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Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 16.00 761.26 Td (383 Madison ) Tj ET Q q 0 0 0 rg BT 65.00 761.26 Td (A) Tj ET Q q 0 0 0 rg BT 70.83 761.26 Td (venue, New ) Tj ET Q q 0 0 0 rg BT 115.73 761.26 Td (Y) Tj ET Q q 0 0 0 rg BT 121.33 761.26 Td (ork, NY) Tj ET Q q 0 0 0 rg BT 150.49 761.26 Td ( 10179-0001) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 16.00 752.26 Td (NYSE symbol: JPM) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 16 742.06005859375 m 109.2255859375 742.06005859375 l s q 0 0 1 rg BT 16.00 743.26 Td (www) Tj ET Q q 0 0 1 rg BT 34.91 743.26 Td (.jpmor) Tj ET Q q 0 0 1 rg BT 58.50 743.26 Td (ganchase.com) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 9.5 71.5 m 371.5 71.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 71.5 m 601.5 71.5 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 12.00 62.76 Td (Investor Contact: Jason Scott \(212\) 270-2479) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 175.73 62.76 Td ( ) Tj ET Q BT /F1 7.00 Tf ET BT /F1 4.55 Tf ET q 0 0 0 rg BT 12.00 55.32 Td (1) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 14.27 52.15 Td (Percentage comparisons noted in the bullet points are for the second quarter of 2019 versus the prior) Tj ET Q q 0 0 0 rg BT 295.22 52.15 Td (-year second quarter) Tj ET Q q 0 0 0 rg BT 352.07 52.15 Td (, ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 12.00 45.15 Td (unless otherwise specified.) Tj ET Q BT /F1 7.00 Tf ET BT /F1 4.55 Tf ET q 0 0 0 rg BT 12.00 38.32 Td (2) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 14.27 35.15 Td (For notes on non-GAAP) Tj ET Q q 0 0 0 rg BT 82.65 35.15 Td ( financial measures, including managed basis reporting, see page 6.) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 12.00 25.15 Td (For additional notes see page 7.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.25 62.76 Td (Media Contact: Joseph Evangelisti \(212\) 270-7438) Tj ET Q BT /F1 10.00 Tf ET BT /F2 11.00 Tf ET q 0 0 0 rg BT 154.15 721.60 Td ( JPMORGAN CHASE REPOR) Tj ET Q q 0 0 0 rg BT 301.96 721.60 Td (TS RECORD NET) Tj ET Q q 0 0 0 rg BT 391.00 721.60 Td ( INCOME OF) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 112.60 708.40 Td ($9.7 BILLION, OR $2.82 PER SHARE, FOR ) Tj ET Q q 0 0 0 rg BT 327.84 708.40 Td (THE SECOND QUAR) Tj ET Q q 0 0 0 rg BT 434.41 708.40 Td (TER OF) Tj ET Q q 0 0 0 rg BT 474.65 708.40 Td ( 2019 ) Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 18.5 694.9 m 18.5 690.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 594.5 694.9 m 594.5 690.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 18.5 694.9 m 594.5 694.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 18.5 690.9 m 594.5 690.9 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 18.00 679.40 Td (SECOND QUAR) Tj ET Q q 0 0 0 rg BT 91.27 679.40 Td (TER 2019 RESUL) Tj ET Q q 0 0 0 rg BT 169.25 679.40 Td (TS) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 181.49 683.93 Td (1) Tj ET Q 0.37254901960784315 0.6392156862745098 0.39215686274509803 rg /GS0 gs 85.50 668.90 130.00 -33.00 re f /GS0 gs 0.37254901960784315 0.6392156862745098 0.39215686274509803 rg /GS0 gs 240.50 668.90 130.00 -33.00 re f /GS0 gs 0.37254901960784315 0.6392156862745098 0.39215686274509803 rg /GS0 gs 395.50 668.90 130.00 -33.00 re f /GS0 gs BT /F3 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 127.75 656.32 Td (ROE 16%) Tj ET Q BT /F3 10.00 Tf ET q 1 1 1 rg BT 119.75 643.32 Td (ROTCE) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 1 1 1 rg BT 154.75 648.09 Td (2 ) Tj ET Q BT /F3 10.00 Tf ET q 1 1 1 rg BT 160.17 643.32 Td (20%) Tj ET Q BT /F3 10.00 Tf ET q 1 1 1 rg BT 250.75 654.82 Td (Common equity T) Tj ET Q q 1 1 1 rg BT 335.01 654.82 Td (ier 1) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 1 1 1 rg BT 355.58 659.59 Td (3) Tj ET Q BT /F4 10.00 Tf ET q 1 1 1 rg BT 290.80 644.82 Td (12.2%) Tj ET Q BT /F3 10.00 Tf ET q 1 1 1 rg BT 418.35 654.82 Td (Net payout L) Tj ET Q q 1 1 1 rg BT 478.16 654.82 Td (TM) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 1 1 1 rg BT 492.60 659.59 Td (4,5) Tj ET Q BT /F4 10.00 Tf ET q 1 1 1 rg BT 449.95 644.82 Td (92%) Tj ET Q BT /F1 6.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 527.00 636.40 Td ( ) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 19.50 623.90 71.00 -43.00 re f /GS0 gs 0 0.403921568627451 0.7607843137254902 rg /GS0 gs 19.50 573.90 71.00 -76.00 re f /GS0 gs 0.32941176470588235 0.18823529411764706 0.10196078431372549 rg /GS0 gs 19.50 490.90 71.00 -52.00 re f /GS0 gs 0.6705882352941176 0.5137254901960784 0.35294117647058826 rg /GS0 gs 19.50 431.90 71.00 -42.00 re f /GS0 gs 0.5176470588235295 0.29411764705882354 0.1568627450980392 rg /GS0 gs 19.50 382.90 71.00 -44.00 re f /GS0 gs BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 32.55 604.82 Td (Firmwide) Tj ET Q BT /F4 10.00 Tf ET q 1 1 1 rg BT 36.95 594.82 Td (Metrics) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 611.64 cm /I1 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 615.16 Td (Reported revenue of $28.8 billion; managed revenue ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 606.16 Td (of $29.6 billion) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 159.75 610.24 Td (2) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 586.54 cm /I2 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 589.26 Td (A) Tj ET Q q 0 0 0 rg BT 109.83 589.26 Td (verage total loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 173.31 593.34 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.77 589.26 Td (up 2% ) Tj ET Q q 0 0 0 rg BT 199.93 589.26 Td (Y) Tj ET Q q 0 0 0 rg BT 205.53 589.26 Td (oY) Tj ET Q q 0 0 0 rg BT 216.20 589.26 Td ( and down 1% QoQ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 43.65 544.42 Td (CCB) Tj ET Q BT /F3 8.00 Tf ET q 1 1 1 rg BT 36.70 521.88 Td (ROE 31% ) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 561.64 cm /I3 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 565.16 Td (A) Tj ET Q q 0 0 0 rg BT 109.83 565.16 Td (verage loans down 2%; Home Lending loans down) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 554.36 Td (7% impacted by loan sales; credit card loans up 8%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 534.64 cm /I4 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 537.26 Td (Client investment assets up 16%; average deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 528.26 Td (up 3%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 510.64 cm /I5 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 514.16 Td (Credit card sales volume) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 193.22 518.24 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.15 514.16 Td ( up 1) Tj ET Q q 0 0 0 rg BT 213.81 514.16 Td (1%; merchant ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 505.16 Td (processing volume up 12%) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 45.85 471.42 Td (CIB) Tj ET Q BT /F3 8.00 Tf ET q 1 1 1 rg BT 36.70 452.88 Td (ROE 14% ) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 478.64 cm /I6 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 482.16 Td (Maintained #1 ranking for Global Investment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 473.16 Td (Banking fees with 9.2% wallet share ) Tj ET Q q 0 0 0 rg BT 237.88 473.16 Td (YTD) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 451.64 cm /I7 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 455.16 Td (T) Tj ET Q q 0 0 0 rg BT 108.87 455.16 Td (otal Markets revenue of $5.4 billion was flat, or ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 444.36 Td (down 6% adjusted) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 170.49 448.44 Td (7) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 47.25 417.42 Td (CB) Tj ET Q BT /F3 8.00 Tf ET q 1 1 1 rg BT 36.70 398.88 Td (ROE 17% ) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 418.54 cm /I8 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 421.26 Td (Gross Investment Banking revenue of $592 million) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 402.64 cm /I9 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 405.66 Td (Strong credit performance with net char) Tj ET Q q 0 0 0 rg BT 247.53 405.66 Td (ge-of) Tj ET Q q 0 0 0 rg BT 266.36 405.66 Td (fs of ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 394.86 Td (3 bps ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 42.25 367.42 Td (A) Tj ET Q q 1 1 1 rg BT 48.92 367.42 Td (WM) Tj ET Q BT /F3 8.00 Tf ET q 1 1 1 rg BT 36.70 348.88 Td (ROE 27% ) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 368.54 cm /I10 Do Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.00 371.26 Td (A) Tj ET Q q 0 0 0 rg BT 110.17 371.26 Td (verage loan balances up 7%) Tj ET Q /GS0 gs q 7.47 0 0 9.76 93.00 351.64 cm /I11 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 354.66 Td (Assets under management \(AUM\) of $2.2 trillion,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 104.00 343.86 Td (up 7%) Tj ET Q BT /F1 10.00 Tf ET 0.9215686274509803 0.9490196078431372 0.9607843137254902 rg /GS0 gs 305.50 623.90 288.00 -284.00 re f /GS0 gs 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 623.9 m 305.5 339.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 593.5 623.9 m 593.5 339.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 623.9 m 593.5 623.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 339.9 m 593.5 339.9 l s BT /F1 8.50 Tf ET q 0 0 0 rg BT 308.00 615.51 Td (Jamie Dimon, Chairman and CEO, commented on the financial results:? Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 552.56 615.51 Td (W) Tj ET Q q 0 0 0 rg BT 563.59 615.51 Td (e had a ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 607.00 Td (str) Tj ET Q q 0 0 0 rg BT 316.66 607.00 Td (ong second quarter and first half of 2019, benefitting fr) Tj ET Q q 0 0 0 rg BT 504.76 607.00 Td (om our diversified ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 598.50 Td (global business model. W) Tj ET Q q 0 0 0 rg BT 394.11 598.50 Td (e continue to see positive momentum with the U.S. ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 590.00 Td (consumer ?healthy confidence levels, solid job cr) Tj ET Q q 0 0 0 rg BT 477.65 590.00 Td (eation and rising wages ?which ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 581.50 Td (ar) Tj ET Q q 0 0 0 rg BT 315.24 581.50 Td (e r) Tj ET Q q 0 0 0 rg BT 324.13 581.50 Td (eflected in our Consumer & Community Banking r) Tj ET Q q 0 0 0 rg BT 495.93 581.50 Td (esults. Double-digit gr) Tj ET Q q 0 0 0 rg BT 572.35 581.50 Td (owth ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 573.00 Td (in cr) Tj ET Q q 0 0 0 rg BT 323.50 573.00 Td (edit car) Tj ET Q q 0 0 0 rg BT 349.39 573.00 Td (d sales and mer) Tj ET Q q 0 0 0 rg BT 402.67 573.00 Td (chant pr) Tj ET Q q 0 0 0 rg BT 430.92 573.00 Td (ocessing volumes r) Tj ET Q q 0 0 0 rg BT 495.29 573.00 Td (eflected healthy consumer ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 564.50 Td (spending and dr) Tj ET Q q 0 0 0 rg BT 362.94 564.50 Td (ove 8% gr) Tj ET Q q 0 0 0 rg BT 397.55 564.50 Td (owth in cr) Tj ET Q q 0 0 0 rg BT 431.71 564.50 Td (edit car) Tj ET Q q 0 0 0 rg BT 457.60 564.50 Td (d loans, while mortgage and auto ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 556.00 Td (originations showed solid impr) Tj ET Q q 0 0 0 rg BT 413.71 556.00 Td (ovement, and we continued to attract new deposits, ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 547.50 Td (up 3%.Client investment assets wer) Tj ET Q q 0 0 0 rg BT 430.45 547.50 Td (e up 16%, driven by both physical and digital ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 539.00 Td (channels, including Y) Tj ET Q q 0 0 0 rg BT 380.65 539.00 Td (ou Invest.? Tj ET Q BT /F1 8.50 Tf ET q 0 0 0 rg BT 308.00 530.51 Td (? Tj ET Q BT /F1 8.50 Tf ET q 0 0 0 rg BT 308.00 522.01 Td (Dimon added:? Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 358.52 522.01 Td (In the Corporate & Investment Bank, Markets performance was ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 513.50 Td (r) Tj ET Q q 0 0 0 rg BT 310.99 513.50 Td (elatively steady on slightly lower client volume, pr) Tj ET Q q 0 0 0 rg BT 482.06 513.50 Td (obably due to slightly higher ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 505.00 Td (global macr) Tj ET Q q 0 0 0 rg BT 349.00 505.00 Td (oeconomic and geopolitical uncertainties. T) Tj ET Q q 0 0 0 rg BT 498.44 505.00 Td (r) Tj ET Q q 0 0 0 rg BT 501.44 505.00 Td (easury Services and ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 496.50 Td (Securities Services demonstrated good or) Tj ET Q q 0 0 0 rg BT 448.86 496.50 Td (ganic gr) Tj ET Q q 0 0 0 rg BT 477.11 496.50 Td (owth despite headwinds fr) Tj ET Q q 0 0 0 rg BT 565.81 496.50 Td (om ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 488.00 Td (rates. ) Tj ET Q q 0 0 0 rg BT 329.10 488.00 Td (Although the global wallet was down, year) Tj ET Q q 0 0 0 rg BT 474.61 488.00 Td (-to-date the Firm ranked #1 in ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 479.50 Td (Global IB fees and gained shar) Tj ET Q q 0 0 0 rg BT 414.16 479.50 Td (e acr) Tj ET Q q 0 0 0 rg BT 431.08 479.50 Td (oss pr) Tj ET Q q 0 0 0 rg BT 451.31 479.50 Td (oducts and r) Tj ET Q q 0 0 0 rg BT 493.49 479.50 Td (egions, with particular ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 471.00 Td (str) Tj ET Q q 0 0 0 rg BT 316.66 471.00 Td (ength fr) Tj ET Q q 0 0 0 rg BT 343.03 471.00 Td (om Commer) Tj ET Q q 0 0 0 rg BT 384.50 471.00 Td (cial Banking, wher) Tj ET Q q 0 0 0 rg BT 448.64 471.00 Td (e gr) Tj ET Q q 0 0 0 rg BT 461.78 471.00 Td (oss IB r) Tj ET Q q 0 0 0 rg BT 487.91 471.00 Td (evenue was up 8% for the ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 462.50 Td (first half of the year) Tj ET Q q 0 0 0 rg BT 374.58 462.50 Td (. ) Tj ET Q q 0 0 0 rg BT 378.68 462.50 Td (And in ) Tj ET Q q 0 0 0 rg BT 403.08 462.50 Td (Asset & W) Tj ET Q q 0 0 0 rg BT 438.19 462.50 Td (ealth Management, ) Tj ET Q q 0 0 0 rg BT 505.78 462.50 Td (AUMand client assets ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 454.00 Td (gr) Tj ET Q q 0 0 0 rg BT 315.24 454.00 Td (ew 7%, both due to higher asset values andnet inflows into long-term and ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 445.50 Td (liquidity pr) Tj ET Q q 0 0 0 rg BT 345.70 445.50 Td (oducts.? Tj ET Q BT /F1 8.50 Tf ET q 0 0 0 rg BT 308.00 437.01 Td (? Tj ET Q BT /F1 8.50 Tf ET q 0 0 0 rg BT 308.00 428.51 Td (Dimon concluded:? Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 373.15 428.51 Td (W) Tj ET Q q 0 0 0 rg BT 384.18 428.51 Td (e wer) Tj ET Q q 0 0 0 rg BT 402.52 428.51 Td (e pleased to announce a meaningful incr) Tj ET Q q 0 0 0 rg BT 540.54 428.51 Td (ease to our ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 420.00 Td (dividend and r) Tj ET Q q 0 0 0 rg BT 357.26 420.00 Td (epur) Tj ET Q q 0 0 0 rg BT 372.53 420.00 Td (chases. Whilewe always pr) Tj ET Q q 0 0 0 rg BT 465.94 420.00 Td (efer to invest capital back into the ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 411.50 Td (business, ourcapital plan pr) Tj ET Q q 0 0 0 rg BT 405.21 411.50 Td (ovides us with the capacity and flexibility to r) Tj ET Q q 0 0 0 rg BT 559.76 411.50 Td (eturn ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 403.00 Td (excess capital to our shar) Tj ET Q q 0 0 0 rg BT 395.04 403.00 Td (eholders. W) Tj ET Q q 0 0 0 rg BT 434.86 403.00 Td (e have opened new branches, announced ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 394.50 Td (strategic acquisitions like InstaMed, and invested in digital pr) Tj ET Q q 0 0 0 rg BT 518.98 394.50 Td (oducts to deepen ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 386.00 Td (our engagement with our customers, who have now opened over 2 million ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 377.50 Td (accounts digitally and activated over 60 million Chase Offers. W) Tj ET Q q 0 0 0 rg BT 528.19 377.50 Td (e also continued ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 369.00 Td (our investments in local communities ?for example, we expanded our long-term ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 360.50 Td (commitment to Detr) Tj ET Q q 0 0 0 rg BT 375.68 360.50 Td (oit fr) Tj ET Q q 0 0 0 rg BT 392.13 360.50 Td (om $150 million to $200 million as we continue to learn ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 352.00 Td (how to drive inclusive gr) Tj ET Q q 0 0 0 rg BT 392.20 352.00 Td (owth in the communities ar) Tj ET Q q 0 0 0 rg BT 484.44 352.00 Td (ound the world that need the ) Tj ET Q BT /F5 8.50 Tf ET q 0 0 0 rg BT 308.00 343.50 Td (most support.? Tj ET Q BT /F1 10.00 Tf ET 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 17.5 328.9 m 17.5 324.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 593.5 328.9 m 593.5 324.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 17.5 328.9 m 593.5 328.9 l s 0.6745098039215687 0.6745098039215687 0.6745098039215687 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 17.5 324.9 m 593.5 324.9 l s BT /F1 10.00 Tf ET BT /F2 9.00 Tf ET q 0 0 0 rg BT 18.00 306.95 Td (SIGNIFICANT) Tj ET Q q 0 0 0 rg BT 77.85 306.95 Td ( ITEMS) Tj ET Q /GS0 gs q 6.72 0 0 9.78 18.00 289.30 cm /I12 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 24.72 291.15 Td ( ) Tj ET Q q 0 0 0 rg BT 30.00 291.15 Td (2Q19 results include $768 million of firmwide income tax benefits \($0.23 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 30.00 280.35 Td (increase in earnings per share\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 18.00 261.95 Td (FOR) Tj ET Q q 0 0 0 rg BT 36.68 261.95 Td (TRESS PRINCIPLES) Tj ET Q /GS0 gs q 6.72 0 0 9.78 18.00 244.30 cm /I13 Do Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 24.72 246.15 Td ( ) Tj ET Q q 0 0 0 rg BT 30.00 246.15 Td (Book value per share of $73.77, up 7%; 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (2) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 742.10 Td (In ) Tj ET Q q 0 0 0 rg BT 61.33 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 77.05 742.10 Td (discussion ) Tj ET Q q 0 0 0 rg BT 122.22 742.10 Td (below ) Tj ET Q q 0 0 0 rg BT 149.60 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 160.88 742.10 Td (Firmwide ) Tj ET Q q 0 0 0 rg BT 203.27 742.10 Td (r) Tj ET Q q 0 0 0 rg BT 206.79 742.10 Td (esults ) Tj ET Q q 0 0 0 rg BT 233.07 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 244.35 742.10 Td (JPMor) Tj ET Q q 0 0 0 rg BT 271.74 742.10 Td (gan ) Tj ET Q q 0 0 0 rg BT 290.24 742.10 Td (Chase ) Tj ET Q q 0 0 0 rg BT 318.74 742.10 Td (& ) Tj ET Q q 0 0 0 rg BT 330.02 742.10 Td (Co. ) Tj ET Q q 0 0 0 rg BT 347.69 742.10 Td (\(JPMor) Tj ET Q q 0 0 0 rg BT 383.98 742.10 Td (gan ) Tj ET Q q 0 0 0 rg BT 402.48 742.10 Td (Chase?) Tj ET Q q 0 0 0 rg BT 436.54 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 448.93 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 464.65 742.10 Td (Firm\), ) Tj ET Q q 0 0 0 rg BT 505.10 742.10 Td (information ) Tj ET Q q 0 0 0 rg BT 555.83 742.10 Td (is ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 730.10 Td (pr) Tj ET Q q 0 0 0 rg BT 58.02 730.10 Td (esented ) Tj ET Q q 0 0 0 rg BT 90.59 730.10 Td (on ) Tj ET Q q 0 0 0 rg BT 103.17 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 110.75 730.10 Td (managed ) Tj ET Q q 0 0 0 rg BT 149.99 730.10 Td (basis, ) Tj ET Q q 0 0 0 rg BT 175.64 730.10 Td (which ) Tj ET Q q 0 0 0 rg BT 202.11 730.10 Td (is ) Tj ET Q q 0 0 0 rg BT 211.36 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 218.94 730.10 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 262.64 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 265.22 730.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 303.35 730.10 Td (measur) Tj ET Q q 0 0 0 rg BT 332.42 730.10 Td (e, ) Tj ET Q q 0 0 0 rg BT 341.95 730.10 Td (unless ) Tj ET Q q 0 0 0 rg BT 369.53 730.