30.00 224.55 Td (2Q18 reported expense of $16.0 billion; reported overhead ratio of 58%; ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 30.00 213.75 Td (managed overhead ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 116.46 217.83 Td (2 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 120.85 213.75 Td (of 56%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 18.00 196.95 Td (CAPIT) Tj ET Q q 0 0 0 rg BT 45.33 196.95 Td (AL) Tj ET Q q 0 0 0 rg BT 57.34 196.95 Td ( DISTRIBUTED) Tj ET Q /GS0 gs q 6.72 0 0 9.78 18.00 179.30 cm /I17 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 24.72 181.15 Td ( ) Tj ET Q q 0 0 0 rg BT 30.00 181.15 Td ($6.6 billion) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 71.50 185.23 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 74.43 181.15 Td ( distributed to shareholders in 2Q18) Tj ET Q /GS0 gs q 6.72 0 0 9.78 27.00 163.50 cm /I18 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 33.72 165.35 Td ( ) Tj ET Q q 0 0 0 rg BT 40.50 165.35 Td ($4.7 billion of net repurchases and common dividend of $0.56 per share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.00 316.95 Td (SUPPOR) Tj ET Q q 0 0 0 rg BT 341.68 316.95 Td (TED CONSUMERS, BUSINESSES & COMMUNITIES) Tj ET Q /GS0 gs q 6.72 0 0 9.78 306.00 299.30 cm /I19 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.72 301.15 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 301.15 Td ($1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.75 301.15 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 301.15 Td (trillion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 301.15 Td ( of credit and capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 436.46 305.23 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.39 301.15 Td ( raised ) Tj ET Q q 0 0 0 rg BT 465.04 301.15 Td (YTD) Tj ET Q /GS0 gs q 6.72 0 0 9.78 315.00 283.50 cm /I20 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.72 285.35 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 285.35 Td ($1) Tj ET Q q 0 0 0 rg BT 337.00 285.35 Td (14 billion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.77 285.35 Td ( of credit for consumers) Tj ET Q /GS0 gs q 6.72 0 0 9.78 315.00 266.70 cm /I21 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.72 268.55 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 268.55 Td ($1) Tj ET Q q 0 0 0 rg BT 337.00 268.55 Td (1 billion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.27 268.55 Td ( of credit for U.S. small businesses) Tj ET Q /GS0 gs q 6.72 0 0 9.78 315.00 249.90 cm /I22 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.72 251.75 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 251.75 Td ($470 billion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.26 251.75 Td ( of credit for corporations) Tj ET Q /GS0 gs q 6.72 0 0 9.78 315.00 233.10 cm /I23 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.72 234.95 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 234.95 Td ($743 billion ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.51 234.95 Td (of capital raised for corporate clients and non-U.S. ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 224.15 Td (government entities) Tj ET Q /GS0 gs q 6.72 0 0 9.78 315.00 205.50 cm /I24 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.72 207.35 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 207.35 Td ($26 billion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.76 207.35 Td ( of credit and capital raised for nonprofit and U.S. government ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 196.55 Td (entities, including states, municipalities, hospitals and universities) Tj ET Q /GS0 gs q 272.00 0 0 20.00 322.00 756.52 cm /I25 Do Q endstream endobj 5 0 obj <> endobj 6 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (2) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 742.10 Td (In the discussion below of Firmwide r) Tj ET Q q 0 0 0 rg BT 200.79 742.10 Td (esults of JPMor) Tj ET Q q 0 0 0 rg BT 263.74 742.10 Td (gan Chase & Co. \(JPMor) Tj ET Q q 0 0 0 rg BT 371.98 742.10 Td (gan Chase?or the Firm\), information is ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 730.10 Td (pr) Tj ET Q q 0 0 0 rg BT 58.02 730.10 Td (esented on a managed basis, which is a non-GAAP) Tj ET Q q 0 0 0 rg BT 261.98 730.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 331.60 730.10 Td (e. The discussion below of the Firm? Tj ET Q q 0 0 0 rg BT 476.14 730.10 Td (s business segments ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 718.10 Td (is also pr) Tj ET Q q 0 0 0 rg BT 86.36 718.10 Td (esented on a managed basis. For mor) Tj ET Q q 0 0 0 rg BT 236.81 718.10 Td (e information about managed basis, and non-GAAP) Tj ET Q q 0 0 0 rg BT 444.67 718.10 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 514.29 718.10 Td (es and key ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 706.10 Td (performance measur) Tj ET Q q 0 0 0 rg BT 132.17 706.10 Td (es used by management to evaluate the performance of each line of business, see page 6.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 688.10 Td (Comparisons noted in the sections below ar) Tj ET Q q 0 0 0 rg BT 224.68 688.10 Td (e calculated for the second quarter of 2018 versus the prior) Tj ET Q q 0 0 0 rg BT 463.33 688.10 Td (-year second quarter) Tj ET Q q 0 0 0 rg BT 546.09 688.10 Td (, ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 676.10 Td (unless otherwise specified.) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 665.60 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 52.50 657.95 136.87 -9.82 re f /GS0 gs q 1 1 1 rg BT 52.50 650.50 Td (JPMORGAN CHASE \(JPM\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 634.10 Td (Net revenue on a reported basis was $27.8 billion, $27.9 billion, and $25.7 billion for the second quarter of 2018, first quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 622.10 Td (of 2018, and second quarter of 2017, respectively) Tj ET Q q 0 0 0 rg BT 246.84 622.10 Td (.) Tj ET Q 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 611.60 163.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 213.00 611.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 264.00 611.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 268.00 611.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 319.00 611.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 323.00 611.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 611.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 611.60 90.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 611.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 611.60 90.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 595.60 163.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 213.00 595.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 264.00 595.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 268.00 595.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 319.00 595.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 323.00 595.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 595.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 595.60 45.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 595.60 45.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 595.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 595.60 45.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 595.60 45.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 531.60 163.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 213.00 531.60 51.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 264.00 531.60 4.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 268.00 531.60 51.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 319.00 531.60 4.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 323.00 531.60 51.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 531.60 4.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 531.60 45.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 531.60 45.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 531.60 4.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 531.60 45.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 531.60 45.00 -16.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 595.6 m 423 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 595.6 m 468 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 595.6 m 472 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 595.6 m 517 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 595.6 m 562 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 579.6 m 213 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213 595.6 m 264 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213 579.6 m 264 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 595.6 m 268 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 579.6 m 268 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268 595.6 m 319 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268 579.6 m 319 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 595.6 m 323 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 579.6 m 323 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323 595.6 m 374 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323 579.6 m 374 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 595.6 m 378 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 579.6 m 378 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 595.6 m 423 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 579.6 m 423 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 579.6 m 468 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 579.6 m 472 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 579.6 m 517 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 579.6 m 562 579.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 531.6 m 264 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 531.6 m 319 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 531.6 m 374 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 531.6 m 468 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 531.6 m 562 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 531.6 m 213 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 515.6 m 213 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 531.6 m 264 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 515.6 m 264 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 531.6 m 268 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 515.6 m 268 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 531.6 m 319 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 515.6 m 319 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 531.6 m 323 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 515.6 m 323 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 531.6 m 374 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 515.6 m 374 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 531.6 m 378 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 515.6 m 378 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 531.6 m 423 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 515.6 m 423 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 531.6 m 468 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 515.6 m 468 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 531.6 m 472 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 515.6 m 472 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 531.6 m 517 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 515.6 m 517 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 531.6 m 562 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 515.6 m 562 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 499.6 m 213 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 515.6 m 264 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 499.6 m 264 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 499.6 m 268 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 515.6 m 319 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 499.6 m 319 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 515.6 m 323 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 499.6 m 323 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 515.6 m 374 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 499.6 m 374 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 499.6 m 378 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 499.6 m 423 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 515.6 m 468 515.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 499.6 m 468 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 499.6 m 472 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 499.6 m 517 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 515.6 m 562 515.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 499.6 m 562 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 483.6 m 213 483.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 499.6 m 264 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 483.6 m 264 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 499.6 m 268 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 483.6 m 268 483.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 499.6 m 319 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 483.6 m 319 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 499.6 m 323 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 483.6 m 323 483.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 499.6 m 374 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 483.6 m 374 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 483.6 m 378 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 483.6 m 423 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 483.6 m 468 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 483.6 m 472 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 483.6 m 517 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 483.6 m 562 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 467.6 m 213 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 483.6 m 264 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 467.6 m 264 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 467.6 m 268 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 483.6 m 319 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 467.6 m 319 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 467.6 m 323 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 483.6 m 374 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 467.6 m 374 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 467.6 m 378 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 467.6 m 423 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 467.6 m 468 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 467.6 m 472 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 467.6 m 517 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 467.6 m 562 467.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 600.27 Td (Results for JPM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 600.27 Td (1Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 600.27 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 584.27 Td (\($millions, except per share data\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.85 584.27 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.85 584.27 Td (1Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.85 584.27 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 584.27 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 584.27 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 584.27 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 584.27 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 570.17 Td (Net revenue - managed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.60 568.27 Td (28,388) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.60 568.27 Td (28,520) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.60 568.27 Td (26,666) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 568.32 Td (\(132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 568.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.80 568.27 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 568.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.65 568.27 Td (1,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 568.27 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 568.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 554.17 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.60 552.27 Td (15,971) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.60 552.27 Td (16,080) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.60 552.27 Td (14,767) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 552.32 Td (\(109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 552.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 552.27 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 552.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.65 552.27 Td (1,204) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 552.27 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 538.17 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.65 536.27 Td (1,210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.65 536.27 Td (1,165) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 536.27 Td (1,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 536.27 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.80 536.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.80 536.32 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 536.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 536.27 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 522.17 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.65 520.27 Td (8,316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.65 520.27 Td (8,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 520.27 Td (7,029) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 520.32 Td (\(396) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 520.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 520.27 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 520.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.65 520.27 Td (1,287) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 520.27 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 520.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 506.17 Td (Earnings per share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.65 504.27 Td (2.29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.65 504.27 Td (2.37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 504.27 Td (1.82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.30 504.32 Td (\(0.08) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 504.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 504.27 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 504.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 504.27 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 504.27 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 504.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 490.17 Td (Return on common equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.15 488.27 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 488.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 488.27 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 488.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 488.27 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.15 488.