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 411.00 730.10 Td (specified. ) Tj ET Q q 0 0 0 rg BT 451.62 730.10 Td (The ) Tj ET Q q 0 0 0 rg BT 469.20 730.10 Td (discussion ) Tj ET Q q 0 0 0 rg BT 513.45 730.10 Td (below ) Tj ET Q q 0 0 0 rg BT 539.92 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.28 730.10 Td (the ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 718.10 Td (Firm? Tj ET Q q 0 0 0 rg BT 71.54 718.10 Td (s ) Tj ET Q q 0 0 0 rg BT 78.75 718.10 Td (business ) Tj ET Q q 0 0 0 rg BT 115.95 718.10 Td (segments ) Tj ET Q q 0 0 0 rg BT 155.93 718.10 Td (is ) Tj ET Q q 0 0 0 rg BT 165.91 718.10 Td (also ) Tj ET Q q 0 0 0 rg BT 185.90 718.10 Td (pr) Tj ET Q q 0 0 0 rg BT 194.42 718.10 Td (esented ) Tj ET Q q 0 0 0 rg BT 227.72 718.10 Td (on ) Tj ET Q q 0 0 0 rg BT 241.03 718.10 Td (a ) Tj ET Q q 0 0 0 rg BT 249.35 718.10 Td (managed ) Tj ET Q q 0 0 0 rg BT 289.32 718.10 Td (basis. ) Tj ET Q q 0 0 0 rg BT 315.70 718.10 Td (For ) Tj ET Q q 0 0 0 rg BT 334.01 718.10 Td (mor) Tj ET Q q 0 0 0 rg BT 349.75 718.10 Td (e ) Tj ET Q q 0 0 0 rg BT 357.51 718.10 Td (information ) Tj ET Q q 0 0 0 rg BT 408.05 718.10 Td (about ) Tj ET Q q 0 0 0 rg BT 434.14 718.10 Td (managed ) Tj ET Q q 0 0 0 rg BT 474.11 718.10 Td (basis, ) Tj ET Q q 0 0 0 rg BT 500.49 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 518.80 718.10 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 562.50 718.10 Td ( ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 706.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 87.55 706.10 Td (measur) Tj ET Q q 0 0 0 rg BT 116.62 706.10 Td (es ) Tj ET Q q 0 0 0 rg BT 127.45 706.10 Td (used ) Tj ET Q q 0 0 0 rg BT 148.28 706.10 Td (by ) Tj ET Q q 0 0 0 rg BT 160.22 706.10 Td (management ) Tj ET Q q 0 0 0 rg BT 213.82 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 224.10 706.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 260.47 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 275.19 706.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 328.79 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 339.07 706.10 Td (each ) Tj ET Q q 0 0 0 rg BT 360.44 706.10 Td (line ) Tj ET Q q 0 0 0 rg BT 377.94 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 388.22 706.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 427.11 706.10 Td (r) Tj ET Q q 0 0 0 rg BT 430.63 706.10 Td (efer ) Tj ET Q q 0 0 0 rg BT 448.67 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 458.95 706.10 Td (page ) Tj ET Q q 0 0 0 rg BT 480.89 706.10 Td (6.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 688.10 Td (Comparisons ) Tj ET Q q 0 0 0 rg BT 104.77 688.10 Td (noted ) Tj ET Q q 0 0 0 rg BT 128.92 688.10 Td (in ) Tj ET Q q 0 0 0 rg BT 138.63 688.10 Td (the ) Tj ET Q q 0 0 0 rg BT 152.78 688.10 Td (sections ) Tj ET Q q 0 0 0 rg BT 186.92 688.10 Td (below ) Tj ET Q q 0 0 0 rg BT 212.74 688.10 Td (ar) Tj ET Q q 0 0 0 rg BT 221.26 688.10 Td (e ) Tj ET Q q 0 0 0 rg BT 227.63 688.10 Td (for ) Tj ET Q q 0 0 0 rg BT 241.23 688.10 Td (the ) Tj ET Q q 0 0 0 rg BT 255.38 688.10 Td (second ) Tj ET Q q 0 0 0 rg BT 285.08 688.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 317.01 688.10 Td (of ) Tj ET Q q 0 0 0 rg BT 326.71 688.10 Td (2019 ) Tj ET Q q 0 0 0 rg BT 348.65 688.10 Td (versus ) Tj ET Q q 0 0 0 rg BT 376.13 688.10 Td (the ) Tj ET Q q 0 0 0 rg BT 390.27 688.10 Td (prior) Tj ET Q q 0 0 0 rg BT 410.64 688.10 Td (-year ) Tj ET Q q 0 0 0 rg BT 433.66 688.10 Td (second ) Tj ET Q q 0 0 0 rg BT 463.36 688.10 Td (quarter) Tj ET Q q 0 0 0 rg BT 492.25 688.10 Td (, ) Tj ET Q q 0 0 0 rg BT 496.68 688.10 Td (unless ) Tj ET Q q 0 0 0 rg BT 523.61 688.10 Td (otherwise ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 49.50 676.10 Td (specified.) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 665.60 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 52.50 657.95 136.87 -9.82 re f /GS0 gs q 1 1 1 rg BT 52.50 650.50 Td (JPMORGAN CHASE \(JPM\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 634.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.43 634.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 100.56 634.10 Td (on ) Tj ET Q q 0 0 0 rg BT 113.05 634.10 Td (a ) Tj ET Q q 0 0 0 rg BT 119.98 634.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 155.79 634.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 178.28 634.10 Td (was ) Tj ET Q q 0 0 0 rg BT 196.32 634.10 Td ($28.8 ) Tj ET Q q 0 0 0 rg BT 221.31 634.10 Td (billion, ) Tj ET Q q 0 0 0 rg BT 252.42 634.10 Td ($29.1 ) Tj ET Q q 0 0 0 rg BT 277.41 634.10 Td (billion, ) Tj ET Q q 0 0 0 rg BT 308.51 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 325.44 634.10 Td ($27.8 ) Tj ET Q q 0 0 0 rg BT 350.43 634.10 Td (billion ) Tj ET Q q 0 0 0 rg BT 379.03 634.10 Td (for ) Tj ET Q q 0 0 0 rg BT 393.18 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 407.89 634.10 Td (second ) Tj ET Q q 0 0 0 rg BT 438.15 634.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 468.95 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.77 634.10 Td (2019, ) Tj ET Q q 0 0 0 rg BT 504.76 634.10 Td (first ) Tj ET Q q 0 0 0 rg BT 523.36 634.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 554.17 634.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 622.10 Td (2019, ) Tj ET Q q 0 0 0 rg BT 74.50 622.10 Td (and ) Tj ET Q q 0 0 0 rg BT 91.44 622.10 Td (second ) Tj ET Q q 0 0 0 rg BT 121.71 622.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 152.52 622.10 Td (of ) Tj ET Q q 0 0 0 rg BT 163.35 622.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 188.35 622.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 236.01 622.10 Td (.) Tj ET Q 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 611.60 163.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 213.00 611.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 264.00 611.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 268.00 611.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 319.00 611.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 323.00 611.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 611.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 611.60 90.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 611.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 611.60 90.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 595.60 163.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 213.00 595.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 264.00 595.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 268.00 595.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 319.00 595.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 323.00 595.60 51.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 595.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 595.60 45.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 595.60 45.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 595.60 4.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 595.60 45.00 -16.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 595.60 45.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 531.60 163.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 213.00 531.60 51.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 264.00 531.60 4.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 268.00 531.60 51.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 319.00 531.60 4.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 323.00 531.60 51.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 531.60 4.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 531.60 45.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 531.60 45.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 531.60 4.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 531.60 45.00 -16.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 531.60 45.00 -16.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 595.6 m 423 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 595.6 m 468 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 595.6 m 472 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 595.6 m 517 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 595.6 m 562 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 579.6 m 213 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213 595.6 m 264 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213 579.6 m 264 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 595.6 m 268 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 579.6 m 268 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268 595.6 m 319 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268 579.6 m 319 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 595.6 m 323 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 579.6 m 323 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323 595.6 m 374 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323 579.6 m 374 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 595.6 m 378 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 579.6 m 378 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 595.6 m 423 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 579.6 m 423 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 579.6 m 468 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 579.6 m 472 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 579.6 m 517 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 579.6 m 562 579.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 531.6 m 264 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 531.6 m 319 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 531.6 m 374 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 531.6 m 468 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 531.6 m 562 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 531.6 m 213 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 515.6 m 213 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 531.6 m 264 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 515.6 m 264 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 531.6 m 268 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 515.6 m 268 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 531.6 m 319 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 515.6 m 319 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 531.6 m 323 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 515.6 m 323 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 531.6 m 374 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 515.6 m 374 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 531.6 m 378 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 515.6 m 378 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 531.6 m 423 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 515.6 m 423 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 531.6 m 468 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 515.6 m 468 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 531.6 m 472 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 515.6 m 472 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 531.6 m 517 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 515.6 m 517 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 531.6 m 562 531.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 515.6 m 562 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 499.6 m 213 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 515.6 m 264 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 499.6 m 264 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 499.6 m 268 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 515.6 m 319 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 499.6 m 319 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 515.6 m 323 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 499.6 m 323 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 515.6 m 374 515.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 499.6 m 374 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 499.6 m 378 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 499.6 m 423 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 515.6 m 468 515.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 499.6 m 468 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 499.6 m 472 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 499.6 m 517 499.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 515.6 m 562 515.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 499.6 m 562 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 483.6 m 213 483.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 499.6 m 264 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 483.6 m 264 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 499.6 m 268 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 483.6 m 268 483.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 499.6 m 319 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 483.6 m 319 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 499.6 m 323 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 483.6 m 323 483.6 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 499.6 m 374 499.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 483.6 m 374 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 483.6 m 378 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 483.6 m 423 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 483.6 m 468 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 483.6 m 472 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 483.6 m 517 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 483.6 m 562 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 467.6 m 213 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 483.6 m 264 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 213 467.6 m 264 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 264 467.6 m 268 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 483.6 m 319 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 268 467.6 m 319 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 319 467.6 m 323 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 483.6 m 374 483.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 323 467.6 m 374 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 467.6 m 378 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 467.6 m 423 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 467.6 m 468 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 467.6 m 472 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 467.6 m 517 467.6 l s 0.4980392156862745 0.4980392156862745 0.4980392156862745 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 467.6 m 562 467.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 600.27 Td (Results for JPM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 600.27 Td (1Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 600.27 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 584.27 Td (\($millions, except per share data\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.85 584.27 Td (2Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.85 584.27 Td (1Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.85 584.27 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 584.27 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 584.27 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 584.27 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 584.27 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 570.17 Td (Net revenue - managed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.60 568.27 Td (29,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.60 568.27 Td (29,851) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.60 568.27 Td (28,388) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 568.32 Td (\(285) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 568.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 568.27 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 568.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 568.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.65 568.27 Td (1,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 568.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 568.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 554.17 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.60 552.27 Td (16,341) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.60 552.27 Td (16,395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.60 552.27 Td (15,971) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.80 552.32 Td (\(54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 552.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.80 552.27 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 552.27 Td (370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 552.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 538.17 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.65 536.27 Td (1,149) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.65 536.27 Td (1,495) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 536.27 Td (1,210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 536.32 Td (\(346) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 536.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.45 536.27 Td (\(23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 536.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.80 536.32 Td (\(61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 536.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.80 536.32 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 536.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 522.17 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.65 520.27 Td (9,652) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.65 520.27 Td (9,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 520.27 Td (8,316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 520.27 Td (473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.80 520.27 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 520.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 520.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.65 520.27 Td (1,336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 520.27 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 520.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 506.17 Td (Earnings per share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.65 504.27 Td (2.82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.65 504.27 Td (2.65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 504.27 Td (2.29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 504.27 Td (0.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.80 504.27 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 504.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 504.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 504.27 Td (0.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 504.27 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 504.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 490.17 Td (Return on common equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.15 488.27 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 488.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 488.27 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 488.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 488.27 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.15 488.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 474.17 Td (Return on tangible common equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.15 472.27 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 472.27 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 472.27 Td (17) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 450.10 Td (Discussion of Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 432.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.88 432.10 Td (income ) Tj ET Q q 0 0 0 rg BT 99.25 432.10 Td (was ) Tj ET Q q 0 0 0 rg BT 117.75 432.10 Td (a ) Tj ET Q q 0 0 0 rg BT 125.13 432.10 Td (record ) Tj ET Q q 0 0 0 rg BT 153.60 432.10 Td ($9.7 ) Tj ET Q q 0 0 0 rg BT 174.04 432.10 Td (billion, ) Tj ET Q q 0 0 0 rg BT 205.60 432.10 Td (up ) Tj ET Q q 0 0 0 rg BT 218.54 432.10 Td (16%, ) Tj ET Q q 0 0 0 rg BT 242.31 432.10 Td (which ) Tj ET Q q 0 0 0 rg BT 269.69 432.10 Td (included ) Tj ET Q q 0 0 0 rg BT 307.06 432.10 Td (income ) Tj ET Q q 0 0 0 rg BT 339.44 432.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 354.60 432.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 389.19 432.10 Td (of ) Tj ET Q q 0 0 0 rg BT 400.46 432.10 Td ($768 ) Tj ET Q q 0 0 0 rg BT 423.41 432.10 Td (million ) Tj ET Q q 0 0 0 rg BT 455.24 432.10 Td (related ) Tj ET Q q 0 0 0 rg BT 485.38 432.10 Td (to ) Tj ET Q q 0 0 0 rg BT 496.10 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 511.26 432.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 554.19 432.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 420.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 79.20 420.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 93.92 420.10 Td (audits. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 402.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.34 402.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 100.39 402.10 Td (was ) Tj ET Q q 0 0 0 rg BT 118.34 402.10 Td ($29.6 ) Tj ET Q q 0 0 0 rg BT 143.25 402.10 Td (billion, ) Tj ET Q q 0 0 0 rg BT 174.26 402.10 Td (up ) Tj ET Q q 0 0 0 rg BT 186.66 402.10 Td (4%. ) Tj ET Q q 0 0 0 rg BT 204.90 402.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 221.74 402.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 253.57 402.10 Td (income ) Tj ET Q q 0 0 0 rg BT 285.41 402.10 Td (was ) Tj ET Q q 0 0 0 rg BT 303.36 402.10 Td ($14.5 ) Tj ET Q q 0 0 0 rg BT 328.26 402.10 Td (billion, ) Tj ET Q q 0 0 0 rg BT 359.28 402.10 Td (up ) Tj ET Q q 0 0 0 rg BT 371.68 402.10 Td (7%, ) Tj ET Q q 0 0 0 rg BT 389.92 402.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 417.86 402.10 Td (by ) Tj ET Q q 0 0 0 rg BT 430.27 402.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 463.20 402.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 486.15 402.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 516.88 402.10 Td (and ) Tj ET Q q 0 0 0 rg BT 533.72 402.10 Td (mix, ) Tj ET Q q 0 0 0 rg BT 554.18 402.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 390.10 Td (well ) Tj ET Q q 0 0 0 rg BT 68.75 390.10 Td (as ) Tj ET Q q 0 0 0 rg BT 79.11 390.10 Td (the ) Tj ET Q q 0 0 0 rg BT 93.36 390.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 122.61 390.10 Td (of ) Tj ET Q q 0 0 0 rg BT 132.97 390.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 160.55 390.10 Td (rates. ) Tj ET Q q 0 0 0 rg BT 183.96 390.10 Td (Noninterest ) Tj ET Q q 0 0 0 rg BT 232.65 390.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 266.32 390.10 Td (was ) Tj ET Q q 0 0 0 rg BT 283.91 390.10 Td ($15.0 ) Tj ET Q q 0 0 0 rg BT 308.44 390.10 Td (billion, ) Tj ET Q q 0 0 0 rg BT 339.09 390.10 Td (up ) Tj ET Q q 0 0 0 rg BT 351.12 390.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 410.91 390.10 Td ($300 ) Tj ET Q q 0 0 0 rg BT 432.94 390.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 466.37 390.10 Td (or ) Tj ET Q q 0 0 0 rg BT 476.73 390.10 Td (2%, ) Tj ET Q q 0 0 0 rg BT 494.59 390.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 522.17 390.10 Td (by ) Tj ET Q q 0 0 0 rg BT 534.21 390.10 Td (several ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 378.10 Td (notable ) Tj ET Q q 0 0 0 rg BT 80.86 378.10 Td (items. ) Tj ET Q q 0 0 0 rg BT 106.96 378.10 Td (Excluding ) Tj ET Q q 0 0 0 rg BT 149.99 378.10 Td (these ) Tj ET Q q 0 0 0 rg BT 172.47 378.10 Td (items, ) Tj ET Q q 0 0 0 rg BT 198.56 378.10 Td (noninterest ) Tj ET Q q 0 0 0 rg BT 244.93 378.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 278.50 378.10 Td (was ) Tj ET Q q 0 0 0 rg BT 295.99 378.10 Td (relatively ) Tj ET Q q 0 0 0 rg BT 335.68 378.10 Td (flat, ) Tj ET Q q 0 0 0 rg BT 353.43 378.10 Td (with ) Tj ET Q q 0 0 0 rg BT 373.14 378.10 Td (strength ) Tj ET Q q 0 0 0 rg BT 407.29 378.10 Td (in ) Tj ET Q q 0 0 0 rg BT 416.99 378.10 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 460.03 378.10 Td (and ) Tj ET Q q 0 0 0 rg BT 476.40 378.10 Td (Community ) Tj ET Q q 0 0 0 rg BT 526.12 378.10 Td (Banking, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 366.10 Td (of) Tj ET Q q 0 0 0 rg BT 57.65 366.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 74.32 366.10 Td (by ) Tj ET Q q 0 0 0 rg BT 86.56 366.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 111.57 366.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 157.68 366.10 Td (banking ) Tj ET Q q 0 0 0 rg BT 192.14 366.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 210.47 366.10 Td (in ) Tj ET Q q 0 0 0 rg BT 220.49 366.10 Td (the ) Tj ET Q q 0 0 0 rg BT 234.94 366.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 277.16 366.10 Td (& ) Tj ET Q q 0 0 0 rg BT 287.18 366.10 Td (Investment ) Tj ET Q q 0 0 0 rg BT 333.85 366.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 357.19 366.10 Td (and ) Tj ET Q q 0 0 0 rg BT 373.87 366.10 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 425.53 366.10 Td (Banking, ) Tj ET Q q 0 0 0 rg BT 464.15 366.10 Td (as ) Tj ET Q q 0 0 0 rg BT 474.72 366.10 Td (well ) Tj ET Q q 0 0 0 rg BT 494.17 366.10 Td (as ) Tj ET Q q 0 0 0 rg BT 504.74 366.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 529.74 366.10 Td (Markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 354.10 Td (noninterest ) Tj ET Q q 0 0 0 rg BT 96.43 354.10 Td (revenue. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 336.10 Td (Noninterest ) Tj ET Q q 0 0 0 rg BT 98.15 336.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 132.35 336.10 Td (was ) Tj ET Q q 0 0 0 rg BT 149.90 336.10 Td ($16.3 ) Tj ET Q q 0 0 0 rg BT 174.39 336.10 Td (billion, ) Tj ET Q q 0 0 0 rg BT 205.00 336.10 Td (up ) Tj ET Q q 0 0 0 rg BT 217.00 336.10 Td (2%, ) Tj ET Q q 0 0 0 rg BT 234.82 336.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 262.36 336.10 Td (by ) Tj ET Q q 0 0 0 rg BT 274.36 336.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 315.78 336.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 365.55 336.10 Td (in ) Tj ET Q q 0 0 0 rg BT 375.33 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.54 336.10 Td (business ) Tj ET Q q 0 0 0 rg BT 425.42 336.10 Td (and ) Tj ET Q q 0 0 0 rg BT 441.86 336.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 469.40 336.10 Td (auto ) Tj ET Q q 0 0 0 rg BT 488.61 336.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 510.59 336.10 Td (depreciation, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 324.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 85.32 324.10 Td (of) Tj ET Q q 0 0 0 rg BT 93.47 324.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 110.41 324.10 Td (by ) Tj ET Q q 0 0 0 rg BT 122.91 324.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 148.18 324.10 Td (FDIC ) Tj ET Q q 0 0 0 rg BT 173.46 324.10 Td (char) Tj ET Q q 0 0 0 rg BT 190.49 324.10 Td (ges. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 306.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.63 306.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 108.00 306.10 Td (for ) Tj ET Q q 0 0 0 rg BT 122.24 306.10 Td (firmwide ) Tj ET Q q 0 0 0 rg BT 161.48 306.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 186.83 306.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 213.31 306.10 Td (was ) Tj ET Q q 0 0 0 rg BT 231.45 306.10 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 251.53 306.10 Td (billion, ) Tj ET Q q 0 0 0 rg BT 282.73 306.10 Td (down ) Tj ET Q q 0 0 0 rg BT 307.54 306.10 Td (5% ) Tj ET Q q 0 0 0 rg BT 323.45 306.10 Td (as ) Tj ET Q q 0 0 0 rg BT 334.37 306.10 Td (the ) Tj ET Q q 0 0 0 rg BT 349.17 306.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 390.63 306.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 431.00 306.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.91 306.10 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 462.00 306.10 Td (billion ) Tj ET Q q 0 0 0 rg BT 490.70 306.10 Td (was ) Tj ET Q q 0 0 0 rg BT 508.83 306.10 Td (relatively ) Tj ET Q q 0 0 0 rg BT 549.18 306.10 Td (flat ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 294.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.78 294.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 81.72 294.10 Td (year ) Tj ET Q q 0 0 0 rg BT 101.42 294.10 Td (and ) Tj ET Q q 0 0 0 rg BT 118.36 294.10 Td (the ) Tj ET Q q 0 0 0 rg BT 133.08 294.10 Td (wholesale ) Tj ET Q q 0 0 0 rg BT 175.56 294.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 215.84 294.10 Td (of ) Tj ET Q q 0 0 0 rg BT 226.67 294.10 Td ($27 ) Tj ET Q q 0 0 0 rg BT 244.17 294.10 Td (million ) Tj ET Q q 0 0 0 rg BT 275.56 294.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 317.48 294.10 Td (by ) Tj ET Q q 0 0 0 rg BT 329.98 294.10 Td ($75 ) Tj ET Q q 0 0 0 rg BT 347.48 294.10 Td (million. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.37 294.10 Td ( ) Tj ET Q q 0 0 0 rg BT 383.87 294.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 276.10 Td ( ) Tj ET Q endstream endobj 7 0 obj <> endobj 8 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (3) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 746.50 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 52.50 738.85 239.75 -9.82 re f /GS0 gs q 1 1 1 rg BT 52.50 731.40 Td (CONSUMER & COMMUNITY) Tj ET Q q 1 1 1 rg BT 203.64 731.40 Td ( BANKING \(CCB\)) Tj ET Q 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 49.50 716.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 230.50 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 275.50 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 279.50 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 324.50 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 328.50 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 373.50 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 377.50 716.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 467.50 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 471.50 716.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 49.50 701.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 230.50 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 275.50 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 279.50 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 324.50 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 328.50 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 373.50 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 377.50 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 422.50 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 467.50 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 471.50 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 516.50 701.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 49.50 596.50 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 230.50 596.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 275.50 596.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 279.50 596.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 324.50 596.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 328.50 596.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 373.50 596.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 377.50 596.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 422.50 596.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 467.50 596.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 471.50 596.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 516.50 596.50 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 701.5 m 422.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 701.5 m 467.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 701.5 m 471.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 701.5 m 516.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 701.5 m 561.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 686.5 m 230.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 686.5 m 275.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 686.5 m 279.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 686.5 m 324.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 686.5 m 328.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 686.5 m 373.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 686.5 m 377.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 686.5 m 422.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 686.5 m 467.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 686.5 m 471.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 686.5 m 516.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 686.5 m 275.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 686.5 m 324.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 686.5 m 373.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 686.5 m 467.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 686.5 m 471.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 686.5 m 516.5 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 686.5 m 561.5 686.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 230.5 596.5 m 275.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 279.5 596.5 m 324.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 328.5 596.5 m 373.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 422.5 596.5 m 467.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 516.5 596.5 m 561.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 49.5 596.5 m 230.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 49.5 581.5 m 230.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 230.5 596.5 m 275.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 230.5 581.5 m 275.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 275.5 596.5 m 279.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 275.5 581.5 m 279.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 279.5 596.5 m 324.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 279.5 581.5 m 324.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 324.5 596.5 m 328.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 324.5 581.5 m 328.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 328.5 596.5 m 373.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 328.5 581.5 m 373.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 373.5 596.5 m 377.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 373.5 581.5 m 377.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 377.5 596.5 m 422.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 377.5 581.5 m 422.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 422.5 596.5 m 467.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 422.5 581.5 m 467.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 467.5 596.5 m 471.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 467.5 581.5 m 471.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 471.5 596.5 m 516.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 471.5 581.5 m 516.5 581.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 516.5 596.5 m 561.5 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 516.5 581.5 m 561.5 581.5 l s BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 52.00 706.17 Td (Results for CCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.85 706.17 Td (1Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.85 706.17 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 691.17 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.35 691.17 Td (2Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.35 691.17 Td (1Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.35 691.17 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.80 691.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.10 691.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.80 691.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.10 691.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 677.07 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.00 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.10 676.17 Td (13,833) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.10 676.17 Td (13,751) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.10 676.17 Td (12,497) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 676.17 Td (82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 676.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 676.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 676.17 Td (1,336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 676.17 Td (1) Tj ET Q q 0 0 0 rg BT 547.65 676.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 676.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 662.07 Td (Consumer & Business Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 661.17 Td (6,797) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 661.17 Td (6,568) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 661.17 Td (6,131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 661.17 Td (229) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 661.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 661.17 Td (666) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 661.17 Td (1) Tj ET Q q 0 0 0 rg BT 547.65 661.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 647.07 Td (Home Lending) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 646.17 Td (1,1) Tj ET Q q 0 0 0 rg BT 261.65 646.17 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 646.17 Td (1,346) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 646.17 Td (1,347) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.30 646.22 Td (\(228) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.30 646.22 Td (\(17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.30 646.22 Td (\(229) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 646.22 Td (\(17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 632.07 Td (Card, Merchant Services & ) Tj ET Q q 0 0 0 rg BT 169.36 632.07 Td (Auto) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 631.17 Td (5,918) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 631.17 Td (5,837) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 631.17 Td (5,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 631.17 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 631.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 631.17 Td (899) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 631.17 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 617.07 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 616.17 Td (7,162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 616.17 Td (7,21) Tj ET Q q 0 0 0 rg BT 315.65 616.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 616.17 Td (6,879) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.30 616.22 Td (\(49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 616.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.30 616.22 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 616.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 616.17 Td (283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 616.17 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 602.07 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 601.17 Td (1,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 601.17 Td (1,314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 601.17 Td (1,108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.30 601.22 Td (\(194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 601.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.30 601.22 Td (\(15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 601.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.65 601.17 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 601.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 587.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.00 586.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.15 586.17 Td (4,174) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 586.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 586.17 Td (3,963) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 586.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 586.17 Td (3,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 586.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 586.17 Td (21) Tj ET Q q 0 0 0 rg BT 413.65 586.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 586.17 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 586.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 586.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 586.17 Td (762) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 586.17 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 586.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 564.00 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 97.01 564.00 Td (of ) Tj ET Q q 0 0 0 rg BT 107.84 564.00 Td (Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 546.00 Td (Net income was $4.2 billion, an increase of 22%. Net revenue was $13.8 billion, an increase of 1) Tj ET Q q 0 0 0 rg BT 436.79 546.00 Td (1%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 528.00 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 93.52 528.00 Td (& ) Tj ET Q q 0 0 0 rg BT 104.22 528.00 Td (Business ) Tj ET Q q 0 0 0 rg BT 142.70 528.00 Td (Banking ) Tj ET Q q 0 0 0 rg BT 179.50 528.00 Td (net ) Tj ET Q q 0 0 0 rg BT 194.63 528.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 229.20 528.00 Td (was ) Tj ET Q q 0 0 0 rg BT 247.66 528.00 Td ($6.8 ) Tj ET Q q 0 0 0 rg BT 268.08 528.