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 474.17 Td (Return on tangible common equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.15 472.27 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 472.27 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 472.27 Td (14) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 450.10 Td (Discussion of Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 432.10 Td (Net income was $8.3 billion, an increase of 18%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 414.10 Td (Net revenue was $28.4 billion, up 6%. Net interest income was $13.6 billion, up 9%, predominantly driven by the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 402.10 Td (higher rates and loan growth, partially of) Tj ET Q q 0 0 0 rg BT 212.88 402.10 Td (fset by lower Markets net interest income. Noninterest revenue was $14.7 billion, up ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 390.10 Td (4%, driven by higher Markets revenue, investment banking fees and auto lease income, partially of) Tj ET Q q 0 0 0 rg BT 445.58 390.10 Td (fset by lower Card net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 378.10 Td (interchange income, which includes a rewards liability adjustment of approximately $330 million. ) Tj ET Q q 0 0 0 rg BT 444.22 378.10 Td (The prior year included a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 366.10 Td (benefit related to a legal settlement in Corporate) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 242.48 370.63 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.73 366.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 348.10 Td (Noninterest expense was $16.0 billion, up 8%, driven by higher compensation expense, investments in technology) Tj ET Q q 0 0 0 rg BT 506.54 348.10 Td (, auto lease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 336.10 Td (depreciation, volume-related transaction costs, and a loss of $174 million on the liquidation of a legal entity) Tj ET Q q 0 0 0 rg BT 479.85 336.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 318.10 Td (The provision for credit losses was $1.2 billion, flat compared with the prior year) Tj ET Q q 0 0 0 rg BT 374.14 318.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 300.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 75.13 300.10 Td (fective tax rate for the quarter was approximately 21% compared to approximately 28% in the prior year as a result of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 288.10 Td (enactment of the ) Tj ET Q q 0 0 0 rg BT 118.46 288.10 Td (T) Tj ET Q q 0 0 0 rg BT 123.87 288.10 Td (ax Cuts & Jobs ) Tj ET Q q 0 0 0 rg BT 186.65 288.10 Td (Act \(TCJA\).) Tj ET Q endstream endobj 7 0 obj <> endobj 8 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (3) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 746.50 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 52.50 738.85 239.75 -9.82 re f /GS0 gs q 1 1 1 rg BT 52.50 731.40 Td (CONSUMER & COMMUNITY) Tj ET Q q 1 1 1 rg BT 203.64 731.40 Td ( BANKING \(CCB\)) Tj ET Q 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 49.50 716.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 230.50 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 275.50 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 279.50 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 324.50 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 328.50 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 373.50 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 377.50 716.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 467.50 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 471.50 716.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 49.50 701.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 230.50 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 275.50 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 279.50 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 324.50 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 328.50 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 373.50 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 377.50 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 422.50 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 467.50 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 471.50 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 516.50 701.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 49.50 596.50 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 230.50 596.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 275.50 596.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 279.50 596.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 324.50 596.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 328.50 596.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 373.50 596.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 377.50 596.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 422.50 596.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 467.50 596.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 471.50 596.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 516.50 596.50 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 701.5 m 422.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 701.5 m 467.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 701.5 m 471.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 701.5 m 516.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 701.5 m 561.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 686.5 m 230.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 686.5 m 275.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 686.5 m 279.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 686.5 m 324.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 686.5 m 328.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 686.5 m 373.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 686.5 m 377.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 686.5 m 422.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 686.5 m 467.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 686.5 m 471.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 686.5 m 516.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 686.5 m 275.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 686.5 m 324.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 686.5 m 373.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 686.5 m 467.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 686.5 m 471.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 686.5 m 516.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 686.5 m 561.5 686.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 230.5 596.5 m 275.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 279.5 596.5 m 324.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 328.5 596.5 m 373.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 422.5 596.5 m 467.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 516.5 596.5 m 561.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 49.5 596.5 m 230.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 49.5 581.5 m 230.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 230.5 596.5 m 275.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 230.5 581.5 m 275.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 275.5 596.5 m 279.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 275.5 581.5 m 279.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 279.5 596.5 m 324.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 279.5 581.5 m 324.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 324.5 596.5 m 328.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 324.5 581.5 m 328.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 328.5 596.5 m 373.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 328.5 581.5 m 373.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 373.5 596.5 m 377.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 373.5 581.5 m 377.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 377.5 596.5 m 422.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 377.5 581.5 m 422.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 422.5 596.5 m 467.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 422.5 581.5 m 467.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 467.5 596.5 m 471.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 467.5 581.5 m 471.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 471.5 596.5 m 516.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 471.5 581.5 m 516.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 516.5 596.5 m 561.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 516.5 581.5 m 561.5 581.5 l s BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 52.00 706.17 Td (Results for CCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.85 706.17 Td (1Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.85 706.17 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 691.17 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.35 691.17 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.35 691.17 Td (1Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.35 691.17 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.80 691.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.10 691.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.80 691.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.10 691.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 677.07 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.00 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.10 676.17 Td (12,497) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.10 676.17 Td (12,597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.10 676.17 Td (1) Tj ET Q q 0 0 0 rg BT 347.10 676.17 Td (1,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.30 676.22 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 676.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.95 676.17 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 676.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 676.17 Td (1,085) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 676.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 676.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 662.07 Td (Consumer & Business Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 661.17 Td (6,131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 661.17 Td (5,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 661.17 Td (5,233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 661.17 Td (409) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.30 661.17 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 661.17 Td (898) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 661.17 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 647.07 Td (Home Lending) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 646.17 Td (1,347) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 646.17 Td (1,509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 646.17 Td (1,426) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.30 646.22 Td (\(162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.95 646.17 Td (\(1) Tj ET Q q 0 0 0 rg BT 450.28 646.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.30 646.22 Td (\(79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.30 646.22 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 632.07 Td (Card, Merchant Services & ) Tj ET Q q 0 0 0 rg BT 169.36 632.07 Td (Auto) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 631.17 Td (5,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 631.17 Td (5,366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 631.17 Td (4,753) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.30 631.22 Td (\(347) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 631.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.95 631.17 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 631.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 631.17 Td (266) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 631.17 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 617.07 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 616.17 Td (6,879) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 616.17 Td (6,909) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 616.17 Td (6,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.30 616.22 Td (\(30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 616.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.30 616.17 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 616.17 Td (379) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 616.17 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 602.07 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 601.17 Td (1,108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 601.17 Td (1,317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 601.17 Td (1,394) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.30 601.22 Td (\(209) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 601.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.95 601.17 Td (\(16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 601.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.30 601.22 Td (\(286) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 601.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 601.22 Td (\(21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 601.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 587.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.00 586.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 586.17 Td (3,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 586.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 586.17 Td (3,326) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 586.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 586.17 Td (2,223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 586.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 586.17 Td (86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.30 586.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 586.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 586.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 586.17 Td (1,189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 586.17 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 586.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 564.00 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 97.01 564.00 Td (of ) Tj ET Q q 0 0 0 rg BT 107.84 564.00 Td (Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 545.50 Td (Net income was $3.4 billion, an increase of 53%. Net revenue was $12.5 billion, an increase of 10%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 527.50 Td (Consumer & Business Banking net revenue was $6.1 billion, up 17%, predominantly driven by higher net interest income as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 515.50 Td (result of higher deposit mar) Tj ET Q q 0 0 0 rg BT 159.85 515.50 Td (gins and growth. Home Lending net revenue was $1.3 billion, down 6%, predominantly driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 503.50 Td (production mar) Tj ET Q q 0 0 0 rg BT 110.69 503.50 Td (gin compression and lower net servicing revenue. Card, Merchant Services & ) Tj ET Q q 0 0 0 rg BT 423.10 503.50 Td (Auto net revenue was $5.0 billion, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 491.50 Td (up 6%, driven by lower Card acquisition costs, higher Card net interest income on mar) Tj ET Q q 0 0 0 rg BT 395.90 491.50 Td (gin expansion and loan growth, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 479.50 Td (higher auto lease volumes, lar) Tj ET Q q 0 0 0 rg BT 169.00 479.50 Td (gely of) Tj ET Q q 0 0 0 rg BT 196.87 479.50 Td (fset by lower Card net interchange income, which includes a rewards liability adjustment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 467.50 Td (of approximately $330 million. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 449.50 Td (Noninterest expense was $6.9 billion, up 6%, predominantly driven by higher auto lease depreciation and investments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 437.50 Td (technology) Tj ET Q q 0 0 0 rg BT 93.28 437.50 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 419.50 Td (The provision for credit losses was $1.1 billion, a decrease of $286 million, reflecting no reserve actions in the current period, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.50 Td (compared with a net reserve build of $250 million in the prior year driven by Card. Net char) Tj ET Q q 0 0 0 rg BT 418.09 407.50 Td (ge-of) Tj ET Q q 0 0 0 rg BT 439.01 407.50 Td (fs were higher in Card, in line ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.50 Td (with expectations, and this increase was more than of) Tj ET Q q 0 0 0 rg BT 262.86 395.50 Td (fset by a net recovery in Home Lending driven by a loan sale. ) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 9 0 obj <> endobj 10 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (4) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 746.50 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 52.50 738.85 222.06 -9.82 re f /GS0 gs q 1 1 1 rg BT 52.50 731.40 Td (CORPORA) Tj ET Q q 1 1 1 rg BT 107.29 731.40 Td (TE & INVESTMENT) Tj ET Q q 1 1 1 rg BT 210.39 731.40 Td ( BANK \(CIB\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 716.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 716.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 716.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 701.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 701.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 611.50 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 231.00 611.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 276.00 611.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 280.00 611.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 325.00 611.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 329.00 611.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 611.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 611.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 611.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 611.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 611.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 611.50 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 701.5 m 423 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 701.5 m 468 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 701.5 m 472 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 701.5 m 517 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 701.5 m 562 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 686.5 m 231 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 686.5 m 276 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 686.5 m 280 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 686.5 m 325 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 686.5 m 329 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 686.5 m 374 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 686.5 m 378 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 686.5 m 423 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 686.5 m 468 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 686.5 m 472 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 686.5 m 517 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 686.5 m 562 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 686.5 m 276 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 686.5 m 280 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 686.5 m 325 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 686.5 m 329 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 686.5 m 374 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 686.5 m 378 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 686.5 m 423 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 686.5 m 468 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 686.5 m 472 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 686.5 m 517 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 686.5 m 562 686.