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 299.61 528.00 Td (up ) Tj ET Q q 0 0 0 rg BT 312.53 528.00 Td (1) Tj ET Q q 0 0 0 rg BT 317.16 528.00 Td (1%, ) Tj ET Q q 0 0 0 rg BT 335.90 528.00 Td (predominantly ) Tj ET Q q 0 0 0 rg BT 397.14 528.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 425.60 528.00 Td (by ) Tj ET Q q 0 0 0 rg BT 438.52 528.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 466.98 528.00 Td (net ) Tj ET Q q 0 0 0 rg BT 482.12 528.00 Td (interest ) Tj ET Q q 0 0 0 rg BT 514.47 528.00 Td (income ) Tj ET Q q 0 0 0 rg BT 546.82 528.00 Td (as ) Tj ET Q q 0 0 0 rg BT 558.06 528.00 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 516.00 Td (result ) Tj ET Q q 0 0 0 rg BT 73.85 516.00 Td (of ) Tj ET Q q 0 0 0 rg BT 84.31 516.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 112.00 516.00 Td (deposit ) Tj ET Q q 0 0 0 rg BT 143.02 516.00 Td (mar) Tj ET Q q 0 0 0 rg BT 158.38 516.00 Td (gins ) Tj ET Q q 0 0 0 rg BT 177.19 516.00 Td (and ) Tj ET Q q 0 0 0 rg BT 193.76 516.00 Td (balance ) Tj ET Q q 0 0 0 rg BT 226.42 516.00 Td (growth. ) Tj ET Q q 0 0 0 rg BT 259.39 516.00 Td (Home ) Tj ET Q q 0 0 0 rg BT 285.96 516.00 Td (Lending ) Tj ET Q q 0 0 0 rg BT 321.42 516.00 Td (net ) Tj ET Q q 0 0 0 rg BT 335.77 516.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 369.55 516.00 Td (was ) Tj ET Q q 0 0 0 rg BT 387.23 516.00 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 406.87 516.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 437.62 516.00 Td (down ) Tj ET Q q 0 0 0 rg BT 461.97 516.00 Td (17%, ) Tj ET Q q 0 0 0 rg BT 484.93 516.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 512.62 516.00 Td (by ) Tj ET Q q 0 0 0 rg BT 524.75 516.00 Td (mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 504.00 Td (servicing ) Tj ET Q q 0 0 0 rg BT 88.69 504.00 Td (rights ) Tj ET Q q 0 0 0 rg BT 114.01 504.00 Td (\(MSR\) ) Tj ET Q q 0 0 0 rg BT 144.33 504.00 Td (adjustments, ) Tj ET Q q 0 0 0 rg BT 197.14 504.00 Td (reflecting ) Tj ET Q q 0 0 0 rg BT 237.99 504.00 Td (updates ) Tj ET Q q 0 0 0 rg BT 271.08 504.00 Td (to ) Tj ET Q q 0 0 0 rg BT 281.39 504.00 Td (model ) Tj ET Q q 0 0 0 rg BT 308.93 504.00 Td (inputs. ) Tj ET Q q 0 0 0 rg BT 338.41 504.00 Td (Excluding ) Tj ET Q q 0 0 0 rg BT 382.05 504.00 Td (this ) Tj ET Q q 0 0 0 rg BT 399.04 504.00 Td (adjustment, ) Tj ET Q q 0 0 0 rg BT 447.96 504.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 482.14 504.00 Td (would ) Tj ET Q q 0 0 0 rg BT 509.68 504.00 Td (have ) Tj ET Q q 0 0 0 rg BT 531.10 504.00 Td (been ) Tj ET Q q 0 0 0 rg BT 552.51 504.00 Td (up ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 492.00 Td (4%, ) Tj ET Q q 0 0 0 rg BT 67.62 492.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 95.45 492.00 Td (by ) Tj ET Q q 0 0 0 rg BT 107.74 492.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 135.57 492.00 Td (net ) Tj ET Q q 0 0 0 rg BT 150.08 492.00 Td (production ) Tj ET Q q 0 0 0 rg BT 195.69 492.00 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 232.12 492.00 Td (lar) Tj ET Q q 0 0 0 rg BT 242.49 492.00 Td (gely ) Tj ET Q q 0 0 0 rg BT 262.00 492.00 Td (of) Tj ET Q q 0 0 0 rg BT 270.14 492.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 286.87 492.00 Td (by ) Tj ET Q q 0 0 0 rg BT 299.16 492.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 324.21 492.00 Td (net ) Tj ET Q q 0 0 0 rg BT 338.72 492.00 Td (interest ) Tj ET Q q 0 0 0 rg BT 370.44 492.00 Td (income ) Tj ET Q q 0 0 0 rg BT 402.16 492.00 Td (due ) Tj ET Q q 0 0 0 rg BT 418.89 492.00 Td (to ) Tj ET Q q 0 0 0 rg BT 428.95 492.00 Td (the ) Tj ET Q q 0 0 0 rg BT 443.46 492.00 Td (impact ) Tj ET Q q 0 0 0 rg BT 472.96 492.00 Td (of ) Tj ET Q q 0 0 0 rg BT 483.57 492.00 Td (spread ) Tj ET Q q 0 0 0 rg BT 511.96 492.00 Td (compression ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 480.00 Td (and ) Tj ET Q q 0 0 0 rg BT 66.92 480.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 92.67 480.00 Td (balances. ) Tj ET Q q 0 0 0 rg BT 132.58 480.00 Td (Card, ) Tj ET Q q 0 0 0 rg BT 157.50 480.00 Td (Merchant ) Tj ET Q q 0 0 0 rg BT 198.80 480.00 Td (Services ) Tj ET Q q 0 0 0 rg BT 235.66 480.00 Td (& ) Tj ET Q q 0 0 0 rg BT 245.76 480.00 Td (Auto ) Tj ET Q q 0 0 0 rg BT 268.74 480.00 Td (net ) Tj ET Q q 0 0 0 rg BT 283.94 480.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 318.57 480.00 Td (was ) Tj ET Q q 0 0 0 rg BT 337.10 480.00 Td ($5.9 ) Tj ET Q q 0 0 0 rg BT 357.58 480.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 389.18 480.00 Td (up ) Tj ET Q q 0 0 0 rg BT 402.16 480.00 Td (18%, ) Tj ET Q q 0 0 0 rg BT 425.98 480.00 Td (including ) Tj ET Q q 0 0 0 rg BT 466.73 480.00 Td (the ) Tj ET Q q 0 0 0 rg BT 481.93 480.00 Td (impact ) Tj ET Q q 0 0 0 rg BT 512.13 480.00 Td (of ) Tj ET Q q 0 0 0 rg BT 523.44 480.00 Td (a ) Tj ET Q q 0 0 0 rg BT 530.86 480.00 Td (rewards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 468.00 Td (liability ) Tj ET Q q 0 0 0 rg BT 82.70 468.00 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 128.67 468.00 Td (of ) Tj ET Q q 0 0 0 rg BT 139.10 468.00 Td (approximately ) Tj ET Q q 0 0 0 rg BT 198.95 468.00 Td ($330 ) Tj ET Q q 0 0 0 rg BT 221.04 468.00 Td (million ) Tj ET Q q 0 0 0 rg BT 252.02 468.00 Td (in ) Tj ET Q q 0 0 0 rg BT 261.90 468.00 Td (the ) Tj ET Q q 0 0 0 rg BT 276.20 468.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 297.73 468.00 Td (year) Tj ET Q q 0 0 0 rg BT 314.39 468.00 Td (. ) Tj ET Q q 0 0 0 rg BT 318.98 468.00 Td (Excluding ) Tj ET Q q 0 0 0 rg BT 362.18 468.00 Td (this ) Tj ET Q q 0 0 0 rg BT 378.72 468.00 Td (adjustment, ) Tj ET Q q 0 0 0 rg BT 427.19 468.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 460.93 468.00 Td (would ) Tj ET Q q 0 0 0 rg BT 488.02 468.00 Td (have ) Tj ET Q q 0 0 0 rg BT 508.99 468.00 Td (been ) Tj ET Q q 0 0 0 rg BT 529.96 468.00 Td (up ) Tj ET Q q 0 0 0 rg BT 542.05 468.00 Td (1) Tj ET Q q 0 0 0 rg BT 546.68 468.00 Td (1%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 456.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 77.55 456.00 Td (by ) Tj ET Q q 0 0 0 rg BT 90.05 456.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 118.09 456.00 Td (Card ) Tj ET Q q 0 0 0 rg BT 140.03 456.00 Td (net ) Tj ET Q q 0 0 0 rg BT 154.75 456.00 Td (interest ) Tj ET Q q 0 0 0 rg BT 186.68 456.00 Td (income ) Tj ET Q q 0 0 0 rg BT 218.62 456.00 Td (on ) Tj ET Q q 0 0 0 rg BT 231.12 456.00 Td (loan ) Tj ET Q q 0 0 0 rg BT 250.83 456.00 Td (growth ) Tj ET Q q 0 0 0 rg BT 281.66 456.00 Td (and ) Tj ET Q q 0 0 0 rg BT 298.60 456.00 Td (mar) Tj ET Q q 0 0 0 rg BT 313.97 456.00 Td (gin ) Tj ET Q q 0 0 0 rg BT 329.25 456.00 Td (expansion, ) Tj ET Q q 0 0 0 rg BT 374.79 456.00 Td (and ) Tj ET Q q 0 0 0 rg BT 391.73 456.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 419.78 456.00 Td (auto ) Tj ET Q q 0 0 0 rg BT 439.50 456.00 Td (lease ) Tj ET Q q 0 0 0 rg BT 461.98 456.00 Td (volumes. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 438.00 Td (Noninterest expense was $7.2 billion, up 4%, lar) Tj ET Q q 0 0 0 rg BT 243.72 438.00 Td (gely driven by technology) Tj ET Q q 0 0 0 rg BT 347.77 438.00 Td (, marketing and other investments in the business, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 426.00 Td (well as higher auto lease depreciation, partially of) Tj ET Q q 0 0 0 rg BT 248.68 426.00 Td (fset by expense ef) Tj ET Q q 0 0 0 rg BT 320.42 426.00 Td (ficiencies and lower FDIC char) Tj ET Q q 0 0 0 rg BT 445.75 426.00 Td (ges. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 408.00 Td (The ) Tj ET Q q 0 0 0 rg BT 67.41 408.00 Td (provision ) Tj ET Q q 0 0 0 rg BT 107.54 408.00 Td (for ) Tj ET Q q 0 0 0 rg BT 121.56 408.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 146.68 408.00 Td (losses ) Tj ET Q q 0 0 0 rg BT 172.93 408.00 Td (was ) Tj ET Q q 0 0 0 rg BT 190.84 408.00 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 210.70 408.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 241.67 408.00 Td (relatively ) Tj ET Q q 0 0 0 rg BT 281.79 408.00 Td (flat ) Tj ET Q q 0 0 0 rg BT 297.47 408.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 339.26 408.00 Td (with ) Tj ET Q q 0 0 0 rg BT 359.39 408.00 Td (the ) Tj ET Q q 0 0 0 rg BT 373.97 408.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 395.76 408.00 Td (year) Tj ET Q q 0 0 0 rg BT 412.57 408.00 Td (, ) Tj ET Q q 0 0 0 rg BT 417.43 408.00 Td (as ) Tj ET Q q 0 0 0 rg BT 428.12 408.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 456.02 408.00 Td (net ) Tj ET Q q 0 0 0 rg BT 470.60 408.00 Td (char) Tj ET Q q 0 0 0 rg BT 487.63 408.00 Td (ge-of) Tj ET Q q 0 0 0 rg BT 508.54 408.00 Td (fs ) Tj ET Q q 0 0 0 rg BT 518.12 408.00 Td (were ) Tj ET Q q 0 0 0 rg BT 539.91 408.00 Td (of) Tj ET Q q 0 0 0 rg BT 548.06 408.00 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 396.00 Td (by ) Tj ET Q q 0 0 0 rg BT 61.67 396.00 Td (a ) Tj ET Q q 0 0 0 rg BT 68.27 396.00 Td (net ) Tj ET Q q 0 0 0 rg BT 82.65 396.00 Td (reserve ) Tj ET Q q 0 0 0 rg BT 113.68 396.00 Td (release. ) Tj ET Q q 0 0 0 rg BT 145.95 396.00 Td (The ) Tj ET Q q 0 0 0 rg BT 163.66 396.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 198.58 396.00 Td (in ) Tj ET Q q 0 0 0 rg BT 208.52 396.00 Td (net ) Tj ET Q q 0 0 0 rg BT 222.91 396.00 Td (char) Tj ET Q q 0 0 0 rg BT 239.93 396.00 Td (ge-of) Tj ET Q q 0 0 0 rg BT 260.85 396.00 Td (fs ) Tj ET Q q 0 0 0 rg BT 270.24 396.00 Td (was ) Tj ET Q q 0 0 0 rg BT 287.95 396.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 315.67 396.00 Td (by ) Tj ET Q q 0 0 0 rg BT 327.83 396.00 Td (Home ) Tj ET Q q 0 0 0 rg BT 354.44 396.00 Td (Lending, ) Tj ET Q q 0 0 0 rg BT 392.43 396.00 Td (which ) Tj ET Q q 0 0 0 rg BT 419.03 396.00 Td (included ) Tj ET Q q 0 0 0 rg BT 455.63 396.00 Td (a ) Tj ET Q q 0 0 0 rg BT 462.23 396.00 Td (recovery ) Tj ET Q q 0 0 0 rg BT 499.38 396.00 Td (from ) Tj ET Q q 0 0 0 rg BT 520.98 396.00 Td (a ) Tj ET Q q 0 0 0 rg BT 527.58 396.00 Td (loan ) Tj ET Q q 0 0 0 rg BT 546.97 396.00 Td (sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 384.00 Td (in ) Tj ET Q q 0 0 0 rg BT 60.17 384.00 Td (the ) Tj ET Q q 0 0 0 rg BT 75.27 384.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 97.60 384.00 Td (year) Tj ET Q q 0 0 0 rg BT 114.40 384.00 Td (, ) Tj ET Q q 0 0 0 rg BT 119.79 384.00 Td (as ) Tj ET Q q 0 0 0 rg BT 131.01 384.00 Td (well ) Tj ET Q q 0 0 0 rg BT 151.11 384.00 Td (as ) Tj ET Q q 0 0 0 rg BT 162.33 384.00 Td (by ) Tj ET Q q 0 0 0 rg BT 175.21 384.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 203.65 384.00 Td (net ) Tj ET Q q 0 0 0 rg BT 218.75 384.00 Td (char) Tj ET Q q 0 0 0 rg BT 235.78 384.00 Td (ge-of) Tj ET Q q 0 0 0 rg BT 256.70 384.00 Td (fs ) Tj ET Q q 0 0 0 rg BT 266.81 384.00 Td (in ) Tj ET Q q 0 0 0 rg BT 277.47 384.00 Td (Card ) Tj ET Q q 0 0 0 rg BT 299.80 384.00 Td (on ) Tj ET Q q 0 0 0 rg BT 312.68 384.00 Td (loan ) Tj ET Q q 0 0 0 rg BT 332.79 384.00 Td (growth. ) Tj ET Q q 0 0 0 rg BT 366.30 384.00 Td (The ) Tj ET Q q 0 0 0 rg BT 384.73 384.00 Td (current ) Tj ET Q q 0 0 0 rg BT 415.93 384.00 Td (quarter ) Tj ET Q q 0 0 0 rg BT 447.14 384.00 Td (included ) Tj ET Q q 0 0 0 rg BT 484.46 384.00 Td (a ) Tj ET Q q 0 0 0 rg BT 491.78 384.00 Td (reserve ) Tj ET Q q 0 0 0 rg BT 523.54 384.00 Td (release ) Tj ET Q q 0 0 0 rg BT 554.18 384.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 372.00 Td ($400 ) Tj ET Q q 0 0 0 rg BT 72.65 372.00 Td (million ) Tj ET Q q 0 0 0 rg BT 104.70 372.00 Td (in ) Tj ET Q q 0 0 0 rg BT 115.63 372.00 Td (the ) Tj ET Q q 0 0 0 rg BT 131.00 372.00 Td (Home ) Tj ET Q q 0 0 0 rg BT 158.60 372.00 Td (Lending ) Tj ET Q q 0 0 0 rg BT 195.08 372.00 Td (purchased ) Tj ET Q q 0 0 0 rg BT 238.77 372.00 Td (credit-impaired ) Tj ET Q q 0 0 0 rg BT 303.56 372.00 Td (portfolio, ) Tj ET Q q 0 0 0 rg BT 344.21 372.00 Td (reflecting ) Tj ET Q q 0 0 0 rg BT 385.67 372.00 Td (continued ) Tj ET Q q 0 0 0 rg BT 428.26 372.00 Td (improvement ) Tj ET Q q 0 0 0 rg BT 484.73 372.00 Td (in ) Tj ET Q q 0 0 0 rg BT 495.67 372.00 Td (home ) Tj ET Q q 0 0 0 rg BT 521.04 372.00 Td (prices ) Tj ET Q q 0 0 0 rg BT 548.07 372.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 360.00 Td (delinquencies, ) Tj ET Q q 0 0 0 rg BT 109.48 360.00 Td (partially ) Tj ET Q q 0 0 0 rg BT 145.30 360.00 Td (of) Tj ET Q q 0 0 0 rg BT 153.45 360.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 170.39 360.00 Td (by ) Tj ET Q q 0 0 0 rg BT 182.89 360.00 Td (a ) Tj ET Q q 0 0 0 rg BT 189.83 360.00 Td (reserve ) Tj ET Q q 0 0 0 rg BT 221.19 360.00 Td (build ) Tj ET Q q 0 0 0 rg BT 244.25 360.00 Td (of ) Tj ET Q q 0 0 0 rg BT 255.08 360.00 Td ($200 ) Tj ET Q q 0 0 0 rg BT 277.58 360.00 Td (million ) Tj ET Q q 0 0 0 rg BT 308.97 360.00 Td (in ) Tj ET Q q 0 0 0 rg BT 319.25 360.00 Td (Card ) Tj ET Q q 0 0 0 rg BT 341.19 360.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 369.24 360.00 Td (by ) Tj ET Q q 0 0 0 rg BT 381.74 360.00 Td (loan ) Tj ET Q q 0 0 0 rg BT 401.45 360.00 Td (growth ) Tj ET Q q 0 0 0 rg BT 432.28 360.00 Td (and ) Tj ET Q q 0 0 0 rg BT 449.22 360.00 Td (mix.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.28 360.00 Td ( ) Tj ET Q endstream endobj 9 0 obj <> endobj 10 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (4) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 746.50 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 52.50 738.85 222.06 -9.82 re f /GS0 gs q 1 1 1 rg BT 52.50 731.40 Td (CORPORA) Tj ET Q q 1 1 1 rg BT 107.29 731.40 Td (TE & INVESTMENT) Tj ET Q q 1 1 1 rg BT 210.39 731.40 Td ( BANK \(CIB\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 716.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 716.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 716.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 716.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 716.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 701.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 701.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 701.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 701.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 611.50 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 231.00 611.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 276.00 611.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 280.00 611.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 325.00 611.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 329.00 611.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 611.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 611.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 611.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 611.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 611.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 611.50 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 701.5 m 423 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 701.5 m 468 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 701.5 m 472 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 701.5 m 517 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 701.5 m 562 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 686.5 m 231 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 686.5 m 276 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 686.5 m 280 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 686.5 m 325 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 686.5 m 329 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 686.5 m 374 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 686.5 m 378 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 686.5 m 423 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 686.5 m 468 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 686.5 m 472 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 686.5 m 517 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 686.5 m 562 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 686.5 m 276 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 686.5 m 280 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 686.5 m 325 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 686.5 m 329 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 686.5 m 374 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 686.5 m 378 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 686.5 m 423 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 686.5 m 468 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 686.5 m 472 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 686.5 m 517 686.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 686.5 m 562 686.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 611.5 m 231 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 596.5 m 231 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 611.5 m 276 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 596.5 m 276 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 611.5 m 280 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 596.5 m 280 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 611.5 m 325 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 596.5 m 325 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 611.5 m 329 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 596.5 m 329 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 611.5 m 374 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 596.5 m 374 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 611.5 m 378 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 596.5 m 378 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 611.5 m 423 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 596.5 m 423 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 611.5 m 468 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 596.5 m 468 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 611.5 m 472 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 596.5 m 472 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 611.5 m 517 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 596.5 m 517 596.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 611.5 m 562 611.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 596.5 m 562 596.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 706.17 Td (Results for CIB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 706.17 Td (1Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 706.17 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 691.17 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.85 691.17 Td (2Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.85 691.17 Td (1Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.85 691.17 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 691.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 691.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 691.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 691.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 677.07 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 676.17 Td (9,641) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 676.17 Td (9,848) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 676.17 Td (9,923) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 676.22 Td (\(207) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 676.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 676.17 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 676.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 676.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 676.22 Td (\(282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 676.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.45 676.17 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 676.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 662.07 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 661.17 Td (3,248) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 661.17 Td (3,232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 661.17 Td (3,451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 661.17 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.80 661.17 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 661.22 Td (\(203) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 661.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.45 661.17 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 661.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 647.07 Td (Markets & Securities Services) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 179.86 651.60 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 646.17 Td (6,393) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 646.17 Td (6,616) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 646.17 Td (6,472) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 646.22 Td (\(223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 646.17 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.80 646.22 Td (\(79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.45 646.17 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 646.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 632.07 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 631.17 Td (5,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 631.17 Td (5,453) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 631.17 Td (5,403) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 631.17 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.80 631.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.15 631.17 Td (84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.80 631.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 617.07 Td (Provisionforcreditlosses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.15 616.17 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.15 616.17 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.15 616.17 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.80 616.22 Td (\(87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 616.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.35 616.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.80 616.22 Td (\(58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 616.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.35 616.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 602.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 601.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 601.17 Td (2,935) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 601.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 601.17 Td (3,251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 601.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 601.17 Td (3,198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 601.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 601.22 Td (\(316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 601.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.45 601.17 Td (\(10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 601.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 601.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 601.22 Td (\(263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 601.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.45 601.17 Td (\(8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 601.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 579.00 Td (Discussion of Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 561.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.44 561.00 Td (income ) Tj ET Q q 0 0 0 rg BT 98.37 561.00 Td (was ) Tj ET Q q 0 0 0 rg BT 116.42 561.00 Td ($2.9 ) Tj ET Q q 0 0 0 rg BT 136.42 561.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 167.54 561.00 Td (a ) Tj ET Q q 0 0 0 rg BT 174.48 561.00 Td (decrease ) Tj ET Q q 0 0 0 rg BT 211.39 561.00 Td (of ) Tj ET Q q 0 0 0 rg BT 222.22 561.00 Td (8%. ) Tj ET Q q 0 0 0 rg BT 240.55 561.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 257.49 561.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 291.63 561.00 Td (was ) Tj ET Q q 0 0 0 rg BT 309.69 561.00 Td ($9.6 ) Tj ET Q q 0 0 0 rg BT 329.69 561.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 360.80 561.00 Td (a ) Tj ET Q q 0 0 0 rg BT 367.74 561.00 Td (decrease ) Tj ET Q q 0 0 0 rg BT 404.65 561.00 Td (of ) Tj ET Q q 0 0 0 rg BT 415.48 561.00 Td (3%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 543.00 Td (Banking ) Tj ET Q q 0 0 0 rg BT 85.10 543.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 118.47 543.00 Td (was ) Tj ET Q q 0 0 0 rg BT 135.74 543.00 Td ($3.2 ) Tj ET Q q 0 0 0 rg BT 154.96 543.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 185.29 543.00 Td (down ) Tj ET Q q 0 0 0 rg BT 209.23 543.00 Td (6%. ) Tj ET Q q 0 0 0 rg BT 226.77 543.00 Td (Investment ) Tj ET Q q 0 0 0 rg BT 272.92 543.00 Td (Banking ) Tj ET Q q 0 0 0 rg BT 308.53 543.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 341.89 543.00 Td (was ) Tj ET Q q 0 0 0 rg BT 359.16 543.00 Td ($1.8 ) Tj ET Q q 0 0 0 rg BT 378.38 543.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 408.71 543.00 Td (down ) Tj ET Q q 0 0 0 rg BT 432.65 543.00 Td (9%, ) Tj ET Q q 0 0 0 rg BT 450.20 543.00 Td (reflecting ) Tj ET Q q 0 0 0 rg BT 490.23 543.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 514.71 543.00 Td (fees ) Tj ET Q q 0 0 0 rg BT 532.53 543.00 Td (across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 531.00 Td (products. ) Tj ET Q q 0 0 0 rg BT 88.87 531.00 Td (T) Tj ET Q q 0 0 0 rg BT 94.63 531.00 Td (reasury ) Tj ET Q q 0 0 0 rg BT 126.67 531.00 Td (Services ) Tj ET Q q 0 0 0 rg BT 163.17 531.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 197.44 531.00 Td (was ) Tj ET Q q 0 0 0 rg BT 215.61 531.00 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 235.73 531.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 266.96 531.00 Td (down ) Tj ET Q q 0 0 0 rg BT 291.80 531.00 Td (4%, ) Tj ET Q q 0 0 0 rg BT 310.25 531.00 Td (predominantly ) Tj ET Q q 0 0 0 rg BT 371.19 531.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 399.36 531.00 Td (by ) Tj ET Q q 0 0 0 rg BT 411.98 531.00 Td (deposit ) Tj ET Q q 0 0 0 rg BT 443.48 531.00 Td (mar) Tj ET Q q 0 0 0 rg BT 458.85 531.00 Td (gin ) Tj ET Q q 0 0 0 rg BT 474.25 531.00 Td (compression, ) Tj ET Q q 0 0 0 rg BT 529.91 531.00 Td (lar) Tj ET Q q 0 0 0 rg BT 540.28 531.00 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 519.00 Td (of) Tj ET Q q 0 0 0 rg BT 57.65 519.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 74.88 519.00 Td (by ) Tj ET Q q 0 0 0 rg BT 87.67 519.00 Td (growth ) Tj ET Q q 0 0 0 rg BT 118.79 519.00 Td (in ) Tj ET Q q 0 0 0 rg BT 129.36 519.00 Td (balances ) Tj ET Q q 0 0 0 rg BT 166.58 519.00 Td (and ) Tj ET Q q 0 0 0 rg BT 183.81 519.00 Td (fees. ) Tj ET Q q 0 0 0 rg BT 205.20 519.00 Td (Lending ) Tj ET Q q 0 0 0 rg BT 241.32 519.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 275.76 519.00 Td (was ) Tj ET Q q 0 0 0 rg BT 294.10 519.00 Td ($337 ) Tj ET Q q 0 0 0 rg BT 316.89 519.00 Td (million, ) Tj ET Q q 0 0 0 rg BT 351.08 519.00 Td (up ) Tj ET Q q 0 0 0 rg BT 363.87 519.00 Td (5%, ) Tj ET Q q 0 0 0 rg BT 382.49 519.00 Td (predominantly ) Tj ET Q q 0 0 0 rg BT 443.60 519.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 471.94 519.00 Td (by ) Tj ET Q q 0 0 0 rg BT 484.73 519.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 513.07 519.00 Td (net ) Tj ET Q q 0 0 0 rg BT 528.08 519.00 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 507.00 Td (income ) Tj ET Q q 0 0 0 rg BT 81.43 507.00 Td (reflecting ) Tj ET Q q 0 0 0 rg BT 122.24 507.00 Td (growth ) Tj ET Q q 0 0 0 rg BT 153.07 507.00 Td (in ) Tj ET Q q 0 0 0 rg BT 163.35 507.00 Td (loan ) Tj ET Q q 0 0 0 rg BT 183.07 507.00 Td (balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 489.00 Td (Markets ) Tj ET Q q 0 0 0 rg BT 85.05 489.00 Td (& ) Tj ET Q q 0 0 0 rg BT 95.60 489.00 Td (Securities ) Tj ET Q q 0 0 0 rg BT 137.82 489.00 Td (Services) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 171.69 493.53 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.94 489.00 Td ( ) Tj ET Q q 0 0 0 rg BT 177.72 489.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 212.14 489.00 Td (was ) Tj ET Q q 0 0 0 rg BT 230.47 489.00 Td ($6.4 ) Tj ET Q q 0 0 0 rg BT 250.75 489.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 282.14 489.00 Td (down ) Tj ET Q q 0 0 0 rg BT 307.14 489.00 Td (1%. ) Tj ET Q q 0 0 0 rg BT 325.75 489.00 Td (Markets ) Tj ET Q q 0 0 0 rg BT 361.30 489.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 395.72 489.00 Td (of ) Tj ET Q q 0 0 0 rg BT 406.83 489.00 Td ($5.4 ) Tj ET Q q 0 0 0 rg BT 427.11 489.00 Td (billion ) Tj ET Q q 0 0 0 rg BT 456.00 489.00 Td (was ) Tj ET Q q 0 0 0 rg BT 474.33 489.00 Td (flat ) Tj ET Q q 0 0 0 rg BT 490.44 489.00 Td (to ) Tj ET Q q 0 0 0 rg BT 500.99 489.00 Td (the ) Tj ET Q q 0 0 0 rg BT 515.99 489.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 538.20 489.00 Td (year) Tj ET Q q 0 0 0 rg BT 555.01 489.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 477.00 Td (and ) Tj ET Q q 0 0 0 rg BT 65.77 477.00 Td (included ) Tj ET Q q 0 0 0 rg BT 102.03 477.00 Td (a ) Tj ET Q q 0 0 0 rg BT 108.30 477.00 Td (gain ) Tj ET Q q 0 0 0 rg BT 127.35 477.00 Td (from ) Tj ET Q q 0 0 0 rg BT 148.62 477.00 Td (the ) Tj ET Q q 0 0 0 rg BT 162.66 477.00 Td (initial ) Tj ET Q q 0 0 0 rg BT 187.82 477.00 Td (public ) Tj ET Q q 0 0 0 rg BT 214.65 477.00 Td (of) Tj ET Q q 0 0 0 rg BT 222.80 477.00 Td (fering ) Tj ET Q q 0 0 0 rg BT 248.50 477.00 Td (\(IPO\) ) Tj ET Q q 0 0 0 rg BT 273.11 477.00 Td (of ) Tj ET Q q 0 0 0 rg BT 283.27 477.00 Td (a ) Tj ET Q q 0 0 0 rg BT 289.54 477.00 Td (strategic ) Tj ET Q q 0 0 0 rg BT 325.24 477.00 Td (investment ) Tj ET Q q 0 0 0 rg BT 370.95 477.00 Td (in ) Tj ET Q q 0 0 0 rg BT 380.43 477.00 Td (T) Tj ET Q q 0 0 0 rg BT 386.18 477.00 Td (radeweb. ) Tj ET Q q 0 0 0 rg BT 424.38 477.00 Td (Excluding ) Tj ET Q q 0 0 0 rg BT 467.31 477.00 Td (this ) Tj ET Q q 0 0 0 rg BT 483.59 477.00 Td (gain, ) Tj ET Q q 0 0 0 rg BT 505.14 477.00 Td (total ) Tj ET Q q 0 0 0 rg BT 524.74 477.00 Td (Markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 465.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 84.40 465.00 Td (was ) Tj ET Q q 0 0 0 rg BT 103.22 465.00 Td (down ) Tj ET Q q 0 0 0 rg BT 128.70 465.00 Td (6%, ) Tj ET Q q 0 0 0 rg BT 147.79 465.00 Td (and ) Tj ET Q q 0 0 0 rg BT 165.48 465.00 Td (Fixed ) Tj ET Q q 0 0 0 rg BT 191.52 465.00 Td (Income ) Tj ET Q q 0 0 0 rg BT 224.77 465.00 Td (Markets ) Tj ET Q q 0 0 0 rg BT 260.79 465.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 295.70 465.00 Td (was ) Tj ET Q q 0 0 0 rg BT 314.51 465.00 Td (down ) Tj ET Q q 0 0 0 rg BT 339.99 465.00 Td (3%. ) Tj ET Q q 0 0 0 rg BT 359.08 465.00 Td (Fixed ) Tj ET Q q 0 0 0 rg BT 385.12 465.00 Td (Income ) Tj ET Q q 0 0 0 rg BT 418.36 465.00 Td (Markets ) Tj ET Q q 0 0 0 rg BT 454.39 465.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 489.29 465.00 Td (reflected ) Tj ET Q q 0 0 0 rg BT 527.52 465.00 Td (relative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 453.00 Td (weakness ) Tj ET Q q 0 0 0 rg BT 91.03 453.00 Td (in ) Tj ET Q q 0 0 0 rg BT 102.01 453.00 Td (EMEA) Tj ET Q q 0 0 0 rg BT 129.79 453.00 Td ( ) Tj ET Q q 0 0 0 rg BT 133.00 453.00 Td (across ) Tj ET Q q 0 0 0 rg BT 161.20 453.00 Td (products, ) Tj ET Q q 0 0 0 rg BT 201.34 453.00 Td (lar) Tj ET Q q 0 0 0 rg BT 211.71 453.00 Td (gely ) Tj ET Q q 0 0 0 rg BT 232.13 453.00 Td (of) Tj ET Q q 0 0 0 rg BT 240.28 453.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 257.93 453.00 Td (by ) Tj ET Q q 0 0 0 rg BT 271.13 453.00 Td (increased ) Tj ET Q q 0 0 0 rg BT 312.09 453.00 Td (client ) Tj ET Q q 0 0 0 rg BT 337.51 453.00 Td (activity ) Tj ET Q q 0 0 0 rg BT 370.71 453.00 Td (in ) Tj ET Q q 0 0 0 rg BT 381.70 453.00 Td (North ) Tj ET Q q 0 0 0 rg BT 407.52 453.00 Td (America ) Tj ET Q q 0 0 0 rg BT 445.16 453.00 Td (Rates ) Tj ET Q q 0 0 0 rg BT 470.58 453.00 Td (and ) Tj ET Q q 0 0 0 rg BT 488.22 453.00 Td (agency ) Tj ET Q q 0 0 0 rg BT 519.75 453.00 Td (mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 441.00 Td (trading ) Tj ET Q q 0 0 0 rg BT 80.82 441.00 Td (due ) Tj ET Q q 0 0 0 rg BT 98.25 441.00 Td (to ) Tj ET Q q 0 0 0 rg BT 109.03 441.00 Td (the ) Tj ET Q q 0 0 0 rg BT 124.24 441.00 Td (changing ) Tj ET Q q 0 0 0 rg BT 163.89 441.00 Td (rate ) Tj ET Q q 0 0 0 rg BT 181.87 441.00 Td (environment. ) Tj ET Q q 0 0 0 rg BT 237.90 441.00 Td (Equity ) Tj ET Q q 0 0 0 rg BT 267.56 441.00 Td (Markets ) Tj ET Q q 0 0 0 rg BT 303.33 441.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 337.97 441.00 Td (was ) Tj ET Q q 0 0 0 rg BT 356.51 441.00 Td ($1.7 ) Tj ET Q q 0 0 0 rg BT 377.01 441.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 408.62 441.00 Td (down ) Tj ET Q q 0 0 0 rg BT 433.83 441.00 Td (12%, ) Tj ET Q q 0 0 0 rg BT 457.66 441.00 Td (predominantly ) Tj ET Q q 0 0 0 rg BT 518.97 441.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 547.51 441.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 429.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 74.55 429.00 Td (client ) Tj ET Q q 0 0 0 rg BT 99.05 429.00 Td (activity ) Tj ET Q q 0 0 0 rg BT 131.33 429.00 Td (in ) Tj ET Q q 0 0 0 rg BT 141.39 429.00 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 187.55 429.00 Td (as ) Tj ET Q q 0 0 0 rg BT 198.16 429.00 Td (well ) Tj ET Q q 0 0 0 rg BT 217.66 429.00 Td (as ) Tj ET Q q 0 0 0 rg BT 228.28 429.00 Td (a ) Tj ET Q q 0 0 0 rg BT 235.00 429.00 Td (strong ) Tj ET Q q 0 0 0 rg BT 262.29 429.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 284.01 429.00 Td (year ) Tj ET Q q 0 0 0 rg BT 303.50 429.00 Td (comparison. ) Tj ET Q q 0 0 0 rg BT 354.94 429.00 Td (Securities ) Tj ET Q q 0 0 0 rg BT 396.66 429.00 Td (Services ) Tj ET Q q 0 0 0 rg BT 432.83 429.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 466.76 429.00 Td (was ) Tj ET Q q 0 0 0 rg BT 484.59 429.00 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 504.38 429.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 535.28 429.00 Td (down ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 417.00 Td (5%, ) Tj ET Q q 0 0 0 rg BT 67.83 417.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 95.88 417.00 Td (by ) Tj ET Q q 0 0 0 rg BT 108.38 417.00 Td (deposit ) Tj ET Q q 0 0 0 rg BT 139.76 417.00 Td (mar) Tj ET Q q 0 0 0 rg BT 155.13 417.00 Td (gin ) Tj ET Q q 0 0 0 rg BT 170.41 417.00 Td (compression ) Tj ET Q q 0 0 0 rg BT 223.46 417.00 Td (and ) Tj ET Q q 0 0 0 rg BT 240.39 417.00 Td (the ) Tj ET Q q 0 0 0 rg BT 255.11 417.00 Td (impact ) Tj ET Q q 0 0 0 rg BT 284.82 417.00 Td (of ) Tj ET Q q 0 0 0 rg BT 295.65 417.00 Td (a ) Tj ET Q q 0 0 0 rg BT 302.59 417.00 Td (business ) Tj ET Q q 0 0 0 rg BT 338.98 417.00 Td (exit, ) Tj ET Q q 0 0 0 rg BT 358.98 417.00 Td (partially ) Tj ET Q q 0 0 0 rg BT 394.80 417.00 Td (of) Tj ET Q q 0 0 0 rg BT 402.95 417.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 419.89 417.00 Td (by ) Tj ET Q q 0 0 0 rg BT 432.39 417.00 Td (increased ) Tj ET Q q 0 0 0 rg BT 472.64 417.00 Td (client ) Tj ET Q q 0 0 0 rg BT 497.35 417.00 Td (activity) Tj ET Q q 0 0 0 rg BT 526.69 417.00 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 399.00 Td (Noninterest ) Tj ET Q q 0 0 0 rg BT 100.59 399.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 137.24 399.00 Td (was ) Tj ET Q q 0 0 0 rg BT 157.23 399.00 Td ($5.5 ) Tj ET Q q 0 0 0 rg BT 179.17 399.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 212.22 399.00 Td (up ) Tj ET Q q 0 0 0 rg BT 226.66 399.00 Td (2% ) Tj ET Q q 0 0 0 rg BT 244.43 399.00 Td (reflecting ) Tj ET Q q 0 0 0 rg BT 287.18 399.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 317.17 399.00 Td (legal ) Tj ET Q q 0 0 0 rg BT 341.04 399.00 Td (expense, ) Tj ET Q q 0 0 0 rg BT 380.18 399.00 Td (lar) Tj ET Q q 0 0 0 rg BT 390.55 399.00 Td (gely ) Tj ET Q q 0 0 0 rg BT 412.21 399.00 Td (of) Tj ET Q q 0 0 0 rg BT 420.36 399.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 439.23 399.00 Td (by ) Tj ET Q q 0 0 0 rg BT 453.67 399.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 480.88 399.00 Td (performance-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 387.00 Td (compensation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 369.00 Td (The ) Tj ET Q q 0 0 0 rg BT 67.55 369.00 Td (provision ) Tj ET Q q 0 0 0 rg BT 107.83 369.00 Td (for ) Tj ET Q q 0 0 0 rg BT 121.99 369.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 147.25 369.00 Td (losses ) Tj ET Q q 0 0 0 rg BT 173.64 369.00 Td (was ) Tj ET Q q 0 0 0 rg BT 191.69 369.00 Td (zero, ) Tj ET Q q 0 0 0 rg BT 213.90 369.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 255.82 369.00 Td (with ) Tj ET Q q 0 0 0 rg BT 276.10 369.00 Td ($58 ) Tj ET Q q 0 0 0 rg BT 293.60 369.00 Td (million ) Tj ET Q q 0 0 0 rg BT 324.99 369.00 Td (in ) Tj ET Q q 0 0 0 rg BT 335.27 369.00 Td (the ) Tj ET Q q 0 0 0 rg BT 349.99 369.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 371.93 369.00 Td (year) Tj ET Q q 0 0 0 rg BT 388.58 369.00 Td (.) Tj ET Q BT /F1 10.00 Tf ET 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 352.50 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 52.50 337.40 Td (COMMERCIAL) Tj ET Q q 1 1 1 rg BT 131.94 337.40 Td ( BANKING \(CB\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 322.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 322.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 322.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 322.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 322.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 322.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 322.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 322.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 322.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 322.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 307.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 307.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 307.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 307.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 307.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 307.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 307.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 307.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 307.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 307.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 307.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 307.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 247.50 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 231.00 247.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 276.00 247.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 280.00 247.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 325.00 247.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 329.00 247.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 247.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 247.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 247.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 247.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 247.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 247.50 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 307.5 m 423 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 307.5 m 468 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 307.5 m 472 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 307.5 m 517 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 307.5 m 562 307.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 292.5 m 231 292.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 292.5 m 276 292.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 292.5 m 280 292.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 292.5 m 325 292.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 292.5 m 329 292.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 292.5 m 374 292.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 292.5 m 378 292.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 292.5 m 423 292.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 292.5 m 468 292.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 292.5 m 472 292.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 292.5 m 517 292.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 292.5 m 562 292.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 292.5 m 276 292.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 247.5 m 231 247.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 232.5 m 231 232.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 247.5 m 276 247.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 232.5 m 276 232.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 247.5 m 280 247.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 232.5 m 280 232.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 247.5 m 325 247.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 232.5 m 325 232.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 247.5 m 329 247.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 232.5 m 329 232.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 247.5 m 374 247.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 232.5 m 374 232.