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 611.5 m 231 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 596.5 m 231 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 611.5 m 276 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 596.5 m 276 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 611.5 m 280 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 596.5 m 280 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 611.5 m 325 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 596.5 m 325 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 611.5 m 329 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 596.5 m 329 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 611.5 m 374 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 596.5 m 374 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 611.5 m 378 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 596.5 m 378 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 611.5 m 423 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 596.5 m 423 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 611.5 m 468 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 596.5 m 468 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 611.5 m 472 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 596.5 m 472 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 611.5 m 517 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 596.5 m 517 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 611.5 m 562 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 596.5 m 562 596.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 706.17 Td (Results for CIB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 706.17 Td (1Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 706.17 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 691.17 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.85 691.17 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.85 691.17 Td (1Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.85 691.17 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 691.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 691.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 691.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 691.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 677.07 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 676.17 Td (9,923) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.60 676.17 Td (10,483) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 676.17 Td (8,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 676.22 Td (\(560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 676.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 676.17 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 676.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 676.17 Td (998) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 676.17 Td (1) Tj ET Q q 0 0 0 rg BT 548.15 676.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 676.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 662.07 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 661.17 Td (3,451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 661.17 Td (3,005) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 661.17 Td (3,159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 661.17 Td (446) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.80 661.17 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 661.17 Td (292) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 661.17 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 647.07 Td (Markets & Investor Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 646.17 Td (6,472) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 646.17 Td (7,478) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 646.17 Td (5,766) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.30 646.22 Td (\(1,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.45 646.17 Td (\(13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 646.17 Td (706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 646.17 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 632.07 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 631.17 Td (5,403) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 631.17 Td (5,659) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 631.17 Td (4,877) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 631.22 Td (\(256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 631.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 631.17 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 631.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 631.17 Td (526) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 631.17 Td (1) Tj ET Q q 0 0 0 rg BT 548.15 631.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 617.07 Td (Provisionforcreditlosses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.15 616.17 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.80 616.22 Td (\(158) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.15 616.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.80 616.22 Td (\(53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.15 616.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 616.17 Td (216) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.35 616.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 616.17 Td (1) Tj ET Q q 0 0 0 rg BT 503.15 616.17 Td (1) Tj ET Q q 0 0 0 rg BT 508.15 616.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.35 616.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 602.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 601.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 601.17 Td (3,198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 601.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 601.17 Td (3,974) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 601.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 601.17 Td (2,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 601.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 601.22 Td (\(776) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 601.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.45 601.17 Td (\(20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 601.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 601.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 601.17 Td (488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 601.17 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 601.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 579.00 Td (Discussion of Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 560.50 Td (Net income was $3.2 billion, an increase of 18%. Net revenue was $9.9 billion, up 1) Tj ET Q q 0 0 0 rg BT 386.27 560.50 Td (1%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 542.00 Td (Banking revenue was $3.5 billion, up 9%. Investment Banking revenue was $1.9 billion, up 13%, driven by higher equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.00 Td (underwriting and advisory fees. ) Tj ET Q q 0 0 0 rg BT 178.45 530.00 Td (T) Tj ET Q q 0 0 0 rg BT 184.21 530.00 Td (reasury Services revenue was $1.2 billion, up 12%, driven by higher interest rates and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 518.00 Td (growth in operating deposits. Lending revenue was $321 million, down 14%, predominantly driven by lower net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 506.00 Td (income and higher gains in the prior year on securities received from restructurings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 488.00 Td (Markets & Investor Services revenue was $6.5 billion, up 12%, predominantly driven by higher Markets revenue of $5.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 476.00 Td (billion, up 13%. Excluding the reduction in tax-equivalent adjustments as a result of the enactment of the ) Tj ET Q q 0 0 0 rg BT 472.26 476.00 Td (TCJA, Markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 464.00 Td (revenue was up 16%, and Fixed Income Markets revenue was up 12%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 330.53 468.53 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.77 464.00 Td (. Fixed Income Markets revenue of $3.5 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 452.00 Td (reflected healthy performance across products with good client flows, and improved Commodities revenue compared to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 440.00 Td (challenging prior year) Tj ET Q q 0 0 0 rg BT 137.24 440.00 Td (. Equity Markets revenue was $2.0 billion, up 24%, driven by strength across products, predominantly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 428.00 Td (in derivatives and Prime. Securities Services revenue was $1.1 billion, up 12%, predominantly driven by higher interest rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 416.00 Td (and deposit growth, as well as higher asset-based fees driven by new client activity and higher market levels.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 398.00 Td (Noninterest expense was $5.4 billion, up 1) Tj ET Q q 0 0 0 rg BT 219.66 398.00 Td (1%, predominantly driven by higher performance-based compensation, volume-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 386.00 Td (related transaction costs and investments in technology) Tj ET Q q 0 0 0 rg BT 269.35 386.00 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 367.80 Td (The provision for credit losses was an expense of $58 million, compared with a benefit of $53 million in the prior year driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 355.80 Td (by net reserve releases, including in Ener) Tj ET Q q 0 0 0 rg BT 213.98 355.80 Td (gy) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 223.98 360.33 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.23 355.80 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.73 355.80 Td ( ) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 339.30 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 52.50 324.20 Td (COMMERCIAL) Tj ET Q q 1 1 1 rg BT 131.94 324.20 Td ( BANKING \(CB\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 309.30 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 309.30 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 309.30 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 309.30 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 309.30 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 309.30 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 309.30 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 309.30 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 309.30 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 309.30 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 294.30 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 294.30 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 294.30 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 294.30 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 294.30 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 294.30 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 294.30 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 294.30 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 294.30 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 294.30 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 294.30 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 294.30 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 234.30 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 231.00 234.30 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 276.00 234.30 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 280.00 234.30 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 325.00 234.30 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 329.00 234.30 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 234.30 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 234.30 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 234.30 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 234.30 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 234.30 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 234.30 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 294.29999999999995 m 423 294.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 294.29999999999995 m 468 294.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 294.29999999999995 m 472 294.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 294.29999999999995 m 517 294.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 294.29999999999995 m 562 294.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 279.29999999999995 m 231 279.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 279.29999999999995 m 276 279.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 279.29999999999995 m 280 279.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 279.29999999999995 m 325 279.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 279.29999999999995 m 329 279.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 279.29999999999995 m 374 279.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 279.29999999999995 m 378 279.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 279.29999999999995 m 423 279.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 279.29999999999995 m 468 279.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 279.29999999999995 m 472 279.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 279.29999999999995 m 517 279.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 279.29999999999995 m 562 279.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 279.29999999999995 m 276 279.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 234.29999999999995 m 231 234.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 219.29999999999995 m 231 219.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 234.29999999999995 m 276 234.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 219.29999999999995 m 276 219.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 234.29999999999995 m 280 234.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 219.29999999999995 m 280 219.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 234.29999999999995 m 325 234.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 219.29999999999995 m 325 219.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 234.29999999999995 m 329 234.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 219.29999999999995 m 329 219.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 234.29999999999995 m 374 234.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 219.29999999999995 m 374 219.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 234.29999999999995 m 378 234.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 219.29999999999995 m 378 219.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 234.29999999999995 m 423 234.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 219.29999999999995 m 423 219.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 234.29999999999995 m 468 234.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 219.29999999999995 m 468 219.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 234.29999999999995 m 472 234.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 219.29999999999995 m 472 219.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 234.29999999999995 m 517 234.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 219.29999999999995 m 517 219.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 234.29999999999995 m 562 234.29999999999995 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 219.29999999999995 m 562 219.29999999999995 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 298.97 Td (Results for CB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 298.97 Td (1Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 298.97 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 283.97 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.85 283.97 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.85 283.97 Td (1Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.85 283.97 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 283.97 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 283.97 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 283.97 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 283.97 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 269.87 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 268.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 268.97 Td (2,316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 268.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 268.97 Td (2,166) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 268.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 268.97 Td (2,088) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 268.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 268.97 Td (150) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 268.97 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 268.97 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 268.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 268.97 Td (228) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 268.97 Td (1) Tj ET Q q 0 0 0 rg BT 548.15 268.97 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 268.97 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 254.87 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 253.97 Td (844) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 253.97 Td (844) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 253.97 Td (790) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 253.97 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 253.97 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.15 253.97 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 253.97 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 239.87 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.15 238.97 Td (43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.80 239.02 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.15 238.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.80 239.02 Td (\(130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.15 238.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 238.97 Td (48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.35 238.97 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 238.97 Td (173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.35 238.97 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 224.87 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 223.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 223.97 Td (1,087) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 223.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 223.97 Td (1,025) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 223.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 223.97 Td (902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 223.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 223.97 Td (62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 223.97 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 223.97 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 223.