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 247.5 m 378 247.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 232.5 m 378 232.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 247.5 m 423 247.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 232.5 m 423 232.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 247.5 m 468 247.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 232.5 m 468 232.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 247.5 m 472 247.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 232.5 m 472 232.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 247.5 m 517 247.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 232.5 m 517 232.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 247.5 m 562 247.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 232.5 m 562 232.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 312.17 Td (Results for CB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 312.17 Td (1Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 312.17 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 297.17 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.85 297.17 Td (2Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.85 297.17 Td (1Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.85 297.17 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 297.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 297.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 297.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 297.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 283.07 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 282.17 Td (2,21) Tj ET Q q 0 0 0 rg BT 267.15 282.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 282.17 Td (2,338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 282.17 Td (2,316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 282.22 Td (\(127) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 282.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 282.17 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 282.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 282.22 Td (\(105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 282.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.45 282.17 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 282.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 268.07 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 267.17 Td (864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 267.17 Td (873) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 267.17 Td (844) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.80 267.22 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 267.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 267.17 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 267.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.15 267.17 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.80 267.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 253.07 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.15 252.17 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.15 252.17 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.15 252.17 Td (43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.80 252.22 Td (\(61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 252.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.45 252.17 Td (\(68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 252.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.80 252.22 Td (\(14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 252.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.45 252.17 Td (\(33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 252.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 238.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 237.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 237.17 Td (996) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 237.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 237.17 Td (1,053) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 237.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 237.17 Td (1,087) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 237.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.80 237.22 Td (\(57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 237.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.45 237.17 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 237.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 237.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.80 237.22 Td (\(91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 237.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.45 237.17 Td (\(8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 237.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 215.00 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 97.01 215.00 Td (of ) Tj ET Q q 0 0 0 rg BT 107.84 215.00 Td (Results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 197.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.44 197.00 Td (income ) Tj ET Q q 0 0 0 rg BT 98.37 197.00 Td (was ) Tj ET Q q 0 0 0 rg BT 116.42 197.00 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 136.42 197.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 167.54 197.00 Td (a ) Tj ET Q q 0 0 0 rg BT 174.48 197.00 Td (decrease ) Tj ET Q q 0 0 0 rg BT 211.39 197.00 Td (of ) Tj ET Q q 0 0 0 rg BT 222.22 197.00 Td (8%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 179.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.40 179.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 100.50 179.00 Td (was ) Tj ET Q q 0 0 0 rg BT 118.51 179.00 Td ($2.2 ) Tj ET Q q 0 0 0 rg BT 138.47 179.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 169.54 179.00 Td (down ) Tj ET Q q 0 0 0 rg BT 194.22 179.00 Td (5%, ) Tj ET Q q 0 0 0 rg BT 212.51 179.00 Td (predominantly ) Tj ET Q q 0 0 0 rg BT 273.29 179.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 301.29 179.00 Td (by ) Tj ET Q q 0 0 0 rg BT 313.75 179.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 338.98 179.00 Td (investment ) Tj ET Q q 0 0 0 rg BT 385.32 179.00 Td (banking ) Tj ET Q q 0 0 0 rg BT 420.00 179.00 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 456.60 179.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 498.48 179.00 Td (to ) Tj ET Q q 0 0 0 rg BT 508.72 179.00 Td (a ) Tj ET Q q 0 0 0 rg BT 515.62 179.00 Td (strong ) Tj ET Q q 0 0 0 rg BT 543.07 179.00 Td (prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 167.00 Td (year) Tj ET Q q 0 0 0 rg BT 66.31 167.00 Td (, ) Tj ET Q q 0 0 0 rg BT 71.31 167.00 Td (and ) Tj ET Q q 0 0 0 rg BT 88.25 167.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 113.51 167.00 Td (net ) Tj ET Q q 0 0 0 rg BT 128.23 167.00 Td (interest ) Tj ET Q q 0 0 0 rg BT 160.16 167.00 Td (income ) Tj ET Q q 0 0 0 rg BT 192.10 167.00 Td (on ) Tj ET Q q 0 0 0 rg BT 204.60 167.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 229.87 167.00 Td (deposit ) Tj ET Q q 0 0 0 rg BT 261.25 167.00 Td (balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 149.00 Td (Noninterest ) Tj ET Q q 0 0 0 rg BT 98.66 149.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 133.36 149.00 Td (was ) Tj ET Q q 0 0 0 rg BT 151.41 149.00 Td ($864 ) Tj ET Q q 0 0 0 rg BT 173.91 149.00 Td (million, ) Tj ET Q q 0 0 0 rg BT 207.81 149.00 Td (up ) Tj ET Q q 0 0 0 rg BT 220.31 149.00 Td (2%, ) Tj ET Q q 0 0 0 rg BT 238.64 149.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 266.68 149.00 Td (by ) Tj ET Q q 0 0 0 rg BT 279.18 149.00 Td (investments ) Tj ET Q q 0 0 0 rg BT 329.46 149.00 Td (in ) Tj ET Q q 0 0 0 rg BT 339.73 149.00 Td (banker ) Tj ET Q q 0 0 0 rg BT 369.44 149.00 Td (coverage ) Tj ET Q q 0 0 0 rg BT 408.03 149.00 Td (and ) Tj ET Q q 0 0 0 rg BT 424.96 149.00 Td (technology) Tj ET Q q 0 0 0 rg BT 468.75 149.00 Td (.) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 676.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 662.07 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 661.17 Td (2,596) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 661.17 Td (2,647) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 661.17 Td (2,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.80 661.22 Td (\(51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 661.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.80 661.22 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 661.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.15 661.17 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.80 661.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 647.07 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.15 646.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.15 646.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.15 646.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 646.17 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 646.17 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.15 646.17 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 646.17 Td (? Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 632.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 631.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 631.17 Td (719) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 631.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 631.17 Td (661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 631.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 631.17 Td (755) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 631.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 631.17 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 631.17 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 631.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 631.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.80 631.22 Td (\(36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 631.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.45 631.17 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 631.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 609.00 Td (Discussion of Results: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.68 609.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 591.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.44 591.00 Td (income ) Tj ET Q q 0 0 0 rg BT 98.37 591.00 Td (was ) Tj ET Q q 0 0 0 rg BT 116.42 591.00 Td ($719 ) Tj ET Q q 0 0 0 rg BT 138.92 591.00 Td (million, ) Tj ET Q q 0 0 0 rg BT 172.82 591.00 Td (a ) Tj ET Q q 0 0 0 rg BT 179.75 591.00 Td (decrease ) Tj ET Q q 0 0 0 rg BT 216.67 591.00 Td (of ) Tj ET Q q 0 0 0 rg BT 227.50 591.00 Td (5%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 573.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 67.30 573.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 102.31 573.00 Td (of ) Tj ET Q q 0 0 0 rg BT 114.00 573.00 Td ($3.6 ) Tj ET Q q 0 0 0 rg BT 134.86 573.00 Td (billion ) Tj ET Q q 0 0 0 rg BT 164.34 573.00 Td (was ) Tj ET Q q 0 0 0 rg BT 183.25 573.00 Td (relatively ) Tj ET Q q 0 0 0 rg BT 224.37 573.00 Td (flat, ) Tj ET Q q 0 0 0 rg BT 243.56 573.00 Td (as ) Tj ET Q q 0 0 0 rg BT 255.25 573.00 Td (the ) Tj ET Q q 0 0 0 rg BT 270.83 573.00 Td (impact ) Tj ET Q q 0 0 0 rg BT 301.40 573.00 Td (of ) Tj ET Q q 0 0 0 rg BT 313.09 573.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 342.00 573.00 Td (average ) Tj ET Q q 0 0 0 rg BT 376.45 573.00 Td (market ) Tj ET Q q 0 0 0 rg BT 407.57 573.00 Td (levels ) Tj ET Q q 0 0 0 rg BT 434.26 573.00 Td (was ) Tj ET Q q 0 0 0 rg BT 453.17 573.00 Td (of) Tj ET Q q 0 0 0 rg BT 461.32 573.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 479.12 573.00 Td (by ) Tj ET Q q 0 0 0 rg BT 492.49 573.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 518.62 573.00 Td (investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 561.00 Td (valuation ) Tj ET Q q 0 0 0 rg BT 89.21 561.00 Td (gains. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 543.00 Td (Noninterest ) Tj ET Q q 0 0 0 rg BT 98.99 543.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 134.04 543.00 Td (was ) Tj ET Q q 0 0 0 rg BT 152.42 543.00 Td ($2.6 ) Tj ET Q q 0 0 0 rg BT 172.76 543.00 Td (billion, ) Tj ET Q q 0 0 0 rg BT 204.21 543.00 Td (an ) Tj ET Q q 0 0 0 rg BT 216.49 543.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 252.08 543.00 Td (of ) Tj ET Q q 0 0 0 rg BT 263.25 543.00 Td (1%, ) Tj ET Q q 0 0 0 rg BT 281.91 543.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 310.30 543.00 Td (by ) Tj ET Q q 0 0 0 rg BT 323.13 543.00 Td (continued ) Tj ET Q q 0 0 0 rg BT 365.40 543.00 Td (investments ) Tj ET Q q 0 0 0 rg BT 416.01 543.00 Td (in ) Tj ET Q q 0 0 0 rg BT 426.63 543.00 Td (advisors ) Tj ET Q q 0 0 0 rg BT 462.80 543.00 Td (and ) Tj ET Q q 0 0 0 rg BT 480.07 543.00 Td (technology) Tj ET Q q 0 0 0 rg BT 523.86 543.00 Td (, ) Tj ET Q q 0 0 0 rg BT 529.19 543.00 Td (partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 531.00 Td (of) Tj ET Q q 0 0 0 rg BT 57.65 531.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 74.59 531.00 Td (by ) Tj ET Q q 0 0 0 rg BT 87.09 531.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 112.36 531.00 Td (distribution ) Tj ET Q q 0 0 0 rg BT 160.97 531.00 Td (fees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 513.00 Td (Assets ) Tj ET Q q 0 0 0 rg BT 78.01 513.00 Td (under ) Tj ET Q q 0 0 0 rg BT 103.18 513.00 Td (management ) Tj ET Q q 0 0 0 rg BT 156.67 513.00 Td (were ) Tj ET Q q 0 0 0 rg BT 178.50 513.00 Td ($2.2 ) Tj ET Q q 0 0 0 rg BT 198.40 513.00 Td (trillion, ) Tj ET Q q 0 0 0 rg BT 230.52 513.00 Td (up ) Tj ET Q q 0 0 0 rg BT 242.92 513.00 Td (7%, ) Tj ET Q q 0 0 0 rg BT 261.15 513.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 289.10 513.00 Td (by ) Tj ET Q q 0 0 0 rg BT 301.50 513.00 Td (inflows ) Tj ET Q q 0 0 0 rg BT 333.90 513.00 Td (into ) Tj ET Q q 0 0 0 rg BT 351.85 513.00 Td (both ) Tj ET Q q 0 0 0 rg BT 372.03 513.00 Td (long-term ) Tj ET Q q 0 0 0 rg BT 413.87 513.00 Td (and ) Tj ET Q q 0 0 0 rg BT 430.70 513.00 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 467.00 513.00 Td (products ) Tj ET Q q 0 0 0 rg BT 503.83 513.00 Td (and ) Tj ET Q q 0 0 0 rg BT 520.67 513.00 Td (the ) Tj ET Q q 0 0 0 rg BT 535.29 513.00 Td (impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 501.00 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 501.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 88.38 501.00 Td (market ) Tj ET Q q 0 0 0 rg BT 118.64 501.00 Td (levels.) Tj ET Q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg /GS0 gs 50.00 484.50 511.00 -20.00 re f /GS0 gs BT /F2 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 52.50 469.40 Td (CORPORA) Tj ET Q q 1 1 1 rg BT 107.29 469.40 Td (TE) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 454.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 454.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 454.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 454.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 454.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 454.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 454.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 454.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 454.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 454.50 90.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 50.00 439.50 181.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 231.00 439.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 276.00 439.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 280.00 439.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 325.00 439.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 329.00 439.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 374.00 439.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 378.00 439.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 423.00 439.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 468.00 439.50 4.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 472.00 439.50 45.00 -15.00 re f /GS0 gs 0.9176470588235294 0.9176470588235294 0.9176470588235294 rg /GS0 gs 517.00 439.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 231.00 409.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 280.00 409.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 329.00 409.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 378.00 409.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 468.00 409.50 4.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 517.00 409.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 378.00 394.50 45.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 468.00 394.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 50.00 379.50 181.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 231.00 379.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 276.00 379.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 280.00 379.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 325.00 379.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 329.00 379.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 374.00 379.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 378.00 379.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 423.00 379.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 468.00 379.50 4.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 472.00 379.50 45.00 -15.00 re f /GS0 gs 0.8392156862745098 0.8784313725490196 0.9254901960784314 rg /GS0 gs 517.00 379.50 45.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 439.5 m 423 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 439.5 m 468 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 439.5 m 472 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 439.5 m 517 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 439.5 m 562 439.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 424.5 m 231 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 424.5 m 276 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276 424.5 m 280 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 424.5 m 325 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 424.5 m 329 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 424.5 m 374 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 424.5 m 378 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378 424.5 m 423 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 424.5 m 468 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 424.5 m 472 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472 424.5 m 517 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 424.5 m 562 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231 424.5 m 276 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280 424.5 m 325 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 424.5 m 374 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 424.5 m 468 424.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 424.5 m 562 424.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 379.5 m 374 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 379.5 m 231 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 50 364.5 m 231 364.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 379.5 m 276 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 231 364.5 m 276 364.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 379.5 m 280 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 276 364.5 m 280 364.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 379.5 m 325 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280 364.5 m 325 364.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 379.5 m 329 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 325 364.5 m 329 364.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 379.5 m 374 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329 364.5 m 374 364.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 379.5 m 378 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374 364.5 m 378 364.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 379.5 m 423 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 378 364.5 m 423 364.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 379.5 m 468 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423 364.5 m 468 364.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 379.5 m 472 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468 364.5 m 472 364.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 379.5 m 517 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 472 364.5 m 517 364.