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 223.97 Td (185) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 223.97 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 223.97 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 201.80 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 97.01 201.80 Td (of ) Tj ET Q q 0 0 0 rg BT 107.84 201.80 Td (Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 183.80 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.44 183.80 Td (income ) Tj ET Q q 0 0 0 rg BT 98.37 183.80 Td (was ) Tj ET Q q 0 0 0 rg BT 116.42 183.80 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 136.42 183.80 Td (billion, ) Tj ET Q q 0 0 0 rg BT 167.54 183.80 Td (an ) Tj ET Q q 0 0 0 rg BT 179.48 183.80 Td (increase ) Tj ET Q q 0 0 0 rg BT 214.73 183.80 Td (of ) Tj ET Q q 0 0 0 rg BT 225.56 183.80 Td (21%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 165.80 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.32 165.80 Td (revenue ) Tj ET Q q 0 0 0 rg BT 100.34 165.80 Td (was ) Tj ET Q q 0 0 0 rg BT 118.27 165.80 Td ($2.3 ) Tj ET Q q 0 0 0 rg BT 138.15 165.80 Td (billion, ) Tj ET Q q 0 0 0 rg BT 169.14 165.80 Td (up ) Tj ET Q q 0 0 0 rg BT 181.52 165.80 Td (1) Tj ET Q q 0 0 0 rg BT 186.15 165.80 Td (1%, ) Tj ET Q q 0 0 0 rg BT 204.35 165.80 Td (driven ) Tj ET Q q 0 0 0 rg BT 232.28 165.80 Td (by ) Tj ET Q q 0 0 0 rg BT 244.66 165.80 Td (higher ) Tj ET Q q 0 0 0 rg BT 272.58 165.80 Td (net ) Tj ET Q q 0 0 0 rg BT 287.18 165.80 Td (interest ) Tj ET Q q 0 0 0 rg BT 318.99 165.80 Td (income ) Tj ET Q q 0 0 0 rg BT 350.80 165.80 Td (due ) Tj ET Q q 0 0 0 rg BT 367.62 165.80 Td (to ) Tj ET Q q 0 0 0 rg BT 377.77 165.80 Td (higher ) Tj ET Q q 0 0 0 rg BT 405.70 165.80 Td (deposit ) Tj ET Q q 0 0 0 rg BT 436.96 165.80 Td (mar) Tj ET Q q 0 0 0 rg BT 452.33 165.80 Td (gins, ) Tj ET Q q 0 0 0 rg BT 473.88 165.80 Td (and ) Tj ET Q q 0 0 0 rg BT 490.69 165.80 Td (higher ) Tj ET Q q 0 0 0 rg BT 518.62 165.80 Td (investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 153.80 Td (banking ) Tj ET Q q 0 0 0 rg BT 84.22 153.80 Td (revenue ) Tj ET Q q 0 0 0 rg BT 118.36 153.80 Td (from ) Tj ET Q q 0 0 0 rg BT 140.30 153.80 Td (an ) Tj ET Q q 0 0 0 rg BT 152.24 153.80 Td (increased ) Tj ET Q q 0 0 0 rg BT 192.49 153.80 Td (number ) Tj ET Q q 0 0 0 rg BT 225.54 153.80 Td (of ) Tj ET Q q 0 0 0 rg BT 236.37 153.80 Td (lar) Tj ET Q q 0 0 0 rg BT 246.74 153.80 Td (ge ) Tj ET Q q 0 0 0 rg BT 258.67 153.80 Td (transactions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 135.80 Td (Noninterest ) Tj ET Q q 0 0 0 rg BT 97.94 135.80 Td (expense ) Tj ET Q q 0 0 0 rg BT 131.92 135.80 Td (was ) Tj ET Q q 0 0 0 rg BT 149.26 135.80 Td ($844 ) Tj ET Q q 0 0 0 rg BT 171.04 135.80 Td (million, ) Tj ET Q q 0 0 0 rg BT 204.21 135.80 Td (up ) Tj ET Q q 0 0 0 rg BT 215.99 135.80 Td (7%, ) Tj ET Q q 0 0 0 rg BT 233.60 135.80 Td (predominantly ) Tj ET Q q 0 0 0 rg BT 293.71 135.80 Td (driven ) Tj ET Q q 0 0 0 rg BT 321.03 135.80 Td (by ) Tj ET Q q 0 0 0 rg BT 332.82 135.80 Td (continued ) Tj ET Q q 0 0 0 rg BT 374.03 135.80 Td (investments ) Tj ET Q q 0 0 0 rg BT 423.58 135.80 Td (in ) Tj ET Q q 0 0 0 rg BT 433.14 135.80 Td (banker ) Tj ET Q q 0 0 0 rg BT 462.13 135.80 Td (coverage ) Tj ET Q q 0 0 0 rg BT 500.00 135.80 Td (and ) Tj ET Q q 0 0 0 rg BT 516.22 135.80 Td (technology) Tj ET Q q 0 0 0 rg BT 560.00 135.80 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 117.80 Td (The ) Tj ET Q q 0 0 0 rg BT 67.80 117.80 Td (provision ) Tj ET Q q 0 0 0 rg BT 108.34 117.80 Td (for ) Tj ET Q q 0 0 0 rg BT 122.75 117.80 Td (credit ) Tj ET Q q 0 0 0 rg BT 148.27 117.80 Td (losses ) Tj ET Q q 0 0 0 rg BT 174.92 117.80 Td (was ) Tj ET Q q 0 0 0 rg BT 193.23 117.80 Td (an ) Tj ET Q q 0 0 0 rg BT 205.43 117.80 Td (expense ) Tj ET Q q 0 0 0 rg BT 240.39 117.80 Td (of ) Tj ET Q q 0 0 0 rg BT 251.48 117.80 Td ($43 ) Tj ET Q q 0 0 0 rg BT 269.23 117.80 Td (million, ) Tj ET Q q 0 0 0 rg BT 303.38 117.80 Td (compared ) Tj ET Q q 0 0 0 rg BT 345.56 117.80 Td (with ) Tj ET Q q 0 0 0 rg BT 366.09 117.80 Td (a ) Tj ET Q q 0 0 0 rg BT 373.29 117.80 Td (benefit ) Tj ET Q q 0 0 0 rg BT 403.81 117.80 Td (in ) Tj ET Q q 0 0 0 rg BT 414.34 117.80 Td (the ) Tj ET Q q 0 0 0 rg BT 429.32 117.80 Td (prior ) Tj ET Q q 0 0 0 rg BT 451.51 117.80 Td (year ) Tj ET Q q 0 0 0 rg BT 471.48 117.80 Td (of ) Tj ET Q q 0 0 0 rg BT 482.56 117.80 Td ($130 ) Tj ET Q q 0 0 0 rg BT 505.32 117.80 Td (million ) Tj ET Q q 0 0 0 rg BT 536.97 117.80 Td (driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 105.80 Td (by ) Tj ET Q q 0 0 0 rg BT 62.00 105.80 Td (net ) Tj ET Q q 0 0 0 rg BT 76.72 105.80 Td (releases, ) Tj ET Q q 0 0 0 rg BT 113.36 105.80 Td (including ) Tj ET Q q 0 0 0 rg BT 153.64 105.80 Td (in ) Tj ET Q q 0 0 0 rg BT 163.91 105.80 Td (Ener) Tj ET Q q 0 0 0 rg BT 182.61 105.80 Td (gy) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 192.61 110.33 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.86 105.80 Td (.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 11 0 obj <> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (5) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 746.50 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 52.50 738.85 221.46 -9.82 re f /GS0 gs q 1 1 1 rg BT 52.50 731.40 Td (ASSET) Tj ET Q q 1 1 1 rg BT 87.15 731.40 Td ( & ) Tj ET Q q 1 1 1 rg BT 101.62 731.40 Td (WEAL) Tj ET Q q 1 1 1 rg BT 134.23 731.40 Td (TH MANAGEMENT) Tj ET Q q 1 1 1 rg BT 235.78 731.40 Td ( \(A) Tj ET Q q 1 1 1 rg BT 248.92 731.40 Td (WM\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 716.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 716.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 716.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 701.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 701.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 641.50 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 231.00 641.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 276.00 641.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 280.00 641.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 325.00 641.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 329.00 641.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 641.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 641.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 641.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 641.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 641.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 641.50 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 701.5 m 423 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 701.5 m 468 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 701.5 m 472 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 701.5 m 517 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 701.5 m 562 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 686.5 m 231 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 686.5 m 276 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 686.5 m 280 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 686.5 m 325 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 686.5 m 329 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 686.5 m 374 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 686.5 m 378 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 686.5 m 423 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 686.5 m 468 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 686.5 m 472 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 686.5 m 517 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 686.5 m 562 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 686.5 m 276 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 686.5 m 325 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 686.5 m 374 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 686.5 m 468 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 686.5 m 562 686.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 641.5 m 276 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 641.5 m 325 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 641.5 m 374 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 641.5 m 468 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 641.5 m 562 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 641.5 m 231 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 626.5 m 231 626.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 641.5 m 276 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 626.5 m 276 626.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 641.5 m 280 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 626.5 m 280 626.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 641.5 m 325 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 626.5 m 325 626.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 641.5 m 329 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 626.5 m 329 626.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 641.5 m 374 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 626.5 m 374 626.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 641.5 m 378 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 626.5 m 378 626.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 641.5 m 423 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 626.5 m 423 626.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 641.5 m 468 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 626.5 m 468 626.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 641.5 m 472 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 626.5 m 472 626.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 641.5 m 517 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 626.5 m 517 626.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 641.5 m 562 641.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 626.5 m 562 626.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 706.17 Td (Results for ) Tj ET Q q 0 0 0 rg BT 98.33 706.17 Td (A) Tj ET Q q 0 0 0 rg BT 104.88 706.17 Td (WM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 706.17 Td (1Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 706.17 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 691.17 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.85 691.17 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.85 691.17 Td (1Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.85 691.17 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 691.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 691.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 691.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 691.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 677.07 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 676.17 Td (3,572) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 676.17 Td (3,506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 676.17 Td (3,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 676.17 Td (66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.80 676.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 676.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 676.17 Td (135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 676.17 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 676.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 662.07 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 661.17 Td (2,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 661.17 Td (2,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 661.17 Td (2,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.80 661.22 Td (\(15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 661.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 661.17 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 661.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 661.17 Td (149) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 661.17 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 647.07 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.15 646.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.15 646.17 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.15 646.17 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.80 646.22 Td (\(13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.45 646.17 Td (\(87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.80 646.22 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 646.22 Td (\(50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 632.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 631.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 631.17 Td (755) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 631.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 631.17 Td (770) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 631.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 631.17 Td (624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 631.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.80 631.22 Td (\(15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 631.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 631.17 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 631.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 631.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 631.17 Td (131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 631.17 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 631.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 609.00 Td (Discussion of Results: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.68 609.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 592.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.44 592.00 Td (income ) Tj ET Q q 0 0 0 rg BT 98.37 592.00 Td (was ) Tj ET Q q 0 0 0 rg BT 116.42 592.00 Td ($755 ) Tj ET Q q 0 0 0 rg BT 138.92 592.00 Td (million, ) Tj ET Q q 0 0 0 rg BT 172.82 592.00 Td (an ) Tj ET Q q 0 0 0 rg BT 184.75 592.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 220.01 592.00 Td (of ) Tj ET Q q 0 0 0 rg BT 230.84 592.00 Td (21%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 575.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.47 575.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 100.65 575.00 Td (was ) Tj ET Q q 0 0 0 rg BT 118.74 575.00 Td ($3.6 ) Tj ET Q q 0 0 0 rg BT 138.77 575.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 169.92 575.00 Td (an ) Tj ET Q q 0 0 0 rg BT 181.89 575.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 217.17 575.00 Td (of ) Tj ET Q q 0 0 0 rg BT 228.04 575.00 Td (4%, ) Tj ET Q q 0 0 0 rg BT 246.40 575.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 274.48 575.00 Td (by ) Tj ET Q q 0 0 0 rg BT 287.01 575.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 315.09 575.00 Td (management ) Tj ET Q q 0 0 0 rg BT 368.72 575.00 Td (fees ) Tj ET Q q 0 0 0 rg BT 387.35 575.00 Td (on ) Tj ET Q q 0 0 0 rg BT 399.88 575.00 Td (growth ) Tj ET Q q 0 0 0 rg BT 430.74 575.00 Td (in ) Tj ET Q q 0 0 0 rg BT 441.06 575.00 Td (long-term ) Tj ET Q q 0 0 0 rg BT 483.02 575.00 Td (products ) Tj ET Q q 0 0 0 rg BT 519.99 575.00 Td (and ) Tj ET Q q 0 0 0 rg BT 536.97 575.00 Td (higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 563.00 Td (banking ) Tj ET Q q 0 0 0 rg BT 84.22 563.00 Td (results.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 546.00 Td (Noninterest ) Tj ET Q q 0 0 0 rg BT 99.25 546.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 134.56 546.00 Td (was ) Tj ET Q q 0 0 0 rg BT 153.21 546.00 Td ($2.6 ) Tj ET Q q 0 0 0 rg BT 173.81 546.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 205.52 546.00 Td (an ) Tj ET Q q 0 0 0 rg BT 218.05 546.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 253.91 546.00 Td (of ) Tj ET Q q 0 0 0 rg BT 265.33 546.00 Td (6%, ) Tj ET Q q 0 0 0 rg BT 284.26 546.00 Td (lar) Tj ET Q q 0 0 0 rg BT 294.63 546.00 Td (gely ) Tj ET Q q 0 0 0 rg BT 314.94 546.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 343.59 546.00 Td (by ) Tj ET Q q 0 0 0 rg BT 356.69 546.00 Td (investments ) Tj ET Q q 0 0 0 rg BT 407.56 546.00 Td (in ) Tj ET Q q 0 0 0 rg BT 418.44 546.00 Td (technology ) Tj ET Q q 0 0 0 rg BT 465.97 546.00 Td (and ) Tj ET Q q 0 0 0 rg BT 483.50 546.00 Td (advisors, ) Tj ET Q q 0 0 0 rg BT 522.43 546.00 Td (as ) Tj ET Q q 0 0 0 rg BT 533.86 546.00 Td (well ) Tj ET Q q 0 0 0 rg BT 554.18 546.00 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 534.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 77.55 534.00 Td (external ) Tj ET Q q 0 0 0 rg BT 112.25 534.00 Td (fees ) Tj ET Q q 0 0 0 rg BT 130.85 534.00 Td (on ) Tj ET Q q 0 0 0 rg BT 143.35 534.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 177.49 534.00 Td (growth.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 517.00 Td (Assets ) Tj ET Q q 0 0 0 rg BT 77.77 517.00 Td (under ) Tj ET Q q 0 0 0 rg BT 102.69 517.00 Td (management ) Tj ET Q q 0 0 0 rg BT 155.94 517.00 Td (were ) Tj ET Q q 0 0 0 rg BT 177.52 517.00 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 197.18 517.00 Td (trillion, ) Tj ET Q q 0 0 0 rg BT 229.06 517.00 Td (up ) Tj ET Q q 0 0 0 rg BT 241.21 517.00 Td (8%, ) Tj ET Q q 0 0 0 rg BT 259.20 517.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 286.90 517.00 Td (by ) Tj ET Q q 0 0 0 rg BT 299.06 517.00 Td (net ) Tj ET Q q 0 0 0 rg BT 313.43 517.00 Td (inflows ) Tj ET Q q 0 0 0 rg BT 345.58 517.00 Td (into ) Tj ET Q q 0 0 0 rg BT 363.30 517.00 Td (long-term ) Tj ET Q q 0 0 0 rg BT 404.89 517.00 Td (and ) Tj ET Q q 0 0 0 rg BT 421.48 517.00 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 457.53 517.00 Td (products, ) Tj ET Q q 0 0 0 rg BT 496.62 517.00 Td (as ) Tj ET Q q 0 0 0 rg BT 507.11 517.00 Td (well ) Tj ET Q q 0 0 0 rg BT 526.48 517.00 Td (as ) Tj ET Q q 0 0 0 rg BT 536.97 517.00 Td (higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 505.00 Td (market ) Tj ET Q q 0 0 0 rg BT 79.76 505.00 Td (levels.) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 488.50 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 52.50 473.40 Td (CORPORA) Tj ET Q q 1 1 1 rg BT 107.29 473.40 Td (TE) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 458.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 458.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 458.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 458.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 458.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 458.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 458.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 458.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 458.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 458.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 443.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 443.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 443.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 443.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 443.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 443.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 443.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 443.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 443.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 443.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 443.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 443.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 231.00 413.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 280.00 413.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 329.00 413.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 378.00 413.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 468.00 413.50 4.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 517.00 413.