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 379.5 m 562 379.5 l s 0.5098039215686274 0.5098039215686274 0.5098039215686274 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 517 364.5 m 562 364.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 444.17 Td (Results for Corporate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.35 444.17 Td (1Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.35 444.17 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 429.17 Td (\($millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.85 429.17 Td (2Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.85 429.17 Td (1Q19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.85 429.17 Td (2Q18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 429.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 429.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 429.17 Td ($O/\(U\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 429.17 Td (O/\(U\)?) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 415.07 Td (Net revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 414.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 414.17 Td (322) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 414.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 414.17 Td (425) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 414.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.15 414.17 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 414.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 414.22 Td (\(103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 414.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.45 414.17 Td (\(24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 414.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 414.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 414.17 Td (242) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.15 414.17 Td (303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 414.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 400.07 Td (Noninterest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 399.17 Td (232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 399.17 Td (21) Tj ET Q q 0 0 0 rg BT 316.15 399.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 399.17 Td (279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 399.17 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.80 399.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.80 399.22 Td (\(47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 399.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 399.22 Td (\(17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 399.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 385.07 Td (Provision for credit losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.80 384.17 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.15 384.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.15 384.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.80 384.22 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.15 384.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.80 384.22 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 384.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.35 384.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.80 384.22 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 384.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.80 384.22 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 384.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 370.07 Td (Net income/\(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 369.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 369.17 Td (828) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 369.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 369.17 Td (251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.50 369.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.80 369.22 Td (\(136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.15 369.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.50 369.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 369.17 Td (577) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.80 369.17 Td (230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 369.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.50 369.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 369.17 Td (964) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.35 369.17 Td (NM) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 49.50 347.00 Td (Discussion of Results: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 329.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 66.44 329.00 Td (income ) Tj ET Q q 0 0 0 rg BT 98.37 329.00 Td (was ) Tj ET Q q 0 0 0 rg BT 116.42 329.00 Td ($828 ) Tj ET Q q 0 0 0 rg BT 138.92 329.00 Td (million, ) Tj ET Q q 0 0 0 rg BT 172.82 329.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 214.74 329.00 Td (with ) Tj ET Q q 0 0 0 rg BT 235.02 329.00 Td (a ) Tj ET Q q 0 0 0 rg BT 241.96 329.00 Td (net ) Tj ET Q q 0 0 0 rg BT 256.67 329.00 Td (loss ) Tj ET Q q 0 0 0 rg BT 274.73 329.00 Td (of ) Tj ET Q q 0 0 0 rg BT 285.56 329.00 Td ($136 ) Tj ET Q q 0 0 0 rg BT 308.06 329.00 Td (million ) Tj ET Q q 0 0 0 rg BT 339.46 329.00 Td (in ) Tj ET Q q 0 0 0 rg BT 349.73 329.00 Td (the ) Tj ET Q q 0 0 0 rg BT 364.45 329.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 386.39 329.00 Td (year) Tj ET Q q 0 0 0 rg BT 403.04 329.00 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 311.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 65.79 311.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 99.29 311.00 Td (of ) Tj ET Q q 0 0 0 rg BT 109.47 311.00 Td ($322 ) Tj ET Q q 0 0 0 rg BT 131.32 311.00 Td (million ) Tj ET Q q 0 0 0 rg BT 162.07 311.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 203.34 311.00 Td (with ) Tj ET Q q 0 0 0 rg BT 222.97 311.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 256.47 311.00 Td (of ) Tj ET Q q 0 0 0 rg BT 266.65 311.00 Td ($80 ) Tj ET Q q 0 0 0 rg BT 283.50 311.00 Td (million ) Tj ET Q q 0 0 0 rg BT 314.25 311.00 Td (in ) Tj ET Q q 0 0 0 rg BT 323.88 311.00 Td (the ) Tj ET Q q 0 0 0 rg BT 337.95 311.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 359.24 311.00 Td (year) Tj ET Q q 0 0 0 rg BT 375.89 311.00 Td (.? Tj ET Q q 0 0 0 rg BT 380.71 311.00 Td (This ) Tj ET Q q 0 0 0 rg BT 400.34 311.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 434.95 311.00 Td (was ) Tj ET Q q 0 0 0 rg BT 452.35 311.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 479.75 311.00 Td (by ) Tj ET Q q 0 0 0 rg BT 491.60 311.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 519.00 311.00 Td (net ) Tj ET Q q 0 0 0 rg BT 533.07 311.00 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 299.00 Td (income ) Tj ET Q q 0 0 0 rg BT 80.76 299.00 Td (on ) Tj ET Q q 0 0 0 rg BT 92.58 299.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 119.96 299.00 Td (rates ) Tj ET Q q 0 0 0 rg BT 140.66 299.00 Td (and ) Tj ET Q q 0 0 0 rg BT 156.92 299.00 Td (balance ) Tj ET Q q 0 0 0 rg BT 189.28 299.00 Td (sheet ) Tj ET Q q 0 0 0 rg BT 211.65 299.00 Td (mix. ) Tj ET Q q 0 0 0 rg BT 231.40 299.00 Td (The ) Tj ET Q q 0 0 0 rg BT 248.77 299.00 Td (current ) Tj ET Q q 0 0 0 rg BT 278.91 299.00 Td (quarter ) Tj ET Q q 0 0 0 rg BT 309.05 299.00 Td (also ) Tj ET Q q 0 0 0 rg BT 326.99 299.00 Td (included ) Tj ET Q q 0 0 0 rg BT 363.25 299.00 Td (net ) Tj ET Q q 0 0 0 rg BT 377.29 299.00 Td (valuation ) Tj ET Q q 0 0 0 rg BT 416.33 299.00 Td (losses ) Tj ET Q q 0 0 0 rg BT 442.04 299.00 Td (of ) Tj ET Q q 0 0 0 rg BT 452.20 299.00 Td (approximately ) Tj ET Q q 0 0 0 rg BT 511.78 299.00 Td ($100 ) Tj ET Q q 0 0 0 rg BT 533.61 299.00 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 287.00 Td (on ) Tj ET Q q 0 0 0 rg BT 62.00 287.00 Td (certain ) Tj ET Q q 0 0 0 rg BT 91.70 287.00 Td (legacy ) Tj ET Q q 0 0 0 rg BT 120.30 287.00 Td (private ) Tj ET Q q 0 0 0 rg BT 150.56 287.00 Td (equity ) Tj ET Q q 0 0 0 rg BT 178.05 287.00 Td (investments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 269.00 Td (Noninterest ) Tj ET Q q 0 0 0 rg BT 98.66 269.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 133.36 269.00 Td (of ) Tj ET Q q 0 0 0 rg BT 144.19 269.00 Td ($232 ) Tj ET Q q 0 0 0 rg BT 166.69 269.00 Td (million ) Tj ET Q q 0 0 0 rg BT 198.08 269.00 Td (was ) Tj ET Q q 0 0 0 rg BT 216.14 269.00 Td (down ) Tj ET Q q 0 0 0 rg BT 240.86 269.00 Td ($47 ) Tj ET Q q 0 0 0 rg BT 258.36 269.00 Td (million.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 251.00 Td (The ) Tj ET Q q 0 0 0 rg BT 67.55 251.00 Td (current ) Tj ET Q q 0 0 0 rg BT 98.36 251.00 Td (quarter ) Tj ET Q q 0 0 0 rg BT 129.18 251.00 Td (included ) Tj ET Q q 0 0 0 rg BT 166.11 251.00 Td (income ) Tj ET Q q 0 0 0 rg BT 198.04 251.00 Td (tax ) Tj ET Q q 0 0 0 rg BT 212.76 251.00 Td (benefits ) Tj ET Q q 0 0 0 rg BT 246.92 251.00 Td (of ) Tj ET Q q 0 0 0 rg BT 257.75 251.00 Td ($742 ) Tj ET Q q 0 0 0 rg BT 280.25 251.00 Td (million ) Tj ET Q q 0 0 0 rg BT 311.64 251.00 Td (related ) Tj ET Q q 0 0 0 rg BT 341.34 251.00 Td (to ) Tj ET Q q 0 0 0 rg BT 351.62 251.00 Td (the ) Tj ET Q q 0 0 0 rg BT 366.34 251.00 Td (resolution ) Tj ET Q q 0 0 0 rg BT 408.83 251.00 Td (of ) Tj ET Q q 0 0 0 rg BT 419.66 251.00 Td (certain ) Tj ET Q q 0 0 0 rg BT 449.36 251.00 Td (tax ) Tj ET Q q 0 0 0 rg BT 464.08 251.00 Td (audits.) Tj ET Q endstream endobj 13 0 obj <> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (6) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 740.25 Td (2. ) Tj ET Q q 0 0 0 rg BT 59.50 740.25 Td ( ) Tj ET Q q 0 0 0 rg BT 62.00 740.25 Td ( ) Tj ET Q q 0 0 0 rg BT 64.50 740.25 Td ( ) Tj ET Q q 0 0 0 rg BT 67.00 740.25 Td (Notes ) Tj ET Q q 0 0 0 rg BT 93.38 740.25 Td (on ) Tj ET Q q 0 0 0 rg BT 106.44 740.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 153.67 740.25 Td ( ) Tj ET Q q 0 0 0 rg BT 156.17 740.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 195.90 740.25 Td (measur) Tj ET Q q 0 0 0 rg BT 227.38 740.25 Td (es:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (a. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 710.25 Td (In ) Tj ET Q q 0 0 0 rg BT 77.96 710.25 Td (addition ) Tj ET Q q 0 0 0 rg BT 112.87 710.25 Td (to ) Tj ET Q q 0 0 0 rg BT 122.78 710.25 Td (analyzing ) Tj ET Q q 0 0 0 rg BT 163.78 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 178.13 710.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 200.35 710.25 Td (s ) Tj ET Q q 0 0 0 rg BT 206.38 710.25 Td (results ) Tj ET Q q 0 0 0 rg BT 234.62 710.25 Td (on ) Tj ET Q q 0 0 0 rg BT 246.75 710.25 Td (a ) Tj ET Q q 0 0 0 rg BT 253.32 710.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 288.76 710.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 313.40 710.25 Td (management ) Tj ET Q q 0 0 0 rg BT 366.62 710.25 Td (reviews ) Tj ET Q q 0 0 0 rg BT 399.85 710.25 Td (Firmwide ) Tj ET Q q 0 0 0 rg BT 440.86 710.25 Td (results, ) Tj ET Q q 0 0 0 rg BT 471.60 710.25 Td (including ) Tj ET Q q 0 0 0 rg BT 511.51 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 525.86 710.25 Td (overhead ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 698.25 Td (ratio, ) Tj ET Q q 0 0 0 rg BT 90.46 698.25 Td (on ) Tj ET Q q 0 0 0 rg BT 102.59 698.25 Td (a ) Tj ET Q q 0 0 0 rg BT 109.16 698.25 Td (managed?) Tj ET Q q 0 0 0 rg BT 156.26 698.25 Td (basis; ) Tj ET Q q 0 0 0 rg BT 181.17 698.25 Td (these ) Tj ET Q q 0 0 0 rg BT 203.85 698.25 Td (Firmwide ) Tj ET Q q 0 0 0 rg BT 244.87 698.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 283.09 698.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 305.22 698.25 Td (results ) Tj ET Q q 0 0 0 rg BT 333.46 698.25 Td (are ) Tj ET Q q 0 0 0 rg BT 347.80 698.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 392.99 698.25 Td ( ) Tj ET Q q 0 0 0 rg BT 395.12 698.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 432.23 698.25 Td (measures. ) Tj ET Q q 0 0 0 rg BT 473.91 698.25 Td (The ) Tj ET Q q 0 0 0 rg BT 491.59 698.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 513.17 698.25 Td (also ) Tj ET Q q 0 0 0 rg BT 531.41 698.25 Td (reviews ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 82.35 686.25 Td (results ) Tj ET Q q 0 0 0 rg BT 111.08 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 122.04 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 136.89 686.25 Td (lines ) Tj ET Q q 0 0 0 rg BT 158.40 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 169.36 686.25 Td (business ) Tj ET Q q 0 0 0 rg BT 205.88 686.25 Td (on ) Tj ET Q q 0 0 0 rg BT 218.51 686.25 Td (a ) Tj ET Q q 0 0 0 rg BT 225.57 686.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 264.30 686.25 Td (basis. ) Tj ET Q q 0 0 0 rg BT 289.24 686.25 Td (The ) Tj ET Q q 0 0 0 rg BT 307.41 686.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 329.64 686.25 Td (s ) Tj ET Q q 0 0 0 rg BT 336.16 686.25 Td (definition ) Tj ET Q q 0 0 0 rg BT 377.67 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 388.63 686.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 427.35 686.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 449.98 686.25 Td (starts, ) Tj ET Q q 0 0 0 rg BT 476.21 686.25 Td (in ) Tj ET Q q 0 0 0 rg BT 486.62 686.25 Td (each ) Tj ET Q q 0 0 0 rg BT 507.56 686.25 Td (case, ) Tj ET Q q 0 0 0 rg BT 529.90 686.25 Td (with ) Tj ET Q q 0 0 0 rg BT 550.31 686.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 674.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 103.80 674.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 124.56 674.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 151.42 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 154.40 674.25 Td (results ) Tj ET Q q 0 0 0 rg BT 183.49 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 200.91 674.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 237.21 674.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 267.40 674.25 Td (reclassifications ) Tj ET Q q 0 0 0 rg BT 334.79 674.25 Td (to ) Tj ET Q q 0 0 0 rg BT 345.55 674.25 Td (present ) Tj ET Q q 0 0 0 rg BT 377.41 674.25 Td (total ) Tj ET Q q 0 0 0 rg BT 398.17 674.25 Td (net ) Tj ET Q q 0 0 0 rg BT 413.36 674.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 447.99 674.25 Td (for ) Tj ET Q q 0 0 0 rg BT 462.63 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 477.83 674.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 500.26 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 517.68 674.25 Td (each ) Tj ET Q q 0 0 0 rg BT 538.97 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 550.29 674.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 662.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 109.91 662.25 Td (business ) Tj ET Q q 0 0 0 rg BT 145.67 662.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 184.76 662.25 Td (on ) Tj ET Q q 0 0 0 rg BT 196.64 662.25 Td (a ) Tj ET Q q 0 0 0 rg BT 202.95 662.25 Td (fully ) Tj ET Q q 0 0 0 rg BT 223.71 662.25 Td (taxable-equivalent ) Tj ET Q q 0 0 0 rg BT 299.44 662.25 Td (\(FTE\) ) Tj ET Q q 0 0 0 rg BT 334.63 662.25 Td (basis. ) Tj ET Q q 0 0 0 rg BT 358.59 662.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 407.92 662.25 Td (, ) Tj ET Q q 0 0 0 rg BT 412.30 662.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 445.82 662.25 Td (from ) Tj ET Q q 0 0 0 rg BT 467.13 662.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 516.78 662.25 Td (that ) Tj ET Q q 0 0 0 rg BT 533.65 662.25 Td (receive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 650.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 82.60 650.25 Td (credits ) Tj ET Q q 0 0 0 rg BT 112.13 650.25 Td (and ) Tj ET Q q 0 0 0 rg BT 129.45 650.25 Td (tax-exempt ) Tj ET Q q 0 0 0 rg BT 177.31 650.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 217.95 650.25 Td (is ) Tj ET Q q 0 0 0 rg BT 227.50 650.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 268.70 650.25 Td (in ) Tj ET Q q 0 0 0 rg BT 279.36 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 294.45 650.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 333.43 650.25 Td (results ) Tj ET Q q 0 0 0 rg BT 362.42 650.25 Td (on ) Tj ET Q q 0 0 0 rg BT 375.30 650.25 Td (a ) Tj ET Q q 0 0 0 rg BT 382.61 650.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 405.49 650.25 Td (comparable ) Tj ET Q q 0 0 0 rg BT 455.01 650.25 Td (to ) Tj ET Q q 0 0 0 rg BT 465.67 650.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 497.42 650.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 548.08 650.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 638.25 Td (securities. ) Tj ET Q q 0 0 0 rg BT 109.96 638.25 Td (These ) Tj ET Q q 0 0 0 rg BT 136.20 638.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 173.55 638.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 213.12 638.25 Td (allow ) Tj ET Q q 0 0 0 rg BT 237.70 638.25 Td (management ) Tj ET Q q 0 0 0 rg BT 291.16 638.25 Td (to ) Tj ET Q q 0 0 0 rg BT 301.30 638.25 Td (assess ) Tj ET Q q 0 0 0 rg BT 328.11 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.69 638.25 Td (comparability ) Tj ET Q q 0 0 0 rg BT 400.60 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 411.29 638.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 445.30 638.25 Td (arising ) Tj ET Q q 0 0 0 rg BT 474.89 638.25 Td (from ) Tj ET Q q 0 0 0 rg BT 496.69 638.25 Td (both ) Tj ET Q q 0 0 0 rg BT 516.83 638.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 548.07 638.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 626.25 Td (tax-exempt ) Tj ET Q q 0 0 0 rg BT 114.41 626.25 Td (sources. ) Tj ET Q q 0 0 0 rg BT 148.69 626.25 Td (The ) Tj ET Q q 0 0 0 rg BT 166.17 626.25 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 225.31 626.25 Td (income ) Tj ET Q q 0 0 0 rg BT 256.67 626.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 270.82 626.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 299.96 626.25 Td (related ) Tj ET Q q 0 0 0 rg BT 329.09 626.25 Td (to ) Tj ET Q q 0 0 0 rg BT 338.80 626.25 Td (tax-exempt ) Tj ET Q q 0 0 0 rg BT 385.71 626.25 Td (items ) Tj ET Q q 0 0 0 rg BT 409.31 626.25 Td (is ) Tj ET Q q 0 0 0 rg BT 417.91 626.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 454.81 626.25 Td (within ) Tj ET Q q 0 0 0 rg BT 482.30 626.25 Td (income ) Tj ET Q q 0 0 0 rg BT 513.66 626.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 527.81 626.25 Td (expense. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 614.25 Td (These ) Tj ET Q q 0 0 0 rg BT 94.97 614.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 146.34 614.25 Td (have ) Tj ET Q q 0 0 0 rg BT 168.81 614.25 Td (no ) Tj ET Q q 0 0 0 rg BT 182.40 614.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 213.20 614.25 Td (on ) Tj ET Q q 0 0 0 rg BT 226.80 614.25 Td (net ) Tj ET Q q 0 0 0 rg BT 242.61 614.25 Td (income ) Tj ET Q q 0 0 0 rg BT 275.63 614.25 Td (as ) Tj ET Q q 0 0 0 rg BT 287.55 614.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 324.46 614.25 Td (by ) Tj ET Q q 0 0 0 rg BT 338.06 614.25 Td (the ) Tj ET Q q 0 0 0 rg BT 353.87 614.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 376.91 614.25 Td (as ) Tj ET Q q 0 0 0 rg BT 388.83 614.25 Td (a ) Tj ET Q q 0 0 0 rg BT 396.86 614.25 Td (whole ) Tj ET Q q 0 0 0 rg BT 424.89 614.25 Td (or ) Tj ET Q q 0 0 0 rg BT 436.81 614.25 Td (by ) Tj ET Q q 0 0 0 rg BT 450.41 614.25 Td (the ) Tj ET Q q 0 0 0 rg BT 466.22 614.25 Td (lines ) Tj ET Q q 0 0 0 rg BT 488.70 614.25 Td (of ) Tj ET Q q 0 0 0 rg BT 500.62 614.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 540.60 614.25 Td (For ) Tj ET Q q 0 0 0 rg BT 558.09 614.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 602.25 Td (reconciliation ) Tj ET Q q 0 0 0 rg BT 124.18 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 134.21 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 148.13 602.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 170.36 602.25 Td (s ) Tj ET Q q 0 0 0 rg BT 175.96 602.25 Td (results ) Tj ET Q q 0 0 0 rg BT 203.77 602.25 Td (from ) Tj ET Q q 0 0 0 rg BT 224.91 602.25 Td (a ) Tj ET Q q 0 0 0 rg BT 231.05 602.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 266.07 602.25 Td (to ) Tj ET Q q 0 0 0 rg BT 275.56 602.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 313.35 602.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 337.56 602.25 Td (see ) Tj ET Q q 0 0 0 rg BT 352.03 602.25 Td (page ) Tj ET Q q 0 0 0 rg BT 372.61 602.25 Td (7 ) Tj ET Q q 0 0 0 rg BT 379.32 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 389.35 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 403.27 602.25 Td (Earnings ) Tj ET Q q 0 0 0 rg BT 440.52 602.25 Td (Release ) Tj ET Q q 0 0 0 rg BT 473.32 602.