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 378.00 398.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 468.00 398.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 383.50 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 231.00 383.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 276.00 383.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 280.00 383.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 325.00 383.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 329.00 383.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 383.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 383.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 383.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 383.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 383.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 383.50 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 443.5 m 423 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 443.5 m 468 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 443.5 m 472 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 443.5 m 517 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 443.5 m 562 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 428.5 m 231 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 428.5 m 276 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 428.5 m 280 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 428.5 m 325 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 428.5 m 329 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 428.5 m 374 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 428.5 m 378 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 428.5 m 423 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 428.5 m 468 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 428.5 m 472 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 428.5 m 517 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 428.5 m 562 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 428.5 m 276 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 428.5 m 325 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 428.5 m 374 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 428.5 m 468 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 428.5 m 562 428.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 383.5 m 374 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 383.5 m 231 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 368.5 m 231 368.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 383.5 m 276 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 368.5 m 276 368.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 383.5 m 280 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 368.5 m 280 368.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 383.5 m 325 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 368.5 m 325 368.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 383.5 m 329 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 368.5 m 329 368.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 383.5 m 374 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 368.5 m 374 368.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 383.5 m 378 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 368.5 m 378 368.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 383.5 m 423 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 368.5 m 423 368.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 383.5 m 468 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 368.5 m 468 368.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 383.5 m 472 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 368.5 m 472 368.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 383.5 m 517 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 368.5 m 517 368.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 383.5 m 562 383.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 368.5 m 562 368.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 448.17 Td (Results for Corporate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 448.17 Td (1Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 448.17 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 433.17 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.85 433.17 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.85 433.17 Td (1Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.85 433.17 Td (2Q17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 433.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 433.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 433.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 433.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 419.07 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 418.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.15 418.17 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 418.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.80 418.22 Td (\(232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.15 418.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 418.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 418.17 Td (804) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 418.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 418.17 Td (312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.35 418.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 418.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 418.22 Td (\(724) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 418.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.45 418.17 Td (\(90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 418.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 404.07 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 403.17 Td (279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.15 403.17 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 403.17 Td (183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 403.17 Td (192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 403.17 Td (221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.15 403.17 Td (96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 403.17 Td (52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 389.07 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.80 388.17 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.15 388.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.80 388.22 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.15 388.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.15 388.17 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.15 388.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 388.17 Td (75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.80 388.22 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 388.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.35 388.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 374.07 Td (Net income/\(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 373.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.80 373.17 Td (\(136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.15 373.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 373.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.80 373.22 Td (\(383) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.15 373.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 373.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 373.17 Td (570) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 373.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 373.17 Td (247) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 373.17 Td (64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 373.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 373.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 373.22 Td (\(706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 373.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.35 373.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 351.00 Td (Discussion of Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 334.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.44 334.00 Td (loss ) Tj ET Q q 0 0 0 rg BT 84.50 334.00 Td (was ) Tj ET Q q 0 0 0 rg BT 102.55 334.00 Td ($136 ) Tj ET Q q 0 0 0 rg BT 125.05 334.00 Td (million, ) Tj ET Q q 0 0 0 rg BT 158.94 334.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 200.87 334.00 Td (with ) Tj ET Q q 0 0 0 rg BT 221.15 334.00 Td (net ) Tj ET Q q 0 0 0 rg BT 235.86 334.00 Td (income ) Tj ET Q q 0 0 0 rg BT 267.80 334.00 Td (of ) Tj ET Q q 0 0 0 rg BT 278.63 334.00 Td ($570 ) Tj ET Q q 0 0 0 rg BT 301.13 334.00 Td (million ) Tj ET Q q 0 0 0 rg BT 332.52 334.00 Td (in ) Tj ET Q q 0 0 0 rg BT 342.80 334.00 Td (the ) Tj ET Q q 0 0 0 rg BT 357.51 334.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 379.45 334.00 Td (year) Tj ET Q q 0 0 0 rg BT 396.11 334.00 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 317.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.48 317.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 100.66 317.00 Td (was ) Tj ET Q q 0 0 0 rg BT 118.75 317.00 Td ($80 ) Tj ET Q q 0 0 0 rg BT 136.29 317.00 Td (million, ) Tj ET Q q 0 0 0 rg BT 170.22 317.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 212.19 317.00 Td (with ) Tj ET Q q 0 0 0 rg BT 232.50 317.00 Td ($804 ) Tj ET Q q 0 0 0 rg BT 255.04 317.00 Td (million ) Tj ET Q q 0 0 0 rg BT 286.47 317.00 Td (in ) Tj ET Q q 0 0 0 rg BT 296.79 317.00 Td (the ) Tj ET Q q 0 0 0 rg BT 311.55 317.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 333.52 317.00 Td (year) Tj ET Q q 0 0 0 rg BT 350.18 317.00 Td (. ) Tj ET Q q 0 0 0 rg BT 355.03 317.00 Td (The ) Tj ET Q q 0 0 0 rg BT 373.12 317.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 395.10 317.00 Td (year ) Tj ET Q q 0 0 0 rg BT 414.84 317.00 Td (included ) Tj ET Q q 0 0 0 rg BT 451.82 317.00 Td (a ) Tj ET Q q 0 0 0 rg BT 458.79 317.00 Td ($645 ) Tj ET Q q 0 0 0 rg BT 481.33 317.00 Td (million ) Tj ET Q q 0 0 0 rg BT 512.76 317.00 Td (legal ) Tj ET Q q 0 0 0 rg BT 534.74 317.00 Td (benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 305.00 Td (from ) Tj ET Q q 0 0 0 rg BT 71.44 305.00 Td (a ) Tj ET Q q 0 0 0 rg BT 78.38 305.00 Td (settlement) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 119.48 309.53 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.73 305.00 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 288.00 Td (Noninterest ) Tj ET Q q 0 0 0 rg BT 98.66 288.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 133.36 288.00 Td (was ) Tj ET Q q 0 0 0 rg BT 151.41 288.00 Td ($279 ) Tj ET Q q 0 0 0 rg BT 173.91 288.00 Td (million, ) Tj ET Q q 0 0 0 rg BT 207.81 288.00 Td (which ) Tj ET Q q 0 0 0 rg BT 234.74 288.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 270.57 288.00 Td (a ) Tj ET Q q 0 0 0 rg BT 277.51 288.00 Td ($174 ) Tj ET Q q 0 0 0 rg BT 300.01 288.00 Td (million ) Tj ET Q q 0 0 0 rg BT 331.40 288.00 Td (loss ) Tj ET Q q 0 0 0 rg BT 349.46 288.00 Td (related ) Tj ET Q q 0 0 0 rg BT 379.16 288.00 Td (to ) Tj ET Q q 0 0 0 rg BT 389.44 288.00 Td (the ) Tj ET Q q 0 0 0 rg BT 404.16 288.00 Td (liquidation ) Tj ET Q q 0 0 0 rg BT 449.99 288.00 Td (of ) Tj ET Q q 0 0 0 rg BT 460.82 288.00 Td (a ) Tj ET Q q 0 0 0 rg BT 467.76 288.00 Td (legal ) Tj ET Q q 0 0 0 rg BT 489.69 288.00 Td (entity) Tj ET Q q 0 0 0 rg BT 511.81 288.00 Td (.) Tj ET Q endstream endobj 13 0 obj <> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (6) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 740.25 Td (2. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.50 740.25 Td (Notes ) Tj ET Q q 0 0 0 rg BT 93.88 740.25 Td (on ) Tj ET Q q 0 0 0 rg BT 106.94 740.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 154.17 740.25 Td ( ) Tj ET Q q 0 0 0 rg BT 156.67 740.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 196.40 740.25 Td (measur) Tj ET Q q 0 0 0 rg BT 227.88 740.25 Td (es ) Tj ET Q q 0 0 0 rg BT 238.71 740.25 Td (and ) Tj ET Q q 0 0 0 rg BT 257.33 740.25 Td (key ) Tj ET Q q 0 0 0 rg BT 274.83 740.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 332.31 740.25 Td (measur) Tj ET Q q 0 0 0 rg BT 363.79 740.25 Td (es:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 722.25 Td (Notes ) Tj ET Q q 0 0 0 rg BT 75.88 722.25 Td (on ) Tj ET Q q 0 0 0 rg BT 88.94 722.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 136.17 722.25 Td ( ) Tj ET Q q 0 0 0 rg BT 138.67 722.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 178.40 722.25 Td (measur) Tj ET Q q 0 0 0 rg BT 209.88 722.25 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (a. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 698.25 Td (In ) Tj ET Q q 0 0 0 rg BT 77.96 698.25 Td (addition ) Tj ET Q q 0 0 0 rg BT 112.87 698.25 Td (to ) Tj ET Q q 0 0 0 rg BT 122.78 698.25 Td (analyzing ) Tj ET Q q 0 0 0 rg BT 163.78 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 178.13 698.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 200.35 698.25 Td (s ) Tj ET Q q 0 0 0 rg BT 206.38 698.25 Td (results ) Tj ET Q q 0 0 0 rg BT 234.62 698.25 Td (on ) Tj ET Q q 0 0 0 rg BT 246.75 698.25 Td (a ) Tj ET Q q 0 0 0 rg BT 253.32 698.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 288.76 698.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 313.40 698.25 Td (management ) Tj ET Q q 0 0 0 rg BT 366.62 698.25 Td (reviews ) Tj ET Q q 0 0 0 rg BT 399.85 698.25 Td (Firmwide ) Tj ET Q q 0 0 0 rg BT 440.86 698.25 Td (results, ) Tj ET Q q 0 0 0 rg BT 471.60 698.25 Td (including ) Tj ET Q q 0 0 0 rg BT 511.51 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 525.86 698.25 Td (overhead ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 686.25 Td (ratio, ) Tj ET Q q 0 0 0 rg BT 90.46 686.25 Td (on ) Tj ET Q q 0 0 0 rg BT 102.59 686.25 Td (a ) Tj ET Q q 0 0 0 rg BT 109.16 686.25 Td (managed?) Tj ET Q q 0 0 0 rg BT 156.26 686.25 Td (basis; ) Tj ET Q q 0 0 0 rg BT 181.17 686.25 Td (these ) Tj ET Q q 0 0 0 rg BT 203.85 686.25 Td (Firmwide ) Tj ET Q q 0 0 0 rg BT 244.87 686.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 283.09 686.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 305.22 686.25 Td (results ) Tj ET Q q 0 0 0 rg BT 333.46 686.25 Td (are ) Tj ET Q q 0 0 0 rg BT 347.80 686.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 392.99 686.25 Td ( ) Tj ET Q q 0 0 0 rg BT 395.12 686.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 432.23 686.25 Td (measures. ) Tj ET Q q 0 0 0 rg BT 473.91 686.25 Td (The ) Tj ET Q q 0 0 0 rg BT 491.59 686.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 513.17 686.25 Td (also ) Tj ET Q q 0 0 0 rg BT 531.41 686.25 Td (reviews ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 82.35 674.25 Td (results ) Tj ET Q q 0 0 0 rg BT 111.08 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 122.04 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 136.89 674.25 Td (lines ) Tj ET Q q 0 0 0 rg BT 158.40 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 169.36 674.25 Td (business ) Tj ET Q q 0 0 0 rg BT 205.88 674.25 Td (on ) Tj ET Q q 0 0 0 rg BT 218.51 674.25 Td (a ) Tj ET Q q 0 0 0 rg BT 225.57 674.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 264.30 674.25 Td (basis. ) Tj ET Q q 0 0 0 rg BT 289.24 674.25 Td (The ) Tj ET Q q 0 0 0 rg BT 307.41 674.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 329.64 674.25 Td (s ) Tj ET Q q 0 0 0 rg BT 336.16 674.25 Td (definition ) Tj ET Q q 0 0 0 rg BT 377.67 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 388.63 674.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 427.35 674.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 449.98 674.25 Td (starts, ) Tj ET Q q 0 0 0 rg BT 476.21 674.25 Td (in ) Tj ET Q q 0 0 0 rg BT 486.62 674.25 Td (each ) Tj ET Q q 0 0 0 rg BT 507.56 674.25 Td (case, ) Tj ET Q q 0 0 0 rg BT 529.90 674.25 Td (with ) Tj ET Q q 0 0 0 rg BT 550.31 674.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 662.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 103.80 662.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 124.56 662.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 151.42 662.25 Td ( ) Tj ET Q q 0 0 0 rg BT 154.40 662.25 Td (results ) Tj ET Q q 0 0 0 rg BT 183.49 662.25 Td (and ) Tj ET Q q 0 0 0 rg BT 200.91 662.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 237.21 662.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 267.40 662.25 Td (reclassifications ) Tj ET Q q 0 0 0 rg BT 334.79 662.25 Td (to ) Tj ET Q q 0 0 0 rg BT 345.55 662.25 Td (present ) Tj ET Q q 0 0 0 rg BT 377.41 662.25 Td (total ) Tj ET Q q 0 0 0 rg BT 398.17 662.25 Td (net ) Tj ET Q q 0 0 0 rg BT 413.36 662.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 447.99 662.25 Td (for ) Tj ET Q q 0 0 0 rg BT 462.63 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 477.83 662.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 500.26 662.25 Td (and ) Tj ET Q q 0 0 0 rg BT 517.68 662.25 Td (each ) Tj ET Q q 0 0 0 rg BT 538.97 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 550.29 662.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 650.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 109.91 650.25 Td (business ) Tj ET Q q 0 0 0 rg BT 145.67 650.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 184.76 650.25 Td (on ) Tj ET Q q 0 0 0 rg BT 196.64 650.25 Td (a ) Tj ET Q q 0 0 0 rg BT 202.95 650.25 Td (fully ) Tj ET Q q 0 0 0 rg BT 223.71 650.25 Td (taxable-equivalent ) Tj ET Q q 0 0 0 rg BT 299.44 650.25 Td (\(FTE\) ) Tj ET Q q 0 0 0 rg BT 334.63 650.25 Td (basis. ) Tj ET Q q 0 0 0 rg BT 358.59 650.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 407.92 650.25 Td (, ) Tj ET Q q 0 0 0 rg BT 412.30 650.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 445.82 650.25 Td (from ) Tj ET Q q 0 0 0 rg BT 467.13 650.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 516.78 650.25 Td (that ) Tj ET Q q 0 0 0 rg BT 533.65 650.25 Td (receive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 638.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 82.60 638.25 Td (credits ) Tj ET Q q 0 0 0 rg BT 112.13 638.25 Td (and ) Tj ET Q q 0 0 0 rg BT 129.45 638.25 Td (tax-exempt ) Tj ET Q q 0 0 0 rg BT 177.31 638.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 217.95 638.25 Td (is ) Tj ET Q q 0 0 0 rg BT 227.50 638.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 268.70 638.25 Td (in ) Tj ET Q q 0 0 0 rg BT 279.36 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 294.45 638.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 333.43 638.25 Td (results ) Tj ET Q q 0 0 0 rg BT 362.42 638.25 Td (on ) Tj ET Q q 0 0 0 rg BT 375.30 638.25 Td (a ) Tj ET Q q 0 0 0 rg BT 382.61 638.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 405.49 638.25 Td (comparable ) Tj ET Q q 0 0 0 rg BT 455.01 638.25 Td (to ) Tj ET Q q 0 0 0 rg BT 465.67 638.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 497.42 638.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 548.08 638.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 626.25 Td (securities. ) Tj ET Q q 0 0 0 rg BT 109.96 626.25 Td (These ) Tj ET Q q 0 0 0 rg BT 136.20 626.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 173.55 626.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 213.12 626.25 Td (allow ) Tj ET Q q 0 0 0 rg BT 237.70 626.25 Td (management ) Tj ET Q q 0 0 0 rg BT 291.16 626.25 Td (to ) Tj ET Q q 0 0 0 rg BT 301.30 626.25 Td (assess ) Tj ET Q q 0 0 0 rg BT 328.11 626.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.69 626.25 Td (comparability ) Tj ET Q q 0 0 0 rg BT 400.60 626.25 Td (of ) Tj ET Q q 0 0 0 rg BT 411.29 626.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 445.30 626.25 Td (arising ) Tj ET Q q 0 0 0 rg BT 474.89 626.25 Td (from ) Tj ET Q q 0 0 0 rg BT 496.69 626.25 Td (both ) Tj ET Q q 0 0 0 rg BT 516.83 626.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 548.07 626.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 614.25 Td (tax-exempt ) Tj ET Q q 0 0 0 rg BT 114.41 614.25 Td (sources. ) Tj ET Q q 0 0 0 rg BT 148.69 614.25 Td (The ) Tj ET Q q 0 0 0 rg BT 166.17 614.25 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 225.31 614.25 Td (income ) Tj ET Q q 0 0 0 rg BT 256.67 614.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 270.82 614.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 299.96 614.25 Td (related ) Tj ET Q q 0 0 0 rg BT 329.09 614.25 Td (to ) Tj ET Q q 0 0 0 rg BT 338.80 614.25 Td (tax-exempt ) Tj ET Q q 0 0 0 rg BT 385.71 614.25 Td (items ) Tj ET Q q 0 0 0 rg BT 409.31 614.25 Td (is ) Tj ET Q q 0 0 0 rg BT 417.91 614.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 454.81 614.25 Td (within ) Tj ET Q q 0 0 0 rg BT 482.30 614.25 Td (income ) Tj ET Q q 0 0 0 rg BT 513.66 614.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 527.81 614.25 Td (expense. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 602.25 Td (These ) Tj ET Q q 0 0 0 rg BT 94.97 602.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 146.34 602.25 Td (have ) Tj ET Q q 0 0 0 rg BT 168.81 602.25 Td (no ) Tj ET Q q 0 0 0 rg BT 182.40 602.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 213.20 602.25 Td (on ) Tj ET Q q 0 0 0 rg BT 226.80 602.25 Td (net ) Tj ET Q q 0 0 0 rg BT 242.61 602.25 Td (income ) Tj ET Q q 0 0 0 rg BT 275.63 602.25 Td (as ) Tj ET Q q 0 0 0 rg BT 287.55 602.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 324.46 602.25 Td (by ) Tj ET Q q 0 0 0 rg BT 338.06 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 353.87 602.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 376.91 602.25 Td (as ) Tj ET Q q 0 0 0 rg BT 388.83 602.25 Td (a ) Tj ET Q q 0 0 0 rg BT 396.86 602.25 Td (whole ) Tj ET Q q 0 0 0 rg BT 424.89 602.25 Td (or ) Tj ET Q q 0 0 0 rg BT 436.81 602.25 Td (by ) Tj ET Q q 0 0 0 rg BT 450.41 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 466.22 602.25 Td (lines ) Tj ET Q q 0 0 0 rg BT 488.70 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 500.62 602.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 540.60 602.25 Td (For ) Tj ET Q q 0 0 0 rg BT 558.09 602.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 590.25 Td (reconciliation ) Tj ET Q q 0 0 0 rg BT 124.18 590.25 Td (of ) Tj ET Q q 0 0 0 rg BT 134.21 590.25 Td (the ) Tj ET Q q 0 0 0 rg BT 148.13 590.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 170.36 590.25 Td (s ) Tj ET Q q 0 0 0 rg BT 175.96 590.25 Td (results ) Tj ET Q q 0 0 0 rg BT 203.77 590.25 Td (from ) Tj ET Q q 0 0 0 rg BT 224.91 590.25 Td (a ) Tj ET Q q 0 0 0 rg BT 231.05 590.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 266.07 590.25 Td (to ) Tj ET Q q 0 0 0 rg BT 275.56 590.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 313.35 590.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 337.56 590.25 Td (see ) Tj ET Q q 0 0 0 rg BT 352.03 590.25 Td (page ) Tj ET Q q 0 0 0 rg BT 372.61 590.25 Td (7 ) Tj ET Q q 0 0 0 rg BT 379.32 590.25 Td (of ) Tj ET Q q 0 0 0 rg BT 389.35 590.25 Td (the ) Tj ET Q q 0 0 0 rg BT 403.27 590.25 Td (Earnings ) Tj ET Q q 0 0 0 rg BT 440.52 590.25 Td (Release ) Tj ET Q q 0 0 0 rg BT 473.32 590.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 512.24 590.25 Td (Supplement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 566.25 Td (b. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 566.25 Td (T) Tj ET Q q 0 0 0 rg BT 72.91 566.25 Td (angible ) Tj ET Q q 0 0 0 rg BT 106.79 566.25 Td (common ) Tj ET Q q 0 0 0 rg BT 146.23 566.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 175.67 566.25 Td (\(TCE\), ) Tj ET Q q 0 0 0 rg BT 217.04 566.25 Td (return ) Tj ET Q q 0 0 0 rg BT 245.36 566.25 Td (on ) Tj ET Q q 0 0 0 rg BT 259.80 566.25 Td (tangible ) Tj ET Q q 0 0 0 rg BT 296.46 566.25 Td (common ) Tj ET Q q 0 0 0 rg BT 335.90 566.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 365.34 566.25 Td (\(ROTCE\) ) Tj ET Q q 0 0 0 rg BT 418.10 566.25 Td (and ) Tj ET Q q 0 0 0 rg BT 436.98 566.25 Td (tangible ) Tj ET Q q 0 0 0 rg BT 473.64 566.25 Td (book ) Tj ET Q q 0 0 0 rg BT 498.09 566.25 Td (value ) Tj ET Q q 0 0 0 rg BT 524.19 566.25 Td (per ) Tj ET Q q 0 0 0 rg BT 541.40 566.25 Td (share ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 554.25 Td (\(TBVPS\), ) Tj ET Q q 0 0 0 rg BT 120.16 554.25 Td (are ) Tj ET Q q 0 0 0 rg BT 135.87 554.25 Td (each ) Tj ET Q q 0 0 0 rg BT 157.68 554.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 202.87 554.25 Td ( ) Tj ET Q q 0 0 0 rg BT 206.37 554.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 244.85 554.25 Td (measures. ) Tj ET Q q 0 0 0 rg BT 287.80 554.25 Td (TCE ) Tj ET Q q 0 0 0 rg BT 310.19 554.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 354.23 554.25 Td (the ) Tj ET Q q 0 0 0 rg BT 369.94 554.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 392.17 554.25 Td (s ) Tj ET Q q 0 0 0 rg BT 399.56 554.25 Td (common ) Tj ET Q q 0 0 0 rg BT 438.06 554.25 Td (stockholders? Tj ET Q q 0 0 0 rg BT 491.19 554.25 Td ( ) Tj ET Q q 0 0 0 rg BT 494.69 554.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 523.19 554.25 Td (\(i.e., ) Tj ET Q q 0 0 0 rg BT 544.73 554.25 Td (total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 542.25 Td (stockholders? Tj ET Q q 0 0 0 rg BT 120.63 542.25 Td ( ) Tj ET Q q 0 0 0 rg BT 123.59 542.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 151.54 542.25 Td (less ) Tj ET Q q 0 0 0 rg BT 169.49 542.25 Td (preferred ) Tj ET Q q 0 0 0 rg BT 209.08 542.25 Td (stock\) ) Tj ET Q q 0 0 0 rg BT 236.47 542.25 Td (less ) Tj ET Q q 0 0 0 rg BT 254.43 542.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 292.94 542.25 Td (and ) Tj ET Q q 0 0 0 rg BT 310.33 542.25 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 358.82 542.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 401.77 542.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 428.05 542.25 Td (\(other ) Tj ET Q q 0 0 0 rg BT 454.88 542.25 Td (than ) Tj ET Q q 0 0 0 rg BT 475.05 542.25 Td (MSRs\), ) Tj ET Q q 0 0 0 rg BT 508.85 542.25 Td (net ) Tj ET Q q 0 0 0 rg BT 524.02 542.25 Td (of ) Tj ET Q q 0 0 0 rg BT 535.31 542.25 Td (related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 530.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 103.65 530.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 118.70 530.25 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 161.26 530.25 Td (For ) Tj ET Q q 0 0 0 rg BT 177.99 530.25 Td (a ) Tj ET Q q 0 0 0 rg BT 185.27 530.25 Td (reconciliation ) Tj ET Q q 0 0 0 rg BT 243.08 530.25 Td (from ) Tj ET Q q 0 0 0 rg BT 265.36 530.25 Td (common ) Tj ET Q q 0 0 0 rg BT 303.19 530.25 Td (stockholders? Tj ET Q q 0 0 0 rg BT 356.33 530.25 Td ( ) Tj ET Q q 0 0 0 rg BT 359.17 530.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 387.00 530.25 Td (to ) Tj ET Q q 0 0 0 rg BT 397.41 530.25 Td (TCE, ) Tj ET Q q 0 0 0 rg BT 421.64 530.25 Td (see ) Tj ET Q q 0 0 0 rg BT 437.25 530.25 Td (page ) Tj ET Q q 0 0 0 rg BT 458.96 530.25 Td (9 ) Tj ET Q q 0 0 0 rg BT 466.80 530.25 Td (of ) Tj ET Q q 0 0 0 rg BT 477.97 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 493.03 530.25 Td (Earnings ) Tj ET Q q 0 0 0 rg BT 531.42 530.25 Td (Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 518.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 106.59 518.25 Td (Supplement. ) Tj ET Q q 0 0 0 rg BT 158.75 518.25 Td (ROTCE ) Tj ET Q q 0 0 0 rg BT 193.40 518.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 232.49 518.25 Td (the ) Tj ET Q q 0 0 0 rg BT 246.59 518.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 268.81 518.25 Td (s ) Tj ET Q q 0 0 0 rg BT 274.58 518.25 Td (net ) Tj ET Q q 0 0 0 rg BT 288.68 518.25 Td (income ) Tj ET Q q 0 0 0 rg BT 320.00 518.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 362.96 518.25 Td (to ) Tj ET Q q 0 0 0 rg BT 372.62 518.25 Td (common ) Tj ET Q q 0 0 0 rg BT 409.50 518.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 436.37 518.25 Td (as ) Tj ET Q q 0 0 0 rg BT 446.58 518.25 Td (a ) Tj ET Q q 0 0 0 rg BT 452.90 518.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 498.08 518.25 Td (of ) Tj ET Q q 0 0 0 rg BT 508.29 518.25 Td (average ) Tj ET Q q 0 0 0 rg BT 541.12 518.25 Td (TCE. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 506.25 Td (TBVPS ) Tj ET Q q 0 0 0 rg BT 100.84 506.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 143.60 506.25 Td (the ) Tj ET Q q 0 0 0 rg BT 158.04 506.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 180.27 506.25 Td (s ) Tj ET Q q 0 0 0 rg BT 186.22 506.25 Td (TCE ) Tj ET Q q 0 0 0 rg BT 207.33 506.25 Td (at ) Tj ET Q q 0 0 0 rg BT 216.77 506.25 Td (period-end ) Tj ET Q q 0 0 0 rg BT 262.31 506.25 Td (divided ) Tj ET Q q 0 0 0 rg BT 294.52 506.25 Td (by ) Tj ET Q q 0 0 0 rg BT 306.74 506.25 Td (common ) Tj ET Q q 0 0 0 rg BT 343.96 506.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 371.17 506.25 Td (at ) Tj ET Q q 0 0 0 rg BT 380.61 506.25 Td (period-end. ) Tj ET Q q 0 0 0 rg BT 428.65 506.25 Td (Book ) Tj ET Q q 0 0 0 rg BT 452.54 506.25 Td (value ) Tj ET Q q 0 0 0 rg BT 476.42 506.25 Td (per ) Tj ET Q q 0 0 0 rg BT 491.41 506.25 Td (share ) Tj ET Q q 0 0 0 rg BT 514.73 506.25 Td (was ) Tj ET Q q 0 0 0 rg BT 532.50 506.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.50 506.25 Td (68.85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.00 506.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 494.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 494.25 Td (67.59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.00 494.25 Td ( ) Tj ET Q q 0 0 0 rg BT 96.31 494.25 Td (and ) Tj ET Q q 0 0 0 rg BT 112.06 494.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.06 494.25 Td (66.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.56 494.25 Td ( ) Tj ET Q q 0 0 0 rg BT 140.87 494.25 Td (at ) Tj ET Q q 0 0 0 rg BT 149.40 494.25 Td (June ) Tj ET Q q 0 0 0 rg BT 169.04 494.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 182.85 494.25 Td (2018, ) Tj ET Q q 0 0 0 rg BT 206.66 494.25 Td (March ) Tj ET Q q 0 0 0 rg BT 234.06 494.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 247.87 494.25 Td (2018, ) Tj ET Q q 0 0 0 rg BT 271.68 494.25 Td (and ) Tj ET Q q 0 0 0 rg BT 287.43 494.25 Td (June ) Tj ET Q q 0 0 0 rg BT 307.07 494.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 320.88 494.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 344.69 494.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 392.35 494.25 Td (. ) Tj ET Q q 0 0 0 rg BT 396.07 494.25 Td (TCE, ) Tj ET Q q 0 0 0 rg BT 418.77 494.25 Td (ROTCE, ) Tj ET Q q 0 0 0 rg BT 455.35 494.25 Td (and ) Tj ET Q q 0 0 0 rg BT 471.01 494.25 Td (TBVPS ) Tj ET Q q 0 0 0 rg BT 503.44 494.25 Td (are ) Tj ET Q q 0 0 0 rg BT 516.96 494.25 Td (meaningful ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 482.25 Td (to ) Tj ET Q q 0 0 0 rg BT 77.78 482.25 Td (the ) Tj ET Q q 0 0 0 rg BT 92.50 482.25 Td (Firm, ) Tj ET Q q 0 0 0 rg BT 116.94 482.25 Td (as ) Tj ET Q q 0 0 0 rg BT 127.77 482.25 Td (well ) Tj ET Q q 0 0 0 rg BT 147.49 482.25 Td (as ) Tj ET Q q 0 0 0 rg BT 158.32 482.25 Td (investors ) Tj ET Q q 0 0 0 rg BT 196.93 482.25 Td (and ) Tj ET Q q 0 0 0 rg BT 213.87 482.25 Td (analysts, ) Tj ET Q q 0 0 0 rg BT 251.08 482.25 Td (in ) Tj ET Q q 0 0 0 rg BT 261.36 482.25 Td (assessing ) Tj ET Q q 0 0 0 rg BT 301.08 482.25 Td (the ) Tj ET Q q 0 0 0 rg BT 315.80 482.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 338.03 482.25 Td (s ) Tj ET Q q 0 0 0 rg BT 344.42 482.25 Td (use ) Tj ET Q q 0 0 0 rg BT 360.25 482.25 Td (of ) Tj ET Q q 0 0 0 rg BT 371.08 482.25 Td (equity) Tj ET Q q 0 0 0 rg BT 395.42 482.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 458.25 Td (c. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 458.25 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 105.80 458.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 140.21 458.25 Td (and ) Tj ET Q q 0 0 0 rg BT 156.84 458.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 192.36 458.25 Td (overhead ) Tj ET Q q 0 0 0 rg BT 231.21 458.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 251.73 458.25 Td (are ) Tj ET Q q 0 0 0 rg BT 266.13 458.25 Td (each ) Tj ET Q q 0 0 0 rg BT 286.64 458.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 331.83 458.25 Td ( ) Tj ET Q q 0 0 0 rg BT 334.02 458.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 371.20 458.25 Td (measures. ) Tj ET Q q 0 0 0 rg BT 412.62 458.25 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 450.92 458.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 485.33 458.25 Td (excluded ) Tj ET Q q 0 0 0 rg BT 523.62 458.25 Td (Firmwide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 446.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 90.17 446.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 125.60 446.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.17 446.25 Td ($0 ) Tj ET Q q 0 0 0 rg BT 150.40 446.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.29 446.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.02 446.25 Td ($70 ) Tj ET Q q 0 0 0 rg BT 203.25 446.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.14 446.25 Td ( ) Tj ET Q q 0 0 0 rg BT 235.37 446.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.04 446.25 Td ($61 ) Tj ET Q q 0 0 0 rg BT 271.28 446.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.17 446.25 Td ( ) Tj ET Q q 0 0 0 rg BT 303.40 446.25 Td (for ) Tj ET Q q 0 0 0 rg BT 318.29 446.25 Td (the ) Tj ET Q q 0 0 0 rg BT 333.74 446.25 Td (three ) Tj ET Q q 0 0 0 rg BT 356.96 446.25 Td (months ) Tj ET Q q 0 0 0 rg BT 389.63 446.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.74 446.25 Td (June ) Tj ET Q q 0 0 0 rg BT 438.30 446.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 454.04 446.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.04 446.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.77 446.25 Td (March ) Tj ET Q q 0 0 0 rg BT 509.10 446.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 524.83 446.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.83 446.25 Td ( ) Tj ET Q q 0 0 0 rg BT 548.06 446.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 434.25 Td (June?0, ) Tj ET Q q 0 0 0 rg BT 103.74 434.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.74 434.25 Td (, ) Tj ET Q q 0 0 0 rg BT 129.15 434.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 176.81 434.25 Td (. ) Tj ET Q q 0 0 0 rg BT 182.02 434.25 Td (The ) Tj ET Q q 0 0 0 rg BT 200.47 434.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 236.71 434.25 Td (overhead ) Tj ET Q q 0 0 0 rg BT 276.27 434.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 297.50 434.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 337.62 434.25 Td (the ) Tj ET Q q 0 0 0 rg BT 352.75 434.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 374.98 434.25 Td (s ) Tj ET Q q 0 0 0 rg BT 381.78 434.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 418.02 434.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 453.14 434.25 Td (as ) Tj ET Q q 0 0 0 rg BT 464.38 434.25 Td (a ) Tj ET Q q 0 0 0 rg BT 471.73 434.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 517.94 434.25 Td (of ) Tj ET Q q 0 0 0 rg BT 529.18 434.25 Td (adjusted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 422.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 105.85 422.25 Td (net ) Tj ET Q q 0 0 0 rg BT 120.33 422.25 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 156.74 422.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 211.20 422.25 Td (believes ) Tj ET Q q 0 0 0 rg BT 246.23 422.25 Td (this ) Tj ET Q q 0 0 0 rg BT 262.93 422.25 Td (information ) Tj ET Q q 0 0 0 rg BT 312.41 422.25 Td (helps ) Tj ET Q q 0 0 0 rg BT 335.78 422.25 Td (investors ) Tj ET Q q 0 0 0 rg BT 374.15 422.25 Td (understand ) Tj ET Q q 0 0 0 rg BT 420.28 422.25 Td (the ) Tj ET Q q 0 0 0 rg BT 434.76 422.25 Td (ef) Tj ET Q q 0 0 0 rg BT 442.35 422.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 459.59 422.25 Td (of ) Tj ET Q q 0 0 0 rg BT 470.19 422.25 Td (these ) Tj ET Q q 0 0 0 rg BT 492.99 422.25 Td (items ) Tj ET Q q 0 0 0 rg BT 516.92 422.25 Td (on ) Tj ET Q q 0 0 0 rg BT 529.18 422.25 Td (reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 410.25 Td (results ) Tj ET Q q 0 0 0 rg BT 96.11 410.25 Td (and ) Tj ET Q q 0 0 0 rg BT 113.05 410.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 149.99 410.25 Td (an ) Tj ET Q q 0 0 0 rg BT 161.92 410.25 Td (alternate ) Tj ET Q q 0 0 0 rg BT 198.84 410.25 Td (presentation ) Tj ET Q q 0 0 0 rg BT 250.21 410.25 Td (of ) Tj ET Q q 0 0 0 rg BT 261.04 410.25 Td (the ) Tj ET Q q 0 0 0 rg BT 275.76 410.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 297.99 410.25 Td (s ) Tj ET Q q 0 0 0 rg BT 304.38 410.25 Td (performance.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 374.25 Td (Notes ) Tj ET Q q 0 0 0 rg BT 75.88 374.25 Td (on ) Tj ET Q q 0 0 0 rg BT 88.94 374.25 Td (key ) Tj ET Q q 0 0 0 rg BT 106.44 374.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 163.92 374.25 Td (measur) Tj ET Q q 0 0 0 rg BT 195.40 374.25 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 350.25 Td (d. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 350.25 Td (Estimated ) Tj ET Q q 0 0 0 rg BT 109.00 350.25 Td (as ) Tj ET Q q 0 0 0 rg BT 118.84 350.25 Td (of ) Tj ET Q q 0 0 0 rg BT 128.67 350.25 Td (June ) Tj ET Q q 0 0 0 rg BT 148.51 350.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 162.52 350.25 Td (2018. ) Tj ET Q q 0 0 0 rg BT 186.42 350.25 Td (The ) Tj ET Q q 0 0 0 rg BT 203.47 350.25 Td (Basel ) Tj ET Q q 0 0 0 rg BT 227.20 350.25 Td (III ) Tj ET Q q 0 0 0 rg BT 238.70 350.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 281.30 350.25 Td (capital, ) Tj ET Q q 0 0 0 rg BT 311.96 350.25 Td (risk-weighted ) Tj ET Q q 0 0 0 rg BT 368.45 350.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 393.29 350.25 Td (and ) Tj ET Q q 0 0 0 rg BT 409.23 350.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 437.39 350.25 Td (ratios, ) Tj ET Q q 0 0 0 rg BT 463.62 350.25 Td (\(fully ) Tj ET Q q 0 0 0 rg BT 487.34 350.25 Td (phased-in ) Tj ET Q q 0 0 0 rg BT 527.72 350.25 Td (ef) Tj ET Q q 0 0 0 rg BT 535.31 350.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 338.25 Td (January ) Tj ET Q q 0 0 0 rg BT 100.92 338.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 110.74 338.25 Td (2019\), ) Tj ET Q q 0 0 0 rg BT 138.89 338.25 Td (and ) Tj ET Q q 0 0 0 rg BT 155.65 338.25 Td (the ) Tj ET Q q 0 0 0 rg BT 170.19 338.25 Td (Basel ) Tj ET Q q 0 0 0 rg BT 194.73 338.25 Td (III ) Tj ET Q q 0 0 0 rg BT 207.04 338.25 Td (supplementary ) Tj ET Q q 0 0 0 rg BT 268.23 338.25 Td (leverage ) Tj ET Q q 0 0 0 rg BT 304.41 338.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 325.06 338.25 Td (\(SLR\), ) Tj ET Q q 0 0 0 rg BT 363.76 338.25 Td (\(fully-phased ) Tj ET Q q 0 0 0 rg BT 419.39 338.25 Td (in ) Tj ET Q q 0 0 0 rg BT 429.49 338.25 Td (ef) Tj ET Q q 0 0 0 rg BT 437.08 338.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 466.60 338.25 Td (January ) Tj ET Q q 0 0 0 rg BT 500.02 338.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 509.84 338.25 Td (2018\), ) Tj ET Q q 0 0 0 rg BT 537.99 338.25 Td (are ) Tj ET Q q 0 0 0 rg BT 552.52 338.25 Td (all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 326.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 114.09 326.25 Td (key ) Tj ET Q q 0 0 0 rg BT 131.81 326.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 176.18 326.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 206.11 326.25 Td (measures. ) Tj ET Q q 0 0 0 rg BT 248.86 326.25 Td (The ) Tj ET Q q 0 0 0 rg BT 267.68 326.