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 512.24 602.25 Td (Supplement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.25 Td (b. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 578.25 Td (T) Tj ET Q q 0 0 0 rg BT 72.91 578.25 Td (angible ) Tj ET Q q 0 0 0 rg BT 106.79 578.25 Td (common ) Tj ET Q q 0 0 0 rg BT 146.23 578.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 175.67 578.25 Td (\(TCE\), ) Tj ET Q q 0 0 0 rg BT 217.04 578.25 Td (return ) Tj ET Q q 0 0 0 rg BT 245.36 578.25 Td (on ) Tj ET Q q 0 0 0 rg BT 259.80 578.25 Td (tangible ) Tj ET Q q 0 0 0 rg BT 296.46 578.25 Td (common ) Tj ET Q q 0 0 0 rg BT 335.90 578.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 365.34 578.25 Td (\(ROTCE\) ) Tj ET Q q 0 0 0 rg BT 418.10 578.25 Td (and ) Tj ET Q q 0 0 0 rg BT 436.98 578.25 Td (tangible ) Tj ET Q q 0 0 0 rg BT 473.64 578.25 Td (book ) Tj ET Q q 0 0 0 rg BT 498.09 578.25 Td (value ) Tj ET Q q 0 0 0 rg BT 524.19 578.25 Td (per ) Tj ET Q q 0 0 0 rg BT 541.40 578.25 Td (share ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 566.25 Td (\(TBVPS\), ) Tj ET Q q 0 0 0 rg BT 120.16 566.25 Td (are ) Tj ET Q q 0 0 0 rg BT 135.87 566.25 Td (each ) Tj ET Q q 0 0 0 rg BT 157.68 566.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 202.87 566.25 Td ( ) Tj ET Q q 0 0 0 rg BT 206.37 566.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 244.85 566.25 Td (measures. ) Tj ET Q q 0 0 0 rg BT 287.80 566.25 Td (TCE ) Tj ET Q q 0 0 0 rg BT 310.19 566.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 354.23 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 369.94 566.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 392.17 566.25 Td (s ) Tj ET Q q 0 0 0 rg BT 399.56 566.25 Td (common ) Tj ET Q q 0 0 0 rg BT 438.06 566.25 Td (stockholders? Tj ET Q q 0 0 0 rg BT 491.19 566.25 Td ( ) Tj ET Q q 0 0 0 rg BT 494.69 566.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 523.19 566.25 Td (\(i.e., ) Tj ET Q q 0 0 0 rg BT 544.73 566.25 Td (total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 554.25 Td (stockholders? Tj ET Q q 0 0 0 rg BT 120.63 554.25 Td ( ) Tj ET Q q 0 0 0 rg BT 122.16 554.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 148.67 554.25 Td (less ) Tj ET Q q 0 0 0 rg BT 165.20 554.25 Td (preferred ) Tj ET Q q 0 0 0 rg BT 203.36 554.25 Td (stock\) ) Tj ET Q q 0 0 0 rg BT 229.32 554.25 Td (less ) Tj ET Q q 0 0 0 rg BT 245.84 554.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 282.92 554.25 Td (and ) Tj ET Q q 0 0 0 rg BT 298.88 554.25 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 345.94 554.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 387.45 554.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 412.30 554.25 Td (\(other ) Tj ET Q q 0 0 0 rg BT 437.70 554.25 Td (than ) Tj ET Q q 0 0 0 rg BT 456.44 554.25 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 495.73 554.25 Td (servicing ) Tj ET Q q 0 0 0 rg BT 533.91 554.25 Td (rights\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 542.25 Td (net ) Tj ET Q q 0 0 0 rg BT 81.44 542.25 Td (of ) Tj ET Q q 0 0 0 rg BT 91.48 542.25 Td (related ) Tj ET Q q 0 0 0 rg BT 120.41 542.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 155.43 542.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 169.37 542.25 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 210.80 542.25 Td (For ) Tj ET Q q 0 0 0 rg BT 226.41 542.25 Td (a ) Tj ET Q q 0 0 0 rg BT 232.57 542.25 Td (reconciliation ) Tj ET Q q 0 0 0 rg BT 289.26 542.25 Td (from ) Tj ET Q q 0 0 0 rg BT 310.42 542.25 Td (common ) Tj ET Q q 0 0 0 rg BT 347.13 542.25 Td (stockholders? Tj ET Q q 0 0 0 rg BT 400.27 542.25 Td ( ) Tj ET Q q 0 0 0 rg BT 401.99 542.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 428.70 542.25 Td (to ) Tj ET Q q 0 0 0 rg BT 438.07 542.25 Td (TCE, ) Tj ET Q q 0 0 0 rg BT 461.18 542.25 Td (see ) Tj ET Q q 0 0 0 rg BT 475.67 542.25 Td (page ) Tj ET Q q 0 0 0 rg BT 496.26 542.25 Td (9 ) Tj ET Q q 0 0 0 rg BT 502.98 542.25 Td (of ) Tj ET Q q 0 0 0 rg BT 513.03 542.25 Td (the ) Tj ET Q q 0 0 0 rg BT 526.97 542.25 Td (Earnings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 530.25 Td (Release ) Tj ET Q q 0 0 0 rg BT 101.92 530.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 142.46 530.25 Td (Supplement. ) Tj ET Q q 0 0 0 rg BT 196.05 530.25 Td (ROTCE ) Tj ET Q q 0 0 0 rg BT 232.16 530.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 272.69 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 288.23 530.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 310.46 530.25 Td (s ) Tj ET Q q 0 0 0 rg BT 317.68 530.25 Td (net ) Tj ET Q q 0 0 0 rg BT 333.22 530.25 Td (income ) Tj ET Q q 0 0 0 rg BT 365.98 530.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 410.39 530.25 Td (to ) Tj ET Q q 0 0 0 rg BT 421.49 530.25 Td (common ) Tj ET Q q 0 0 0 rg BT 459.81 530.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 488.13 530.25 Td (as ) Tj ET Q q 0 0 0 rg BT 499.79 530.25 Td (a ) Tj ET Q q 0 0 0 rg BT 507.55 530.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 554.18 530.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 518.25 Td (average ) Tj ET Q q 0 0 0 rg BT 100.30 518.25 Td (TCE. ) Tj ET Q q 0 0 0 rg BT 123.40 518.25 Td (TBVPS ) Tj ET Q q 0 0 0 rg BT 156.38 518.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 198.77 518.25 Td (the ) Tj ET Q q 0 0 0 rg BT 212.83 518.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 235.06 518.25 Td (s ) Tj ET Q q 0 0 0 rg BT 240.67 518.25 Td (TCE ) Tj ET Q q 0 0 0 rg BT 261.41 518.25 Td (at ) Tj ET Q q 0 0 0 rg BT 270.47 518.25 Td (period-end ) Tj ET Q q 0 0 0 rg BT 315.64 518.25 Td (divided ) Tj ET Q q 0 0 0 rg BT 347.48 518.25 Td (by ) Tj ET Q q 0 0 0 rg BT 359.33 518.25 Td (common ) Tj ET Q q 0 0 0 rg BT 396.18 518.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 423.02 518.25 Td (at ) Tj ET Q q 0 0 0 rg BT 432.09 518.25 Td (period-end. ) Tj ET Q q 0 0 0 rg BT 479.75 518.25 Td (Book ) Tj ET Q q 0 0 0 rg BT 503.28 518.25 Td (value ) Tj ET Q q 0 0 0 rg BT 526.78 518.25 Td (per ) Tj ET Q q 0 0 0 rg BT 541.40 518.25 Td (share ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 506.25 Td (was ) Tj ET Q q 0 0 0 rg BT 84.98 506.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.98 506.25 Td (73.77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.48 506.25 Td (, ) Tj ET Q q 0 0 0 rg BT 116.90 506.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.90 506.25 Td (71.78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.40 506.25 Td ( ) Tj ET Q q 0 0 0 rg BT 146.33 506.25 Td (and ) Tj ET Q q 0 0 0 rg BT 162.69 506.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.69 506.25 Td (68.85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.19 506.25 Td ( ) Tj ET Q q 0 0 0 rg BT 192.12 506.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.26 506.25 Td (June ) Tj ET Q q 0 0 0 rg BT 221.51 506.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 235.94 506.25 Td (2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.94 506.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.36 506.25 Td (March ) Tj ET Q q 0 0 0 rg BT 288.39 506.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 302.81 506.25 Td (2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.81 506.25 Td (, ) Tj ET Q q 0 0 0 rg BT 327.24 506.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.60 506.25 Td (June ) Tj ET Q q 0 0 0 rg BT 363.86 506.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 378.28 506.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.28 506.25 Td (, ) Tj ET Q q 0 0 0 rg BT 402.71 506.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 450.37 506.25 Td (. ) Tj ET Q q 0 0 0 rg BT 454.66 506.25 Td (TCE, ) Tj ET Q q 0 0 0 rg BT 477.97 506.25 Td (ROTCE, ) Tj ET Q q 0 0 0 rg BT 515.17 506.25 Td (and ) Tj ET Q q 0 0 0 rg BT 531.40 506.25 Td (TBVPS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 494.25 Td (are ) Tj ET Q q 0 0 0 rg BT 82.21 494.25 Td (meaningful ) Tj ET Q q 0 0 0 rg BT 130.25 494.25 Td (to ) Tj ET Q q 0 0 0 rg BT 140.53 494.25 Td (the ) Tj ET Q q 0 0 0 rg BT 155.24 494.25 Td (Firm, ) Tj ET Q q 0 0 0 rg BT 179.69 494.25 Td (as ) Tj ET Q q 0 0 0 rg BT 190.52 494.25 Td (well ) Tj ET Q q 0 0 0 rg BT 210.24 494.25 Td (as ) Tj ET Q q 0 0 0 rg BT 221.07 494.25 Td (investors ) Tj ET Q q 0 0 0 rg BT 259.68 494.25 Td (and ) Tj ET Q q 0 0 0 rg BT 276.62 494.25 Td (analysts, ) Tj ET Q q 0 0 0 rg BT 313.83 494.25 Td (in ) Tj ET Q q 0 0 0 rg BT 324.11 494.25 Td (assessing ) Tj ET Q q 0 0 0 rg BT 363.83 494.25 Td (the ) Tj ET Q q 0 0 0 rg BT 378.55 494.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 400.78 494.25 Td (s ) Tj ET Q q 0 0 0 rg BT 407.17 494.25 Td (use ) Tj ET Q q 0 0 0 rg BT 423.00 494.25 Td (of ) Tj ET Q q 0 0 0 rg BT 433.83 494.25 Td (equity) Tj ET Q q 0 0 0 rg BT 458.17 494.25 Td (.) Tj ET Q endstream endobj 15 0 obj <> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 760.60 Td (News Release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (7) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 740.25 Td (Additional ) Tj ET Q q 0 0 0 rg BT 97.57 740.25 Td (notes:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (3. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 710.25 Td (Estimated. ) Tj ET Q q 0 0 0 rg BT 112.40 710.25 Td (The ) Tj ET Q q 0 0 0 rg BT 130.54 710.25 Td (Basel ) Tj ET Q q 0 0 0 rg BT 155.34 710.25 Td (III ) Tj ET Q q 0 0 0 rg BT 167.93 710.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 211.61 710.25 Td (capital, ) Tj ET Q q 0 0 0 rg BT 243.36 710.25 Td (risk-weighted ) Tj ET Q q 0 0 0 rg BT 300.94 710.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 326.86 710.25 Td (and ) Tj ET Q q 0 0 0 rg BT 343.89 710.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 373.13 710.25 Td (ratios ) Tj ET Q q 0 0 0 rg BT 397.94 710.25 Td (became ) Tj ET Q q 0 0 0 rg BT 431.07 710.25 Td (fully ) Tj ET Q q 0 0 0 rg BT 452.55 710.25 Td (phased-in ) Tj ET Q q 0 0 0 rg BT 494.02 710.25 Td (ef) Tj ET Q q 0 0 0 rg BT 501.60 710.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 531.40 710.25 Td (January ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 698.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 77.13 698.25 Td (2019. ) Tj ET Q q 0 0 0 rg BT 101.60 698.25 Td (The ) Tj ET Q q 0 0 0 rg BT 119.28 698.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 148.06 698.25 Td (adequacy ) Tj ET Q q 0 0 0 rg BT 187.94 698.25 Td (of ) Tj ET Q q 0 0 0 rg BT 198.40 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 212.74 698.25 Td (Firm ) Tj ET Q q 0 0 0 rg BT 234.32 698.25 Td (is ) Tj ET Q q 0 0 0 rg BT 243.11 698.25 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 283.55 698.25 Td (against ) Tj ET Q q 0 0 0 rg BT 314.01 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 328.35 698.25 Td (fully ) Tj ET Q q 0 0 0 rg BT 349.36 698.25 Td (phased-in ) Tj ET Q q 0 0 0 rg BT 390.37 698.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 429.70 698.25 Td (under ) Tj ET Q q 0 0 0 rg BT 454.60 698.25 Td (Basel ) Tj ET Q q 0 0 0 rg BT 478.95 698.25 Td (III ) Tj ET Q q 0 0 0 rg BT 491.06 698.25 Td (and ) Tj ET Q q 0 0 0 rg BT 507.63 698.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 550.30 698.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 686.25 Td (lower ) Tj ET Q q 0 0 0 rg BT 95.13 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 108.32 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 125.39 686.25 Td (Standardized ) Tj ET Q q 0 0 0 rg BT 182.45 686.25 Td (or ) Tj ET Q q 0 0 0 rg BT 194.57 686.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 239.96 686.25 Td (approaches. ) Tj ET Q q 0 0 0 rg BT 292.30 686.25 Td (For ) Tj ET Q q 0 0 0 rg BT 311.05 686.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 355.90 686.25 Td (information ) Tj ET Q q 0 0 0 rg BT 407.97 686.25 Td (on ) Tj ET Q q 0 0 0 rg BT 422.82 686.25 Td (these ) Tj ET Q q 0 0 0 rg BT 448.23 686.25 Td (measures, ) Tj ET Q q 0 0 0 rg BT 492.79 686.25 Td (see ) Tj ET Q q 0 0 0 rg BT 510.42 686.25 Td (Capital ) Tj ET Q q 0 0 0 rg BT 544.16 686.25 Td (Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 674.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 122.38 674.25 Td (on ) Tj ET Q q 0 0 0 rg BT 135.05 674.25 Td (pages ) Tj ET Q q 0 0 0 rg BT 160.50 674.25 Td (85-94 ) Tj ET Q q 0 0 0 rg BT 186.50 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 197.50 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 212.40 674.25 Td (Firm? Tj ET Q q 0 0 0 rg BT 234.62 674.25 Td (s ) Tj ET Q q 0 0 0 rg BT 240.60 674.25 Td (Annual ) Tj ET Q q 0 0 0 rg BT 272.71 674.25 Td (Report ) Tj ET Q q 0 0 0 rg BT 302.60 674.25 Td (on ) Tj ET Q q 0 0 0 rg BT 315.28 674.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 339.62 674.25 Td (10-K ) Tj ET Q q 0 0 0 rg BT 362.85 674.25 Td (for ) Tj ET Q q 0 0 0 rg BT 377.19 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 392.08 674.25 Td (year ) Tj ET Q q 0 0 0 rg BT 411.96 674.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 438.51 674.25 Td (December ) Tj ET Q q 0 0 0 rg BT 482.27 674.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 497.44 674.25 Td (2018, ) Tj ET Q q 0 0 0 rg BT 522.62 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 539.73 674.25 Td (pages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 662.25 Td (32-36 ) Tj ET Q q 0 0 0 rg BT 93.33 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 104.16 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 118.88 662.25 Td (Firm's ) Tj ET Q q 0 0 0 rg BT 146.52 662.25 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 187.33 662.25 Td (Report ) Tj ET Q q 0 0 0 rg BT 217.05 662.25 Td (on ) Tj ET Q q 0 0 0 rg BT 229.55 662.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 253.72 662.25 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 276.77 662.25 Td (for ) Tj ET Q q 0 0 0 rg BT 290.93 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 305.65 662.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 344.24 662.25 Td (period ) Tj ET Q q 0 0 0 rg BT 372.29 662.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 398.67 662.25 Td (March ) Tj ET Q q 0 0 0 rg BT 427.27 662.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 442.27 662.25 Td (2019.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 644.25 Td (4. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 644.25 Td (Last ) Tj ET Q q 0 0 0 rg BT 87.22 644.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 116.37 644.25 Td (months ) Tj ET Q q 0 0 0 rg BT 148.32 644.25 Td (\(L) Tj ET Q q 0 0 0 rg BT 161.28 644.25 Td (TM\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.25 Td (5. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 626.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 84.44 626.25 Td (of ) Tj ET Q q 0 0 0 rg BT 95.27 626.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 118.88 626.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 146.38 626.25 Td (to ) Tj ET Q q 0 0 0 rg BT 156.66 626.25 Td (employees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 608.25 Td (6. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 608.25 Td (Excludes ) Tj ET Q q 0 0 0 rg BT 106.66 608.25 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 158.58 608.25 Td (Card.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.25 Td (7. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 590.25 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 105.36 590.25 Td (Markets ) Tj ET Q q 0 0 0 rg BT 139.88 590.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 173.27 590.25 Td (excludes ) Tj ET Q q 0 0 0 rg BT 210.01 590.25 Td (a ) Tj ET Q q 0 0 0 rg BT 216.20 590.25 Td (gain ) Tj ET Q q 0 0 0 rg BT 235.17 590.25 Td (from ) Tj ET Q q 0 0 0 rg BT 256.35 590.25 Td (the ) Tj ET Q q 0 0 0 rg BT 270.32 590.25 Td (IPO ) Tj ET Q q 0 0 0 rg BT 288.19 590.25 Td (of ) Tj ET Q q 0 0 0 rg BT 298.27 590.25 Td (a ) Tj ET Q q 0 0 0 rg BT 304.46 590.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 340.08 590.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 385.71 590.25 Td (in ) Tj ET Q q 0 0 0 rg BT 395.11 590.25 Td (T) Tj ET Q q 0 0 0 rg BT 400.87 590.25 Td (radeweb ) Tj ET Q q 0 0 0 rg BT 436.49 590.25 Td (\(an ) Tj ET Q q 0 0 0 rg BT 451.01 590.25 Td (electronic ) Tj ET Q q 0 0 0 rg BT 492.18 590.25 Td (trading ) Tj ET Q q 0 0 0 rg BT 522.25 590.25 Td (platform\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 572.25 Td (8. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 572.25 Td (Credit ) Tj ET Q q 0 0 0 rg BT 95.59 572.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 134.24 572.25 Td (to ) Tj ET Q q 0 0 0 rg BT 145.11 572.25 Td (clients ) Tj ET Q q 0 0 0 rg BT 174.32 572.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 217.95 572.25 Td (new ) Tj ET Q q 0 0 0 rg BT 237.71 572.25 Td (and ) Tj ET Q q 0 0 0 rg BT 255.25 572.25 Td (renewed ) Tj ET Q q 0 0 0 rg BT 292.21 572.25 Td (credit, ) Tj ET Q q 0 0 0 rg BT 320.57 572.25 Td (including ) Tj ET Q q 0 0 0 rg BT 361.45 572.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 385.65 572.25 Td (and ) Tj ET Q q 0 0 0 rg BT 403.19 572.25 Td (commitments. ) Tj ET Q q 0 0 0 rg BT 463.23 572.25 Td (Credit ) Tj ET Q q 0 0 0 rg BT 491.32 572.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 529.96 572.25 Td (to ) Tj ET Q q 0 0 0 rg BT 540.84 572.25 Td (small ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 560.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 112.18 560.25 Td (reflects ) Tj ET Q q 0 0 0 rg BT 144.06 560.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 167.62 560.25 Td (and ) Tj ET Q q 0 0 0 rg BT 184.51 560.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 224.72 560.25 Td (lines ) Tj ET Q q 0 0 0 rg BT 246.06 560.25 Td (of ) Tj ET Q q 0 0 0 rg BT 256.85 560.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 282.07 560.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 320.07 560.25 Td (by ) Tj ET Q q 0 0 0 rg BT 332.52 560.25 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 376.09 560.25 Td (& ) Tj ET Q q 0 0 0 rg BT 386.32 560.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 424.34 560.25 Td (Banking; ) Tj ET Q q 0 0 0 rg BT 463.46 560.25 Td (Card, ) Tj ET Q q 0 0 0 rg BT 487.85 560.25 Td (Merchant ) Tj ET Q q 0 0 0 rg BT 528.62 560.25 Td (Services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 548.25 Td (& ) Tj ET Q q 0 0 0 rg BT 77.31 548.25 Td (Auto; ) Tj ET Q q 0 0 0 rg BT 102.70 548.25 Td (and ) Tj ET Q q 0 0 0 rg BT 119.75 548.25 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 171.79 548.25 Td (Banking. ) Tj ET Q q 0 0 0 rg BT 210.78 548.25 Td (Credit ) Tj ET Q q 0 0 0 rg BT 238.39 548.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 276.55 548.25 Td (to ) Tj ET Q q 0 0 0 rg BT 286.93 548.25 Td (nonprofit ) Tj ET Q q 0 0 0 rg BT 326.76 548.25 Td (and ) Tj ET Q q 0 0 0 rg BT 343.81 548.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 364.20 548.25 Td (and ) Tj ET Q q 0 0 0 rg BT 381.25 548.25 Td (non-U.S. ) Tj ET Q q 0 0 0 rg BT 419.97 548.25 Td (government ) Tj ET Q q 0 0 0 rg BT 470.35 548.25 Td (entities, ) Tj ET Q q 0 0 0 rg BT 504.34 548.25 Td (including ) Tj ET Q q 0 0 0 rg BT 544.72 548.25 Td (U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 536.25 Td (states, ) Tj ET Q q 0 0 0 rg BT 96.77 536.25 Td (municipalities, ) Tj ET Q q 0 0 0 rg BT 160.47 536.25 Td (hospitals ) Tj ET Q q 0 0 0 rg BT 200.58 536.25 Td (and ) Tj ET Q q 0 0 0 rg BT 219.57 536.25 Td (universities, ) Tj ET Q q 0 0 0 rg BT 272.73 536.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 317.82 536.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 345.13 536.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 385.23 536.25 Td (by ) Tj ET Q q 0 0 0 rg BT 399.78 536.25 Td (the ) Tj ET Q q 0 0 0 rg BT 416.55 536.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 461.08 536.25 Td (& ) Tj ET Q q 0 0 0 rg BT 473.41 536.25 Td (Investment ) Tj ET Q q 0 0 0 rg BT 522.40 536.25 Td (Bank ) Tj ET Q q 0 0 0 rg BT 548.06 536.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 524.25 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 119.43 524.25 Td (Banking.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 506.25 Td (9. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 506.25 Td (Formerly ) Tj ET Q q 0 0 0 rg BT 107.22 506.25 Td (Markets ) Tj ET Q q 0 0 0 rg BT 142.49 506.25 Td (& ) Tj ET Q q 0 0 0 rg BT 152.76 506.25 Td (Investor ) Tj ET Q q 0 0 0 rg BT 188.03 506.25 Td (Services.) Tj ET Q endstream endobj 17 0 obj <> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 772.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 76.49 772.60 Td (ganChase & Co.) 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