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 297.61 326.25 Td (adequacy ) Tj ET Q q 0 0 0 rg BT 338.64 326.25 Td (of ) Tj ET Q q 0 0 0 rg BT 350.25 326.25 Td (the ) Tj ET Q q 0 0 0 rg BT 365.74 326.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 388.47 326.25 Td (is ) Tj ET Q q 0 0 0 rg BT 398.42 326.25 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 440.01 326.25 Td (against ) Tj ET Q q 0 0 0 rg BT 471.61 326.25 Td (the ) Tj ET Q q 0 0 0 rg BT 487.10 326.25 Td (Basel ) Tj ET Q q 0 0 0 rg BT 512.60 326.25 Td (III ) Tj ET Q q 0 0 0 rg BT 525.87 326.25 Td (approach ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 314.25 Td (\(Standardized ) Tj ET Q q 0 0 0 rg BT 125.84 314.25 Td (or ) Tj ET Q q 0 0 0 rg BT 136.36 314.25 Td (Advanced\) ) Tj ET Q q 0 0 0 rg BT 183.04 314.25 Td (that ) Tj ET Q q 0 0 0 rg BT 200.84 314.25 Td (results, ) Tj ET Q q 0 0 0 rg BT 232.26 314.25 Td (for ) Tj ET Q q 0 0 0 rg BT 246.73 314.25 Td (each ) Tj ET Q q 0 0 0 rg BT 267.86 314.25 Td (quarter) Tj ET Q q 0 0 0 rg BT 295.77 314.25 Td (, ) Tj ET Q q 0 0 0 rg BT 301.08 314.25 Td (in ) Tj ET Q q 0 0 0 rg BT 311.67 314.25 Td (the ) Tj ET Q q 0 0 0 rg BT 326.70 314.25 Td (lower ) Tj ET Q q 0 0 0 rg BT 352.28 314.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 373.41 314.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 391.77 314.25 Td (Collins ) Tj ET Q q 0 0 0 rg BT 427.92 314.25 Td (Floor\). ) Tj ET Q q 0 0 0 rg BT 462.46 314.25 Td (These ) Tj ET Q q 0 0 0 rg BT 489.15 314.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 529.16 314.25 Td (are ) Tj ET Q q 0 0 0 rg BT 544.18 314.25 Td (used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 302.25 Td (by ) Tj ET Q q 0 0 0 rg BT 80.93 302.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 137.94 302.25 Td (bank ) Tj ET Q q 0 0 0 rg BT 160.80 302.25 Td (regulators, ) Tj ET Q q 0 0 0 rg BT 206.71 302.25 Td (investors ) Tj ET Q q 0 0 0 rg BT 246.25 302.25 Td (and ) Tj ET Q q 0 0 0 rg BT 264.11 302.25 Td (analysts ) Tj ET Q q 0 0 0 rg BT 299.75 302.25 Td (to ) Tj ET Q q 0 0 0 rg BT 310.96 302.25 Td (assess ) Tj ET Q q 0 0 0 rg BT 338.83 302.25 Td (and ) Tj ET Q q 0 0 0 rg BT 356.69 302.25 Td (monitor ) Tj ET Q q 0 0 0 rg BT 391.78 302.25 Td (the ) Tj ET Q q 0 0 0 rg BT 407.42 302.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 429.65 302.25 Td (s ) Tj ET Q q 0 0 0 rg BT 436.97 302.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 467.04 302.25 Td (position. ) Tj ET Q q 0 0 0 rg BT 505.19 302.25 Td (For ) Tj ET Q q 0 0 0 rg BT 522.51 302.25 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 290.25 Td (information ) Tj ET Q q 0 0 0 rg BT 116.43 290.25 Td (on ) Tj ET Q q 0 0 0 rg BT 128.14 290.25 Td (these ) Tj ET Q q 0 0 0 rg BT 150.40 290.25 Td (measures, ) Tj ET Q q 0 0 0 rg BT 191.83 290.25 Td (including ) Tj ET Q q 0 0 0 rg BT 231.32 290.25 Td (the ) Tj ET Q q 0 0 0 rg BT 245.25 290.25 Td (Collins ) Tj ET Q q 0 0 0 rg BT 275.86 290.25 Td (Floor) Tj ET Q q 0 0 0 rg BT 297.13 290.25 Td (, ) Tj ET Q q 0 0 0 rg BT 301.34 290.25 Td (see ) Tj ET Q q 0 0 0 rg BT 315.83 290.25 Td (Capital ) Tj ET Q q 0 0 0 rg BT 346.43 290.25 Td (Risk ) Tj ET Q q 0 0 0 rg BT 366.48 290.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 420.40 290.25 Td (on ) Tj ET Q q 0 0 0 rg BT 432.11 290.25 Td (pages ) Tj ET Q q 0 0 0 rg BT 456.60 290.25 Td (82-91 ) Tj ET Q q 0 0 0 rg BT 481.64 290.25 Td (of ) Tj ET Q q 0 0 0 rg BT 491.69 290.25 Td (the ) Tj ET Q q 0 0 0 rg BT 505.62 290.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 527.85 290.25 Td (s ) Tj ET Q q 0 0 0 rg BT 533.08 290.25 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 278.25 Td (Report ) Tj ET Q q 0 0 0 rg BT 97.22 278.25 Td (on ) Tj ET Q q 0 0 0 rg BT 109.72 278.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 133.89 278.25 Td (10-K ) Tj ET Q q 0 0 0 rg BT 156.94 278.25 Td (for ) Tj ET Q q 0 0 0 rg BT 171.10 278.25 Td (the ) Tj ET Q q 0 0 0 rg BT 185.82 278.25 Td (year ) Tj ET Q q 0 0 0 rg BT 205.52 278.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 231.90 278.25 Td (December ) Tj ET Q q 0 0 0 rg BT 275.48 278.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 290.48 278.25 Td (2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 254.25 Td (e. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 254.25 Td (Core ) Tj ET Q q 0 0 0 rg BT 89.14 254.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 112.44 254.25 Td (represent ) Tj ET Q q 0 0 0 rg BT 151.28 254.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 174.59 254.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 220.10 254.25 Td (central ) Tj ET Q q 0 0 0 rg BT 249.50 254.25 Td (to ) Tj ET Q q 0 0 0 rg BT 259.48 254.25 Td (the ) Tj ET Q q 0 0 0 rg BT 273.89 254.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 296.12 254.25 Td (s ) Tj ET Q q 0 0 0 rg BT 302.21 254.25 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 337.18 254.25 Td (businesses; ) Tj ET Q q 0 0 0 rg BT 384.38 254.25 Td (core ) Tj ET Q q 0 0 0 rg BT 403.78 254.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 427.09 254.25 Td (exclude ) Tj ET Q q 0 0 0 rg BT 460.38 254.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 483.69 254.25 Td (classified ) Tj ET Q q 0 0 0 rg BT 523.65 254.25 Td (as ) Tj ET Q q 0 0 0 rg BT 534.17 254.25 Td (trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 242.25 Td (assets, ) Tj ET Q q 0 0 0 rg BT 95.83 242.25 Td (runof) Tj ET Q q 0 0 0 rg BT 117.31 242.25 Td (f ) Tj ET Q q 0 0 0 rg BT 123.14 242.25 Td (portfolios, ) Tj ET Q q 0 0 0 rg BT 167.03 242.25 Td (discontinued ) Tj ET Q q 0 0 0 rg BT 220.63 242.25 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 262.02 242.25 Td (and ) Tj ET Q q 0 0 0 rg BT 278.96 242.25 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 320.34 242.25 Td (the ) Tj ET Q q 0 0 0 rg BT 335.06 242.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 357.01 242.25 Td (has ) Tj ET Q q 0 0 0 rg BT 372.84 242.25 Td (an ) Tj ET Q q 0 0 0 rg BT 384.78 242.25 Td (intent ) Tj ET Q q 0 0 0 rg BT 410.05 242.25 Td (to ) Tj ET Q q 0 0 0 rg BT 420.33 242.25 Td (exit.) Tj ET Q endstream endobj 15 0 obj <> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (7) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 740.25 Td (Additional ) Tj ET Q q 0 0 0 rg BT 97.57 740.25 Td (notes:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (3. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 710.25 Td (Last ) Tj ET Q q 0 0 0 rg BT 87.22 710.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 116.37 710.25 Td (months ) Tj ET Q q 0 0 0 rg BT 148.32 710.25 Td (\(L) Tj ET Q q 0 0 0 rg BT 161.28 710.25 Td (TM\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 692.25 Td (4. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 692.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 84.44 692.25 Td (of ) Tj ET Q q 0 0 0 rg BT 95.27 692.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 118.88 692.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 146.38 692.25 Td (to ) Tj ET Q q 0 0 0 rg BT 156.66 692.25 Td (employees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.25 Td (5. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 674.25 Td (Excludes ) Tj ET Q q 0 0 0 rg BT 106.66 674.25 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 158.58 674.25 Td (Card.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 656.25 Td (6. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 656.25 Td (The ) Tj ET Q q 0 0 0 rg BT 85.55 656.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 118.05 656.25 Td (of ) Tj ET Q q 0 0 0 rg BT 128.88 656.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 154.15 656.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 192.20 656.25 Td (to ) Tj ET Q q 0 0 0 rg BT 202.48 656.25 Td (clients ) Tj ET Q q 0 0 0 rg BT 231.09 656.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 274.13 656.25 Td (new ) Tj ET Q q 0 0 0 rg BT 293.30 656.25 Td (and ) Tj ET Q q 0 0 0 rg BT 310.24 656.25 Td (renewed ) Tj ET Q q 0 0 0 rg BT 346.61 656.25 Td (credit, ) Tj ET Q q 0 0 0 rg BT 374.38 656.25 Td (including ) Tj ET Q q 0 0 0 rg BT 414.66 656.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 438.27 656.25 Td (and ) Tj ET Q q 0 0 0 rg BT 455.21 656.25 Td (commitments. ) Tj ET Q q 0 0 0 rg BT 514.47 656.25 Td (The ) Tj ET Q q 0 0 0 rg BT 532.52 656.25 Td (amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 644.25 Td (of ) Tj ET Q q 0 0 0 rg BT 77.90 644.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 102.74 644.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 140.36 644.25 Td (to ) Tj ET Q q 0 0 0 rg BT 150.22 644.25 Td (small ) Tj ET Q q 0 0 0 rg BT 173.96 644.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 218.25 644.25 Td (reflects ) Tj ET Q q 0 0 0 rg BT 249.75 644.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 272.93 644.25 Td (and ) Tj ET Q q 0 0 0 rg BT 289.44 644.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 329.27 644.25 Td (lines ) Tj ET Q q 0 0 0 rg BT 350.23 644.25 Td (of ) Tj ET Q q 0 0 0 rg BT 360.64 644.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 385.48 644.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 423.10 644.25 Td (by ) Tj ET Q q 0 0 0 rg BT 435.17 644.25 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 478.35 644.25 Td (& ) Tj ET Q q 0 0 0 rg BT 488.21 644.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 525.84 644.25 Td (Banking; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 632.25 Td (Card, ) Tj ET Q q 0 0 0 rg BT 92.14 632.25 Td (Merchant ) Tj ET Q q 0 0 0 rg BT 133.16 632.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 169.75 632.25 Td (& ) Tj ET Q q 0 0 0 rg BT 179.63 632.25 Td (Auto; ) Tj ET Q q 0 0 0 rg BT 205.12 632.25 Td (and ) Tj ET Q q 0 0 0 rg BT 222.26 632.25 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 274.39 632.25 Td (Banking. ) Tj ET Q q 0 0 0 rg BT 313.29 632.25 Td (The ) Tj ET Q q 0 0 0 rg BT 331.54 632.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 364.24 632.25 Td (of ) Tj ET Q q 0 0 0 rg BT 375.28 632.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 400.75 632.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 439.00 632.25 Td (to ) Tj ET Q q 0 0 0 rg BT 449.48 632.25 Td (nonprofit ) Tj ET Q q 0 0 0 rg BT 489.40 632.25 Td (and ) Tj ET Q q 0 0 0 rg BT 506.55 632.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 527.03 632.25 Td (and ) Tj ET Q q 0 0 0 rg BT 544.18 632.25 Td (non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 620.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 88.07 620.25 Td (government ) Tj ET Q q 0 0 0 rg BT 138.62 620.25 Td (entities, ) Tj ET Q q 0 0 0 rg BT 172.78 620.25 Td (including ) Tj ET Q q 0 0 0 rg BT 213.34 620.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 233.91 620.25 Td (states, ) Tj ET Q q 0 0 0 rg BT 261.41 620.25 Td (municipalities, ) Tj ET Q q 0 0 0 rg BT 323.35 620.25 Td (hospitals ) Tj ET Q q 0 0 0 rg BT 361.69 620.25 Td (and ) Tj ET Q q 0 0 0 rg BT 378.91 620.25 Td (universities, ) Tj ET Q q 0 0 0 rg BT 430.30 620.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 473.62 620.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 499.17 620.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 537.50 620.25 Td (by ) Tj ET Q q 0 0 0 rg BT 550.29 620.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 608.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 109.99 608.25 Td (& ) Tj ET Q q 0 0 0 rg BT 120.26 608.25 Td (Investment ) Tj ET Q q 0 0 0 rg BT 167.20 608.25 Td (Bank ) Tj ET Q q 0 0 0 rg BT 190.81 608.25 Td (and ) Tj ET Q q 0 0 0 rg BT 207.74 608.25 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 259.67 608.25 Td (Banking.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.25 Td (7. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 590.25 Td (The ) Tj ET Q q 0 0 0 rg BT 84.88 590.25 Td (prior) Tj ET Q q 0 0 0 rg BT 104.12 590.25 Td (-year ) Tj ET Q q 0 0 0 rg BT 126.48 590.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 147.75 590.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 177.34 590.25 Td (relates ) Tj ET Q q 0 0 0 rg BT 205.27 590.25 Td (to ) Tj ET Q q 0 0 0 rg BT 214.88 590.25 Td (a ) Tj ET Q q 0 0 0 rg BT 221.15 590.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 264.08 590.25 Td (with ) Tj ET Q q 0 0 0 rg BT 283.69 590.25 Td (the ) Tj ET Q q 0 0 0 rg BT 297.73 590.25 Td (FDIC ) Tj ET Q q 0 0 0 rg BT 322.35 590.25 Td (receivership ) Tj ET Q q 0 0 0 rg BT 373.04 590.25 Td (for ) Tj ET Q q 0 0 0 rg BT 386.40 590.25 Td (W) Tj ET Q q 0 0 0 rg BT 395.04 590.25 Td (ashington ) Tj ET Q q 0 0 0 rg BT 435.76 590.25 Td (Mutual ) Tj ET Q q 0 0 0 rg BT 466.47 590.25 Td (and ) Tj ET Q q 0 0 0 rg BT 482.74 590.25 Td (with ) Tj ET Q q 0 0 0 rg BT 502.35 590.25 Td (Deutsche ) Tj ET Q q 0 0 0 rg BT 541.39 590.25 Td (Bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 578.25 Td (as ) Tj ET Q q 0 0 0 rg BT 78.33 578.25 Td (trustee ) Tj ET Q q 0 0 0 rg BT 107.49 578.25 Td (to ) Tj ET Q q 0 0 0 rg BT 117.76 578.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 147.29 578.25 Td (W) Tj ET Q q 0 0 0 rg BT 155.92 578.25 Td (ashington ) Tj ET Q q 0 0 0 rg BT 197.31 578.25 Td (Mutual ) Tj ET Q q 0 0 0 rg BT 228.70 578.25 Td (trusts, ) Tj ET Q q 0 0 0 rg BT 255.37 578.25 Td (which ) Tj ET Q q 0 0 0 rg BT 282.30 578.25 Td (was ) Tj ET Q q 0 0 0 rg BT 300.36 578.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 346.72 578.25 Td (in ) Tj ET Q q 0 0 0 rg BT 357.00 578.25 Td (noninterest ) Tj ET Q q 0 0 0 rg BT 403.93 578.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 438.08 578.25 Td (in ) Tj ET Q q 0 0 0 rg BT 448.35 578.25 Td (Corporate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 560.25 Td (8. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 560.25 Td (Reflects ) Tj ET Q q 0 0 0 rg BT 102.67 560.25 Td (a ) Tj ET Q q 0 0 0 rg BT 109.50 560.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 149.67 560.25 Td (of ) Tj ET Q q 0 0 0 rg BT 160.40 560.25 Td (approximately ) Tj ET Q q 0 0 0 rg BT 220.56 560.25 Td ($160 ) Tj ET Q q 0 0 0 rg BT 242.96 560.25 Td (million ) Tj ET Q q 0 0 0 rg BT 274.26 560.25 Td (in ) Tj ET Q q 0 0 0 rg BT 284.44 560.25 Td (FTE ) Tj ET Q q 0 0 0 rg BT 304.62 560.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 354.79 560.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 396.62 560.25 Td (with ) Tj ET Q q 0 0 0 rg BT 416.79 560.25 Td (the ) Tj ET Q q 0 0 0 rg BT 431.41 560.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 453.25 560.25 Td (year ) Tj ET Q q 0 0 0 rg BT 472.86 560.25 Td (quarter) Tj ET Q q 0 0 0 rg BT 500.78 560.25 Td (, ) Tj ET Q q 0 0 0 rg BT 505.68 560.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 543.07 560.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 548.25 Td (the ) Tj ET Q q 0 0 0 rg BT 82.22 548.25 Td (enactment ) Tj ET Q q 0 0 0 rg BT 125.81 548.25 Td (of ) Tj ET Q q 0 0 0 rg BT 136.64 548.25 Td (the ) Tj ET Q q 0 0 0 rg BT 151.17 548.25 Td (TCJA.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.25 Td (9. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 530.25 Td (Ener) Tj ET Q q 0 0 0 rg BT 86.20 530.25 Td (gy ) Tj ET Q q 0 0 0 rg BT 98.70 530.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 134.52 530.25 Td (Oil ) Tj ET Q q 0 0 0 rg BT 149.80 530.25 Td (& ) Tj ET Q q 0 0 0 rg BT 160.08 530.25 Td (Gas, ) Tj ET Q q 0 0 0 rg BT 180.63 530.25 Td (Natural ) Tj ET Q q 0 0 0 rg BT 213.12 530.25 Td (Gas ) Tj ET Q q 0 0 0 rg BT 231.17 530.25 Td (Pipelines, ) Tj ET Q q 0 0 0 rg BT 272.83 530.25 Td (and ) Tj ET Q q 0 0 0 rg BT 289.77 530.25 Td (Metals ) Tj ET Q q 0 0 0 rg BT 319.49 530.25 Td (& ) Tj ET Q q 0 0 0 rg BT 329.77 530.25 Td (Mining.) Tj ET Q endstream endobj 17 0 obj <> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 725.70 Td (JPMor) Tj ET Q q 0 0 0 rg BT 75.99 725.70 Td (gan ) Tj ET Q q 0 0 0 rg BT 91.74 725.70 Td (Chase ) Tj ET Q q 0 0 0 rg BT 117.48 725.70 Td (& ) Tj ET Q q 0 0 0 rg BT 126.56 725.70 Td (Co. ) Tj ET Q q 0 0 0 rg BT 142.03 725.70 Td (\(NYSE: ) Tj ET Q q 0 0 0 rg BT 175.56 725.70 Td (JPM\) ) Tj ET Q q 0 0 0 rg BT 198.54 725.70 Td (is ) Tj ET Q q 0 0 0 rg BT 206.51 725.70 Td (a ) Tj ET Q q 0 0 0 rg BT 212.25 725.70 Td (leading ) Tj ET Q q 0 0 0 rg BT 242.99 725.70 Td (global ) Tj ET Q q 0 0 0 rg BT 269.29 725.70 Td (financial ) Tj ET Q q 0 0 0 rg BT 305.57 725.70 Td (services ) Tj ET Q q 0 0 0 rg BT 339.08 725.70 Td (firm ) Tj ET Q q 0 0 0 rg BT 357.61 725.70 Td (with ) Tj ET Q q 0 0 0 rg BT 376.69 725.70 Td (assets ) Tj ET Q q 0 0 0 rg BT 401.32 725.70 Td (of) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 409.65 725.70 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.22 725.70 Td ($2.6 ) Tj ET Q q 0 0 0 rg BT 430.02 725.70 Td (trillion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.24 725.70 Td ( ) Tj ET Q q 0 0 0 rg BT 458.54 725.70 Td (and ) Tj ET Q q 0 0 0 rg BT 474.29 725.70 Td (operations ) Tj ET Q q 0 0 0 rg BT 517.25 725.70 Td (worldwide. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 713.70 Td (The ) Tj ET Q q 0 0 0 rg BT 67.21 713.70 Td (Firm ) Tj ET Q q 0 0 0 rg BT 88.82 713.70 Td (is ) Tj ET Q q 0 0 0 rg BT 97.65 713.70 Td (a ) Tj ET Q q 0 0 0 rg BT 104.26 713.70 Td (leader ) Tj ET Q q 0 0 0 rg BT 130.84 713.70 Td (in ) Tj ET Q q 0 0 0 rg BT 140.78 713.70 Td (investment ) Tj ET Q q 0 0 0 rg BT 186.83 713.70 Td (banking, ) Tj ET Q q 0 0 0 rg BT 223.71 713.70 Td (financial ) Tj ET Q q 0 0 0 rg BT 260.85 713.70 Td (services ) Tj ET Q q 0 0 0 rg BT 295.22 713.70 Td (for ) Tj ET Q q 0 0 0 rg BT 309.05 713.70 Td (consumers ) Tj ET Q q 0 0 0 rg BT 353.98 713.70 Td (and ) Tj ET Q q 0 0 0 rg BT 370.58 713.70 Td (small ) Tj ET Q q 0 0 0 rg BT 394.41 713.70 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 441.29 713.70 Td (commercial ) Tj ET Q q 0 0 0 rg BT 490.65 713.70 Td (banking, ) Tj ET Q q 0 0 0 rg BT 527.53 713.70 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 701.70 Td (transaction ) Tj ET Q q 0 0 0 rg BT 95.60 701.70 Td (processing, ) Tj ET Q q 0 0 0 rg BT 143.09 701.70 Td (and ) Tj ET Q q 0 0 0 rg BT 159.75 701.70 Td (asset ) Tj ET Q q 0 0 0 rg BT 181.41 701.70 Td (management. ) Tj ET Q q 0 0 0 rg BT 236.74 701.70 Td (A) Tj ET Q q 0 0 0 rg BT 243.41 701.70 Td ( ) Tj ET Q q 0 0 0 rg BT 245.63 701.70 Td (component ) Tj ET Q q 0 0 0 rg BT 292.29 701.70 Td (of ) Tj ET Q q 0 0 0 rg BT 302.84 701.70 Td (the ) Tj ET Q q 0 0 0 rg BT 317.28 701.70 Td (Dow ) Tj ET Q q 0 0 0 rg BT 338.95 701.70 Td (Jones ) Tj ET Q q 0 0 0 rg BT 363.40 701.70 Td (Industrial ) Tj ET Q q 0 0 0 rg BT 403.46 701.70 Td (A) Tj ET Q q 0 0 0 rg BT 409.93 701.70 Td (verage, ) Tj ET Q q 0 0 0 rg BT 441.30 701.70 Td (JPMor) Tj ET Q q 0 0 0 rg BT 467.80 701.70 Td (gan ) Tj ET Q q 0 0 0 rg BT 484.46 701.70 Td (Chase ) Tj ET Q q 0 0 0 rg BT 511.12 701.70 Td (& ) Tj ET Q q 0 0 0 rg BT 521.13 701.70 Td (Co. ) Tj ET Q q 0 0 0 rg BT 537.52 701.70 Td (serves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 689.70 Td (millions ) Tj ET Q q 0 0 0 rg BT 84.29 689.70 Td (of ) Tj ET Q q 0 0 0 rg BT 94.63 689.70 Td (customers ) Tj ET Q q 0 0 0 rg BT 137.19 689.70 Td (in ) Tj ET Q q 0 0 0 rg BT 146.97 689.70 Td (the ) Tj ET Q q 0 0 0 rg BT 161.20 689.70 Td (United ) Tj ET Q q 0 0 0 rg BT 190.42 689.70 Td (States ) Tj ET Q q 0 0 0 rg BT 216.32 689.70 Td (and ) Tj ET Q q 0 0 0 rg BT 232.76 689.70 Td (many ) Tj ET Q q 0 0 0 rg BT 256.99 689.70 Td (of ) Tj ET Q q 0 0 0 rg BT 267.33 689.70 Td (the ) Tj ET Q q 0 0 0 rg BT 281.55 689.70 Td (world? Tj ET Q q 0 0 0 rg BT 307.66 689.70 Td (s ) Tj ET Q q 0 0 0 rg BT 313.56 689.70 Td (most ) Tj ET Q q 0 0 0 rg BT 335.02 689.70 Td (prominent ) Tj ET Q q 0 0 0 rg BT 378.13 689.70 Td (corporate, ) Tj ET Q q 0 0 0 rg BT 420.39 689.70 Td (institutional ) Tj ET Q q 0 0 0 rg BT 470.18 689.70 Td (and ) Tj ET Q q 0 0 0 rg BT 486.62 689.70 Td (government ) Tj ET Q q 0 0 0 rg BT 536.40 689.70 Td (clients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 677.70 Td (under ) Tj ET Q q 0 0 0 rg BT 74.77 677.70 Td (its ) Tj ET Q q 0 0 0 rg BT 86.72 677.70 Td (J.P) Tj ET Q q 0 0 0 rg BT 97.56 677.70 Td (. ) Tj ET Q q 0 0 0 rg BT 102.56 677.70 Td (Mor) Tj ET Q q 0 0 0 rg BT 119.60 677.70 Td (gan ) Tj ET Q q 0 0 0 rg BT 136.54 677.70 Td (and ) Tj ET Q q 0 0 0 rg BT 153.48 677.70 Td (Chase ) Tj ET Q q 0 0 0 rg BT 180.42 677.70 Td (brands. ) Tj ET Q q 0 0 0 rg BT 212.08 677.70 Td (Information ) Tj ET Q q 0 0 0 rg BT 262.34 677.70 Td (about ) Tj ET Q q 0 0 0 rg BT 287.06 677.70 Td (JPMor) Tj ET Q q 0 0 0 rg BT 313.55 677.70 Td (gan ) Tj ET Q q 0 0 0 rg BT 330.49 677.70 Td (Chase ) Tj ET Q q 0 0 0 rg BT 357.43 677.70 Td (& ) Tj ET Q q 0 0 0 rg BT 367.71 677.70 Td (Co. ) Tj ET Q q 0 0 0 rg BT 384.38 677.70 Td (is ) Tj ET Q q 0 0 0 rg BT 393.55 677.70 Td (available ) Tj ET Q q 0 0 0 rg BT 432.14 677.70 Td (at ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg BT 441.85 677.70 Td (www) Tj ET Q q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg BT 462.87 677.70 Td (.jpmor) Tj ET Q q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg BT 489.08 677.70 Td (ganchase.com) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 545.44 677.70 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 653.70 Td (JPMor) Tj ET Q q 0 0 0 rg BT 75.99 653.70 Td (gan ) Tj ET Q q 0 0 0 rg BT 93.44 653.70 Td (Chase ) Tj ET Q q 0 0 0 rg BT 120.88 653.70 Td (& ) Tj ET Q q 0 0 0 rg BT 131.66 653.70 Td (Co. ) Tj ET Q q 0 0 0 rg BT 148.84 653.70 Td (will ) Tj ET Q q 0 0 0 rg BT 167.40 653.70 Td (host ) Tj ET Q q 0 0 0 rg BT 187.07 653.70 Td (a ) Tj ET Q q 0 0 0 rg BT 194.52 653.70 Td (conference ) Tj ET Q q 0 0 0 rg BT 241.37 653.70 Td (call ) Tj ET Q q 0 0 0 rg BT 258.81 653.70 Td (today) Tj ET Q q 0 0 0 rg BT 280.38 653.70 Td (, ) Tj ET Q q 0 0 0 rg BT 285.88 653.70 Td (July ) Tj ET Q q 0 0 0 rg BT 305.56 653.70 Td (13, ) Tj ET Q q 0 0 0 rg BT 321.06 653.70 Td (2018, ) Tj ET Q q 0 0 0 rg BT 346.56 653.70 Td (at ) Tj ET Q q 0 0 0 rg BT 356.79 653.70 Td (8:30 ) Tj ET Q q 0 0 0 rg BT 377.57 653.70 Td (a.m. ) Tj ET Q q 0 0 0 rg BT 397.79 653.70 Td (\(Eastern\) ) Tj ET Q q 0 0 0 rg BT 437.44 653.70 Td (to ) Tj ET Q q 0 0 0 rg BT 448.22 653.70 Td (present ) Tj ET Q q 0 0 0 rg BT 480.10 653.70 Td (second-quarter ) Tj ET Q q 0 0 0 rg BT 542.52 653.70 Td (2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 641.70 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.91 641.70 Td (results. ) Tj ET Q q 0 0 0 rg BT 117.78 641.70 Td (The ) Tj ET Q q 0 0 0 rg BT 135.76 641.70 Td (general ) Tj ET Q q 0 0 0 rg BT 167.62 641.70 Td (public ) Tj ET Q q 0 0 0 rg BT 195.05 641.70 Td (can ) Tj ET Q q 0 0 0 rg BT 211.36 641.70 Td (access ) Tj ET Q q 0 0 0 rg BT 239.33 641.70 Td (the ) Tj ET Q q 0 0 0 rg BT 253.98 641.70 Td (call ) Tj ET Q q 0 0 0 rg BT 270.85 641.70 Td (by ) Tj ET Q q 0 0 0 rg BT 283.28 641.70 Td (dialing ) Tj ET Q q 0 0 0 rg BT 313.49 641.70 Td (\(866\) ) Tj ET Q q 0 0 0 rg BT 337.59 641.70 Td (541-2724 ) Tj ET Q q 0 0 0 rg BT 378.35 641.70 Td (in ) Tj ET Q q 0 0 0 rg BT 388.56 641.70 Td (the ) Tj ET Q q 0 0 0 rg BT 403.21 641.70 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 423.43 641.70 Td (and ) Tj ET Q q 0 0 0 rg BT 440.30 641.70 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 475.22 641.70 Td (or ) Tj ET Q q 0 0 0 rg BT 485.99 641.70 Td (\(706\) ) Tj ET Q q 0 0 0 rg BT 510.08 641.70 Td (634-7246 ) Tj ET Q q 0 0 0 rg BT 550.85 641.70 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 629.70 Td (international ) Tj ET Q q 0 0 0 rg BT 102.95 629.70 Td (participants. ) Tj ET Q q 0 0 0 rg BT 155.02 629.70 Td (Please ) Tj ET Q q 0 0 0 rg BT 183.49 629.70 Td (dial ) Tj ET Q q 0 0 0 rg BT 201.40 629.70 Td (in ) Tj ET Q q 0 0 0 rg BT 212.10 629.70 Td (10 ) Tj ET Q q 0 0 0 rg BT 225.01 629.70 Td (minutes ) Tj ET Q q 0 0 0 rg BT 259.60 629.70 Td (prior ) Tj ET Q q 0 0 0 rg BT 281.95 629.70 Td (to ) Tj ET Q q 0 0 0 rg BT 292.65 629.70 Td (the ) Tj ET Q q 0 0 0 rg BT 307.78 629.70 Td (start ) Tj ET Q q 0 0 0 rg BT 327.92 629.70 Td (of ) Tj ET Q q 0 0 0 rg BT 339.16 629.70 Td (the ) Tj ET Q q 0 0 0 rg BT 354.30 629.70 Td (call. ) Tj ET Q q 0 0 0 rg BT 373.94 629.70 Td (The ) Tj ET Q q 0 0 0 rg BT 392.40 629.70 Td (live ) Tj ET Q q 0 0 0 rg BT 410.31 629.70 Td (audio ) Tj ET Q q 0 0 0 rg BT 435.45 629.70 Td (webcast ) Tj ET Q q 0 0 0 rg BT 470.57 629.70 Td (and ) Tj ET Q q 0 0 0 rg BT 487.93 629.70 Td (presentation ) Tj ET Q q 0 0 0 rg BT 539.72 629.70 Td (slides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 617.70 Td (will ) Tj ET Q q 0 0 0 rg BT 67.56 617.70 Td (be ) Tj ET Q q 0 0 0 rg BT 79.50 617.70 Td (available ) Tj ET Q q 0 0 0 rg BT 118.08 617.70 Td (on ) Tj ET Q q 0 0 0 rg BT 130.58 617.70 Td (the ) Tj ET Q q 0 0 0 rg BT 145.30 617.70 Td (Firm? Tj ET Q q 0 0 0 rg BT 167.53 617.70 Td (s ) Tj ET Q q 0 0 0 rg BT 173.92 617.70 Td (website, ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg BT 209.47 617.70 Td (www) Tj ET Q q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg BT 230.48 617.70 Td (.jpmor) Tj ET Q q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg BT 256.69 617.70 Td (ganchase.com) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 313.05 617.70 Td (, ) Tj ET Q q 0 0 0 rg BT 318.05 617.70 Td (under ) Tj ET Q q 0 0 0 rg BT 343.32 617.70 Td (Investor ) Tj ET Q q 0 0 0 rg BT 378.59 617.70 Td (Relations, ) Tj ET Q q 0 0 0 rg BT 421.36 617.70 Td (Events ) Tj ET Q q 0 0 0 rg BT 451.08 617.70 Td (& ) Tj ET Q q 0 0 0 rg BT 461.36 617.70 Td (Presentations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.70 Td (A) Tj ET Q q 0 0 0 rg BT 56.17 593.70 Td ( ) Tj ET Q q 0 0 0 rg BT 58.56 593.70 Td (replay ) Tj ET Q q 0 0 0 rg BT 85.94 593.70 Td (of ) Tj ET Q q 0 0 0 rg BT 96.66 593.70 Td (the ) Tj ET Q q 0 0 0 rg BT 111.27 593.70 Td (conference ) Tj ET Q q 0 0 0 rg BT 157.52 593.70 Td (call ) Tj ET Q q 0 0 0 rg BT 174.34 593.70 Td (will ) Tj ET Q q 0 0 0 rg BT 192.29 593.70 Td (be ) Tj ET Q q 0 0 0 rg BT 204.12 593.70 Td (available ) Tj ET Q q 0 0 0 rg BT 242.61 593.70 Td (beginning ) Tj ET Q q 0 0 0 rg BT 284.99 593.70 Td (at ) Tj ET Q q 0 0 0 rg BT 294.60 593.70 Td (approximately ) Tj ET Q q 0 0 0 rg BT 354.75 593.70 Td (12:30 ) Tj ET Q q 0 0 0 rg BT 379.92 593.70 Td (p.m. ) Tj ET Q q 0 0 0 rg BT 400.10 593.70 Td (on ) Tj ET Q q 0 0 0 rg BT 412.49 593.70 Td (July ) Tj ET Q q 0 0 0 rg BT 431.55 593.70 Td (13, ) Tj ET Q q 0 0 0 rg BT 446.44 593.70 Td (2018, ) Tj ET Q q 0 0 0 rg BT 471.34 593.70 Td (through ) Tj ET Q q 0 0 0 rg BT 504.84 593.70 Td (midnight, ) Tj ET Q q 0 0 0 rg BT 545.84 593.70 Td (July ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.70 Td (27, ) Tj ET Q q 0 0 0 rg BT 64.91 581.70 Td (2018, ) Tj ET Q q 0 0 0 rg BT 90.31 581.70 Td (by ) Tj ET Q q 0 0 0 rg BT 103.22 581.70 Td (telephone ) Tj ET Q q 0 0 0 rg BT 144.99 581.70 Td (at ) Tj ET Q q 0 0 0 rg BT 155.12 581.70 Td (\(800\) ) Tj ET Q q 0 0 0 rg BT 179.68 581.70 Td (585-8367 ) Tj ET Q q 0 0 0 rg BT 220.92 581.70 Td (\(U.S. ) Tj ET Q q 0 0 0 rg BT 244.93 581.70 Td (and ) Tj ET Q q 0 0 0 rg BT 262.28 581.70 Td (Canada\) ) Tj ET Q q 0 0 0 rg BT 298.50 581.70 Td (or ) Tj ET Q q 0 0 0 rg BT 309.73 581.70 Td (\(404\) ) Tj ET Q q 0 0 0 rg BT 334.30 581.70 Td (537-3406 ) Tj ET Q q 0 0 0 rg BT 375.54 581.70 Td (\(international\); ) Tj ET Q q 0 0 0 rg BT 438.42 581.70 Td (use ) Tj ET Q q 0 0 0 rg BT 454.65 581.70 Td (Conference ) Tj ET Q q 0 0 0 rg BT 503.64 581.70 Td (ID ) Tj ET Q q 0 0 0 rg BT 517.10 581.70 Td (# ) Tj ET Q q 0 0 0 rg BT 525.00 581.70 Td (6875466. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.70 Td (The ) Tj ET Q q 0 0 0 rg BT 68.42 569.70 Td (replay ) Tj ET Q q 0 0 0 rg BT 96.79 569.70 Td (will ) Tj ET Q q 0 0 0 rg BT 115.72 569.70 Td (also ) Tj ET Q q 0 0 0 rg BT 135.20 569.70 Td (be ) Tj ET Q q 0 0 0 rg BT 148.02 569.70 Td (available ) Tj ET Q q 0 0 0 rg BT 187.48 569.70 Td (via ) Tj ET Q q 0 0 0 rg BT 203.08 569.70 Td (webcast ) Tj ET Q q 0 0 0 rg BT 238.66 569.70 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg BT 252.04 569.70 Td (www) Tj ET Q q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg BT 273.05 569.70 Td (.jpmor) Tj ET Q q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg BT 299.26 569.70 Td (ganchase.com) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 355.62 569.70 Td ( ) Tj ET Q q 0 0 0 rg BT 359.00 569.70 Td (under ) Tj ET Q q 0 0 0 rg BT 385.14 569.70 Td (Investor ) Tj ET Q q 0 0 0 rg BT 421.29 569.70 Td (Relations, ) Tj ET Q q 0 0 0 rg BT 464.94 569.70 Td (Events ) Tj ET Q q 0 0 0 rg BT 495.53 569.70 Td (& ) Tj ET Q q 0 0 0 rg BT 506.69 569.70 Td (Presentations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 557.70 Td (Additional ) Tj ET Q q 0 0 0 rg BT 93.83 557.70 Td (detailed ) Tj ET Q q 0 0 0 rg BT 127.03 557.70 Td (financial, ) Tj ET Q q 0 0 0 rg BT 166.06 557.70 Td (statistical ) Tj ET Q q 0 0 0 rg BT 205.38 557.70 Td (and ) Tj ET Q q 0 0 0 rg BT 221.38 557.70 Td (business-related ) Tj ET Q q 0 0 0 rg BT 287.35 557.70 Td (information ) Tj ET Q q 0 0 0 rg BT 336.12 557.70 Td (is ) Tj ET Q q 0 0 0 rg BT 344.34 557.70 Td (included ) Tj ET Q q 0 0 0 rg BT 380.33 557.70 Td (in ) Tj ET Q q 0 0 0 rg BT 389.66 557.70 Td (a ) Tj ET Q q 0 0 0 rg BT 395.65 557.70 Td (financial ) Tj ET Q q 0 0 0 rg BT 432.18 557.70 Td (supplement. ) Tj ET Q q 0 0 0 rg BT 482.22 557.70 Td (The ) Tj ET Q q 0 0 0 rg BT 499.32 557.70 Td (earnings ) Tj ET Q q 0 0 0 rg BT 534.75 557.70 Td (release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 545.70 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 545.70 Td (the ) Tj ET Q q 0 0 0 rg BT 81.16 545.70 Td (financial ) Tj ET Q q 0 0 0 rg BT 118.64 545.70 Td (supplement ) Tj ET Q q 0 0 0 rg BT 167.24 545.70 Td (are ) Tj ET Q q 0 0 0 rg BT 181.95 545.70 Td (available ) Tj ET Q q 0 0 0 rg BT 220.54 545.70 Td (at ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg BT 230.25 545.70 Td (www) Tj ET Q q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg BT 251.27 545.70 Td (.jpmor) Tj ET Q q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg BT 277.47 545.70 Td (ganchase.com) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 333.84 545.70 Td (.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 521.70 Td (This ) Tj ET Q q 0 0 0 rg BT 69.27 521.70 Td (earnings ) Tj ET Q q 0 0 0 rg BT 106.81 521.70 Td (r) Tj ET Q q 0 0 0 rg BT 110.33 521.70 Td (elease ) Tj ET Q q 0 0 0 rg BT 137.86 521.70 Td (contains ) Tj ET Q q 0 0 0 rg BT 174.29 521.70 Td (forwar) Tj ET Q q 0 0 0 rg BT 201.15 521.70 Td (d-looking ) Tj ET Q q 0 0 0 rg BT 242.01 521.70 Td (statements ) Tj ET Q q 0 0 0 rg BT 286.77 521.70 Td (within ) Tj ET Q q 0 0 0 rg BT 314.31 521.70 Td (the ) Tj ET Q q 0 0 0 rg BT 329.07 521.70 Td (meaning ) Tj ET Q q 0 0 0 rg BT 366.05 521.70 Td (of ) Tj ET Q q 0 0 0 rg BT 376.37 521.70 Td (the ) Tj ET Q q 0 0 0 rg BT 391.13 521.70 Td (Private ) Tj ET Q q 0 0 0 rg BT 423.10 521.70 Td (Securities ) Tj ET Q q 0 0 0 rg BT 465.08 521.70 Td (Litigation ) Tj ET Q q 0 0 0 rg BT 507.07 521.70 Td (Reform ) Tj ET Q q 0 0 0 rg BT 538.86 521.70 Td (Act ) Tj ET Q q 0 0 0 rg BT 554.73 521.70 Td (of ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 509.70 Td (1995. ) Tj ET Q q 0 0 0 rg BT 73.89 509.70 Td (These ) Tj ET Q q 0 0 0 rg BT 99.10 509.70 Td (statements ) Tj ET Q q 0 0 0 rg BT 143.21 509.70 Td (ar) Tj ET Q q 0 0 0 rg BT 151.73 509.70 Td (e ) Tj ET Q q 0 0 0 rg BT 158.05 509.70 Td (based ) Tj ET Q q 0 0 0 rg BT 183.27 509.70 Td (on ) Tj ET Q q 0 0 0 rg BT 195.16 509.70 Td (the ) Tj ET Q q 0 0 0 rg BT 209.26 509.70 Td (curr) Tj ET Q q 0 0 0 rg BT 226.11 509.70 Td (ent ) Tj ET Q q 0 0 0 rg BT 240.22 509.70 Td (beliefs ) Tj ET Q q 0 0 0 rg BT 268.21 509.70 Td (and ) Tj ET Q q 0 0 0 rg BT 285.10 509.70 Td (expectations ) Tj ET Q q 0 0 0 rg BT 336.96 509.70 Td (of ) Tj ET Q q 0 0 0 rg BT 346.63 509.70 Td (JPMor) Tj ET Q q 0 0 0 rg BT 374.03 509.70 Td (gan ) Tj ET Q q 0 0 0 rg BT 390.91 509.70 Td (Chase ) Tj ET Q q 0 0 0 rg BT 417.80 509.70 Td (& ) Tj ET Q q 0 0 0 rg BT 427.47 509.70 Td (Co.? Tj ET Q q 0 0 0 rg BT 443.68 509.70 Td (s ) Tj ET Q q 0 0 0 rg BT 449.46 509.70 Td (management ) Tj ET Q q 0 0 0 rg BT 502.44 509.70 Td (and ) Tj ET Q q 0 0 0 rg BT 519.33 509.70 Td (ar) Tj ET Q q 0 0 0 rg BT 527.85 509.70 Td (e ) Tj ET Q q 0 0 0 rg BT 534.18 509.70 Td (subject ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 497.70 Td (to ) Tj ET Q q 0 0 0 rg BT 59.34 497.70 Td (significant ) Tj ET Q q 0 0 0 rg BT 103.62 497.70 Td (risks ) Tj ET Q q 0 0 0 rg BT 124.57 497.70 Td (and ) Tj ET Q q 0 0 0 rg BT 141.63 497.70 Td (uncertainties. ) Tj ET Q q 0 0 0 rg BT 198.25 497.70 Td (Actual ) Tj ET Q q 0 0 0 rg BT 226.42 497.70 Td (r) Tj ET Q q 0 0 0 rg BT 229.94 497.70 Td (esults ) Tj ET Q q 0 0 0 rg BT 254.77 497.70 Td (may ) Tj ET Q q 0 0 0 rg BT 273.49 497.70 Td (differ ) Tj ET Q q 0 0 0 rg BT 297.22 497.70 Td (fr) Tj ET Q q 0 0 0 rg BT 303.52 497.70 Td (om ) Tj ET Q q 0 0 0 rg BT 317.80 497.70 Td (those ) Tj ET Q q 0 0 0 rg BT 340.97 497.70 Td (set ) Tj ET Q q 0 0 0 rg BT 354.13 497.70 Td (forth ) Tj ET Q q 0 0 0 rg BT 375.64 497.70 Td (in ) Tj ET Q q 0 0 0 rg BT 385.48 497.70 Td (the ) Tj ET Q q 0 0 0 rg BT 399.76 497.70 Td (forwar) Tj ET Q q 0 0 0 rg BT 426.62 497.70 Td (d-looking ) Tj ET Q q 0 0 0 rg BT 467.00 497.70 Td (statements. ) Tj ET Q q 0 0 0 rg BT 513.78 497.70 Td (Factors ) Tj ET Q q 0 0 0 rg BT 546.95 497.70 Td (that ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 485.70 Td (could ) Tj ET Q q 0 0 0 rg BT 74.36 485.70 Td (cause ) Tj ET Q q 0 0 0 rg BT 99.78 485.70 Td (JPMor) Tj ET Q q 0 0 0 rg BT 127.18 485.70 Td (gan ) Tj ET Q q 0 0 0 rg BT 144.82 485.70 Td (Chase ) Tj ET Q q 0 0 0 rg BT 172.47 485.70 Td (& ) Tj ET Q q 0 0 0 rg BT 182.89 485.70 Td (Co.? Tj ET Q q 0 0 0 rg BT 199.10 485.70 Td (s ) Tj ET Q q 0 0 0 rg BT 205.64 485.70 Td (actual ) Tj ET Q q 0 0 0 rg BT 233.28 485.70 Td (r) Tj ET Q q 0 0 0 rg BT 236.80 485.70 Td (esults ) Tj ET Q q 0 0 0 rg BT 262.23 485.70 Td (to ) Tj ET Q q 0 0 0 rg BT 272.65 485.70 Td (differ ) Tj ET Q q 0 0 0 rg BT 296.97 485.70 Td (materially ) Tj ET Q q 0 0 0 rg BT 340.72 485.70 Td (fr) Tj ET Q q 0 0 0 rg BT 347.01 485.70 Td (om ) Tj ET Q q 0 0 0 rg BT 361.88 485.70 Td (those ) Tj ET Q q 0 0 0 rg BT 385.64 485.70 Td (described ) Tj ET Q q 0 0 0 rg BT 427.16 485.70 Td (in ) Tj ET Q q 0 0 0 rg BT 437.59 485.70 Td (the ) Tj ET Q q 0 0 0 rg BT 452.45 485.70 Td (forwar) Tj ET Q q 0 0 0 rg BT 479.31 485.70 Td (d-looking ) Tj ET Q q 0 0 0 rg BT 520.28 485.70 Td (statements ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 473.70 Td (can ) Tj ET Q q 0 0 0 rg BT 66.75 473.70 Td (be ) Tj ET Q q 0 0 0 rg BT 79.01 473.70 Td (found ) Tj ET Q q 0 0 0 rg BT 104.60 473.70 Td (in ) Tj ET Q q 0 0 0 rg BT 115.19 473.70 Td (JPMor) Tj ET Q q 0 0 0 rg BT 142.59 473.70 Td (gan ) Tj ET Q q 0 0 0 rg BT 160.41 473.70 Td (Chase ) Tj ET Q q 0 0 0 rg BT 188.22 473.70 Td (& ) Tj ET Q q 0 0 0 rg BT 198.81 473.70 Td (Co.? Tj ET Q q 0 0 0 rg BT 215.02 473.70 Td (s ) Tj ET Q q 0 0 0 rg BT 221.53 473.70 Td (Annual ) Tj ET Q q 0 0 0 rg BT 253.23 473.70 Td (Report ) Tj ET Q q 0 0 0 rg BT 283.26 473.70 Td (on ) Tj ET Q q 0 0 0 rg BT 296.08 473.70 Td (Form ) Tj ET Q q 0 0 0 rg BT 321.11 473.70 Td (10-K ) Tj ET Q q 0 0 0 rg BT 343.93 473.70 Td (for ) Tj ET Q q 0 0 0 rg BT 358.41 473.70 Td (the ) Tj ET Q q 0 0 0 rg BT 373.44 473.70 Td (year ) Tj ET Q q 0 0 0 rg BT 394.03 473.70 Td (ended ) Tj ET Q q 0 0 0 rg BT 420.72 473.70 Td (December ) Tj ET Q q 0 0 0 rg BT 464.62 473.70 Td (31, ) Tj ET Q q 0 0 0 rg BT 479.94 473.70 Td (2017, ) Tj ET Q q 0 0 0 rg BT 505.25 473.70 Td (and ) Tj ET Q q 0 0 0 rg BT 523.07 473.70 Td (Quarterly ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 461.70 Td (Report ) Tj ET Q q 0 0 0 rg BT 78.81 461.70 Td (on ) Tj ET Q q 0 0 0 rg BT 90.90 461.70 Td (Form ) Tj ET Q q 0 0 0 rg BT 115.21 461.70 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 137.85 461.70 Td (for ) Tj ET Q q 0 0 0 rg BT 151.61 461.70 Td (the ) Tj ET Q q 0 0 0 rg BT 165.92 461.70 Td (quarter ) Tj ET Q q 0 0 0 rg BT 198.01 461.70 Td (ended ) Tj ET Q q 0 0 0 rg BT 223.97 461.70 Td (Mar) Tj ET Q q 0 0 0 rg BT 240.82 461.70 Td (ch ) Tj ET Q q 0 0 0 rg BT 252.35 461.70 Td (31, ) Tj ET Q q 0 0 0 rg BT 266.94 461.70 Td (2018, ) Tj ET Q q 0 0 0 rg BT 291.53 461.70 Td (which ) Tj ET Q q 0 0 0 rg BT 317.51 461.70 Td (have ) Tj ET Q q 0 0 0 rg BT 338.47 461.70 Td (been ) Tj ET Q q 0 0 0 rg BT 359.44 461.70 Td (filed ) Tj ET Q q 0 0 0 rg BT 379.30 461.70 Td (with ) Tj ET Q q 0 0 0 rg BT 398.62 461.70 Td (the ) Tj ET Q q 0 0 0 rg BT 412.93 461.70 Td (Securities ) Tj ET Q q 0 0 0 rg BT 454.45 461.70 Td (and ) Tj ET Q q 0 0 0 rg BT 471.54 461.70 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 513.05 461.70 Td (Commission ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 449.70 Td (and ) Tj ET Q q 0 0 0 rg BT 68.30 449.70 Td (ar) Tj ET Q q 0 0 0 rg BT 76.82 449.70 Td (e ) Tj ET Q q 0 0 0 rg BT 85.05 449.70 Td (available ) Tj ET Q q 0 0 0 rg BT 126.06 449.70 Td (on ) Tj ET Q q 0 0 0 rg BT 139.86 449.70 Td (JPMor) Tj ET Q q 0 0 0 rg BT 167.26 449.70 Td (gan ) Tj ET Q q 0 0 0 rg BT 186.05 449.70 Td (Chase ) Tj ET Q q 0 0 0 rg BT 214.85 449.70 Td (& ) Tj ET Q q 0 0 0 rg BT 226.42 449.70 Td (Co.? Tj ET Q q 0 0 0 rg BT 242.64 449.70 Td (s ) Tj ET Q q 0 0 0 rg BT 250.32 449.70 Td (website ) Tj ET Q q 0 0 0 rg BT 284.12 449.70 Td (\() Tj ET Q BT /F5 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0.43137254901960786 0.7490196078431373 rg BT 287.45 449.70 Td (http://investor) Tj ET Q q 0 0.43137254901960786 0.7490196078431373 rg BT 343.00 449.70 Td (.shar) Tj ET Q q 0 0.43137254901960786 0.7490196078431373 rg BT 362.91 449.70 Td (eholder) Tj ET Q q 0 0.43137254901960786 0.7490196078431373 rg BT 392.35 449.70 Td (.com/jpmor) Tj ET Q q 0 0.43137254901960786 0.7490196078431373 rg BT 437.81 449.70 Td (ganchase/sec.cfm) Tj ET Q BT /F5 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 508.06 449.70 Td (\), ) Tj ET Q q 0 0 0 rg BT 517.69 449.70 Td (and ) Tj ET Q q 0 0 0 rg BT 536.49 449.70 Td (on ) Tj ET Q q 0 0 0 rg BT 550.28 449.70 Td (the ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 437.70 Td (Securities ) Tj ET Q q 0 0 0 rg BT 90.69 437.70 Td (and ) Tj ET Q q 0 0 0 rg BT 107.44 437.70 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 148.62 437.70 Td (Commission? Tj ET Q q 0 0 0 rg BT 200.11 437.70 Td (s ) Tj ET Q q 0 0 0 rg BT 205.76 437.70 Td (website ) Tj ET Q q 0 0 0 rg BT 237.51 437.70 Td (\() Tj ET Q BT /F5 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0.43137254901960786 0.7490196078431373 rg BT 240.84 437.70 Td (www) Tj ET Q q 0 0.43137254901960786 0.7490196078431373 rg BT 260.11 437.70 Td (.sec.gov) Tj ET Q BT /F5 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 292.31 437.70 Td (\). ) Tj ET Q q 0 0 0 rg BT 299.90 437.70 Td (JPMor) Tj ET Q q 0 0 0 rg BT 327.30 437.70 Td (gan ) Tj ET Q q 0 0 0 rg BT 344.05 437.70 Td (Chase ) Tj ET Q q 0 0 0 rg BT 370.81 437.70 Td (& ) Tj ET Q q 0 0 0 rg BT 380.34 437.70 Td (Co. ) Tj ET Q q 0 0 0 rg BT 396.26 437.70 Td (does ) Tj ET Q q 0 0 0 rg BT 416.35 437.70 Td (not ) Tj ET Q q 0 0 0 rg BT 430.88 437.70 Td (undertake ) Tj ET Q q 0 0 0 rg BT 472.62 437.70 Td (to ) Tj ET Q q 0 0 0 rg BT 482.15 437.70 Td (update ) Tj ET Q q 0 0 0 rg BT 511.12 437.70 Td (any ) Tj ET Q q 0 0 0 rg BT 527.32 437.70 Td (forwar) Tj ET Q q 0 0 0 rg BT 554.18 437.70 Td (d-) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 425.70 Td (looking ) Tj ET Q q 0 0 0 rg BT 82.00 425.70 Td (statements.) Tj ET Q endstream endobj 19 0 obj <> /View <>>>>> endobj 20 0 obj <> /View <>>>>> endobj 21 0 obj <> endobj 22 0 obj <> stream xy\E?~nM{{wޑ?d??2? HaG?PPA!"???b???h??TLy??uk?uΩo?H""??W?~.Xv?&rm 2\jMgwm'Cڴzl?ycǏ\ rBj?x?\DsV@?{twocmC{Iwl???1zh?1m!t-\q3D?.:yz'Wp[_F=??E"Ǣ?|K&_~?!??wn-az3¦h??V,?2bOo_eSFLlk}Fg[F>|??)EO?ii-ž%7??y??sO$p?oHn3?i@֫X?|?%?-6m5x<|'lC s~?d? r5?]ifx?9ZBT fun88